Legend of Xiangjiang Tycoon

The headquarters of OCBC Bank in Hong Kong is a very gorgeous office building in Chater Road, Central.

OCBC Bank is one of the largest foreign banks in Hong Kong.

Because it is backed by Southeast Asia, OCBC Bank has developed very rapidly in Hong Kong and already has nine branches in Hong Kong.

Even because it is backed by Southeast Asia, OCBC Bank has always had no shortage of funds, and Qiu Depu lent the funds absorbed from Southeast Asia to major business leaders in Hong Kong.

After all, for the Southeast Asian natives who do not know how to make money, it is more profitable to lend to the big businessmen in Hong Kong.

This is also the way many Southeast Asian banks operate, including Bangkok Bank in Thailand.

However, because of the Hong Kong dollar crisis, OCBC Bank suffered a huge crisis.

After all, everyone can see that even if the current Hong Kong Governor's Office takes action, the Hong Kong dollar crisis will not stop easily, and even if it does stop, these financiers are worried about the future of the Hong Kong dollar.

After all, it is difficult for the Hong Kong dollar to return to the previous exchange rate system with the US dollar after this crisis.

And if that's the case, the banks that have lent a lot of money before will be the biggest victims of the Hong Kong dollar crisis.

After all, the exchange rate is unstable and it has nothing to do with the lender. When the currency cannot be depreciated, the lender should be asked to repay at the previous exchange rate, and if the currency appreciates, your bank cannot repay at the exchange rate after the appreciation.

Therefore, the Hong Kong dollar crisis is a very headache for banks.

Of course, this does not include banks led by Yulong Bank, which regard banks as their own group's money-making tools.

How to say this, in fact, many banks in Xiangjiang are like Yulong Bank, which is a tool for one or several business leaders to raise funds.

When these banks absorb funds, they will not lend them to others, but will lend the funds to their own industries.

This Hong Kong dollar crisis seems to be unfavorable to banks, but because these banks lose money here, but they can make up for it from other places, so it is still acceptable to them.

Qiu Depu has been in a very bad mood recently, and with the depreciation of the Hong Kong dollar, his mood has gotten worse.

Because OCBC Bank is a pure borrowing bank in Hong Kong, fluctuations in the exchange rate of Hong Kong dollars have a great impact on OCBC Bank.

"Boss, Mr. Li Zhiwen from Wheelock & Co. is here!" said Jennifer, Qiu Depu's secretary.

"Li Zhiwen, Wheelock!" Qiu Deba murmured in a low voice, but his face was very ugly.

Li Zhiwen's registration is very interesting, using the name of Wheelock & Co.

The staggered relationship between Wheelock & Co. and Khoo Teck Puat is now only about one billion in loans.

When the loan was signed, Qiu Deba was very happy.

First, this loan can get a lot of interest for OCBC Bank. Second, Qiu Deba can see that Li Zhiwen's funds are very tight. If Li Zhiwen can't repay the loan when the loan is due, he can pay 25% of Defeng Foreign Bank. Getting the shares back is a sure-fire business.

Therefore, after the loan agreement was signed, Qiu Depu has been paying attention to Wheelock & Co.

In all fairness, Qiu Deba admires Li Zhiwen's ability to reconcile.

When Li Zhiwen acquired a large amount of equity in Wheelock & Co., he immediately acquired the remaining equity from the stock market. Anyone with a discerning eye could see that Li Zhiwen was preparing for the delisting of Wheelock & Co.

As far as Li Zhiwen's current industries are concerned, it is very good to delist for consolidation, which can be beneficial to the utilization of resources.

But what Qiu Deba wondered was that Li Zhiwen's movements were not fast, and it could even be said to be slow.

For normal people, they have already obtained a very large share, and they have already thought about the next step, and just start working.

But what is the meaning of what he is slowly swallowing, Qiu Depu didn't understand at first, but after the Hong Kong dollar crisis, Qiu Depu's nerves are very sensitive.

When the Hong Kong dollar crisis first occurred, Qiu Deba was relieved to see that Li Zhiwen had no other action, and felt that he had made a mistake.

But today Li Zhiwen came to the door, and Qiu Depu felt that he really guessed right.

You must know that Li Zhiwen's loan of more than 900 million Hong Kong dollars is currently the largest loan of OCBC Bank. If Li Zhiwen repays at this time, the direct loss of OCBC Bank will exceed 500 million Hong Kong dollars.

If such a thing happens, it will take at least more than a year for OCBC Bank to recover, and Qiu Depu will face questions from other shareholders of OCBC Bank.

Although those shareholders are not worth mentioning, it is also very troublesome to deal with.

"Tell Li Zhiwen and say I'm not here!" Qiu Deba said to Jennifer.

"Boss!" Jennifer called out with a look of embarrassment.

"What? Did he say anything else?" Qiu Deba said.

"Boss, Mr. Li said that if the boss is not there, any person in charge can do it. There is nothing too important for him to come. He is just here to repay the loan. It is enough to be a manager." Jennifer said.

Qiu Deba was very helpless, and he had already said that, what should Qiu Deba do.

And it seems that Li Zhiwen is determined to repay.

"Please come in!" Qiu Deba said.

"Yes, boss!" Jennifer breathed a sigh of relief and prepared to leave.

"Wait a minute, someone asks me to call me later, just say I'm not here!" Qiu Deba said.

"Yes, boss!" Jennifer said.

Li Zhiwen soon met Qiu Deba under the leadership of Jennifer.

"Don't come here, Mr. Qiu!" Li Zhiwen greeted first.

And with Jennifer present, Qiu Deba didn't have a bad attack, and said with a smile, "It's been a good time for Mr. Li's blessing."

It's just that when Qiu Deba said it was not bad, Li Zhiwen heard a bit of gnashing of teeth.

Li Zhiwen didn't care either and sat on the leather sofa in Qiu Depu's office.

"Jennifer, bring Mr. Li a glass of Blue Mountains!" Qiu Deba said.

"Yes, boss!" Jennifer said.

At the time when Jennifer was making coffee, neither Li Zhiwen nor Qiu Depu spoke, but were silent.

Soon Jennifer filled the coffee and brought it over, and then exited the office.

As soon as Jennifer left, Qiu Deba said, "Mr. Li, I'm not in a hurry for the funds, Mr. Li can use it first."

"Mr. Qiu, I am very happy that you can allow me to repay the loan for half a year, so I have been terrified to raise funds for Mr. Qiu."

"And I don't like to owe money to others, and the interest is so much that I can't sleep with the interest every day."

"No, just after collecting the funds, I quickly sent it to Mr. Qiu." Li Zhiwen said.

"Mr. Li's family has a big business, and he can't sleep because of this amount of money. I didn't lend it to Mr. Li for such a little benefit, but simply wanted to make friends with Mr. Li. In this way, Mr. Li, you need the funds first. If you use it, the interest will not be used for now!" Qiu De waved his hand.

Although Qiu Depu doesn't know the specific direction of the Hong Kong dollar, Qiu Depu is neither a fool nor a commoner, so he can see it clearly.

Whether it is the British capital, the capital, or Hong Kong, they will not sit and watch the Hong Kong dollar collapse.

After all, a stable Xiangjiang is very beneficial to all three.

Qiu Deba conjectured that there may be urgent discussions in the three places, and that someone will intervene tomorrow, maybe the day after.

And Qiu Deba was not willing to take down Li Zhiwen's loan at this time.

And Qiu Depu is also betting that even if the exchange rate of the Hong Kong dollar will not return to the previous state, it will be better than the current state.

And now, taking Li Zhiwen's loan, OCBC Bank has actually lost money.

Therefore, Qiu Depu could not accept Li Zhiwen's repayment even if he did not want the interest.

The interest is only a few dollars, and the exchange rate is adjusted more than a little bit.

Qiu Deba was no longer focused on making money at this time, and now he only wanted to reduce his losses.

But how could Li Zhiwen let Qiu Deba get his wish? Li Zhiwen knew that the exchange rate would fall below 9:1 tomorrow.

This floating is hundreds of millions of Hong Kong dollars, how could Li Zhiwen have trouble with the funds.

As for the relationship with Qiu Deba, let alone the two are enemies, even if they are strangers, Li Zhiwen will not take his face.

Face is worth a few dollars, as long as you have money, you have a lot of friends.

Therefore, this time, Li Zhiwen could not give in.

"What Mr. Qiu said, friends are friends, business is business, and we are friends, how could I not repay the money, so it is because I am a friend that I give priority to OCBC Bank!" Li Zhiwen smiled. Said, as if thinking of Qiu Deba.

Since you, Qiu Deba, are willing to call yourself a friend, then I, Li Zhiwen, will naturally follow your will.

Qiu Deba couldn't help but feel cold when he saw Li Zhiwen's behavior.

"Does Mr. Li have to do this?" Qiu Deba said.

"Mr. Qiu, as the old saying goes, repaying debts is a matter of course and right. I am so active in repaying money, how do you think you are not in a hurry, what does this mean?" Li Zhiwen said.

"What do you mean, don't you Li Zhiwen know? What is the exchange rate now, what was the exchange rate before!" Qiu Deba finally became less stable as Mount Tai and said.

Seeing Qiu Deba turn his face, Li Zhiwen finally tore off his face and said, "I didn't decide the exchange rate, and did you talk about the exchange rate or something when you borrowed money?"

"And I borrowed Hong Kong dollars at the beginning, and now I repay it in Hong Kong dollars. What's the problem."

"Everyone is an adult, and they are all such big bosses. Didn't you think about me when you lent me money? We are just each other." Li Zhiwen said.

Hearing Li Zhiwen's words, Qiu Deba was a little discouraged.

Since you're on the poker table, you can't flip the table just because your cards aren't good.

"At present, our OCBC Bank prohibits the collection of Hong Kong dollars. If you want to repay, you can only repay in US dollars!" Qiu Depu said.

What Qiu Depu said was not an angry remark, it was true, the banks in the whole Hong Kong did not accept Hong Kong dollars.

And Qiu Depu is also betting that Li Zhiwen doesn't have that many dollars to relieve himself.

Hearing Qiu Deba's words, Li Zhiwen was quite amused.

You must know that the US dollar is indeed very strong in Hong Kong.

But that was before the Hong Kong Governor's Office issued a policy, but Li Zhiwen knew that the Hong Kong Governor's Office would issue a policy tomorrow, and the hot exchange rate would start to cool down.

At this time, more than 900 million Hong Kong dollars can be paid off with only 100 million US dollars.

But tomorrow's 100 million US dollars may not necessarily be converted into 900 million Hong Kong dollars.

This is a secondary injury in disguise, I didn't expect Qiu Deba to be dizzy or something.

But in fact, Li Zhiwen is still only looking at Xiangjiang.

On a global scale, the US dollar is definitely stronger than the Hong Kong dollar.

Even if 100 million US dollars cannot be converted into more than 900 million Hong Kong dollars tomorrow, at least it can be converted into ringgits of the same value.

Of course, it is best not to go into Xiangjiang with this money, otherwise, to be honest, it will still be a real loss.

"Really? Mr. Qiu, there's nothing in the contract that requires us to repay in US dollars." Li Zhiwen said this instead of agreeing.

"Of course, but the contract also does not state that the repayment will be made in Hong Kong dollars. Everything is subject to the actual situation. The current situation is that Hong Kong dollars are not circulated in Hong Kong today, so the repayment can only be made in U.S. dollars!" Qiu Deba said.

"Mr. Qiu gave me a big problem!" Li Zhiwen said.

"No, it's not from me, it's the reality. Of course, if Mr. Li can't raise money, then I can't help. It's five o'clock in the afternoon, and OCBC Bank closes at six, so Mr. Li has only one hour left. " Qiu Deba said.

"Wait for me ten minutes!" Li Zhiwen smiled mysteriously.

Then he walked out of the office and said to the secretary Li Lingyu who was carrying with him: "Call Zhao Hezhuo and ask him to transfer the equivalent of 910 million Hong Kong dollars to OCBC Bank in US dollars."

"Yes, boss!" Li Lingyu said.

Seeing Li Zhiwen's actions, Qiu Depu knew that Li Zhiwen must have known about the exchange rate of Hong Kong dollars before.

But he couldn't stop it, and there was no other way to stop it.

"Mr. Qiu, the funds will enter the OCBC account in ten minutes!" Li Zhiwen returned to the office and sat on the sofa.

"How did Mr. Li know that the Hong Kong dollar would depreciate?" Qiu Depu asked.

Since this time has failed, Qiu Depu also adjusted his mentality.

He desperately wanted to know why Li Zhiwen did this.

"It feels like UU reading www.uukanshu.com, after all, the Hong Kong issue is at an impasse at this time, and both sides want to find a fulcrum to break the game, so I'm willing to take a gamble, it's as simple as that." Li Zhiwen said.

Qiu Deba believed only half of Li Zhiwen's words.

Feeling, watching jokes, one feeling you can bet so big.

Moreover, looking at Li Zhiwen's actions, if he wants to convert a large amount of Hong Kong dollars into US dollars than before, this is not a two-word solution.

Qiu Deba believed even more that Li Zhiwen had a background in the capital, and he would only do so with the behest of the capital.

But Qiu Deba didn't get to the bottom of it, because Qiu Deba knew that Li Zhiwen wouldn't say anything.

Li Zhiwen and Qiu Deba sat in the office without speaking, but soon Jennifer walked up to Qiu Deba and whispered in her ear.

"Mr. Li, the funds have arrived!" Qiu Deba said bitterly.

"Then I'll go first!" Li Zhiwen said.

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