King

"Rumble..."

With a loud noise, the palace collapsed.

"ah!"

After realizing it, Princess Madeleine let out a scream, and the scene before her was completely unexpected. When did her casual blow become so powerful?

"Your Highness, are you okay?"

The maid asked tremblingly.

They had heard the rumors about the "Girl of Misfortune" countless times. But in the past, the master in front of him only harmed special people. As long as he didn't get engaged to her or pursue her, there would be no danger.

In the current situation, misfortune clearly has a tendency to spread.

Even the famous Marshal Hudson, because he was close to Princess Madeleine, had an accident when he left just now, which directly caused the two guards to suffer an unreasonable disaster.

Now the palace suddenly collapsed again. If they hadn't been lucky and happened to go out to do errands, they still don't know if they would be able to stand here.

"fine!"

While speaking, looking at her hands, Princess Madeleine was still a little unbelievable.

Vaguely, she felt a hidden power inside her body that was constantly expanding.

She tried to control it, but unfortunately the power ignored her at all. It seems that only when you are angry can you be mobilized.

Before she could figure out the whole story, the guards from the palace had already rushed over. After just one glance at the scene, the young guard hurriedly shouted: "Catch the assassin!"

"Your Highness, our escort is late..."

Clearly this was misunderstood. Princess Madeleine was about to say that she had done it accidentally, but she took one look at the ruins at the scene and swallowed her words back.

She was a weak little magician. There was no magic fluctuation at the scene, and the power in her body was out of control. There was no way she could prove that she had done it.

If it is misunderstood that she is covering up the truth, she will be in big trouble. To live in the palace, one must be more thoughtful.

Suddenly an idea struck me.

"No need to make a fuss, there are no assassins here. When Marshal Hudson left just now, the dragon shook its tail, guessing what the naughty dragon had done."

A genius move to shirk the blame, directly blocking the guard's full words.

There is no way to verify this kind of thing. Even if it is proven that the dragon did it, it is impossible to hold him accountable for such a trivial matter.

Of course, "little things" are only for the dragon. If anyone else dares to damage the palace, they will lose their heads.

After successfully fooling the past, Princess Madeleine secretly breathed a sigh of relief.

If a corner of the palace collapses, for such a trivial matter, just report it to the palace minister and arrange for someone to repair it.

If an assassin appears in the palace, the whole city will be in trouble. A group of powerful men from the kingdom came to check, but Princess Madeleine could not guarantee that she would not be found.

In order to reduce trouble, the best option is to find someone who can take the blame. It just so happens that the dragons' ability to cause trouble is as well known throughout the continent as their strength.

Compared to the other dragons who often cause trouble, Maxim is considered an alternative. This is one of the reasons why the outside world believes that Hudson is strong.

After all, the dragon knight's right to speak is directly proportional to his own strength. If you want to make the dragon obey, you either have to spend a lot of money to buy it, or you can use your fists to reason.

…

The most sensitive thing in the world is interest. The tax policy targeting the financial industry has already caused a stir in the capital even before it has been officially implemented.

Then, Count Linares was miserable. Normally, he doesn't even dare to go out. In order to be able to go to work smoothly, he even borrowed a team of city guards to protect him.

If you're not careful, there won't be anyone who dares to lend money these days. If it touches on someone's core interests, who knows if someone will take the risk?

The consequences of assassinating an important minister of the kingdom are very serious. Once found out, it will be a counter-insurgency. But someone dares to assassinate the king, let alone a minister.

Frankly speaking, Count Linares was quite unjust.

He proposed imposing heavy taxes on the financial industry, but after all, he did not actually adopt high tax rates. Those deceptive policies behind him have nothing to do with him.

Theoretically speaking, if the Kingdom levies taxes on the financial industry, everyone can pass this cost on to the debtors and still earn a lot of money.

What really kills people is the maximum interest rate limit. The annual interest rate of twelve is considered usury. Isn’t this a joke?

Before the emergence of the Near East Development Bank, private borrowing had never had such low interest rates, and now it has turned into "usury."

If it was just a name, it wouldn't matter to anyone. Usury is just usury. As long as you can make money, it's not a big deal if you get scolded a little.

But the problem is that the Royal Government’s stance on usury is clearly to kill them all. Just by reporting it, you can harvest half of their wealth.

As you can imagine, the news got out. How excited would those people who were forced to sell their children and daughters because they couldn't pay the money be?

…

In Feite Manor on the outskirts, a group of financial practitioners in the royal capital gathered together to discuss countermeasures.

"Everyone has almost arrived. Those who haven't come here yet are not from the same group as us, so there's no need to force them to join us.

I invite you all to come here today, mainly to discuss important matters concerning our life and death.

Judging from the intelligence collected by all parties, the rumors in the past few days are not groundless.

The Kingdom’s new policy not only imposes financial taxes, but also drives us to a dead end!

If given a choice, who would be willing to bear the infamy of being a loan shark?

But there is no way, those high-ranking aristocratic gentlemen need high profits. If we can't satisfy their appetite, we people will lose the value of existence! "

Viscount Fithorn said with an aggrieved look.

The same nobles are also divided into three, six or nine grades. They seem to have titles on their heads, but they are bought from some small countries and can only be used to decorate their appearance.

Within the kingdom, the real dignitaries would never look at them seriously. Even the poor jingle country knights could despise them in spirit.

In the feudal farming era, there were not many ways to make money. In addition to agricultural production, lending to free people and small nobles was also an important source of income.

The nobles cherish their feathers, so if they do it themselves, the interest rate cannot be too high, otherwise it will damage the reputation of the nobles.

In order to earn more profits, underground banks were born. The rich and powerful deposit a sum of money in it, let professionals like them lend it, and then withdraw fixed income every year.

In return, these behind-the-scenes manipulators will take care of the official troubles. They just need to make money with peace of mind.

Everything was fine originally, but with the introduction of new policies, everything became different.

According to the new regulations, there are still profits from loan business. But after so many years of operation, the appetite of the big guys behind the scenes has long been fed.

If they just said that they would have no money to share in the future, they would probably kill people and silence them in a matter of minutes, and then annex the family property they had worked so hard to save.

"The rabbit is dead and the dog is cooked, and the bird is hidden behind its bow."

Not only is it applicable politically, but it is also widely used privately. From the day they were defined as "dirty work", it was difficult for them to come ashore with a clear conscience.

"Your Excellency Viscount, we are all insiders, there is no need to hide and tuck in. You invited us over today. What do you want to do specifically?"

A bearded man was the first to ask.

We all work together, and there are frequent frictions due to business issues. They were very familiar with each other, and it was obvious at a glance that Viscount Fithorn wanted to cause trouble.

"Manbeard, you are still so impatient. That's all, let's get down to business!

I think you have all heard about the policies that the Kingdom will soon introduce. If we really follow the above regulations, we will not be able to do business anymore.

There are two paths left for us now: either rely on the relationships behind each other and ignore the kingdom's policies; or we can go with the flow and change our business model.

The emergence of the Near East Development Bank proves that large-scale lending is the future of the industry.

Alone, we simply cannot compete with those big banks. If you don’t want to die on the streets one day, the best option is to join forces.

Not only us, but our colleagues across the kingdom are all people we can unite with! "

Fithorn's words were well thought out.

Under the kingdom's new policy, they simply cannot survive. If you want to fight against the New Deal, it is obviously a waste of time.

Without a big bank like the Near East Development Bank taking the lead, how could loan sharks like them be so powerful?

Even if there is support from the kingdom's dignitaries behind him, they are only for profit, and the cooperative relationship between them can be terminated at any time.

It is obviously a dream to expect people to risk their families and lives to support them and compete head-on with the Royal Government.

Transformation has become the only reliable option at the moment. Once this step is taken, a more profitable aristocratic market can be opened up, and there is no need to stare at the poor free people harvesting wool every day.

It’s unclear what the specific profits are. Anyway, everyone now knows that the Near East Development Bank is making a lot of money.

A newly emerged financial institution can make so much money. There is no reason why old players like them, who have been involved in it for many years, cannot.

"snort!"

"It's all the fault of that idiot Linares. If he hadn't been looking for trouble, everyone would have just carried out business step by step. Why would there be any trouble today?

If you have the chance, you must show him some color! "

No one raised any objection to the shout of the old man in black robe. Although Count Linares did not lead the formulation of the policy against them, who makes him a soft persimmon?

No matter whether it was King Caesar IV who made the final decision or Hudson who detailed the specific plan, they did not dare to mess with him.

The only one they dared to move and had the ability to move was Count Linares. He has to bear all this hatred if he doesn't want to.

“Let’s not worry about revenge for now.

The bill has not yet been approved by the parliament. If we take drastic measures, it will easily arouse the dissatisfaction of the Royal Government and formulate more stringent policies.

The most urgent task is to learn the operation of the bank and complete the business reform as soon as possible.

This is a crisis, but also an opportunity. Compared with the loan sharks that everyone shouts about, the reputation of banks is still much better.

If we run it well, we can all come to shore with a clear conscience, and even become real nobles of the kingdom! "

Feithorn advocated vigorously.

This pie must be drawn, and it must be drawn as big as possible. If there is no common goal, how can we unite as one?

Feithorn doesn't think that his personality charm can convince everyone!

In the era of extensive growth, there were no restrictions on procedures. It was too simple to set up a bank.

Many small and medium-sized banks on the mainland are the product of the brains of big shots and are purely grassroots teams.

However, even members of the Caotai team survived. It's not because the banks are making huge profits, but because the shareholders behind them are powerful enough!

Their reputation as loan sharks has long been ruined, and if they just take the lead, they may die quickly enough!

Feithorn's real purpose is to win over the kingdom's dignitaries behind everyone. We don’t expect to have shareholders like the Near East Development Bank covering half of the continent. At the very least, we need to be able to speak in the kingdom.

For example, this time, if their power in the court is strong enough, these proposals directed at them will definitely not be passed without any trouble.

Unfortunately, although there are people behind everyone, these forces are dispersed. Let them spray Count Linares, and I guess they can still give it a try.

If you meet a top dignitary in the kingdom like Hudson, and you can go up and argue a few words, it is a proper responsibility. A head-on confrontation is impossible.

Even if you don't think about yourself, you still have to think about your family. In a country like the Alpha Kingdom where all the people are soldiers, if few people in your family serve in the military, then don't call yourself a noble.

If the coach is offended to death in advance, no one knows what will happen next when a new round of war breaks out.

"Your Excellency, I have to admit that your proposal is very tempting.

We are inconspicuous even if we are alone as a family. If we can join forces, we can immediately enter the second echelon of the banking industry.

The experience of those of us is definitely not comparable to that of those grass-roots banks. At the very least, we have great advantages in customer screening, risk assessment, and collection of overdue debts!

It may not be possible to catch up with the Near East Development Bank, but the probability of success is still very high if it surpasses other commercial banks.

The interests involved are so huge, so how should the equity be divided? "

The words of the purple-robed old man suddenly brought everyone back to reality from their fantasy.

They want a piece of the cake, and so do the dignitaries behind them. With so many people participating in dividing the cake, how to divide the cake well becomes a problem.

“Of course it’s to see who has the most real money!

Don’t forget that during the development process of the Near East Development Bank, it was through continuous financing that it became the giant it is today.

We want to strive to become the second largest bank in the Kingdom. It is impossible not to burn money in the process, and we will not even see profits for a long time in the future! "

These words were not only spoken to everyone present, but also to the people behind them. If you want to make a lot of money from the beginning, there is no need to cooperate in this business.

As half of his peers, Fetterhorn studied the Near East Development Bank's profit model, and finally came to the conclusion - scale!

Regardless of the size of the bank, the number of customers it serves, or the cost of opening an additional branch, the cost is actually the same.

If you want to dilute costs, you can only increase the scale first, and then use lower costs to compete with peers.

…