I am reborn, I am really not a stock god
Chapter 069 A Loan
Wang Xiaowei cried again.
She didn't know why Li Dong suddenly became cold towards her.
It was going well, but Li Dong's colleagues all called her sister-in-law...
Wang Xiaowei felt aggrieved and had nowhere to talk.
Li Dong returned to his room and fell asleep.
He didn't go on a blind date in the evening, but Li Tongwei asked him to go out for a drink.
She said the blind date was just to piss off Wang Xiaowei.
He didn't know why, but now he felt an inexplicable pleasure when he saw Wang Xiaowei crying with anger.
When he woke up, it was almost dark. Li Dong casually put on a pair of pants and slippers and went out.
If a plaid shirt and black-framed glasses are the standard for men in science and engineering, then pants and slippers are the standard for traders.
Many traders in the company wear shorts and slippers, and wear bird's nest heads.
There is a legend that has been circulating in the U.S. stock market. A few years ago, there was a U.S. stock company that still paid wages in cash, and then there was a little god-level trader who was paid hundreds of thousands in salary that month, so he took a black plastic bag.
I packed my money, wore my underpants and slippers, and got on the bus with a bird's nest on my head.
Then, I counted the money one by one on the bus...
Everyone in the car looked at him in shock...
Compared with those, Li Dong is pretty good, at least he doesn't have a bird's nest head.
When we arrived at the better place with Li Tongwei, Li Tongwei and Liu Zhaoyuan had just arrived, and Liu Zhaoyuan came by car.
Roewe 350, his father bought it for him with money.
It was precisely because of this car that Liu Zhaoyuan later had a shadow of domestic cars, and he would never buy domestic cars again when he changed cars...
However, Liu Zhaoyuan is quite satisfied with his car now and often shows off it in front of his classmates intentionally or unintentionally.
After all, he is the first among his classmates to buy a car.
The three of them ordered a few dishes and started drinking.
"I bought all the three tickets you mentioned. Guangcheng Nonferrous bought 3,000 shares, Zhonghe Sanyuan bought 5,000 shares, Yunfei Integrated bought 3,000 shares, Zhonghe Sanyuan bought 3,000 shares with Yunfei Integrated
It didn’t move much, it’s just the Guangcheng Nonferrous ticket. I just bought it, and it fell to two limits in a row. Fortunately, it rose back a bit yesterday, is this ticket okay?”
After drinking two glasses of wine, Li Tongwei asked Li Dong impatiently.
The Guangcheng Nonferrous stock was re-opened on Wednesday. As soon as the market was re-opened, Li Tongwei bought it.
Zheng Wentao and Wang Luqing were both there at the time, and they tried to dissuade him, but Li Tongwei refused to listen and insisted on entering the venue.
As a result, after entering the market, it fell to the limit that day, and it fell to the limit again the next day.
Wang Luqing was a little better, just shaking his head and sighing.
But Zheng Wentao was not so polite. He not only ridiculed Li Dong, but also told everyone in the industry that Li Tongwei bought a stock and it fell by the limit as soon as he entered the market, and he lost more than 10,000 yuan.
So much so that when people in the industry saw Li Tongwei in the past two days, they laughed and teased him: "I heard that when you buy stocks, the two limits fall as soon as you enter?"
It has become a joke in the industry.
This made Li Tongwei quite helpless.
Li Tongwei invited Chen Wei out this time just to ask him about these three tickets.
He really felt unsure at the moment.
For retail investors like him, this situation is the most uneasy.
If the loss is really big, then I won’t be so worried and I will just break the jar and throw it away.
This is how you learn to carry a man's weight.
"After you told me about these three tickets that day, I also had people look at them. They all said they were average, so I didn't dare to buy them. Dongzi, these three tickets... do you have inside information?
?" After Li Tongwei finished speaking, Liu Zhaoyuan also asked.
They also have account managers stationed at securities companies, as well as financial managers. These people are so-called professionals. In Liu Zhaoyuan's eyes, they are much better than Li Dong, who specializes in US stocks.
Therefore, when Li Tongwei told him that day that Li Dong recommended three tickets and asked him if he wanted to join them together, he consulted with those in the industry.
As expected, the professionals unanimously called these three tickets rubbish.
Liu Zhaoyuan was so frightened that he did not dare to buy it.
By Friday, except for Zhonghe Sanyuan, which had risen a bit, Guangcheng Nonferrous and Yunfei Integrated had both fallen, and Guangcheng Nonferrous had even hit the limit.
This made Liu Zhaoyuan more and more suspicious of Li Dong's level.
Of course, although he doubted Li Dong's level, he would not doubt Li Dong's character.
Since Li Dong recommended these three stocks to Li Tongwei, there must be his reasons.
After all, they had asked Li Dong to vote more than once before, but Li Dong refused every time, saying that he did not understand the domestic market and could not recommend it. He even advised a few of them to try not to touch domestic stocks.
This time, I recommended three tickets uncharacteristically. There must be a reason.
The only reason Liu Zhaoyuan could think of was insider information.
After hearing this, Li Dong smiled slightly and said: "Is there any inside information? I just think these three tickets are good. Just take it, Lao Li. Don't worry, I'll make sure you make money."
He did not suggest Liu Zhaoyuan to buy it.
Anyway, Liu Zhaoyuan already knows these three tickets, and he decides whether to buy them or not.
When Li Tongwei heard what Li Dong said, he felt relieved and said: "Then I will listen to you and take it. At worst, I will throw away the two hundred thousand."
Liu Zhaoyuan said: "You should be careful. If Zheng Xiaohui knew that you had lost her money, it would be strange if she would spare you."
Li Tongwei said disdainfully: "She dares!"
Li Dong and Liu Zhaoyuan were both happy after hearing this.
Li Dong said: "Okay, okay, stop pretending in front of us."
Liu Zhaoyuan also said: "That's right, just say this in front of us. If you are able, talk to Zheng Xiaohui face to face."
Li Tongwei was immediately frightened and smiled.
After drinking a few more glasses of wine, Liu Zhaoyuan asked Li Dong: "Dongzi, can you really buy that Bitcoin?"
Before Li Dong could speak, Li Tongwei said: "If Dongzi says buy it, then just buy it. Why do you ask so many questions? By the way, I just saw the news today. A man abroad bought it with 10,000 Bitcoins."
Ordered two pizzas. Does this mean that Bitcoin is not a scam, but can really be used as money?”
Liu Zhaoyuan said: "Ten thousand Bitcoins bought two pizzas? Is it true?"
"Of course it's true, I just saw the news today." Li Tongwei said.
Liu Zhaoyuan smiled disdainfully: "It's probably hype, right? Besides, how much does two pizzas cost? Let's say it's a hundred yuan. Ten thousand Bitcoins is equivalent to one hundred yuan. How much did you buy?"
Li Tongwei was stunned for a moment, and then said: "I bought 8,000 pieces for more than 2,000 yuan..."
"Isn't this serious? Ten thousand Bitcoins buy two pizzas, and you have eight thousand, which is equivalent to buying one and a half pizzas for more than two thousand yuan." Liu Zhaoyuan revealed ruthlessly.
Li Tongwei's simple mind reacted for a long time before he finally settled the account and said dejectedly: "It's true. Then wouldn't I have suffered a big loss?"
Li Dong said: "This account cannot be calculated like this. The real significance of buying two pizzas with 10,000 Bitcoins is that Bitcoin, as a new type of currency, has been accepted by society for the first time. Its symbolic significance is far greater than its
Practical significance. We cannot simply think that 10,000 Bitcoins are worth two pizzas. We have all studied economics. Price is determined by value, and price fluctuates around value. This determines the price of an accident.
, does not represent the true value of an item. At present, the real price of Bitcoin is still the price on the forum, and that price is more representative. So, Lao Li, you don’t have to be depressed, you eight
Just hold a thousand Bitcoins, I will definitely give you a surprise in the future."
"Okay, then I'll take it." Li Tongwei said.
Liu Zhaoyuan on the side shook his head.
He also asked people in the industry about Bitcoin, and everyone said it was unreliable.
Can things on the Internet be reliable?
Everything online is fake.
Some people even swore to him that this thing was actually the same as game currency.
Liu Zhaoyuan gave up the idea of buying some Bitcoin.
At this moment, although there is such a news abroad, it also makes Liu Zhaoyuan feel that Bitcoin is unreliable.
On domestic forums, they all sell for 20 or 30 cents each, but in reality? 10,000 Bitcoins only buy two pizzas!
It's equivalent to selling something that costs one cent for two or three cents. Isn't this a lie?
This means that he has a good relationship with Li Dong. If it were anyone else, Liu Zhaoyuan would have ridiculed him a few times.
Liu Zhaoyuan originally wanted to persuade Li Tongwei not to buy any Bitcoins, but it was difficult to say something in front of Li Dong.
Then I thought, two thousand yuan is not much anyway, so let Li Tongwei spend the money to learn a lesson.
The three of them chatted about stocks for a while, and Li Tongwei suddenly mentioned something else.
"Dongzi, isn't your home close to the sea? Then how much do you know about mariculture?"
Li Dong was stunned for a moment. He didn't know why Li Tongwei suddenly mentioned this matter, and then said: "I know a little bit, my uncle's family is engaged in breeding. What's wrong, why do you ask? Is there anyone around me who wants to engage in breeding?"
"No, a man came to me for a loan two days ago. He is engaged in breeding. He said he wanted to build several modern breeding greenhouses and borrowed five million. I didn't know much about the risks of this kind of breeding, so I didn't rush to approve it. I thought about it.
Let’s inquire first.” Li Tongwei said.
Li Dong listened, nodded, and said: "That's what happened. How do you put this thing? There are still many factors that affect risk, such as the market, climate, etc. In addition, the human factor is also very important.
It’s the same with shrimp farming. Some people will make money and others will lose money. It’s really hard to say. By the way, wait a minute, where is the farmer you are talking about?”
Li Dong also suddenly remembered something.
In my previous life, probably next year, at the end of spring and at the turn of summer, a serious red tide broke out in the sea area near Yuncheng.
Many farmers suffered heavy losses.
Among them was his uncle.
That year, his uncle lost more than 10 million yuan and almost went bankrupt.
It took several years to get over it.
If the farmer who asked Li Tongwei for a loan was also local, then he really should be careful.
"Over there on Hailong Island." Li Tongwei said.
Li Donglue pondered for a while and said: "If you release this money, if you can't get it back, will it have a big impact on you?"
Li Tongwei said: "That's for sure. It's five million. If you can't get it back, I'm the person directly responsible. If it doesn't happen, I will be fired directly from the industry."
"So serious?" Li Dong was surprised.
Liu Zhaoyuan said: "Don't listen to his nonsense. It's not that serious. As long as there are no problems with the procedures, he can't bear much responsibility. At most, he will deduct some bonuses. How many loans can the bank not recover in a year? In our branch alone, there was only one loan last year.
There are hundreds of millions of bad debts. Our president has nothing to do. He should eat and drink. Five million is nothing. Moreover, he is not the only one to review this loan. There are supervisors and several presidents. Why?
It’s not his turn as a little soldier to take responsibility.”
Li Tongwei said: "Damn, what kind of business are you in, and what business are we in? Can we compare with you? Five million is nothing in your eyes, in our eyes it is a big deal. If we really can't accept it
Come back, don’t say it’s me, our supervisors will all have to bear the responsibility.”
Liu Zhaoyuan said: "You have just joined the bank. You will know after you have worked in the bank for a few years. Let me tell you, just the guys in our bank, if you want to ask them for a loan of five million, it will be less than this amount."
..." Liu Zhaoyuan stretched out a finger and continued: "...I don't even want to talk to you. As long as you give me the money, you are just a handbag company, and they will dare to lend you money. Those guys are so bold.
Black, they are just a bunch of beasts."
Li Tongwei said: "I'll go, you guys are too dark, right?"
Liu Zhaoyuan smiled disdainfully: "Huh, what do you think? Let me tell you, for this five million, you don't care whether it is risky or not. This amount..." Liu Zhaoyuan stretched out another finger: "...I agree.
, lend money immediately, if you don’t agree, go to whoever you like to do it.”
After hearing this, Li Tongwei shook his head and said, "I don't dare. I'd better be honest."
Liu Zhaoyuan looked like he hated the iron, and nodded at Li Tongwei a few times without saying anything else.
Li Dong listened to the two people's words and also remembered some things from his past life.
Because of the economic stimulus plan launched the year before last, many domestic banks have been much more relaxed in loan approval in the past two years.
As a result, the people under the bank became more and more courageous.
The hands are also stretched longer and longer.
This trend lasted for many years before it was gradually curbed.
In the previous life, the president of Liu Zhaoyuan and his company, who was also Liu Zhaoyuan's backer, fell on this.
I heard that that year, one of their branches incurred tens of billions of bad debts, which shocked the whole country!
Now, hearing Liu Zhaoyuan's disapproving tone when talking about these things, Li Dong just shook his head secretly.
Fortunately, Li Tongwei is still very principled.
"So, if this loan cannot be recovered, it will have a big impact on you?" Li Dong asked Li Tongwei.
Li Tongwei nodded.
"If that's the case, I suggest you not to release this amount." Li Dong said.
If you lend money this year, you will definitely not be able to get it back that year, at least next year.
When the red tide comes next year, farmers will lose all their money and will have no money to repay their loans.
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