I am reborn, I am really not a stock god

Li Dong wore underpants and pulled on his slippers and entered the sales office.

As soon as he walked in, several sales ladies in the sales office noticed and all turned their heads to look at him.

Then, they all turned their heads and continued to do what they were doing, or simply did nothing.

These young ladies in the sales office still have very vicious eyes.

Li Dong doesn't look like he's buying a house at first glance.

Although their location is quite remote and the surrounding environment is not that good, they are still surrounded by mountains and sea.

And developers can always find gimmicks to fool customers.

What a beautiful scenery, watching the sea and listening to the waves, far away from the hustle and bustle of the city, a key government development area, and unparalleled supporting facilities...

Therefore, Jinhai Villa is actually positioned as a high-end real estate...

Basically, they are all large-sized, multi-story bungalows.

Although the unit price is not high, the total price is basically more than one million.

As for Li Dong, who was wearing slippers and shorts, he was still selling goods on the street. He was probably an idle man from a nearby village who came in to take a look at the excitement.

Most of the sales ladies didn't come forward, only a new lady came up and greeted her warmly.

"Hello sir, are you here to see the house?" the young lady asked with a polite smile.

Li Dong hummed, nodded, and looked around the sales hall.

Quite impressive.

It is indeed one of the top ten real estate giants in China, Jinhai.

In the previous life, this was one of the most high-end properties in Yuncheng.

Now it is only the first phase, which only has multi-story bungalows. Jinhai Real Estate has taken over almost all of this large land nearby and has developed seven or eight properties in succession, including many villas.

The fish pier in front was demolished and an aquarium was built. The government even developed the entire sea area into a bathing beach, making it the most popular tourist attraction in Yuncheng.

In addition, a No. 3 subway line was built here, and housing prices soared.

Driven by various factors, housing prices here are rising like a rocket.

The price rose all the way to 60,000 to 70,000 yuan, and the price of villas exceeded 100,000 yuan, making it the area with the highest housing prices in Yuncheng and known as a gathering area for the rich.

In his previous life, Li Dong only thought about the house here in his dreams.

Li Dong couldn't afford it even when it cost seven or eight thousand at the beginning, let alone sixty or seventy thousand later.

In this life, Li Dong will buy a few sets here no matter what.

When the sales lady saw that Li Dong was really here to see the house, she was secretly happy. She had been in the company for almost a month and she still hadn't opened a single order.

He quickly greeted Li Dong: "Sir, please come this way."

Take Li Dong to the sand table.

Then, he introduced Li Dong to the entire residential complex and the future prospects of this area.

We have boasted as much as possible, including the aquarium in front, bathing beach, nearby schools, shopping malls, etc.

Even the subway planning was mentioned.

If it were any other customer, they might think that the developer is trying to spread the pie.

But Li Dong, who was reborn, knew that it really wasn't the case.

In fact, the future development here is even better than what the developers have described at the moment.

In the future, the largest convention and exhibition center, largest stadium, international conference center, museum, square... in Yuncheng and even in Haidong will be built here...

Of course, Li Dong would not say this out loud.

After the young lady finished speaking, Li Dong asked to see the model house.

It’s just that the young lady told him that there is no model house, but he can go to the existing house to have a look...

The community has been built...

Li Dong went happily.

I followed the young lady to the community behind the sales office and looked at several buildings in a row.

I took a fancy to a house with a small courtyard on the first floor.

The small courtyard is quite large, covering hundreds of square meters.

You can grow some vegetables and other things in the small yard in the future.

How nice.

The other one with a loft on the sixth floor is also good.

The loft is free, not counting the area, and the loft is highly utilized. It also has a terrace. Standing on the terrace, you can have an unobstructed view of the sea in front of you.

Li Dong was a little confused whether to buy the first floor or the sixth floor.

I asked about the price. The price for the first floor and the sixth floor are the same, both are 8,210 square meters. The area is 156 square meters, and the total price is 1.28 million.

Why not just buy both sets?

Will you live on the sixth floor by yourself in the future and let your parents come over to live on the first floor?

good!

So far this month, I have earned almost 8 million yuan in commissions, which is quite affordable.

However, I bought it on the first floor, bought it on the sixth floor, and bought the two, three, four, and five in between... together?

I asked about the price. The third floor is the same as the first and sixth floors, 8,210 square meters. The second and fourth floors are cheaper, 8,010 square meters. The fifth floor is 7,810 square meters.

If you buy them all, the total price will be more than 7.5 million.

It's quite affordable.

However, he still has to save some money to buy Bitcoin, gold, and stocks.

You can't invest all your money in houses.

Isn’t that considered real estate speculation?

Moreover, a unit is divided into east and west households. I bought half of it, but what about the other half?

Bought them all?

But there’s not enough money…

Li Dong was calculating in his mind and muttering: "Oh, the money is still not enough..."

The young lady on the side thought that Li Dong didn’t have enough down payment to buy a house.

Now the down payment ratio is 20%, and the down payment for a property will cost 200,000 to 300,000 yuan.

The young lady thought about it and said: "Actually, sir, you can buy the buildings at the back. The unit price of those buildings is slightly cheaper and the area is smaller. If it is the west door on the fourth or fifth floor, the total price is only eight or nine.

It’s about 100,000 yuan. For a down payment, more than 100,000 yuan is enough..."

Before the young lady finished speaking, Li Dong suddenly realized something and slapped his head: "Yes, I can get a loan!"

The young ladies were a little confused.

I'm sorry you just wanted the full payment?

But the young lady was also a little happy.

This all takes into account the full payment, so at least there should be no problem in terms of money.

Unexpectedly, this gentleman looked a little casual in his clothes, but he really didn't show his face.

If the other sisters knew about it, they would probably regret it to death, right?

They deserve it, whoever lets them know how to judge people by their appearance.

This gave me an advantage, and I finally sold one set.

The young lady thought to herself.

Just as he was about to work harder and actively promote this order, Li Dong said again: "This unit has six floors and twelve suites. I want them all. Can you give me a discount on the total price? By the way,

There is no purchase restriction now, right? When did Yuncheng start restricting purchases?"

Li Dong was still trying to remember, but the young lady beside him was completely shocked.

"Do you want to buy this entire unit?"

"Yeah, can't you?"

"Okay, okay, of course, that...is it true? Are you kidding me?" The young lady couldn't believe it.

There are twelve suites in this unit, with a total price of 15 to 6 million.

If she really succeeds in this order, then her tasks for this year will be overfulfilled.

The young lady's heart beat faster with excitement, fearing that Li Dong was deceiving her.

"Why am I coaxing you? You are not my girlfriend..." Li Dong said.

Before he finished speaking, the young lady said: "I hate it."

Seeing the shy and charming look of the young lady, Li Dong was stunned...

Looking at this situation, if Li Dong asked him to be my girlfriend, the young lady would probably agree immediately...

This is the charm of money!

No wonder the young master Sicong in his previous life changed his ride to an internet celebrity every day...

When I have money, I will also... Ahem, I'm a serious person... But, once in a while, it shouldn't be anything, right?

Li Dong's thoughts also drifted away...

"Um...what...ahem...there is no purchase limit now, right?"

After a long time, Li Dong finally pulled back his reluctant thoughts and asked.

"Purchase limit?" The young lady was stunned again, slightly confused.

"Is there no purchase limit?"

"What is the purchase limit?"

"That's it...that...if I buy a unit or 12 suites, can I get a loan?"

"Of course you can, but the down payment may be a little higher, 30%. After all, this is not your first home, so it would have to be... four to five million... Is this... okay?" the young lady said slightly.

I asked a little nervously.

Four to five million, this is not a small amount, and the young lady is afraid that Li Dong cannot afford it.

Li Dong pondered, silently calculating in his mind.

He can spend four to five million, but the problem is, he also wants to buy Bitcoin, gold, and stocks quickly.

Since the news about buying pizza came out two days ago, the price of Bitcoin has increased a lot. Now it is being speculated on the forum for one dollar a piece.

However, this problem is not too big. Li Dong knows that the real rise of Bitcoin will be next year, and it seems to have risen to more than 30 yuan a piece. This year’s Bitcoin price is still fluctuating at the bottom.

When the time comes, find that Jiangnan Ba ​​brother and have a good chat with him about the price, and you should be able to purchase a batch at a low price.

The larger the quantity, the better.

Moreover, there are only a few Bitcoins for sale on the market now. Even if Li Dong wanted to buy too many, he couldn't.

Li Dong roughly estimated that the number of Bitcoins currently sold on the forum is only about one million.

Even if one dollar is used, it is only one million.

In addition, it is impossible for Li Dong to receive one million Bitcoins in one month. In another month, he will be able to earn a lot of money in the US stock market.

So Bitcoin is not too anxious.

As for stocks, I’m not too anxious.

This has just ended a wave of gains, and it must be adjusted.

At least the Yunfei integration ticket was launched in July and August when the weather is hottest.

You can also wait until July before buying.

The only thing I'm anxious about now is gold.

In the past two days, gold has been rising.

This has almost reached 270.

The only thing Li Dong can be sure of is that gold will reach its highest point next year, more than 390 yuan, but how can Li Dong remember clearly how the rise happened in the middle.

It may be that it has risen without any correction, or it may be that there have been several shock adjustments.

If there is a shock adjustment, that would be fine, but if there is no turning back, then he must buy as soon as possible.

Therefore, as soon as he gets the money next month, he must buy gold immediately and cannot wait any longer.

In this case, if too much money is spent on buying a house, less gold will be purchased.

How about buying two less houses first? Wait another month and then buy again?

But in that case, you may not be able to buy the entire unit.

Li Dong made a plan, and the young lady became a little anxious.

For fear that Li Dong would not buy it, he hurriedly said: "If you are a little tight on funds, we can actually help you with it and make it a low down payment."

"Is this possible? How to do it?" Li Dong asked in surprise.

"It means to quote a high house price. For example, for a house price of one million, your normal down payment is 20%, which is a down payment of 200,000. The bank lends you 800,000, then if we quote the house price as 1.2 million,

The loan approved by the bank is 960,000 yuan. You only need to pay 40,000 yuan down. It is nothing more than an overreported house price of 200,000 yuan. You need to bear some taxes personally, but this tax is only 100 yuan.

Three-thirds of the time, if you buy twelve houses at a time, you will only pay tens of thousands of yuan more in taxes, but you can save more than two million yuan in the down payment, which is actually quite cost-effective. Moreover, because you buy more

Well, we can also give you a discount here, which can completely offset the extra tax you spend."

The young lady explained it to Li Dong eloquently.

Li Dong studied economics and was very good at mathematics. He understood this account as soon as he heard it.

If it's like what the lady said, it's really a good deal.

However, Li Dong was still a little worried.

I asked, "Is it okay to operate this way?"

The young lady smiled and said: "To be honest, many of our customers actually operate this way. After all, not everyone can come up with a down payment of hundreds of thousands at once. Moreover, if you can pay a smaller down payment, you can get it from the bank."

Who wouldn’t want to borrow more money?”

Li Dong thought so too.

In the past two years, the country has severely released money, and bank loan interest rates are very low. Many people are rushing to get loans from banks.

And time has proven that these people eventually made a lot of money.

Especially those who take out loans for real estate speculation...

Of course, Li Dong was still very cautious about this.

He has to ask Li Tongwei.

No, you can't go to Li Tongwei. That guy is upright, upright and selfless. If Li Dong asked him about this, he would definitely say no.

You have to find Liu Zhaoyuan.

Thinking of this, Li Dong told the young lady that he would go back to find someone to inquire about the loan before buying a house.

In addition, ask the young lady to help him get more discounts from the company.

For a big deal worth 15 to 6 million yuan, a 50% discount is not too much, right?

If it doesn't work, then a 92% discount will do.

The young lady said she would try her best to help him fight for it.

Then, the young lady asked Li Dong if he really decided to buy the entire unit, could he pay the deposit first?

It doesn’t need to be much, just 100,000.

The main purpose is to lock this unit in order to prevent other customers from coming over and taking a fancy to the house in this unit.

When Li Dong heard this, he cursed in his heart: I only have less than 200 yuan in total now, where can I get 100,000 yuan?

However, he said very calmly on his face that there was no need to worry about the deposit in advance. It would be better to wait until he found out more about the loan. If there was a problem with the loan and he paid the deposit again, it would be difficult.

.He will seize the time. If there is no problem, he can come over next week to go through the procedures. As for the possibility that other customers will take a fancy to the house in this unit during this week, it is really unlikely.

If someone takes a fancy to it, there's nothing you can do about it. At worst, they'll buy one less house.

After hearing this, the young lady felt a little disappointed.