Hunting High School

"Robbery!"

When the black cat heard the next number, it was startled: "Borrowing ten and paying back twenty-two... It's not so fast to rob! You just said that the three-month interest rate is high!"

"The three-month interest rate is high!"

The fox mask scratched at the abacus, and plausibly said: "You do the math, based on the three-month interest rate, nine out of thirteen returns, you borrow ten golden beans for one year, and the annualized interest rate is 1778... and I just calculated it for you, directly The loan period is one year, and the annualized interest rate is only 120! There are still five golden beans short of it!"

"But I don't actually need to borrow money." The black cat looked at him with a faint look - although he didn't understand Mammon's calculation formula very well, it didn't mean he didn't realize that this guy was cheating himself.

It is worthy of being the representative of 'greed'.

"I'm just giving you the cheapest plan in the long run." Mammon said in a tone that I never lied, which made his fox mask look even more hateful.

"Cough, I'm sorry, I hit you with the cat jade before." The black cat turned to look at the sinner, apologetic: "There will never be a next time..."

"Don't worry, after you pass the assessment, there will be no next time." The tone of the guilty man was full of disgust.

"Then..." Mamen interrupted the greeting of one person and one cat, and reminded the black cat: "If you have no other opinions, would you like to sign the guest?"

He pushed the parchment that was surrounded by golden flames forward, and put away the other two at the same time.

This time, the black cat carefully checked the loan amount and the total repayment amount, and there is no doubt that it borrowed ten, with a three-month period, nine out of thirteen returns, and thirteen repayments when due.

Then it carefully pressed its own cat's paw on the parchment.

A red light flashed, and the contract was established.

Mammon carefully folded the contract and stuffed it into the small leather pouch hanging around his neck.

"This is your gold, please check it." He took out a handful of gold beans from the small leather bag, lined them up, and put them in front of the black cat: "Please count the gold in person, and you will not be responsible if you turn around!"

The black cat counted with the tip of its tail.

"wait!"

It screamed and interrupted Mamen who was about to turn around and leave: "Aren't there ten golden beans? You just gave me nine! Don't say I lost one more!"

Mammon turned around, her eyes full of confusion.

"Nine?"

He took out the contract that the black cat had just pressed its paw print on again, and pointed to the four words marked in red: "The terms and conditions are clearly agreed, nine out of ten and thirteen out...that means, if you lend ten golden beans, I will give you ten." At the same time as your ten, in order to control the risk, you will first charge the interest of one golden bean, so there are only nine in your hands...commonly known as 'beheading interest'...and then three months later, you will give me the rest The 12 golden beans that were placed, a total of 13 golden beans, so it is called "nine out and thirteen returns"... If you chose another one-year financing at that time, there would be no "beheading interest". I said I would lend you ten golden beans, but in reality it was ten..."

Reasonable and well-founded, but also regretful.

It's... grumpy.

The black cat took a deep breath, and turned to look at the sinner: "Is he also in need of a beating in the Seven Deadly Sins? If I eat him, will he be in trouble..."

"I still suggest you to be cautious here, guest."

Mamen took a cautious step towards Retreat, with a smile on her face: "The deal between us is all yours, we will never buy or sell by force... and if you eat a student at school, you will be imprisoned by Dan Hag for the rest of your life." ...even if you're just a cat."

The guilty envoy glanced at the black cat: "I promise, he is not the one who needs to be beaten the most..."

"If there is nothing else, please allow me to leave first." Over there, the wizard wearing a fox mask took a few steps back into the shadow behind him again.

"wait!"

The black cat scooped up the golden beans in front of him and pulled his ears: "I won't borrow it for three months, I want to repay the loan in advance! Pay it off now, immediately, immediately!"

"Tsk, I still have some brains."

The guilty person who watched this scene smacked his lips.

The smile on Mammon's fox mask disappeared visibly to the naked eye.

"There is a penalty for early repayment!"

His voice was a bit sharp: "Every time you complete the contract, you will accumulate a certain credit score for you, and those points can make you our high-quality customer, so that one day in the future, if you need gold, you can get a lot of money from us." High credit limit!"

"I'd rather take off this skin and sell it than borrow money from you." The black cat refused very straightforwardly: "After all, after skinning, apply some potion and sleep for a night, the fur will grow back...but in your case Borrowing money, God knows if I will lose all this flesh and blood."

"The penalty interest is very high!" The fox mask continued to persuade: "Anyway, it's only ten golden beans. You can use this money to buy a Magical Item that you can take advantage of, and go to the forest to catch two bullies, won't you earn it back?"

"Magic Item of ten golden beans, you are going to let me die." The black cat rolled his eyes, but this time he was a little more careful: "You first talk about the penalty interest..."

The parchment wrapped in golden flames appeared again between the fox and the cat.

The black cat narrowed its eyes, carefully picked through the clauses inside, and finally found two sentences about the penalty interest between the words: if the loan is repaid in advance within one year, the interest will not be less than three months for the total amount of the loan; Repay early after the year, and charge no less than one month's interest on the total amount of the loan.

It turned this sentence several times in its small head.

"If I understand correctly," the black cat tried to make own's tone calmer: "I borrowed for three months, which is less than one year... Then the penalty interest rule for early repayment is that the charge is not less than three months of the total loan amount. Interest...according to the fact that I borrowed ten golden beans, the penalty interest is three golden beans?"

"It's not lower than..."

Mammon was about to emphasize certain words, but found that the black cat in front of him was quietly getting bigger, little by little, and soon, the black cat's front legs were almost as tall as him. Those yellow eyes, It was like two small moons hanging directly above his head in a daze, so that for a moment he felt that there were three moons in the sky.

"What?" the black cat asked rumblingly.

"Yes, that's right, it's three golden beans!" The fox mask was able to bend and stretch, and decisively stopped the loss.

Snapped!

The golden bean falls between the black cat and Mammon.

The fox has quick eyes and quick hands, picked it up, just weighed it, and then frowned: "Wait, did you miscalculate, guest? There are only eleven grains here...you borrowed ten grains, and you beheaded them for a while before." two pills, then you need to return two pills... That is to say, you need to return me ten plus two pills, for a total of twelve pills!"

The black cat suppressed its size so as not to attract the attention of the school.

Then it opened its mouth wide and yelled at Mamen: "I got nine pills, you beheaded and took one away, and I'll pay you back two more...Nine plus two, isn't it eleven pills?!"