I Am In Charge of Myriad Realms Bank

"Of course not."

Chen Fan shook his head and refused, "From now on, no one is allowed to default on merit points without my permission."

"As for your concerns..."

"rest assured!"

"If their merit points are exhausted, the system will automatically kick them out of the martial arts stage."

Speaking of this, he had to feel the humanity and intelligence of the system!

He even took this into consideration!

In this way, a lot of their manpower is saved!

"Ok."

Hearing this, Chen Mi nodded and breathed a sigh of relief.

If this is the case, it will save a lot of trouble!

Otherwise, she still needs to control a female ghost puppet to stare here!

"Go, go upstairs and have a look."

Chen Fan glanced at the three people who were fighting on the stage, and then walked towards the fifth floor.

"It's still a quaint lounge with a sense of age, and it hasn't changed."

Chen Fan looked at each single room and couldn't help but nodded: "There is a blanket made of some kind of precious animal skin in the corridor, which makes it look more classy."

"There are more rooms, and each room is bigger."

Chen Mi added from the side.

"Hmm! That's right!"

Chen Fan nodded.

"Crunch!"

Immediately afterwards, he pushed open the rest room that belonged to him, and the place he entered...

The space has become larger!

The bed didn't change!

The utensils for drinking tea, a set of tables and chairs, and the rocking chairs made of high-quality red gold wood that are placed randomly are also unchanged.

However, a balcony appeared!

"what is this?"

Looking at the newly-appeared balcony, Chen Mi felt uncomfortable for a while.

"balcony."

Chen Fan explained: "It can make the room more spacious and brighter."

"It does feel a lot less depressing."

Chen Mi nodded.

She rarely stayed in the lounge to rest, so she didn't feel much about it, but she could imagine that Fan Yingying and Liu Xinran would be very happy when they saw the balcony.

"Buzz!"

After visiting the lounge, Chen Fan's sense of control over the Wanjie Bank system returned.

"Whoosh!"

"Whoosh!"

...

At the same time, Chen Fan and Chen Mi standing on the balcony saw figures leaving the Wanjie Bank system.

Most of these figures are sub-village owners.

The appearance of Yanwutai did not have much effect on them.

It is useless to stay.

What's more...

They still have a lot to do!

Some of the figures left because they didn't have extra merit points.

It is useless to stay except to watch the battle!

"It's time to continue living a stressful and fulfilling life."

Chen Fan sighed.

"Ruyu, congratulations to master for breaking through to the level of the small holy realm that has passed through the seventh heavenly tribulation. Next... master needs to obtain the treasures of heaven, material and earth that can transform spiritual power into holy power."

At this moment, Yan Ruyu appeared and spoke.

Hearing this, Chen Fan nodded and said, "That's right."

"That's the goal for the next phase."

"If it's not bad, this kind of treasure is extremely hard to find, right?"

"It's really hard to find."

Yan Ruyu nodded and said, "It's harder to find than the Chaos Holy Lotus!"

"but……"

"The master has already seen it."

"Oh?"

"You mean the Holy Seed?"

Chen Fan frowned and asked.

Su Qingyu obtained a holy seed, which made her transform her spiritual power surprisingly fast.

"That's right."

Yan Ruyu nodded and said, "There are very few kinds of heavenly materials and earthly treasures that speed up the transformation of spiritual power into holy power, and holy seeds are the most effective! Of course, they are also the rarest!"

"How helpful is the Holy Seed to me?"

Chen Fan asked.

He has seen many rare treasures of heaven and earth.

With the Wanjie Bank System, are you afraid that you won't find the Holy Seed?

"The Holy Seed is divided into levels."

Yan Ruyu immediately said: "The holy seed obtained by Saint Envoy Suzaku is only a first-class holy seed. The speed of converting spiritual power into holy power is far beyond ordinary people."

"The effect of the second-level holy seed is ten times that of the first-level holy seed!"

"The effect of the third-level holy seed is ten times that of the second-level holy seed!"

"And so on!"

"All the way to the ninth-level holy seed!"

"Is there any holy seed in the fifth heaven?"

Chen Fan felt hot and asked.

The spiritual power in his body is massive, far more than Su Qingyu's!

Even if you get a ninth-level holy seed, it may take a long time to complete the transformation!

Therefore, his need for the Holy Seed is extremely urgent!

"do not know."

Yan Ruyu shook her head rarely.

She has always been knowledgeable and well-informed, and there is almost nothing she doesn't know.

"but……"

"As far as I know, there will be only one holy seed in the fifth heaven almost every thousand years, and only the first-level holy seed will appear."

After a pause, she immediately added: "As for the area below the fifth heaven, there are not many holy seeds for thousands or even tens of thousands of years!"

"Among the myriad worlds, it is completely impossible!"

"What about the sixth heaven?"

Chen Fan asked again.

"The sixth heaven... I need the authority to open the sixth heaven."

Yan Ruyu said.

Then, a look of struggle flashed in her eyes.

She still remembers what happened when she opened the [Encyclopedia] fifth heaven permission last time, especially those four big characters!

In fact, with her intelligence, she has already guessed what these four characters are.

Wanjie Bank!

what does that mean?

The figure that appeared in her mind was probably not the owner in front of her, but... the previous owner of Wanjie Bank!

Of course, it could also be Qi Ye and others!

Logically speaking, she should tell the master in front of her without hesitation, and then decisively activate the authority of the sixth heaven to figure out everything.

However, for some reason, there was always a kind of resistance deep in her heart!

She seems to be inextricably linked with that figure in her mind!

It seems that with the increasing authority of opening and more and more memories being awakened, the figure in her mind has an increasing influence on her!

This distressed her greatly.

Extremely hesitant!

"Owner."

At this moment, Chen Mi on the side immediately said: "There are no dragon spirit veins in the warehouse of Wanjie Bank System, only some spirit veins, dragon spirit stones and spirit stones!"

"Opening [Encyclopedia] sixth heaven requires a lot of resources."

"so……"

Hearing this, Chen Fan nodded.

He swallowed all the resources, so naturally there are not too many resources in the warehouse.

"Then trade!"

He continued to speak: "Maybe the system can reward the Holy Seed!"

Although Yan Ruyu didn't know the situation of the sixth heavenly holy seed, he could guess that it would be extremely difficult to obtain a holy seed, let alone a high-level holy seed!

Therefore, if he wants to obtain a high-level holy seed, the only thing he can rely on is the system!

"Little Mimi, you..."

Chen Fan wanted to say something else.

"Master, I..."

Yan Ruyu, who was completely immersed in struggling and hesitating, didn't notice this at all, and suddenly interrupted Chen Fan.