Legend of Xiangjiang Tycoon

At nine o'clock in the morning on November 17, Li Zhiwen went to the office of Yulong Bank in Central.

　　 Yulong Bank does not have a branch in Central, only an office.

　　 After all, Central is Hong Kong’s Wall Street, and all the banks are gathered here.

　　 Yulong Bank does not set up a branch in Central, and an office is also necessary.

　　 "Boss, morning!" Zhao Hezhuo had long learned that Li Zhiwen would be at the Yulong Bank office today, so he waited outside the company early.

　　 "A Zhuo, you have worked hard!" Li Zhiwen patted Zhao Hezhuo on the shoulder and said.

　　 Li Zhiwen's hard sentence, not only saw Zhao Hezhuo's bloodshot eyes, it is obvious that Zhao Hezhuo has not rested too much recently, but also for the two years of Yulong Bank's stagnation and Zhao Hezhuo's forbearance.

　　 "Boss, it's not hard work, I'm excited!" Zhao Hezhuo said excitedly with his eyes wide open.

　　 "Okay, don't go to the door now, let's go in and say!" Li Zhiwen finished speaking and walked into the company.

　　 There are not too many people in the Yulong Bank office, and a few idle workers are bored in the office.

　　The office space rented by the office is not too large, and Li Zhiwen’s office accounts for a quarter.

　　 Li Zhiwen walked into the office and stood in front of the floor-to-ceiling windows, while Zhao Hezhuo was making coffee.

　　 Li Zhiwen can see the Hang Lung Bank headquarters downstairs at a glance.

　　 At this time, there were not too many people at the gate of Hang Lung Bank, unlike Zhao Hezhuo who said that there was a run.

　　 But Li Zhiwen knows that this is all from the perspective of the Hang Lung Bank being taken over by the Hong Kong government. Otherwise, if the Hong Kong government leaves it alone, the Hang Lung Bank will definitely go bankrupt.

　　 "Boss, drink tea!" Zhao Hezhuo said respectfully.

　　 Li Zhiwen retracted his gaze, no longer paying attention to Hang Lung Bank, but sat back on the sofa.

　　 "A Zhuo, talk about the situation!" Li Zhiwen said.

"Boss, the Hong Kong government has taken over Hang Lung Bank's business in an all-round way, and HSBC, Standard Chartered Bank, Hang Seng Bank, Arab Bank, China Bank, Mitsubishi Bank, Citibank, etc. have all stated that they will participate in the takeover meeting held by the Hong Kong government tomorrow. "

　　 "In fact, I can't say that it is taking over the meeting, it is more appropriate to say that it is a blind date!"

　　 "The Hong Kong government is here to be a matchmaker, and Hang Lung Bank is the daughter to be married, and we are all born as the young couple who came to propose marriage." Zhao Hezhuo said with a metaphor.

　　 In fact, Zhao Hezhuo's analogy is very correct, but the point is that the young juvenile of Yulong Bank is not too handsome in the marriage, which makes Zhao Hezhuo a little worried.

　　 "HSBC shouldn't worry too much. They are overwhelmed at this time. They have no time to take down Hang Lung Bank, and they don't have the strength." Li Zhiwen said.

　　 After all, the case of the Carrian Group, the HSBC tycoon Sandus has confirmed, and has had close talks with Chen Songqing, and is now processing part of the assets transferred from the Carrian Group to HSBC.

Li Zhiwen chose to return to Hong Kong at this time. On the one hand, it was because of Hang Lung Bank's business, and more importantly, he negotiated with Sundars to obtain the assets of the Carrian Group in the hands of HSBC. After all, this is HSBC's acquisition of Hutchison Whampoa. Reasons for supporting Li Zhiwen in the article.

　　 There is also the 800 million Hong Kong dollar loaned by Yulong Bank to the Land Group that will expire soon.

　　 According to the difficulties of Jardine Matheson at this time, it is absolutely impossible to pay the 800 million Hong Kong dollars, so Li Zhiwen will also contact some Chinese businessmen to start with Jardine Matheson.

　　 Of course, although Li Zhiwen has a secret agreement with HSBC, HSBC also needs to consider Li Zhiwen’s performance.

　　 So at this Hang Lung Bank’s blind date meeting, HSBC will not say that it supports Yulong Bank, at least it will not oppose it.

　　 After all, HSBC is not capable of taking down Hang Lung Bank at this time, so participating in this meeting is just to participate, and there is nothing to achieve.

　　 But Standard Chartered Bank has ideas for Hang Lung Bank. After all, if Hang Lung Bank is taken, the strength of Standard Chartered Bank in Hong Kong will be close to that of HSBC. This is what Standard Chartered Bank has always wanted to achieve.

　　 However, this Hong Kong crisis has caused Standard Chartered Bank to have large-scale bad debts. The problem of bad debts is not too much. Therefore, Standard Chartered Bank may accompany it.

　　 As for other Chinese banks, due to their strength, these will all be accompanied by each other's meetings.

　　 As for the China Bank, participating in this meeting is just a decoration. After all, the current Hong Kong problem is still very acute.

　　 At this time, Hong Kong is controlled by John Bull, and John Bull will not allow the mainland to increase its strength in Hong Kong.

　　 And if Hua Guo Bank wants to co-operate in Hong Kong, it will have to wait until the end of the eighties, or at least after John Bull and the mainland have signed a statement on the Hong Kong issue.

　　 In fact, it is the foreign banks headed by Arab Bank that are bound to win this meeting.

　　 Arab Bank, registered in 1980 in Bahrain, Saudi Arabia, shareholders are several oil producing and exporting countries, and it can also be seen that the Arab Bank is strong.

　　Although Arab Bank was established not long ago, it has developed very rapidly due to its strong strength.

　　In just two years, the branches and offices of Arab Bank have spread all over Europe, America and Asia.

　　 As a newly emerging international financial center, Xiangjiang is naturally an important base for the expansion of Arab banks.

　　 In 1978, the Hong Kong government abolished Hong Kong’s financial restrictions that had been in place for more than a decade, allowing foreign investors to register banks or establish branches in Hong Kong.

　　As soon as this news came out, the world's major banks rushed to land in Hong Kong.

　　 Although foreign banks are strong, they lack geographical conditions.

　　 Therefore, acquiring a local bank in Hong Kong and joint stocks with a local bank in Hong Kong has become a shortcut.

　　In this way, the original branches and customers of local banks can be used to quickly develop business.

　　 The Bank of Mitsubishi did this. As early as 1980, Bank of Mitsubishi cooperated with Union Bank. Mitsubishi Bank injected capital into Union Bank and obtained 40% of the shares to conduct business with Union Bank outlets.

　　 But after all, it only controls 40% of the shares of Union Bank, not its own bank.

　　 Therefore, Bank of Mitsubishi is very interested in the takeover of Hang Lung Bank, and wants to take Hang Lung Bank as its branch.

　　 Since the Arab Bank entered Hong Kong too late, it currently has no cooperation with other Chinese banks, and they have also seen this opportunity, so they have shown a strong interest in Hang Lung Bank.

　　 Hearing Zhao Hezhuo's analysis, this can stump Li Zhiwen. Originally, Li Zhiwen thought the matter was very easy to solve, but when he heard Zhao Hezhuo's analysis, he found it so difficult.

　　 "A Zhuo, it seems that it is difficult for us to eat alone this time, and you also understand the situation at this time!" Li Zhiwen said.

　　 When Zhao Hezhuo heard Li Zhiwen's words, although he was prepared, his eyes darkened.

　　 Of course, Zhao Hezhuo understood the truth, but Zhao Hezhuo thought that Li Zhiwen could solve it, but it was still a little uncomfortable to get an accurate answer at this time.

　　 "Understood, boss, in fact, as soon as I knew that these banks said they would be there, I knew it would be very difficult for us to win alone." Zhao Hezhuo said.

　　 "There is no way, but even if we cooperate, we must hold the initiative in our hands."

　　 "A Zhuo, do you know which companies owe Hang Lung Bank the most loans?" Li Zhiwen asked.

　　 "All-owned real estate, Shanlin real estate, Mangdang real estate, etc."

　　 "These real estate companies had over-expanded before and borrowed the most funds from Hang Lung Bank."

　　 "For the sake of development, Hang Lung Bank agreed to borrow money regardless of risks."

　　 "As a result, the local property market is in a downturn. None of these real estate companies can repay their loans, causing Hang Lung Bank to have bad debts."

　　 "And now because of speech problems, Hang Lung Bank was run on, and the capital chain was suddenly broken. If it weren't for the Hong Kong government, Hang Lung Bank would have to go bankrupt." Zhao Hezhuo said.

　　 Hearing Zhao Hezhuo's analysis, Li Zhiwen nodded, expressing his understanding.

　　 "What is the current share price of these companies?" Li Zhiwen said.

　　 "It's no different from waste paper?" Zhao Hezhuo said.

　　 "In this case, let Kylin Securities sell it and purchase a batch of shares of these companies. If you can't reach the controlling stake, you have the right to speak in several companies," Li Zhiwen said.

　　 "I know, boss!" Zhao Hezhuo said.

　　 Li Zhiwen’s approach is simple, it is the problem of transferring loans.

　　 If Li Zhiwen takes over these companies, Hang Lung Bank's loan object will become Li Zhiwen.

　　 If Li Zhiwen can win the Hang Lung Bank, then revitalizing the loan will not be a problem.

　　 But Li Zhiwen can't get hold of Hang Lung Bank, then these real estate companies can be split up, and profit from the real estate companies is also okay.

　　 "A Zhuo, who do you think is better for us to cooperate with to win the Hang Lung Bank." Li Zhiwen asked after taking a sip of tea.

　　 And when Zhao Hezhuo saw the teacup bottoming out, his eyes were filled with Li Zhiwen quickly.

　　 And when Li Zhiwen saw Zhao Hezhuo's behavior, he didn't say anything, but felt that he should find another life secretary.

　　 Li Juice is pregnant, obviously not suitable for these tasks, so I still need to choose some new tea to come in.

　　 "Boss, I think Standard Chartered Bank is the most suitable!" Zhao Hezhuo asked after finishing this.

　　 "Tell me, why?" Li Zhiwen asked.

　　 "First of all, HSBC Bank is definitely not suitable. After all, HSBC Bank is too strong. I think Hang Lung Bank will be like Hang Seng Bank to cooperate with it. In the end, HSBC Bank will grasp it and lose itself."

　　 "In addition, HSBC is already the largest bank in Hong Kong at this time. We can't get any initiative when cooperating with HSBC." Zhao Hezhuo said.

　　 Li Zhiwen couldn't help but nodded, motioned to Zhao Hezhuo and continued.

　　 "Citibank and Arab Bank are not strong in Hong Kong. We have the initiative to cooperate with them."

　　 "But cooperating with them will cause the problem of the outflow of our customers. After all, their ultimate goal is to set up a branch in Hong Kong."

　　 "They used Hang Lung Bank to expand their business in the early stage. When they have a firm foothold, they have only two choices. One is to find ways to annex Hang Lung Bank, and the other is to do it alone without us."

　　 "And they are all major international banks, it is difficult for us to influence them."

　　 "While we are only local banks in Hong Kong, they can have a deep influence on us. This situation is very unequal, and it is extremely unfavorable to us, so I think they are not a good choice."

　　 "As for the Bank of Mitsubishi, not to mention, not to mention their large size, just to say that they are the Bank of Japan and the core of the Mitsubishi consortium, it is impossible to be our cooperation goal." Zhao Hezhuo said.

　　 Li Zhiwen understood what Zhao Hezhuo meant, and when Li Zhiwen was considering cooperation, he also excluded Bank of Mitsubishi in the first place.

　　 "Continue to talk about why Standard Chartered Bank is the most appropriate." Li Zhiwen said.

　　 "Yes, boss, although Standard Chartered is not small in size, it is obviously inferior to the above guys."

　　 "Although Standard Chartered has been taking the international route, it has been very difficult. Their main business is naturally in Hong Kong, and we can influence it."

　　 "Secondly, Standard Chartered Bank is also in a lot of difficulties. The deposit and loan structure is unreasonable, and there are many bad debts. If it is not for the large scale of Standard Chartered Bank, it was established early, otherwise there will be runs."

　　 "In this case, Standard Chartered Bank is unable to acquire Hang Lung Bank alone, nor does it have that much capital."

　　 "So in the cooperation of Standard Chartered Bank, we, Yulong Bank, can occupy a dominant position."

　　 "In the acquisition of Hang Lung Bank, our holding position should be easier than those of the above banks." Zhao Hezhuo said.

　　 Li Zhiwen couldn't help nodding when he heard Zhao Hezhuo's words.

　　 Zhao Hezhuo’s ideas coincide with Li Zhiwen, and Li Zhiwen also wants to cooperate with Standard Chartered Bank. U U Reading www.uukanshu.com

　　 As for the reasons for the cooperation, Zhao Hezhuo said that there are naturally some reasons, and the more important reason is that there will be a crisis after Standard Chartered Bank, and this crisis may give Li Zhiwen the possibility of acquiring Standard Chartered Bank. This is what Li Zhiwen fancy.

　　 After all, Li Zhiwen is not willing to make a loss-making business. If it weren't for the current situation, there is no way to monopolize Hang Lung Bank, otherwise there would be nothing about Standard Chartered Bank.

　　 "A Zhuo, your analysis is good, but in this case, we need to keep the Hang Lung Bank's signboard, otherwise neither we nor Standard Chartered would be willing to change our names." Li Zhiwen said.

　　 "Boss, I have considered this. In fact, even if we wholly acquire Hang Lung Bank, I can also keep the Hang Lung Bank brand." Zhao Hezhuo said.

　　 "Oh? Why is this?" Li Zhiwen said.

　　 "Boss, Hang Lung Bank has been established for more than 20 years. It is deeply rooted in Hong Kong. Many people have feelings for Hang Lung Bank."

　　 "Of course this kind of feeling and a run are two different things, and if we want to keep those depositors, the best way is to keep Hang Lung Bank unchanged. This is the biggest way."

　　 "Of course, for Hang Lung Bank, it is very necessary to inject deposits. This requires the boss to negotiate with Standard Chartered Bank." Zhao Hezhuo said.

　　 "A Zhuo, you are right. It is true that keeping Hang Lung Bank does more harm than good. It seems that Yulong Bank can't take tricks and we need to build our own bank." Li Zhiwen said.

　　 "It should be, boss." Zhao Hezhuo said.