I Am a Nobleman in England

It is an indisputable fact that the nature of a man is flowery. Even Confucius and Mencius said, 'Eat sex. ’ ‘I have never seen anyone who loves virtue as much as sex! ’ In these few paragraphs, liking women is a fact that most men cannot deny.

Arthur wasn't looking for excuses to wash his hands off. It can be said that normal men all over the world are carved out of the same mold, they are all big radishes.

Because conquest Y is engraved in the genes of men, they like to conquer, and conquest is also reflected in the conquest of women. What they can’t get is always in SAO. They take conquest as happiness, and those who have new things are always more interested interest.

In this materialistic world full of beautiful things, it is quite normal for a man to be tempted.

To be honest, since he accepted everything after time travel, Arthur never thought about stabilizing his relationship and marriage early, because deep down in his heart he firmly believed that he would succeed by "his own efforts", while the world So wonderful, he naturally wants to treat it wonderfully.

"There is still a long way to go, we are all just on the road..."

Before going to bed, Arthur sent another text message to Emilia, and after getting a reply of 'good night', Arthur lay flat on his back, sighed softly, and said to himself.

No matter how many troubles there are, life must go on, because instead of spending time complaining about troubles and setbacks, it is better to think about how to better live today and welcome tomorrow.

The next morning, after Arthur had breakfast, he drove to the investment company in the Financial City. In his neat, concise, decent office, he saw five people recruited by Smith Jama Real estate investment talent.

After listening to the self-introduction of these five professionals and their outlook on the company's future, Arthur felt that his original shell tax shelter company could really operate.

Originally, Arthur wanted to use 20 million pounds to buy some apartments and several private villas, whether they were rented out or sold after the appreciation in value. One of his investment projects is conservative and prudent.

However, when his five new subordinates learned about the amount of funds and his real thoughts, they stayed with him to discuss on the spot, and after finally unifying their opinions, they proposed a brand new investment plan to him, directly overthrowing him. own conservative investment ideas.

"Boss, according to the latest data, the rental price of houses in the Greater London area has become ridiculously expensive, and the price has increased by 32% compared with October 2008.

Rent prices have jumped 6% this year to an average of £940 a month, twice the rate of inflation, according to the Composite Index of UK letting agencies.

We believe that you, the boss, can use 20 million pounds to leverage a plan of 100 apartments, which will be managed by the company and rented out to the outside world, and will be concentrated in Kensington, Chelsea, Highgate, and Brompton. District, Harrow District, these five areas with the greatest potential for appreciation.

With your net worth and credit rating, you can easily get a bank loan. Although investing in the name of a company, the interest rate of the loan is higher than that of a personal loan, but it is the most suitable for you, because you can reasonably Tax avoidance, as long as a part of safe funds can be set aside to ensure the risk of loan repayment and supply interruption in case of occurrence.

"

Among the five, Oliver, who is now acting as the manager of the company, introduced Arthur.

"Invest in the name of the company?" Arthur raised his eyebrows and asked back, and immediately got a detailed explanation from another subordinate.

"Yes, at present, buying investment houses in the name of a company is still a niche behavior. First, because for most people, there is no such demand for house purchases. Second, because, compared with personal loans to buy investment houses, using The interest rate of the company's nominal loan to purchase real estate is relatively high.

Although corporate borrowing may not be suitable for everyone, if the loan method, real estate ownership, company structure, shareholder rights and other aspects can be properly handled, from the perspective of taxation, not only the investor himself will benefit, but also future generations. For a very good choice.

Because in the case of purchasing an investment house in the name of an individual, the rental income of the house will be added to your other income in the UK, and the tax will be paid according to the total personal income. If the personal income is in the "higher tax rate echelon" or above, the tax rate is 100%. Between forty and forty-five. If the real estate is held in the name of the company, the rental income is included in the company's income, and the company's tax amount is 19% of the net profit.

Then there is the possibility of avoiding the ridiculously high inheritance tax in the UK. . . . . . "

"So many advantages, what about the disadvantages?" Arthur would not think that such a good investment method would be so niche if it had no disadvantages.

"Limited types, high prices, and low loan amount are the biggest flaws of corporate loans. And even if the loan is in the name of the company, the lending institution will still consider the personal background behind the transaction when evaluating the loan risk, so your personal guarantee is the most important thing. The most important thing.

Lenders will also review your personal financial situation. Therefore, from many perspectives, this type of loan can still be understood as a personal loan, and the difference is only in name. "

After listening to the explanation, Arthur nodded suddenly. In the end, it still depends on his own wealth and strength. It is really not that simple to take advantage of the bank.

"It's a good proposal. You can improve this plan. Let's go, let's go and see the real estate you mentioned before." Arthur stood up from the boss chair, sorted his clothes, and the other five people also followed suit. He hurriedly got up, stood aside, and waited.

Half an hour later, a group of four cars drove into Bentley Manor, a palace-style single-family villa located in Harrow District.

Arthur got out of the car and looked at the villas in the architectural style of Greek temples, located in the green lawns and gardens, his eyes couldn't help but brighten.

"Boss, the entire project is located in a high-end si dense community with a large green space of 50 hectares. The famous school district housing, the world-famous Harrow School is here, and it takes 35 minutes to reach the city center. There are also supporting facilities such as horse riding fields and tennis courts. .”

Oliver, acting as the manager of the real estate investment company, stood beside Arthur, and began to introduce, 5-bedroom detached villas of 300 square meters at 2.15 million pounds, 2-bedroom garden houses of 110 square meters from 860,000 pounds, and 4-bedroom garden houses of 300 square meters at 2.05 million pounds.

Room 4 covers an area of ​​1,431 square meters. From the bedroom on the top floor, you can see the official residence of the Mayor of London. Room 5 covers an area of ​​1,885 square meters. The garden is about 55 meters long.

The sets next to Room 2 are all more than 100 square meters, and the price is around 700,000 to 800,000 pounds. "

"Come on, go in and have a look." To be honest, Arthur really likes this neighborhood, with its white villas, strolling among them, enjoying a different style.

Oliver notified the sales side of the community early in the morning that Arthur and his party had a smooth journey. The decoration of the villa is mainly in a simple European style, following the main elements of the classical European style and incorporating modern life elements. Not just a luxurious atmosphere, more comfortable and romantic. Through the perfect classic lines and the details of excellence, it brings a bright, simple and fresh feeling.

Half an hour later, Arthur basically understood the situation. He stood on the main road of the community, thinking deeply, while his subordinates behind him and the manager of the sales department of Bentley Manor were all waiting quietly.

Finally, Arthur looked back at everyone, smiled and said, "I want rooms 4 and 5, and room 2—" As he spoke, Arthur pointed to the three villas near room 2, " I want it all!"

"call--"

The sales manager of Bentley Manor breathed a sigh of relief, still unable to conceal his inner excitement and joy. He was impressed by the other party's handiwork, and at the same time, he was happy for the sales commission he could earn.

Oliver behind Arthur looked at the agitated sales manager, smiled and said, "Go through the deposit procedures."

"Okay, I'll arrange someone to deal with it right away, thank you for your patronage." The other party said to Arthur, a big customer, with a smile on his face.