Lord of the House

Hearing his father asked about Lin Fu's establishment of a bank in Huaidong, Yuan Jinsheng thought for a while, and when he answered, he heard footsteps approaching, and turned to see his elder brother Yuan Jinqiu coming in through the door.

"Listen to Zhou He, father is looking for me?" Yuan Jinqiu walked in through the door, stood under the porch, and asked.

Although he didn't approach him, he still smelled of alcohol. Seeing that the elder brother's face was swollen like a pig's liver, he must have just returned after drinking a lot of wine, and the front of his clothes was stained with a lot of wine and oil.

Yuan Guizheng frowned slightly, but restrained himself from reprimanding, only said: "I was asking Jinsheng Huaidong about the bank, you also sit down and listen!"

Yuan Jinqiu hiccupped, walked over and swayed a bit. He sat down on the porch of the pavilion, and said with a smile, "Jinsheng is more promising than me, so I'll come and listen..."

Yuan Jinsheng continued the idea just now and said: "The establishment of the bank in Huaidong is mainly for the convenience of grain traders in Jinhai, Qingzhou, Shanyang, and Chongzhou. You can directly use the air ticket issued by the bank to settle the settlement, and there will be no more cumbersome and dangerous transfers of silver and money. From this point of view, Huaidong still regards the Jinhai grain route as the foundation. With this kind of convenience, grain merchants naturally also If you are willing to enjoy it, it is estimated that you will also be willing to facilitate this. In addition to the Zhou, Sun and other clans who moved south due to the bewitched by Lin Fu, the Dongyang Township Party, which rose in Jiangning because of Lin and Gu, is also a strong force of Lin Fuhui. The main object of attracting to establish a bank together..."

"Well, it seems that you have thought about it seriously," Yuan Guizheng praised his son and said, "Quyang Town fell behind, and the Jinchuan River estuary, which gathered the party forces of Dongyang Township, rose rapidly. Due to the convenient geographical location and the first time Gu Wuchen arrived in Jiangning Due to the convenience of water, the rice market at the mouth of Jinchuan River ranks first among the twenty-four towns. About half of the rice grains that go to the sea from Huaikou and Jiangkou are sent from the mouth of Jinchuan River. Not to mention the Lin and Gu families, it is already the way of the Dongyang clan. As long as the bank affairs are beneficial to the Jinhai grain supply, the Dongyang Township Party, which makes profits from the rice grains, will also be willing to facilitate this matter... You Keep talking."

"Although Lin Bie was in Huaidong building and defending the seawall, although he couldn't guess what he was thinking, it made Chongzhou's financial resources poor," Yuan Jinsheng continued. pressure……"

"I don't think so," Yuan Jinqiu interjected drunkenly when he heard this, "I agree with the matter of flying tickets, but it is very unlikely that the money will be released. How much money can I put out of the bank in Huaidong, and how much tax can Lin Fu get from it?"

"After the eleven counties in Huaidong were established, Lin Fu used his power to drive out all the original **** shops and shops where money was printed, and the matter of putting money was left to the Qianzhuang Xidian franchise, and the total number was still It’s quite impressive,” Yuan Jinsheng said. “As the envoy of the Huaidong system, Lin Fu can only manage the military and political affairs of the eleven counties of the Huaidong two prefectures, and cannot directly interfere in political affairs and finance. With the help of the bank, Lin Fu can also extend his tentacles to every corner of the two prefectures and eleven counties..."

"If that's the case, won't Lin Bie be hated by big families in Huaidong?" Yuan Jinqiu asked back.

"How many of the many political affairs Lin Bie did in Chongzhou were not hated by the wealthy?" Yuan Jinsheng asked rhetorically, "If it wasn't for the Chongzhou boy case to help him regain some prestige in Chongzhou, how could Chongzhou have managed him well? ?"

Yuan Jinqiu hiccupped and said with a smile, "You also know that the Tongzi case saved a lot of reputation for Lin Fu in Chongzhou, how could Lin Fu not know about it? I think Lin Fu knew that the Tongzi case could help him in Chongzhou. He has regained a lot of prestige, so he let go of his hands and feet to suppress the big family before. The wicked did it for him first, and the benefits were brought to him first, and then he showed his bodhisattva heart, and he had to make others appreciate him—he was in other places in Huaidong, but If you don't have such a good reputation foundation, how can you offend all the big families in the two prefectures and eleven counties for the sake of putting in a few more coins?"

"..." Yuan Jinsheng had to admit that Jinqiu's analysis was flawed, but he was not easy to persuade him, saying, "The rumors that Huaidong released in Jiangning clearly stated that the bank should release the printed money to collect interest-Flying Tickets Although it can provide great convenience to grain merchants, the merchants and warehouses give foreigners a flying ticket, and the coupon rate is only three or five hundred miles. , how many people will be willing to contribute?"

"Compared to the coupon rate of 30% per 100 miles, and the coupon rate of 50% per mile, it is more profitable to put money in India. To receive 20% to 40% of the coupon rate is quite kind," Yuan Jinqiu also retorted. He became convinced and said with a smile, "Fan's family is instructed by you, and they also put money in print. Then let's go back to the front. Even if Lin Fu takes all the money from Huaidong as you said, how big can the total plate be? I think it's far less than half the city of Jiangdong!"

Fanlou is considered to be one of the few houses in Jiangning City that put out Yinzi money. The amount of Yinzi money that can be released in a year is only 30,000 to 40,000 silver.

The main targets of the money are those who are in urgent need of turnover. For example, in Jiangning and surrounding counties, there are 170,000 households in Chengfang, and in the two prefectures and 11 counties in Huaidong, there are 30,000 to 40,000 urban households in total. Fang households.

Even if Lin Fu builds a bank and can monopolize all of Huaidong's printed money, the entire plate is quite limited, and there is absolutely no need to do it with great fanfare.

Maybe as long as Lin Fu came out and said a few hellos, he would be able to collect 1,200,000 taels of silver. With Lin Fu's power and status at this time, it was really simple. But judging from the current momentum, the money Lin Fu needs to set up the bank is far from enough to satisfy with 1,200,000 taels of silver.

"It's better to have something than nothing," Yuan Jinsheng insisted, "Huaidong builds a seawall, and it's a fact that its financial resources are poor. According to what you said, if you don't put money in print for profit, why is there another rumor in the rumors? Talk more about printing money?"

"What if you give coins to hundreds of thousands of floating people in Huaidong?" Yuan Jinqiu said.

"Give Yin Zi money to the floating people?" Yuan Jinsheng felt that Jin Qiu had been drinking too much alcohol, and said, "The floating people are all rootless people. If you put this Yin Zi money down, how much do you expect to get back? Lin Fu, isn't it? Can't even afford to wear pants?"

"The loss is also the loss of the bank. At most, Lin Fu won't make any profit from it. It is possible to subsidize a little." Yuan Jinqiu said.

"Those financiers who invested in the establishment of the bank are all drinking the wrong medicine?" Yuan Jinsheng said.

"If the Qianzhuang gave Yinzi money to the refugees, would the refugees have the spare energy to reclaim wasteland in Huaidong in addition to making a living?" Yuan Jinqiu asked, "As long as the wasteland is reclaimed and there is a harvest, the refugees will naturally be able to return the Yinzi money and pay the money. For Huaidong, the reclamation of wasteland will increase the number of households and grain fields, and the tax and grain will naturally increase. Even if there is some printed money released, some will not be recovered in the end. It will also be very limited. You say that Huaidong is poor in financial resources to build the seawall; I believe that. I think Huaidong is poor in financial resources and wants to resettle refugees but has no spare time, so he thought of setting up a bank to facilitate this. It shouldn't be what you judged: Huaidong's financial resources are poor, and he wants to open a bank to release the printed money to make profits... In this way, it is a great policy to open a bank to release the printed money to the refugees!"

"Jin Qiu's words are quite reasonable," Yuan Guizheng said at this time. Although he disliked his eldest son, Jin Qiufang/Dang Xingshi, when he really thought about things, Jin Qiu's eyes were better than Jin Sheng's, he said, " Huaidong should have other plans..."

Yuan Jinsheng was quite frustrated. He took a lot of thought and thought, but he was not as good as other people's nonsense after drinking, and it made everyone feel uncomfortable. Yuan Jinsheng couldn't refute either. Rather than being surprised, Jinqiu's deep knowledge of the world made him more vigilant.

Yuan Guizheng saw Jin Sheng frowning and thinking hard, but Jin Qiu, although he asked questions, didn't think about it, he leaned on the corridor and turned his head to look at the red carp in the pond. Yuan Guizheng hated Jinqiu's lack of progress, but he had no choice but to say to Jinsheng: "Thinking too much is useless, it is not easy to see Lin Fu, so he returned to Jiangning to discuss matters, and the time was short. However, to see Lin Fu Dreaming shouldn't be too difficult. You can go to Hekou with Fan Ding to see Lin Mengde. When Huaidong is running a bank, the family can also put a sum of money into it. This will make it easier to understand Huaidong's thoughts on running a bank. , How can you figure it out just by hearsay?"

"Aren't you afraid of meat buns hitting dogs?" Yuan Jinqiu smiled lightly, "Huaidong runs a bank, even if you throw tens of thousands of taels of silver into it, it may not make much splash!"

Yuan Jinsheng knew that his father intended to borrow money from the bank and repaired his relationship with Huaidong. He ignored Jinqiu's ridicule and said to Yuan Guizheng, "My son, go to Uncle Fan..."

*************

Yuan Jinsheng found Fan Ding, went to Hekou together, and sent someone to ask Lin Mengde to meet him; Lin Mengde's reply came quickly and invited them to meet in the thatched cottage.

Lin Mengde was also talking about the Qianzhuang with Lin Xulu, Ye Kai, Xiao Mi and other representatives of the Dongyang Township Party in Jiangning in the Thatched Cottage. Lin Xulu was the eldest son of Lin Tingli. Except for the military affairs in Dongyang, he was basically in charge of other affairs of the Lin family in Jiangning and Dongyang.

Lin Xulu, Ye Kai, Xiao Mi and others were not familiar with the details, and had the same doubts as Yuan Guizheng and Yuan Jinsheng and their sons.

Once some things are done, it is difficult to hide secrets, so Lin Mengde came back to Jiangning with Lin Fu this time, and invited the Dongyang Township Party to participate in the operation of the bank, and did not think about concealing anything deliberately.

Besides, Lin Mengde wanted to pull the Dongyang Township Party to become Caidong. If Caidong did not know the operation of the bank, he would underestimate the Dongyang Township Party.

Yuan Jinsheng and Fan Ding entered the thatched cottage and sat among the crowd. After listening to Lin Mengde's explanation, he felt even more depressed, which really made Jin Qiu guess.

The main target of the money that the Qianzhuang released Yinzi money was really the 400,000 to 500,000 refugees who drowned in the 11 counties of the two prefectures in Huaidong.

Eleven counties of the two prefectures in Huaidong, more than half of which are located in the Hudang plain area of ​​"Guodiwa" of Beiguan River. In particular, Jianling, Gaocheng, and Yandu counties, with dense water networks, interconnected lakes, and numerous wetlands and swamps, are vulnerable to flooding. They are far from a land of fish and rice, and their population density is not even half that of rich counties such as Chongzhou.

According to the system, the land that was seized by unscrupulous officials, the land that escaped households, the land that no households inherited, the land that was newly silted by rivers, the land that was abandoned and uncultivated, etc., all belonged to the public land.

There are many lakes, wetlands, swamps, and uncultivated and uncultivated wasteland in the lake plain. Once the Hanhai Embankment is completed, it will greatly improve the current situation of Jianling, Yandu, Gaocheng and other counties affected by tides. The original large amount of wasteland in these places will be able to meet the conditions for reclamation.

The Qianzhuang gave money to the displaced households, so that the displaced people could get the most basic rations, seeds and necessary tools to reclaim wasteland in these places. First, it can increase the public land area of ​​the counties and increase the money and grain income of the counties in Huaidong; second, the refugees can be resettled and the hidden danger of insecurity can be resolved; third, after the refugees can get the harvest, the principal and interest can be returned, and the bank can profit from it .

A rough estimate shows that there are nearly 500,000 mu of wasteland available for reclamation in Jianling, Gaocheng and Yandu counties. Considering that it takes 4 taels of silver to reclaim one mu of wasteland, it takes four years to continuously flow 2 million taels of silver to these three counties through the mode of printing money in the bank.

Of course, Lin Mengde deliberately talked about the scale of wasteland that could be reclaimed in a small way~www.wuxiaspot.com~, and also deliberately talked about the reclamation period in a long way.

These data, in addition to the actual experience of the Huaidong Military Division, can make a rough estimate, even the magistrates of the three counties of Yandu are completely confused, not to mention Yuan Jinsheng, Fan Ding and others.

Besides, the real role of the bank, except for Lin Fu, is still groping, how can they figure it out all at once?

Yuan Jinsheng and Fan Ding rushed back to Hou's mansion before nightfall and reported the matter to Yuan Guizheng.

"I think this son Lin Fu has a lot of ambition," Fan Ding said. "Leveraging the power of the bank to promote the reclamation of the refugees, the name is to increase the public land of each county. However, who will control this public land in the end? It’s really hard to say; it’s even harder to say if the people’s hearts turn their backs…”

"From the current point of view, what Lin Fu has done is also beneficial to the people's livelihood and solves problems for the court. Others can't point fingers at anything. The key is to see the attitude of Liu Shidu and Liu Tingzhou," Yuan Guizheng frowned slightly and said. "Now Chongzhou has received a lot of money from the Jinhai grain route, so it has the spare energy to build a sea wall in Huaidong. Lu Guogong intends to build a dry road to the north of Jinan to first connect the Weihe River and then to Gyeonggi, and then it can be restored. Part of the water transportation. As long as Chongzhou cannot benefit from the Jinhai grain route, not to mention the three counties of Jianling, Gaocheng and Yandu, even if the eleven counties of the two prefectures in Huaidong are fully controlled by him, how much can they do? If it's done, Huaidong is not a weak help, and now we can't ruin the relationship with Huaidong. You go and talk to Lin Mengde, we can get 180,000 taels of silver..."

When Liu An'er recruited security, he wanted to separate the nearly twenty counties of Huaisi. If Chen Hansan could use it, maybe the court would have agreed. In comparison, the eleven counties of the two prefectures in Huaidong are not big sites. My QT room is open! More vulgar official QT room number [9167] Click to enter