I Am a Nobleman in England

Chapter 39 Either Never Take That Step, or Now!

"Tsk tsk, such a generous loan condition... I don't think the bank will lend out the loan so easily. The qualification review must be very strict."

Arthur was surprised to hear such a low loan interest rate, but he didn't believe that a bank that couldn't afford it early would be so stupid.

Hearing Arthur's affirmative tone, Robert Lang looked at the 'prodigal earl' in surprise. He didn't expect Arthur to respond so quickly, nodded and said: "Lord, you guessed it right, the PRA, the lending institution of the Bank of England, will implement the new According to the new regulations, the lender needs to conduct a "stress test" on the applicant with an interest rate of 5.5%, and at the same time, the profitability of the collateral must meet at least 125% of the monthly loan payment. %. In fact, some banks or lenders already require rent to meet 145% of the repayment.”

Sure enough, it's not that simple, Arthur nodded slightly, but this information was already a pleasant surprise for him, he thought the mortgage interest rate would be very high, more than 10%, now it seems that with It is definitely the right thing to invest with a loan, especially if you are sure that you can get a good return on investment.

"Since that's the case, then shop around, find a bank that can offer the largest loan amount and a low loan interest rate, and negotiate with the lender, which will trouble the two of you."

Lawyer Robert Lang and James looked at each other, and they both saw a trace of helplessness in each other's eyes. However, they were only employed by Arthur after all, and it was their job to provide services to their employers. They could provide advice, but they would never Going against the employer's decision.

Paul, the housekeeper who was standing aside, saw the questioning gazes of the two men, but chose to remain silent. He was just a housekeeper, and he would not do anything beyond the boundaries. There was only one owner in Boleyn Manor, and that was Young Earl Arthur Boleyn.

In the following time, Arthur discussed some details and precautions with Robert Lang and James. A mortgage loan involving tens of millions of pounds was not a project that could be completed quickly. The assessment, and the final negotiations, will require a lot of work.

Although Arthur is very tight in terms of time, he still has to do it one by one in order. There is no way, who made him want to borrow the largest amount and repay the least amount of money!

. . . . . .

"Paul, do you know what the earl wants so much money for? You know, it's tens of millions of pounds, just in case..."

After the discussion was over, when Robert Lang and James were leaving, the butler Paul replaced Arthur on the way to send the two away. Robert frowned and asked the butler Paul. The three of them had known each other for more than ten years. Very familiar.

"If I don't know, but I believe the Earl has his own reasons. After coming back this time, he has changed a lot and matured. I believe he won't act recklessly." Paul, the housekeeper, also smiled with a little confidence.

"I hope..." Attorney James sighed with some emotion, looked at the housekeeper Paul and said, "This matter is still up to you, if you can, persuade him a lot, don't let him do anything wrong, for Francis. ..."

Before he finished speaking, James just shook his head and did not continue. After shaking hands with the housekeeper Paul, he got into the car. Robert Lang looked at James' back and said to Paul: "I will try my best to help find a suitable bank. , but tens of millions of funds, I'm really worried that he won't be able to handle it."

"Don't worry, the Earl won't mess with the future and glory of the Boleyn family, I trust him." The butler Paul said with a calm smile on his face.

Robert Lang stared at Paul's smile, nodded slightly, shook hands and turned to leave.

Watching the two cars drive away, the smile on the housekeeper Paul's face became serious and dignified.

Looking back in the direction of the study in the castle, he happened to see Arthur standing at the floor-to-ceiling window looking down. Paul nodded slightly, turned and walked back to the castle.

"Boom——"

"Please come in."

"Earl, they left." Paul the housekeeper said after entering the study, looking at the tall figure of Arthur standing in front of the French window.

"Hmm." Arthur hummed softly, then turned around slowly, looked at Paul with a smile on his face, and asked, "Paul, are you curious and worried about what I'm going to do?"

"..." Paul's expression was condensed, and after a moment of silence, he looked at Arthur and nodded slightly, "Yes, Earl, tens of millions of pounds, and it's still mortgaged on the manor, I'm really worried."

"I'm going to use this money to invest!" Arthur didn't hide anything, but directly stated his purpose, looked at the stunned butler, and continued: "I know it's risky, people are animals that like to maintain the status quo, Fear of change, fear of the unknown caused by change. But if your current state cannot help you realize your ideal life, then you need to change yourself and bravely step into the unknown world.

Once you think that staying in the current world can't make you progress, and stepping out of the original world, you have taken action for growth, and you will definitely get what you want ahead. "

Hearing what Arthur said, the butler Paul looked at Arthur with even more astonishment, and said in disbelief, "Count, you have really changed a lot."

"Hehe, is it?" Arthur was not panicked by Paul's words, but asked back with a smile, then walked to the boss's chair, stretched out his hand to grab the back of the boss's chair, turned it around, and sat down, as if He whispered with emotion: "I died last night, and when I left, my heart was like still water. I was reborn this morning, and when I came, I had a warm heart. When I came back to life, I was like a different person in just one night! Haha... .”

The poetry-like confession made the butler Paul feel relieved. Looking at the cheerful and smiling young earl, a smile appeared on his worried and dignified face. In any case, the earl has changed for the better, which is something to be happy about. As for why it changed, I'm afraid it's because after encountering the lesson of blood, I became scared and matured.

"Earl, whether it is investing or starting a business, I hope you will consider it carefully and listen to Robert Lang's advice more."

"Hehe, I will, don't worry Paul, don't worry about me, I have been thinking about how to spend money to make money for a long time, from the beginning I didn't intend to live that kind of life that saves money.

You know, once you have a money-saving brain, you will not have the energy to raise a money-making brain, so you will be poor and stable. Youth is my capital, when I don't toss now, when to toss, Baiwei is life! "

Arthur leaned back on the boss's chair calmly, smiled and said something that made the housekeeper Paul speechless and felt reasonable.

"Either never take that step, or now, I choose now, because I want to make money, make a lot of money, live the life I want, do what I want to do, and be free!"

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