Harry Potter Raven's Claw

Perhaps because he got rich overnight in his previous life, Mike has always spent money lavishly. Even so, Mike never felt that he was a spendthrift.

There are two ways to save money: increasing income and reducing expenditure. Mike believes that increasing income is far more important than reducing expenditure. Although blindly reducing expenditure can save money, it will also make people like Penello.

A country bumpkin who can't even spend money cheaply, only open source can make people become a truly rich man while accumulating wealth.

Due to the school holidays, the business of Dolphin Magic Drink had to stop. Without business, there would naturally be no income. It is not acceptable to just sit back and have nothing.

Penelo's poor look yesterday inspired Mike a lot. In this era, the currency is not as devalued as in his previous life. In the UK during this period, the pound was still very strong.

For example, in 1989, the hourly wage of an ordinary worker was about 3 pounds. If you work 8 hours a day and 22 days a month, it would be 528 pounds per month. It is now 1992, and it has only been 3 years since inflation.

You can earn 600 pounds a month. With just this 600 pounds, it is enough for a family of three to have food and drink without any worries, provided of course that you are not in a first-tier city.

An income of £600 a month definitely represents the income level of most people in the UK today.

The exchange limit given by Gringotts is 100 gold galleons per year, which is 500 pounds, which is definitely not a small sum for these ordinary families.

In addition, the Ministry of Magic subsidizes the items on the Hogwarts admission list, so buying all the items on the admission list does not require 100 gold galleons. This leads to the fact that most young wizards of Muggle origin do not

Will be exchanged for 100 gold galleons.

In Mike's opinion, this is a naked waste, and Mike considers himself a diligent and frugal young man, so naturally he will not allow such a thing to happen.

Ever since, two teenagers, one black and one white, appeared at the entrance of Diagon Alley, doing nothing but staring at the entrance wall every day.

Whenever they see someone wearing Muggle clothing and coming to Diagon Alley alone, these two people will step forward and sneakily ask: "Friend, are you going to attack Jin Gallon?"

And if they are accompanied by family members, these two people will turn into good Samaritans and introduce everything about the wizarding world to them. Finally, they will tell the other party that they can provide pounds for free in exchange for gold Galleons, and the price is only a few

Just a negligible commission.

It's said to be a negligible commission, but it's actually very dark.

The two men had to take 80% of the handling fee for each transaction, of which the black and white boys took 50%, and the goblin from Gringotts who specialized in converting pounds to gold galleons took 100%.

Thirty-thirds.

These two teenagers are naturally Mike and Franklin.

When it comes to observing, Mike is a professional. In his previous life, he was required to rob banks and steal things, which also allowed him to develop a pair of sharp eyes.

Who are Muggles and who are wizards? Whose families are in a good financial situation, and whose families are so poor that they can barely afford to eat. These Macs can be identified after just a few glances, which makes it easier for them to do business.

Quite a few.

Hogwarts is about to start school, and everyone is thinking about buying the items they need for the new semester in these two days, so the flow of people in Diagon Alley is very large.

Since then, Mike and Franklin's small business has grown bigger and bigger. Although the commission ratio he gave is very exaggerated, after all, it is a free gold galleons. Don't take it for free. Most people are not satisfied with their business.

The services are quite satisfactory.

Of course, there are also some short-sighted people who try to bargain with Mike, and even blackmail Mike by reporting the two of them for speculating and infringing on the interests of the Ministry of Magic.

Naturally, Mike would not be polite to these people. He told them his name openly and claimed that he would look good to him when he got to school.

Mike gained quite a reputation in the school last year. Now all the students at Hogwarts know that he is Professor Flitwick's favorite disciple, and he is also very powerful. Offending such a person for a few gold galleons will almost certainly lead to him in the future.

Someone who becomes a prefect or even Head Boy is obviously unsuitable.

So these tough guys had no choice but to give in and let Mike take a huge commission.

It turns out that most of the Muggles and half-blood wizards who attend Hogwarts have poor family conditions. In just three days, Mike and Franklin earned nearly 1,000 gold galleons.

On this day, Mike and Franklin were looking for business as usual, but they met a few acquaintances.

"Mike Franklin? What are you doing blocking the entrance?"

The speaker was Mr. Weasley, followed behind him were Mrs. Weasley, Harry, and the Weasley family's five children.

"Uh..., we were shopping." Mike hesitated for a long time and then made up an excuse.

"We just happened to be going to buy new books, let's go together!" Harry, a child who was probably locked up during the summer vacation and now likes fun, hurriedly invited Mike when he heard them going shopping.

"No, we still have to wait for someone." Mike shrugged.

"Who are you waiting for? Penello?!" Percy jumped out and asked in an extremely sharp voice.

"I think this has nothing to do with you." Mike realized that Percy's visit was unkind, but he did not show weakness and replied word for word, "Mr. Percy Weasley!"

Now Percy was unwilling and poked his left chest hard with his finger, where there was a Hogwarts prefect badge shining brightly in the sunlight.

"Look carefully! I'm the prefect! Prefect! Is this how you talk to the prefect?!"

"Wow, the prefect of Gryffindor is here to mind my Ravenclaw business. Prefect Percy, you have such great authority." Mike said in an extremely weird tone, and after speaking, he looked at Franklin.

At one glance, the two burst into laughter.

Percy's face twisted in anger, and his right hand trembled as he groped around on his body, seemingly looking for his wand.

Mike's wand has already appeared in his hand. As long as Percy dares to point the wand at him, he will ask Percy to take a disarming spell. He has a good relationship with the Weasley brothers, so it's okay to let Percy suffer a little.

.

But before Percy could take out his wand, George on the side pulled him towards Mr. Weasley who was shopping in front. Fred made a face at Mike, nodded and bowed.

He looked weird. Mike understood what he meant, which was to tell Mike not to be in the same class as Percy.

Out of sympathy, Mike couldn't help but wave his hand to signal them to leave quickly.

Fred didn't say anything when he saw this. He nodded to Mike and quickly followed George and Percy who hadn't gone far.

Looking at the three of them who were still pulling at each other, Mike smiled disdainfully and spat in the direction they left.

Franklin on the side may have thought it was cool to do this, so he vomited in the same way. However, he vomited much further than Mike, and almost vomited on a young lady passing by.