I Have a Treasure Trove

"Xiaolu, is this your brother?"

At this time, the girl next to Qin Lu was surprised to see Qin Yun driving over.

She is Qin Lu's classmate, and she just met Qin Lu on the way.

Now that these seniors are interns, she has entered a large law firm as an intern based on some connections, while Qin Lu's internship is only in a small place, obviously there is no special relationship.

But her younger brother has a car?

When she was in college, she never knew that Qin Lu's family was rich.

"Um."

Qin Lu nodded with a smile, and said, "Xiao Yu, I'll leave first if I have something to do."

She walked to the car, opened the door, and got on top of the co-pilot.

Soon they came to the bank, and they found Lin Xueya, the account manager from last time.

"Mr. Qin, with the current loan from your clothing store, you can get a loan of 10 million." Lin Xueya said with a professional smile on her face.

Now, the daily turnover of Tianyun clothing store is increasing, and the profit this month is at least 7 million yuan, so Qin Yun only needs a loan of 10 million yuan.

Of course, it is still early December, and the profit has not yet come in, but if you buy a clothing store with full payment, you can pay part of it first, and then settle the balance after all the documents are obtained.

Lin Xueya had a smile on her face. Their bank had investigated the situation of Tianyun Clothing Store before, and knew that Tianyun Clothing was competing with Hanlu Clothing, but she had no idea about it.

Now, Qin Yun has many shops mortgaged by the bank. These are very high-quality assets, and they are not worried at all that Qin Yun will not be able to pay back the money.

The formalities will be completed quickly, and the money will be transferred to Qin Yun's account soon.

"Now I owe more and more to the bank." Qin Yun said helplessly.

Adding this ten million, he already owed the bank forty million.

However, even though he owed so much, Qin Yun already had twelve full-paying shops under his family, and now it will expand to fifteen!

With these as capital, Qin Yun's foundation is very solid!

After discussing for a while, Qin Yun and Qin Lu left, and a girl happened to walk over on the road.

The girl is very beautiful, wearing a white down jacket, with a graceful figure.

"Qin Yun?"

Seeing Qin Yun approaching, the girl subconsciously slowed down.

Qin Yun didn't look at her, just glanced at her and left directly. They didn't know each other.

"Xiaoqing." Looking at her niece, Lin Xueya beckoned.

And Lin Qing came to Lin Xueya, and asked curiously: "Sister-in-law, is that Mr. Qin coming to borrow money again?"

"Um."

Lin Xueya nodded, and said with a smile: "This Mr. Qin is really a young man. According to my inference, it is estimated that the Tianyun Clothing Store will expand again."

She couldn't help sighing, she also guessed a little about Qin Yun's purpose.

"Tianyun clothing store?" Lin Qing thought to himself.

Before, she specifically asked her sister-in-law Lin Xueya to know some information about Qin Yun, and then she found out that there are nearly ten full-payment shops under Qin Yun's sect!

The value of these shops is even more than 35 million!

For her, this is definitely a huge sum of money.

Moreover, the names of these shops worth more than 35 million are owned by Qin Yun.

Like some rich second generations, in fact, the houses and so on belong to their parents. Even if Qin Yun is also a rich second generation, he already completely owns these shops.

Lin Xueya also sighed in her heart, even if Qin Yun's money was loaned from her, it was still a huge sum of money to her.

She is the account manager of the bank. I don't know how much money is approved every month, but the money belongs to the bank. They only have the right to dispose of it, but not the right to use it.

In real terms, Lin Xueya is not rich.

"Oh, it's a pity, I don't have a chance for you to get to know Qin Yun." Lin Xueya said regretfully.

She knew that Lin Qing was a person who could keep his word, so she told her about Qin Yun's information, and she believed that Lin Qing would not spread it.

Hearing Lin Xueya's words, Lin Qing's face turned a little red, and he said dissatisfiedly, "Sister, what are you talking about? I don't know Qin Yun."

"Okay, okay, let's not talk about it, I'll go to your house for dinner tonight, you can talk to your dad about it." Lin Xueya said with a smile.

"Okay." Lin Qing nodded immediately.

...

After getting 10 million, Qin Yun immediately started to buy a new shop.

This time, the Tianyun clothing store is no longer in Jinling, but in Rongyang City, which is adjacent to Jinling.

In addition, Qin Yun's choice of location is also very particular.

The three new Tianyun clothing stores are surrounded by Hanlu clothing stores.

The arena that Qin Yun was talking about was not just on Jinling's side!

He has a money-gathering formation, so he is very free to choose the location of the store. As long as there is enough traffic, he will definitely be able to make money.

Therefore, Han Lu's clothing helped him determine the location, so he didn't need to search for it.

"I wonder what Zuo Han will look like when he sees the three new Tianyun clothing stores I opened?" Qin Yun thought to himself.

Looking at Zhao Tianqiang in front of him, Qin Yun asked, "Manager Zhao, what's the situation with the landlords of those nine shops?"

He has now opened twelve stores, but the rent of nine stores has not been recovered.

"Boss Qin, those landlords are still unwilling to refund the rent. Now is the litigation period, and it may take some time to wait for the result." Zhao Tianqiang said.

Regarding the issue of the landlord refunding the rent, it is indeed difficult to solve legally, and it is normal to deal with it for a few months.

Qin Yun pondered for a while, and said: "It seems that luck is not enough to make them afraid."

Why do those landlords stand on Hanlu's side? Because Hanlu has been in business for more than 20 years, with a market value of more than one billion, and even Baidu can easily search for it. Faced with such a big company, everyone would be a little bit afraid.

As for Tianyun, although Qin Yun is confident that it will be easy for him to surpass Han Lu in the future, he still doesn't have enough time to develop.

He has only been in business for more than seven months, and Tianyun is just a new store that has been open for more than seven months.

Even though there are quite a lot of branches, in the eyes of others, it is nothing at all, and there is basically no fear.

Before Tianyun competed with Hanlu, almost everyone thought that Tianyun was overreaching.

This is the background, and it cannot be easily solved with high profits.

In addition, from one point of view, Qin Yun's foundation is deep, shops can be bought with full money, and with the wealth gathering array, there are almost no flaws.

But on the other hand, Qin Yun's foundation is not deep, because apart from the shops bought with full money, the profits are a little higher, and there is nothing that others should be afraid of.

Such an enterprise will inevitably encounter various obstacles on the road to growth.

Now, the first cold dew has appeared, and the second cold dew and the third cold dew may appear immediately after.

Various methods of these enterprises will also strike, and the growth of Tianyun will not be so smooth.