Madman Zhang San: That Hammer, You Are Finished

Xia Xueyi glanced at Lin He strangely, then sighed and said, "Well, a colleague of mine lent me 30,000 yuan before."

"It's been two years. I've asked her for this money several times. She's been shiing away from her tight money, and she hasn't paid me back."

"She left her job suddenly last month, and when I called her again, she didn't answer my call."

"I just want to ask you, a famous law fanatic, can I sue this colleague, and what should I do?"

Borrow 30,000 yuan from a colleague?

Lin He glanced at Xia Xueyi a little surprised, but she didn't expect that the girl still had savings.

Today's little girl, the expenses are very large, cosmetics, bags, medical beauty and plastic surgery are all bottomless pits.

Shouldn't they all be in debt outside, and their credit cards have maxed out?

I'm just waiting to find an honest person to take over and ask my husband to help pay off the bill after marriage.

Moreover, good-looking girls have their own money-burning attributes.

Not only did Xia Xueyi not owe foreign debts, but she was able to lend money to others, which was a bit unusual.

"What do I do?" Xia Xueyi sighed, "What do you think I should do now?"

Lin He took a sip of the free drink in the store and said without hesitation, "What else can I do? Of course, go to court to sue."

"Don't worry, if you don't know how to write an indictment and don't understand the court's procedures, I'll just take you there."

For private lending cases, the court charges a little more, as long as the facts are clear and there is a clear plaintiff and defendant, after the trial, the plaintiff wins almost 100% of the case.

"But……"

Xia Xueyi looked annoyed: "At that time, I thought the two of us had a better relationship."

"She called me to borrow money again, and she didn't write me an IOU at all."

"It's okay." Lin He smiled indifferently: "Since you called to borrow money, you should have transferred the money to that person at the time."

"In court, the transfer records can also be used as evidence."

"Really?"

After hearing Lin He's answer, the sad look on Xia Xueyi's face disappeared, replaced by a look of joy: "Great, you don't know, since my colleague left, I haven't slept well for a month. "

"I'm afraid that the money will not come back, and it will be a waste."

"Now that I know that the transfer records can also be used as evidence, I am relieved."

"Lin He, tell me, what should I do next?"

Xia Xueyi stared at Ka Zilan and looked at Lin He said.

"That's it." Lin He pondered: "Find out the transfer record in your phone, take a screenshot, and then go to the print shop to print out two color photos."

"Tomorrow, I will write you an indictment."

"Then, just submit it to the court."

"By the way." Lin He seemed to remember something: "Do you keep the usual chat records of the two of you?"

In the legal relationship of lending, the IOU is the direct evidence to prove the actual occurrence of the lending relationship, which can confirm the relationship between creditor's rights and debts.

Although bank transfer can prove the fact that one party transfers money to the other party, and it can also prove that there is a capital exchange between the two parties, it cannot fully prove the establishment of the loan relationship between the two parties.

For example, when Zhang San transferred 10,000 yuan to Li Si, Li Si could completely say that the money was returned to him by Zhang San, or that it was his labor remuneration, not the money he borrowed from Zhang San.

At this time, Zhang San wanted to prove the loan relationship between the two and needed to find other evidence to support it, otherwise Zhang San would have to bear the burden of unfavorable proof.

This responsibility is very likely to lose the lawsuit.

"chat record?"

Xia Xueyi wondered: "What do you want that, I'll show you."

Saying that, he took out his phone from his bag and flipped through it.

After a while, he said to Lin He innocently, "I seem to have deleted the chat history."

Uh?

Lin He was also speechless for a while. The little girl now likes to delete chat records so much.

"As for this, although the transfer record can be used as loan evidence, it cannot be used as direct evidence."

"I said that, do you understand?"

"don't know!"

Lin He rubbed his temples and said, "Take your case as an example, in court, you can naturally say that you lent your colleague 30,000 yuan, and she can also say that she exchanged 30,000 yuan in cash for you. "

"What do you think the judge will decide?"

"So, if you have your intention to collect debts from her in your chat records, and the other party also admits the fact that they lent you money, the lawsuit will be easy to say."

"Now, there are no chat records."

"Ms. Xia, you make it difficult for me to do this!"

Lin He looked at Xia Xueyi speechlessly, his eyes full of helplessness.

ah?

Xia Xueyi's pretty face suddenly became panicked, "The chat history has been deleted by me. What do you think I should do now?"

"30,000 yuan, but I've saved my salary for a long time."

"You don't know, I'm usually reluctant to spend extravagantly, even eating imported snacks, I have to struggle for a long time."

"Now, is this money not coming back, Shu Lei, you unscrupulous bitch, I kindly lend you money..."

As Xia Xueyi spoke, a trace of mist appeared in her eyes.

"Xue Yi, don't panic, I just said it was difficult, not that it couldn't be done." Lin He quickly comforted.

As soon as he said these words, it was like giving Xia Xueyi a sudden stop, and instantly stopped the other party's chatterbox.

Xia Xueyi stared at Lin He innocently.

"Well, you can call that Shu Lei now, and remember to turn on the recording. After the call is connected, you directly ask her for money. As long as she admits that she owes you money, it will be easy."

"If it doesn't work, I'll think of another way."

"Well, that's good!"

beep...

After the call was connected, Xia Xueyi glanced at Lin He, and then said in a gentle voice, "Hey, Shu Lei, what are you doing now?"

"Oh, Xue Yi, what's the matter? I'm not in Jiangcheng now, I'm going back to my hometown."

"That's it. Didn't I lend you 30,000 yuan before? If you have money in your hand, can you return the money to me? I plan to buy a car recently."

"Ah, Xueyi, you want to buy a car, this is a big deal, but I still want to remind you that in our country, 100,000 people die every year because of traffic accidents. It's really unsafe to drive, you are a woman. If you're a child, don't buy a car, and when you find your husband, just let him drive you wherever you want to go."

"But Shu Lei, I've already paid the deposit. Can you return the 30,000 yuan to me? It's really impossible. You can pay me back half first."

"That's right, I want to pay you back too, but I'm short of money for the time being, why don't you give me another two months for Xueyi?"

"Okay, let's not talk anymore, I'm going to feed the pigs, I'll call you later!"

Just like that, before Xia Xueyi could speak, the other party hung up the phone.

Xia Xueyi put down her phone angrily: "Little bitch, I shouldn't have lent you money in the first place."

Then, she looked at Lin He and asked, "How about Lin He, can the recording just now be used as evidence in court?"

"Enough!" Lin He nodded: "The other party has already admitted on the phone that he owes you money, and the transfer record can prove the loan relationship between the two of you."

Originally, Lin He also thought that if the other party didn't answer the phone, Lin He would use his mobile phone to call.

When that time comes, I will make a cameo appearance as a debt collector, pretending to be a debt collector for Xia Xueyi, thinking that the other party should be able to get on it.

Now it seems that this step can be omitted.

"Yeah!" Xia Xueyi nodded vigorously: "That's good, thank you very much today."

"Whatever you want to eat, just order it, don't be polite to me."

...

The next day, Lin He helped Xia Xueyi write an indictment, and submitted it to the court together with a copy of the transfer record.

As for the recording evidence, if the other party denies it in court at that time, it can be of great use.

To Lin He's surprise, two days later, Xia Xueyi called and told him excitedly that the other party had already repaid the money.

Is it that fast?

Sure enough, the court's deterrent power to Lao Lai is much stronger than that of creditors.

PS: The truth is, one of my classmates lent me 7,000 yuan in 2017 and agreed to return it in January.

But five years have passed, and I have urged me more than a dozen times, but the other party has not paid back the money!

Five years, five full years, you know how I spent these five years!

In March of this year, I took the transfer record to the court to sue, and then the court called him to inquire about the case.

This product scared the pee, and the money was returned to me the next day.

According to incomplete statistics, there are now 80 million Lao Lai who have been executed in China.

Readers, if anyone owes you money, just write an indictment, make a copy of your ID card, bring a loan receipt or transfer record, and go directly to the court to sue.

Don't lose face, or you'll have to suffer a dumb loss yourself.

Those people will also consider, for thousands, tens of thousands of dollars, is it worth it to carry the reputation of a lifetime old man?

Of course, it's easier if the other party has a car and a house in their name, just sue directly, file a case, win the case, and wait for the other party to pay back the money.

If you don't pay back the money, just wait for the property to be executed.

Of course, if the other party is an old man himself, I suggest you find Zhang San to put him in prison.

Prison first, then pay back!

If you don't know how to write the indictment, just search for a format case on Baidu and write your own information according to the format.

This chapter is three thousand words, this paragraph is not the text