Infinity Anime: Red Alert System

Chapter Two: How To Save Money? Usury!

"Hey Luo Cheng, let's go to the model shop in the city after school tonight."

Just after returning to the classroom, a short fat man with glasses said to Luo Cheng.

He is Hirano Toda, who is also a member of the original protagonist group, a military enthusiast, and loves military models very much.

"No, maybe I've been a little busy the last few days."

Luo Cheng smiled and politely rejected the other party.

For him, the most urgent task now is to find a way to save money quickly so that he can buy gold and exchange it for resources in the system.

It is impossible to work part-time. No matter how much you work, you will earn money for the capitalists. You can't get anything for yourself. You can't make that much money in just a few days.

So how do you make money?

Thinking of this, Luo Cheng frowned slightly.

"What are you in a daze for?"

The other girl looked at Luo Cheng who was distracted, and patted him on the shoulder lightly.

She has long amber hair, and the two dull hairs on it are very special.

Miyamoto Rei.

She is the heroine in the original book, a member of the spear department, and has very strong strength.

In the past two years, Luo Cheng has established a relatively good relationship with the protagonists of the original work, and they also regard Luo Cheng as a very important friend.

Even in Takashi Saya's heart, Luo Cheng is going one step further than a friend.

"It's nothing, I'm a little tired from working recently."

Luo Cheng shook his head, and said with a random reason.

"Really, what do you do to make yourself so tired every day?"

Takashiro Saya pouted and said in a low voice, her eyes focused on Miyamoto Rei's hand on Luo Cheng's shoulder.

"I happen to have a little too much pocket money every day. I can lend you some and pay it back when you are free later."

"Haha, no need."

Although the girl's appearance was a bit arrogant, Luo Cheng still felt warm in his heart after hearing the other party's words.

But even if the money is borrowed, even a small amount cannot change the status quo.

And it will be the end of the world in a few days, and there will be no chance to pay back the money by then.

etc......

borrow money?

Pay back?

When Luo Cheng was still worrying about how to save money quickly, Saya Takashi's words made him suddenly enlightened, and he had a clear direction in his heart.

That is to borrow money.

A plan emerged in Luo Cheng's mind - to borrow money from usury.

Ordinary loans are not feasible, because Luo Cheng is underage now, and the procedures are very troublesome, and he has not many days left.

Usury can save these troubles.

And since it will be the end of the world in a few days, then even if I borrow usury, no one will come to collect the debt.

So Luo Cheng is going to find local gangs to borrow usury in the remaining few days.

The interest of this kind of usury must be quite terrifying, but the end of the world will soon come, and Luo Cheng naturally doesn't have to worry about repaying the money.

You can use all means such as usury to borrow at least more than one million yen first, and create the barracks, so that you can alleviate the urgent need.

One word, that is prostitution.

"You are such a genius, Saya!"

Luo Cheng smiled and praised each other.

Hearing Luo Cheng's sudden praise, Takashi Saya was a little dazed at first, then lowered her head, her cheeks flushed slightly.

"Why are you praising me all of a sudden?"

"I, I must be a genius!"

"You still need to say it!"

Although Takashi Saya sounded like she was blaming Luo Cheng, there was a smile on her face that couldn't be hidden.

. . . . . .

The next day, Luo Cheng took a long vacation. Through inquiring and other means, he found the local gangsters and asked them to borrow usurious loans.

Naturally, the local gangs did not refuse. On the contrary, they welcomed people like Luo Cheng to borrow money from them.

A major source of income for these guys is usury.

Many students will save face in school, and spend money lavishly, and the living expenses will soon run out, so they have to ask them to borrow money.

The gang members can use this opportunity to earn interest, and they don't have to worry about the students not paying the money. As long as they make trouble with other people's parents, the other party will definitely want to use money to settle the matter.

So when they saw Luo Cheng, the gang members were naturally very happy.

"Hey, are you from Fujimi Gakuen?"

One of the gang members took a puff on his cigarette and looked at Luo Cheng with a smile.

"That's right."

Luo Cheng quickly took out his student ID card and handed it to the other party.

Ordinary students would be nervous and speechless when they saw gang members, but for Luo Cheng, it was nothing scary at all.

Compared with the coming zombie crisis, these people are insignificant at all.

They don't know that their lives may not be guaranteed after a few days, and money will soon become the least important thing in this world.

"You know how much interest you want this time!"

Gang members said,

"After that, every month, you have to repay 10% of the principal with interest. If you don't pay it off, you will have to add interest next month. Do you understand?"

"Um."

Luo Cheng nodded immediately without hesitation for even a second.

But in Luo Cheng's heart, he complained about the other party mercilessly.

10% monthly interest, what kind of concept is this? !

Generally, the annual interest rate for bank loans does not exceed five percent, but these gang members demanded ten percent monthly interest rate.

For example, if you have the same loan of 1,000 yuan, you will only need to repay less than 50 yuan more after one year.

But if it seems that if you borrow usury from the gang, you need to repay 100 more a month, and if you don't pay it, you will pay interest.

This is completely harming minors with weak social cognition.

Regardless, Luo Cheng doesn't have to worry about these problems.

These people may not be able to save their lives when the time comes, and naturally they will not come to ask for their debts.

"But you poor boy, how are you going to pay back the money you borrowed?"

The gang members narrowed their eyes and asked Luo Cheng, after all, the other party agreed too quickly.

Generally speaking, ordinary students must hesitate for a while when they hear such a high interest rate.

But why did Luo Cheng answer so quickly at this time?

"If you don't have the money back to us by then, it will be a very distressing thing."

"Don't worry, it will definitely be paid back."

Luo Cheng patted his chest and said,

"I work several part-time jobs every day, and I can definitely pay them back."

"You just need to know what the consequences will be if you don't pay the money."

The gang member moved his joints and made a crisp sound, his tone full of threats.

In this way, Luo Cheng quickly borrowed money, but because he was a student, he only got 100,000 yen in the end.

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