I Am In Charge of Myriad Realms Bank

"They are all my most capable subordinates."

"The one at the end is a ghost recently recruited."

"Good talent."

Seeing Chen Fan's gaze on his subordinates, the leading ghost explained casually.

"Oh?"

Hearing this, Chen Fan frowned.

This leading ghost...

Doesn't seem to know that this skinny ghost is extremely powerful?

"In the third heaven of the Nine Heavens, there is such a tyrannical life."

"Beyond the strength of the peak powerhouse of the second heaven...seems a bit much?"

He was puzzled and asked Yan Ruyu.

You must know that the peak powerhouse of the second heaven of the Nine Heavens is the strength of the small holy realm who has survived the triple heavenly tribulation, and here...

"Because after entering the fourth heaven, it is difficult to return to the third heaven."

"That is to say, for the vast majority of people, it is difficult to turn back, unless there are special means."

Yan Ruyu said: "And in the first three heavens of the Nine Heavens, as long as you understand the three attributes of 'gold', 'wood' and 'water' to a certain level, and your strength is strong enough, you can travel freely."

"certainly……"

"Under normal circumstances, the strong of the third heaven will not easily go to the second and first heavens."

"Because the consumption of vitality, energy, physical strength, etc. in the second heaven is more serious. To give a simple example, a person who does nothing and stays in the third heaven can live for 100,000 years, but Under the same circumstances, they can only live for 80,000 years in the Second Heaven!"

"If you stay in the first heaven under the same circumstances, you can only live for 50,000 years!"

"even……"

"Shorter time to live!"

Hearing this, Chen Fan frowned slightly.

He had heard of this kind of situation before, but he didn't know that the gap was so big!

"Why does this happen?"

he asked, frowning.

"do not know."

Yan Ruyu shook her head, and then said: "There are many mysteries in the Nine Heavens that cannot be explained. Of course..."

"It's more likely that the strength is not enough, and the level of contact is not enough."

"After becoming a generation of Immortal Kings and entering the Immortal Realm...maybe you will know why this happened."

Hearing this, Chen Fan nodded.

this world……

There are many secrets!

If you want to really get in touch with these secrets and truly understand them, you must reach the corresponding level.

"besides……"

Yan Ruyu continued: "What's more, the third heaven has more resources than the second and first heavens, and the aura of heaven and earth is more intense!"

"Thus, the strong who stay in the third heaven will generally not return to the second and first heavens."

Chen Fan nodded again, and said: "The reason why these top experts who stay in the third heaven do not go to the fourth heaven is because they are worried that they are not strong enough."

"If you enter rashly, you may become the bottom."

"Can't protect myself."

"Right?"

"That's right."

Yan Ruyu nodded: "Most of them think so."

"to be honest……"

"Just lost momentum."

"I lost the courage to live to death and pursue the pinnacle of martial arts."

Chen Fan shook his head and said, "This kind of person is doomed to only guard his one-acre three-point land, and cannot achieve higher achievements."

"yes."

Yan Ruyu nodded.

Chen Fan, on the other hand, turned his eyes away from the skinny ghost. The other party looked young, but he had lost his aggressiveness.

Not worth his attention.

Just now, Chen Fan has already given birth to the heart of soliciting.

After all, this emaciated ghost is very young, and its yin energy can be restrained very well. Even the leading ghost can't sense its true strength.

This proves that this ghost realm is not vain, it is extremely solemn!

"Others call me Guilao, don't you know your name?"

At this time, Chen Fan and these ghosts had already arrived on the turtle ship, and the leading ghost was still actively and enthusiastically chatting with Chen Fan.

Although his strength is weaker than that of the skinny ghost.

But this man...

He is often active in various parts of the third heaven, has a wide range of contacts, and has excellent eyesight.

Obviously, he saw that Chen Fan was not easy and wanted to make friends!

"Chen Fan."

Chen Fan didn't hide it either.

He was just a little strange, how did the other party see that he was not simple?

More importantly, the other party saw that he was not simple, why didn't he see that the skinny ghost was not simple?

Could it be...

"I have the aura of domineering?"

Chen Fan couldn't help touching his face, and another guess appeared in his mind: "Or... I'm so handsome? The sun and the moon have no light?"

"This is just Xiao Hei's skin... won't it be even more difficult after I reshape my physical body?"

At this time, Gui Lao didn't know Chen Fan's true thoughts, so he continued to say, "Next, it will take a while to enter the underground crystal city."

"It's better..."

"Your Excellency, come to my room and talk about it, how about it?"

Hearing this, Chen Fan: "..."

It can't really be that my skin is too good-looking, right?

He took a deep breath, then shook his head and said, "Go to the deck and have a look."

"It's the first time for the owner to come to the third heaven, and it's also the first time to come to the underground crystal city. It's better to observe more."

"Right."

Old Ghost nodded.

Then, he stood beside Chen Fan and accompanied him.

Chen Fan: "..."

Next, many alien beings greeted the old ghost, and even some of them were bigwigs and strong men from various major forces.

Then, the lives around him became more interested in Chen Fan.

What kind of character can the old ghost accompany...?

However, these people did not have Gui Lao's "communication skills", did not understand what was going on, and did not rush forward to make friends.

After dealing with these friends, Elder Gui looked at Chen Fan with an apologetic face, and said, "Master Chen, I'm a little weak in this third heaven, everyone treats me as a friend, I'm really sorry."

Chen Fan: "..."

This guy is sure he is a boss!

He has such a good attitude.

This reminded him of a term from his previous life: courtesan!

Although it feels a little awkward to use it on Gui Lao, but I have to say that this person has strong communication skills and unique vision, but he is only occasionally inaccurate.

then...

It doesn't matter if you don't allow it, he won't offend any life.

"Old Ghost, you are too polite."

Chen Fan actually had a heart to win over Gui Lao.

The sub-banks of the Ten Thousand Realms Bank of the Nine Heavens, the Third Heaven and the Second Heaven, have no sub-owners, and this person is quite capable.

"It should be, it should be!"

"My biggest characteristic is hospitality!"

Gui Lao immediately said: "Since Master Chen is new here, I will take good care of him."

"This underground crystal city..."

Immediately, Gui Lao changed the subject and continued to introduce.