Hogwarts, a Scholar Becomes a God

The latest URL: "I think it's worth thirty Galleons anyway."

Facing Clark's pressing questions, Theodore offered a price with a guilty conscience.

"How much? Thirty Galleons?!" Clark glared at him, "That's the cost."

"Sixty gold plus bulge!"

The three people in the room suddenly became short of breath, and Darren Bock said bluntly, "The price is so expensive, will anyone buy it?"

Indeed, with sixty gold galleons per square meter, that house would cost six to seven thousand gold galleons. To build 20 or 30 houses in a community is a huge sum of more than 200,000 Galleons.

With the size of the British wizarding world, there are not so many rich wizards who can support this kind of consumption.

Besides, wizards all have magic, so it is very convenient to live in daily life, whether they are building their own houses, or sneaking into Muggle houses where no one is around.

Some wizards still have their own old houses, just like the Burrow of Ron's family, which was built by Ron's grandfather's generation, and it has been built up with the increase of children, and they have lived in it until now. That is to say, magic has miraculous effects, such a house can still be lived in, but if it were replaced by Muggles, it would have collapsed long ago.

As for Clark, the old castle in their family has been passed down for centuries. Under such circumstances, it is indeed whimsical to want to sell the house price to 60 gold Galleons per square meter.

However, facing their doubts, Clark just smiled.

"Since the signing of the "International Statute of Secrecy" in 1689, wizards have completely turned into a state of concealment.

Dingworth in Cornwall, Upper Flagley in Yorkshire, St Catchpole on England's south coast, and Godric's Hollow formed half-wizard settlements where wizards and Muggles lived together.

In addition, it is located in the Scottish Highlands, the only purely wizarding village in the UK-Hogsmeade Village.

And this pattern has lasted for almost three centuries.

Times are changing and society is progressing. Muggles are living in high-rise buildings, luxurious apartments, using electric lights, TVs, running water and natural gas, while wizards who think they are superior to Muggles are still living in the Middle Ages. Is this reasonable?

This is unreasonable!

Wizards need a better life too,

Higher enjoyment, I don't believe, with better wizarding communities, newer houses and more interesting shopping streets, they would not yearn for, envy, or desire to have. "

Relying on the new wizard settlement built by Hogwarts, there is great potential. "

"As for the house price being too expensive, ordinary middle-class wizarding families can't afford it?" Clark looked at the three board representatives, standing in the center and talking carefully, looking confident and not stage frightened.

First of all, what is going to be built here is a high-end community. There are only 50 or 60 wizarding families at full cost. There are also many rich wizarding families in the UK. Even the Prewett family may buy a few houses and stock up.

Secondly, I didn't let those wizards pay so much money at once to buy a house. More than seven thousand galleons is a huge sum of money for any family. But we can carry out housing loans and realize the purchase of houses in installments. "

"Purchasing a house in installments? How do you divide it?" Elijah Yaxley, who has always maintained a gentleman image, spoke this time. It seems that after Clark's passionate description, even he couldn't help being tempted.

"That's right," Clark paused when he said this, because this topic reminded him of his previous life, the era when the whole people were crazy about buying houses.

"The so-called loan to buy a house and installment payment is a financial house purchase method invented by Muggles. As the name suggests, it is to extend the payment period and pay in batches to advance the purchase of real estate that requires a lot of money. enjoy.

To put it simply, a luxury apartment that originally cost 7,000 Galleons to buy, now you only need to pay a down payment of 1,000 Galleons, and then pay 50 Galleons every month for ten years. Then ten years later, this house will completely belong to you. "

As soon as Clark's method was finished, the eyes of the three school management representatives present lit up.

This method works!

You should know that the monthly salary of a senior official of the Ministry of Magic is generally between 200 and 400 Galleons, depending on whether the department of their post is important or not.

But no matter which department, it is no problem to support the monthly payment of fifty gold galleons per month. Even a middle-level executive in the Ministry of Magic like Clark's uncle Arthur Weasley had a salary of about 150 Galleons a month.

"However, doing so will lengthen the payment time. What if something happens in the middle and the buyer cannot pay? Besides, if they pay in installments, the investment in building the house will not be recovered temporarily. How to deal with the shortfall in the middle?" Woolen cloth?"

The unconvinced Darren Bock continued to criticize, but his red eyes and rapid breathing all showed that his heart was not calm.

Clark smiled lightly, "This is also easy to solve. First of all, we can find a third party for the loan, such as Gringotts. Those goblins have a lot of gold Galleons in their hands, and they can provide loans to pay the seven thousand gold Galleons for the house purchase. , and then let the house buyers return the Gringotts’ money in installments, of course, in order to make Gringotts willing to participate in this matter. In the middle. They can charge some interest in a small proportion.”

"That's a good way!" Elijah Axe smacked the floor with his cane and made a "bang bang" sound to express his agreement with Clark.

As soon as he opened his mouth, Darren Burke, who was planning to criticize him, also stopped, muffled.

In fact, up to now, the three representatives of the board of directors are also confused about the professional terms such as loans, fundraising, annual rate of return, etc., but this does not prevent them from seeing that Clark is full of confidence and has a plan in his chest.

Sometimes, investing is actually investing in people. No matter how good your project is, or if the person in charge of the project cannot give investors confidence, then no investors will be optimistic about this project.

Conversely, if the person in charge of a project is full of confidence in his project, even if the project is not clear, investors will not hesitate to give him a chance.

Now it seems that Clark's talk project is still very successful, it seems that Jack Ma is still alive, and the three board representatives present are full of confidence in his project that only stays on PPT.

So at the scene, the attitudes of the three of them immediately changed.

Then Theodore Aibo leaned closer in front of Clark, his fat face was full of smiles, and he looked like a blooming chrysanthemum.

"Nephew, uncle, I suddenly felt that the construction of the dragon farm is a matter for the whole school. How can you pay for it alone? The Aibo family decided to advance and retreat with your Prewett family, and we will pay for it together." , to build Hogwarts even better!"