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Although the house to be bought has been confirmed, the parents of both parties have no opinion on the location and the type of house they chose. After all, they will live by themselves in the future, but when choosing a loan, the parents of the two families have opinions. Because Liu Huaxing intends to pay a down payment of 100,000 yuan, and then take a loan for four years, and pay it off during the four years of university.

The housing price in this place is more than 6,000 close to 7,001 square meters, and the effective living area of ​​the house is 84 square meters. In the end, the loan is close to 500,000 yuan. The interest paid after four years is relatively low, but it still needs to be repaid. More than six hundred thousand.

In other words, during the four years of college, he had to pay back 150,000 yuan a year, and the monthly repayment pressure was as high as more than 10,000 yuan.

The parents of both parties felt that his pressure was too great for a college student to bear, but Liu Huaxing actually thought it was okay.

First, his income from the gym is fairly stable. Even if the courses during this period are over and the part-time jobs will be reduced after school starts, it is still no problem to earn more than 10,000 yuan a month.

And the money Yang Xiaoxiao earned was used as living expenses for the two of them in college.

In his spare time, Liu Huaxing will also write manuscripts. In his opinion, although more than 10,000 yuan a month is a bit hard, it is not a big problem. With the income from the gym for these two months, I can apply for it at the bank. After all, the gym earns more than 30,000 yuan a month, even if you don't go to college and now become a professional personal trainer, you still have the ability to repay the loan.

However, both Liu Huaxing's parents and Yang Xiaoxiao's parents thought the loan was too high, and they felt that the two of them were unable to pay it off. Even if he has the ability to repay, he has no time to study during college, so both parties unanimously opposed and asked him to extend the loan period to ten years, but Liu Huaxing firmly refused this time.

The loan of 500,000 yuan was repaid within ten years, and the final total amount would be more than 800,000 yuan, which is equivalent to more than half of the repayment. This made him feel very bad, as if he had been taken advantage of. It is precisely because of this concept that he never used credit cards in the past. He spent as much as he could and never spent beyond his ability.

In the end, both sides made a concession, and Liu Huaxing's parents and Yang Xiaoxiao's parents "lend" them both 100,000 yuan, a total of 200,000 yuan. They allowed Liu Huaxing and Yang Xiaoxiao to pay back the 200,000 yuan after graduating from university without interest.

In this way, they only need to borrow more than 200,000 yuan from the bank. After four years, they only need to repay the amount of less than 300,000 yuan. The monthly repayment is 6,000 yuan, which is much less stressful for the two of them.

For the kindness of both parents, Liu Huaxing did not refuse, because he knew that he would pay off the money before graduating from university. And this money will not bring too much pressure to the families of both parties.

Although Liu Huaxing's father owed a lot of money because of the stocks before, he is now the deputy factory director with an annual income of 200,000. After Liu Huaxing helped his father fill the loophole, the family's financial pressure was very heavy. When he was young, he had already saved a sum of money over the past year, and his parents originally reserved this money for him to buy a house.

As for Yang Xiaoxiao's parents, the restaurant's business is booming now, and the risk of bankruptcy has long been far away, and Yang Xiaoxiao's family's financial conditions have always been relatively good, so the 100,000 yuan will not affect the lives of the two of them. Liu Huaxing accepted the money calmly. Of course, this does not mean that he will not pay back the money. He will definitely pay it back before he graduates from university.

After paying the deposit and down payment, signing the contract and going through various formalities, the time came to mid-August, and it was almost the time for their school to start.

Because I am a freshman, I have to go to school to report on August 26, and then start two weeks of military training.

The military training of the university is held in the school. It is not particularly hard, and it is also an opportunity for the students in the department to communicate with each other.

Therefore, before school started, Liu Huaxing and Yang Xiaoxiao sorted out the trivial matters in their lives.

At present, Liu Huaxing has gained a certain reputation in the gym. First of all, he has helped Zhang Qixin lose 15 pounds. Compared with the original, he has achieved a particularly obvious and visible effect. This is a very direct advertisement. Now, many female members in the gym have started to ask him about weight loss, and Zhang Qixin has also recommended him some attractive friends.

Although it is still unknown how long these people can persist, this kind of advertising effect is very good. It can basically guarantee that Liu Huaxing will always have classes to attend, and even if he only takes one class a day, he can still have six or seven classes a month. thousand income.

Besides Zhang Qixin, Hu Xikai...although he paid the course fee for three months, he has not come to class at all. On the contrary, his nephew Liu Zhiyuan came very diligently during the summer vacation. And Liu Zhiyuan is also his living advertisement. From the beginning, he looked thin and weak like a girl, and now he can already see clear muscle lines on his body.

This kid also only dared to wear a loose T-shirt at the beginning, and now he dares to wear a sports vest.

In addition, probably due to a lot of exercise, Liu Zhiyuan's height has jumped to 1.82 meters, and he has grown by about 6 to 7 centimeters. He is now about the same height as Liu Huaxing. In fact, this is mainly due to the fact that Liu Zhiyuan practiced a lot on his own. In order to learn fighting well, he not only conducted high-intensity fighting training with Liu Huaxing in class, but also conducted a lot of physical training independently outside of class.

But the most important thing is actually the kid's fight. It is no exaggeration for Liu Huaxing to say that Liu Zhiyuan has already entered the door of professional fighting. This kid is a genius, with a strong ability to copy movements. Not to mention how good he is in the professional circle, but he is definitely a professional-level boxer, and he can completely protect himself in school.

This has attracted many male members who want to practice fighting with Liu Huaxing, but most of these people have a dreaming mentality, thinking that if they learn how to play tricks from Liu Huaxing, they can train a body of lumpy flesh, and they can also fight very handsomely .

But in fact these people are not only unable to keep up physically, but also far behind Liu Zhiyuan in learning movements. For example, to learn a lower kick, the movements they made according to Liu Huaxing's demonstration are not the same as Liu Huaxing's movements. At best, they can practice boxing exercises and fighting dances. It's right to sweat a little. exercise.

"School is about to start, do you have any plans?" Liu Huaxing chatted with Liu Zhiyuan with the last five minutes left in the class. Liu Zhiyuan sat on the ground and said with a shy smile, "I don't have any plans...Brother Xing, you should go to college after school starts, right? Will you still come to class then?"

"Yes, but the shift time may need to be adjusted." Liu Huaxing said with a smile, "Look at the required and elective courses in the university. It may be a little less, but there will be three or four days a week. .”

"Then can I continue to take classes with you?" Liu Zhiyuan scratched his face and asked embarrassingly.

"Yes, yes." Liu Huaxing smiled wryly, "But to be honest, I think you have learned enough now, and it is no problem to protect yourself. If you continue to learn, you will have to go to other miscellaneous things, such as throwing, throwing, To put it bluntly, if you don’t fight professionally, there is no need to continue learning.”

"But I can still learn, right?" Liu Zhiyuan sat on the ground, hugging his legs and laughing.

"Well, yes." Liu Huaxing nodded and said, he can't refuse if he has money to earn, after all, he is a personal trainer in the gym, so it's against the interests of the gym if he doesn't attend classes? He knew that Liu Zhiyuan actually just needed someone to talk with him and tell his troubles.

"Well... that's good. I will continue to attend classes in the future." Liu Zhiyuan pursed his lips and said with a smile, "Saturday and Sunday."

"Then, that's the end of today's class." Liu Huaxing looked at the time and said, "Whether you don't have class in the future, you should try to maintain your daily physical training. If you really can't stand it or you don't have time, you can cut it in half, or Do it every other day, but keep it up. Cardio regresses quickly, and cardio is the key to fighting."

"Yes." Liu Zhiyuan stood up and said, ready to change clothes.

At this time, the conversation between Zhang Qixin and Zeng Fanjun also came from downstairs: "Boss, here I come." "Oh, you seem to have lost a lot of weight again? That's amazing... How many kilograms are you now?" "Forty-eight, There are still six kilograms." "Tsk tsk tsk, the effect is really obvious, it seems that I should also learn from Coach Liu..."

So Liu Huaxing came to the railing and glanced at the entrance of the first floor. Yang Xiaoxiao was swiping Zhang Qixin's card and handing the hand card at the moment. They glanced at each other and laughed together.

"What were you talking about down there just now?" Liu Huaxing couldn't help asking when Zhang Qixin came to class after changing his clothes.

"Secret among women." Zhang Qixin smiled proudly. Now her figure is already very good, but there are still some fats on the waist, abdomen and the roots of the limbs, which need final shaping.

"Tsk, then I'll just ask her." Liu Huaxing gave her a bad look and said angrily.

"Oh, it's nothing, I just take care of Auntie's clothes." Zhang Qixin frowned, and then she saw Liu Huaxing's confused face, covered her mouth and smiled and said, "Oh, you don't know about Auntie Guan, do you? She usually looks so Maturity and old-fashionedness, the innocence revealed inadvertently at this moment... makes my sister really want to bully you."

As he said that, Zhang Qixin wanted to come over and pinch his face, but Liu Huaxing avoided it angrily: "Don't make trouble, be serious!"

"Hmph...actually, they are sexy clothes worn by young couples." Zhang Qixin answered his question, "I was reminding him that the longer the time, the more freshness must be ensured between two people, so this Appropriately increase the mood."

"Don't teach my baby some strange things!" Liu Huaxing said angrily, Zhang Qixin frowned and said aggrievedly: "How can this be called a strange thing? You will know when you see it for yourself. You will definitely cry if you love it. After all My girlfriend is so beautiful and has a good figure..."

Speaking of this, Zhang Qixin laughed maliciously.

There is another one tonight