Lu Lei's shout resounded through the entire bank lobby, directly filling up the pressure.
Several other tellers heard,
The lobby manager who hid far away and dared not approach also heard it.
Not everyone is like the teller Bai Xue, whose psychological quality is so poor that he directly has fantasies.
However, even if you know that the client in front of you is here to borrow money.
But who dares to face a person who looks like this?
A business is not satisfied.
It has to be torn and chewed.
The manager of the lobby did not dare to step forward. Although he carried the title of manager, his work experience was not rich.
In fact, more than 1/3 of the lobby managers have less than 3 years of work experience, and it is difficult to be promoted.
No matter how high a level of account managers are, they dare not step forward.
The same is true for the section chief at the next level.
Finally, the assistant general manager of the department came forward.
"Hello customer, I'm really sorry, the teller is not in good health today and wasted your time!"
"Now I will handle the business for you."
"I am Wang Qiang, the assistant to the general manager of our bank. It is my pleasure to serve you."
After some polite words, Lu Lei nodded.
The assistant to the general manager of the department has a very high standard.
Generally speaking, after becoming a section chief, if the core customer deposits reach 100 million yuan, he can be promoted to assistant general manager of the department.
Then the two came to the special reception room,
Wang Qiang took a closer look at Lu Lei's situation.
I was surprised to learn that one of his freshman owns a 140-square-meter flat in Kyoto.
I have read the real estate certificate according to the procedure, but did not go to the house to check the actual situation.
No time-wasting program can do,
Time-wasting procedures can be avoided if possible.
After confirming the qualifications, he recommended a lot of products to Lu Lei.
In the end, Lu Lei chose one of the products according to his needs.
The amount is five hundred thousand.
Repayment of principal after interest, firstly, the monthly payment pressure is small, and the capital utilization rate is high, and secondly, there is no liquidated damages for early repayment.
The main reason is that there is no penalty for early repayment,
Everything works according to the rules.
After all, Lu Lei just looks like a gangster, not a real gangster.
It is impossible to rely on the qualification of owning a house to just borrow three million here.
Generally speaking, the better the qualification, the more loans you will get.
Qualifications include many things, such as.
Personal income matters. The income is stable and the income is relatively high, and the difficulty of bank loans is lower.
Personal credit records are best without blemishes.
In fact, a high degree of education is also very important for bank loans.
Just like civil servant loans are very popular with banks.
Some also require bank-approved assets as mortgage or pledge, or units or individuals that meet the prescribed conditions and have the ability to repay the loan as the guarantor for the repayment of the principal and interest of the loan and assume joint and several liability.
At the same time, the better the qualification, the lower the interest rate.
Lu Lei's qualifications are average, but he is long enough.
"Mr. Lu, the interest rate we have won for you here is 4.35, which is already the lowest interest rate in our bank!" Wang Qiang said.
"good!"
Lu Lei nodded in satisfaction.
This is the attitude and professionalism that a practitioner should have!
"Okay, our bank will approve the money for you as soon as possible, and you will receive the money tomorrow at the latest!"
All the face-to-face procedures were resolved, and Wang Qiang was relieved.
Facing Lu Lei, he is also under a lot of pressure.
Purely to drive ducks to the road,
The people below dare not go up, and the leaders above are not there.
Only those like him who can't go up and down must push forward,
Fortunately, the cooperation went smoothly unexpectedly.
This man who looks like a gangster is quite easy to talk to.
"There is one more thing I don't know if I can trouble you!"
Lu Lei thought for a while, and tried not to do things that could bother others.
"Say it!" Wang Qiang's attitude is not good.
"I need a loan of 3 million in total, which cannot be handled by a bank. Since you are a professional, can you contact me to solve it?"
Normally, banks and banks are both competitors and partners.
Many businesses intersect,
The assistant to the general manager of this kind of department definitely has many contact information of colleagues in other industries.
Do this in minutes.
really simple,
Hearing this simple request, Wang Qiang breathed a sigh of relief, "Okay, you can leave it to me, so we can make an appointment and arrange a face-to-face interview. Do you think it will work?"
"Yes!"
Lu Lei was very satisfied, the sooner the better for this kind of thing, he directly proposed: "Can I do it tomorrow?"
"Can!"
Wang Qiang agreed wholeheartedly.
Just a few phone calls.
One day is quite enough.
If it is an ordinary customer, Wang Qiang may excuse that the time is too urgent, but he will try his best.
That said, customers will be very grateful.
What is easy to do, others will not appreciate.
However, facing Lu Lei, Wang Qiang didn't dare to use this kind of dog trick at all.
Only treat Lu Lei with sincerity.
....
Lu Lei rode a motorcycle and left satisfied, and simply found a restaurant to deal with.
Go home, take a shower, and tidy up.
I'm bored, turn on the phone and play for a while.
Bai Hewan is still sharing some interesting things that happened during the military training today,
For example, Kun Kun's quilt is stacked to pieces,
In the words of the instructor: It takes at least two and a half years to fold well.
For example, Wu Xiaoxiao's quilt today was folded by the instructor,
She no longer plans to sleep under the quilt.
For example, she listened to the slander, soaked her quilt in water, cried, and begged for comfort!
read but did not reply,
Bai Hewan is still in the period of blindly worshiping him,
If Lu Lei pays too much attention,
It is easy to spoil the relationship between siblings.
Attention shifted to other places, and the double-headed friends on the WeChat page kept flickering.
I clicked on it and took a casual look, and it really belonged to Xin Ziqiao.
The above remark information is terrifying,
Just cast a few glances,
"Not only does my mouth taste like orange~"
"Add me and add me, I will send you cool photos!"
"Leilei~"
"..."
Reading too much information like this is not good for your health.
Holding back too much is not good for your body.
Lu Lei took out another mobile phone, found a familiar WeChat group, and found a familiar former partner.
indicated the requirement.
The other party is also absolutely enthusiastic and professional, and introduced several to Lu Lei.
Glanced from top to bottom.
See a copy of 50,000? !
fifty thousand! !
How dare you want it!
For such people who disrupt the market behavior, the bad style of driving up the B price!
Lu Lei said that she must teach her lessons.
That's her!
send the location,
The former partner over there quickly sent a message:
"Good boss, the plane ticket has been booked, the distance is not far, she will be there at eight o'clock tomorrow night!"
"have a good meal!"
…
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