I Am a Nobleman in England

() "I am a nobleman in England ()" Find the latest chapter!

Don't put all your eggs in one basket!

A successful person must not only be able to make money, but more importantly, be able to manage money, so wealth and asset allocation is a must-do and perfect work.

Financial management is a kind of life, and financial management is a kind of confidence. Financial management is more like a layout. Money is worthless when you have money, and people are worthless when you have no money. Road, if you want people to be valuable forever, you must turn worthless money into valuable money. This is financial management.

Because in the attribution analysis of investment profit, more than 90% of the return is determined by asset allocation, and asset allocation is the key factor for long-term investment success; among many factors that affect investment return, securities selection, market timing etc. are uncontrollable, and only asset allocation is the only factor that investors can control.

Fixed-income products play a very important role in asset allocation. They can pursue certain returns while maintaining a stable style, and at the same time can share the risks brought about by a single partial stock product.

So when it comes to asset allocation, it can ensure that you face the market with a reasonable, positive, and healthy investment mentality, especially when you encounter extreme market challenges.

(Here, the devil is a bit off-topic. Many people always feel that they have been exhausted for a year, and at the end they see that there is not much money left in the account. This can only show one thing, you are not good at managing money.

Here, the devil gives readers a set of the most complete financial management plan for reference, and the devil has been strictly following this plan for ten years.

The first part is the short-term "money to be spent", which accounts for about 10% of the total family assets, usually 3 to 6 months of living expenses, such as shopping in daily life, transportation, children's school fees, etc. cost. The liquidity requirements for this part of the money are relatively high. It is recommended to deposit it in a bank current account or purchase a currency fund with relatively high liquidity, such as Xingqiantong of a certain letter. . .

The second part is "special funds". This part of the funds is used to protect family members from accidents or serious diseases that may occur. They must ensure that the principal will not have any loss. It is more suitable for some insurance or bank time deposits. Such as capital-guaranteed investment.

The third part is "money that makes money". The money that generates income for family assets, this part of the funds can be invested in targets with certain risks to create higher returns. They are money that can be earned as well as lost. No matter the profit or loss, it will not cause a fatal blow to the family. The main investment directions are stocks and funds. . . The devil chose the fund, and the stock was trapped-cry!

The last part is "money for capital preservation and appreciation", which is for the elderly in the family.

An important source of children's education, this part of funds does not have to be high on the premise that the principal is relatively safe, but it must be stable for a long time, and generally does not need to be withdrawn.

The key to this last part is that accumulating less makes more. Don’t underestimate the fact that accumulating less can make more. Save a little every day. After a year, you will find that, wow, there is still so much money left!

The above part is the experience of the devil. The key lies in strict implementation and persistence. As long as you persist in implementing it, you will find that such financial management will benefit you for a lifetime. The devil knows that many people also know that this kind of financial management is good. The key is that you cannot persist , You will give up after practicing for a period of time, but remember, financial management is your personal lifelong practice!

Cough cough, well, back to business. . . )

People like Arthur, who suddenly become rich, are most afraid of losing their wealth quickly. Therefore, he prefers to invest in real industries where assets can be seen. Most people make money by running industries. It's just a matter of earning more and earning less, but after all, there are only a small number of losers, which is exactly the opposite of tossing in the financial market.

Although, doing business requires building a factory, forming a team, and calming down to seriously produce products and sell them to customers in the market. Only when the money is received is the completion of the process.

The time required during this period is that it takes far more energy and time to earn every dollar than stock trading, and a considerable part of the money you earn has to be taxed. It seems that your payment is greater than stock trading, but the uncertain factors are more than that of stock trading. There are too many in the stock market.

As long as you do one thing to the extreme, you will definitely be able to make money. The goal is clear and can be achieved through you and your team. It is a characteristic of running a business that it is least affected by uncontrollable factors.

That's why Arthur will deploy electricity, because in today's world, human beings cannot live without electricity, and a world without electricity is almost the same as the end of the world!

At two o'clock in the afternoon, Arthur dressed up meticulously. He wore a handsome suit and leather shoes in a British style. I believe that any woman would pay more attention when she saw it. After all, women like handsome men just like men like beautiful women.

When Arthur's car arrived at Hearst Manor unimpeded, he saw Amanda Hearst in a red suit standing at the door of the mansion. He was concise and handsome, and the close-fitting size could better fit the comfortable figure curve. On display, with a pair of silver high-heeled shoes, it not only elongates the overall proportion visually, but also the long T looks slender and slender, and the dignified low ponytail is completely the dress of a strong woman.

"Sorry for keeping you waiting." After getting off the car, Arthur apologized with a very gentlemanly smile.

"No need to be sorry, you are on time, let's go." Amanda looked at the tall and handsome Arthur with a smile, and said softly.

"Please——" Arthur helped Amanda pull the car door gently, and stretched out his hand to help her cover the top of her head.

"thanks."

After Amanda got into the car, Arthur helped her close the car door, walked around to the other side, got in the car, and smiled at Amanda.

Along the way, the two chatted happily without any sense of strangeness at all. Perhaps this is the reason for the high EQ of the socialites' daughters. The tone and rhythm of the conversation are so just right, making people feel like a spring breeze and very comfortable.

"...Speaking of which, I also thought about buying several fashion magazines in the UK before, but in the end I bought dozens of regional newspapers."

"Oh?" Amanda's beautiful eyes became extremely bright, and she looked at the smiling Arthur and said curiously: "It's not a good idea to buy newspapers now, you know, the whole world is not optimistic about the future of newspapers, and they all think that paper media has gone extinct.”

"Hehe..." Arthur shook his head and laughed, and said jokingly, "This is not what the heir of Hearst Media Group said. Do you really think so?"

"Hehe, that's what everyone says." Amanda shrugged and blinked mischievously, then asked expectantly, "Do you have any different opinions?"

"Hehe, are you testing me?" Arthur laughed, and then, under the gaze of Amanda's beautiful bright eyes, he talked freely.

"Actually, it doesn't matter whether it is a newspaper or a magazine, it's all the same. It didn't say that due to changes in the environment, it was eliminated as an important tool for content provision and its qualifications were disqualified. The way to achieve it through paper printing and subscription is changed to computer and mobile Internet.

From this point of view, magazines and newspapers themselves have not declined, but because of institutional reasons, they have not kept up with the pace of trends and have fallen behind.

Therefore, magazines and newspapers are not as difficult to survive as people imagined. The difference is nothing more than changes in the media. The world people can see through the Internet is bigger, and there is no harm without comparison. King's toubob feel good about themselves. . . Hehe, I don't mean to despise you media kingdoms.

But what about now? After standing with better ones, the natural gap will appear. There is no way to get better ones, so naturally we can only make do.

Why bother yourself by choosing the worse ones when there are better ones that are easily available?

Therefore, from this point of view, what people buy books and newspapers in essence is the content they can convey. As long as they are good enough magazines and newspapers, as long as they have better content, not only will they not decline, but As the cost of delivery becomes lower and the speed of transmission becomes faster, it will only get better and better.

Of course, after all, no matter what industry is concerned, there will always be a minority who live well. For the more ordinary magazines and newspapers that make up their wages indiscriminately, the decline is inevitable, and the excellent ones will be even better. Bad ones only get worse. Paper media such as traditional newspapers and magazines are getting more and more difficult, which is also a kind of metabolism with the development of science and technology. . . "

Arthur seemed to open up the chatter box, and under the gaze of Amanda's beautiful eyes, which were getting brighter and brighter, he continued: "... Just like the history of the development of mobile phones, new ones are constantly being released. First, they can make calls and send messages. Gradually be able to take pictures, listen to mp3, and surf the Internet, and then develop into an extension of human organs and become a handheld mobile Internet terminal device.

Although the name has not changed during this process, and we still call him a mobile phone, its essence has undergone earth-shaking changes. For media such as newspapers and magazines, its role as a text content provider is equally valuable, compared with the original.

Even if the Internet continues to speed up rapidly, even if it is free, it does not mean that we are all the same. In essence, with this development, the competition will only become more intense. It turns out that in a small area, I feel very good about myself. If If there is no sense of crisis, then arrogance will only make your situation worse and worse.

However, as long as you can grasp the core essence and continuously improve your abilities to achieve continuous growth, those who are eliminated may be those who do not know the changes and still live in their own imaginary world. Although change will inevitably bring pain, the key is not to just stare at the present. From the perspective of life development, we need to have hope and a little hope. . . "

"Great analysis, but how to achieve it?" Amanda asked Arthur softly with more appreciation and admiration in her eyes, and a brighter smile.

"This requires a change in the way one looks at things. You can't just pursue instant feedback. No matter what you do, you want to get immediate feedback. Haste makes waste. After all, in fact, the development of anything is not instant.

For example, in terms of having a child, don't you have to conceive in October! Therefore, there will inevitably be pain in the process of change, but the purpose is definitely not for pain, but for better future.

If you can change your perspective on the world, you will inevitably come to a conclusion that is different from most people. When everyone is not optimistic and feels that you will suffer if you do it, if you can look at it from a longer-term perspective, Maybe you will find a different existence, maybe it will become an opportunity for your own development. The point is that once time changes and a long-term perspective is needed, for the absolute majority of people, it is not so easy to feel connected to themselves. Arthur smiled and looked at Amanda, who was in deep thought because of his words, and he couldn't help but exhaled a long breath while feeling complacent.

For famous ladies like Amanda with real talents and knowledge, it is difficult to establish authority and ability in their hearts without showing some genuine things. Now it seems that everything is going very smoothly!

For the convenience of reading next time, you can click "Favorite" below to record this time (Chapter 490 can rely on appearance, but it depends on talent, and I'm talking about it!) Reading records, you can see it next time you open the bookshelf !

If you like "I Became a Noble in England", please recommend this book to your friends (QQ, blog, WeChat, etc.), thank you for your support! ! ()