Master the Abyss, starting from an apprentice priest
Chapter 181 Terms and Rebirth (5k)
"——"Betting Agreement"?!"
The vice president of the Bank of Gold, "Gonzalo Manston", the expression on his face suddenly became complicated, and his eyes were full of astonishment.
"Mr. Luo Xiu Carlos, why do you want to sign a "Betting Agreement" with us? I don't think you don't know what this agreement actually represents."
"Of course." Luo Xiu nodded and said, "I know very well."
At the Bank of El Dorado, there is a special "high risk, high return" cooperation model between customers and the bank. The contract signed by it is called a "gambling agreement" in the industry.
The general model is that the bank or the customer will propose a certain goal. If the customer can achieve this goal, the bank will give the customer additional benefits that are much higher than the normal investment model; but if the customer fails to achieve the goal, There will be no income. On the contrary, the bank will "charge" a large amount of principal and interest.
It is essentially a kind of game, and the situations where "Betting Agreement" is usually used are usually emergency situations, such as facing bankruptcy and other life-or-death situations.
"...You know the meaning behind the Gambling Agreement, Mr. Luo Xiu."
Gonzalo said with a serious tone:
"As a friend and business partner, I would like to remind you that in contracts involving the Gambling Agreement, the 'Bank of El Dorado' will always be the winner. This is an unchanging rule."
"I know." Luo Xiu nodded, but his firm attitude did not weaken at all, "So, I said from the beginning that for you, that is absolutely a perfect contract."
"Now, then. Mr. Gonzalo, may I state my needs to you?"
"..."
"Of course, you are a distinguished guest, and I should listen to your appeal."
Gonzalo nodded, with an apologetic expression on his face, and said, "Sorry, I was so excited before that I didn't realize that you haven't told me what you thought."
"It's okay, Mr. Gonzalo." Luo Xiu smiled and said slowly:
"That's right, I want to sign a "Gambling Agreement" with you using my three investments in the bank as principal."
"The content of this agreement is that I believe that within a month's time, the total value of this investment will be more than double its current value. With this goal, I hope to make an equal amount to the bank's current value. loan."
"This is my appeal, and I also want to make another commitment - if my investment does achieve my expected return, then I will voluntarily transfer half of these investment properties to the bank's name and submit the request to the bank. Pay normal interest; on the contrary, if they fail to meet my expectations, all my invested assets will be transferred to the bank's name, and the difference will be paid to the bank, and double the normal interest will be paid."
"..." Gonzalo did not respond. Instead, he frowned and fell into deep thought.
After a brief silence, Gonzalo finally spoke:
"My friend, to tell you the truth, the value of your three investments has increased by another 20% in the past three days. Today, they have nearly 2.3 million shares of commercial securities. "
"——Two million and three hundred thousand commercial securities! Do you know what this concept is? You are one of the earliest investors in these investment fields. Therefore, you can get dozens or even hundreds of times of returns like today. ! Their value will grow rapidly in the future, but... I still think that the "Gamble Agreement" you proposed is still too risky for you. "
"I know." Luo Xiu nodded, "But, Mr. Gonzalo, the person we are discussing with you now is a 'businessman' with a spirit of courage, so I don't think those secular and conservative ideas are , can limit my pace.”
"So, I am coming to you now and want to sign this "Betting Agreement" with you, precisely because I have other important business plans that require new funds and absolute confidence."
Luo Xiu's tone paused and said:
"In any case, I think the terms I proposed should be of great benefit to you and the Bank of Gold. Regardless of whether I achieve the goals I expected, both you and the bank will gain huge benefits from it. Profit, isn’t it?”
"..." Gonzalo was silent again.
After careful consideration, the worry in Gonzalo's eyes disappeared, replaced by the shrewdness and depth that a "big businessman" and "banker" should have. He gave people the impression that Becoming like a beast in a suit with a gun lapel.
"You are right, I should not say those words to a fellow businessman with free will."
Gonzalo nodded and said: "I apologize to you, Mr. Rossiu Carlos. Indeed, if from the perspective of the 'Golden Country Bank', this "Gambling Agreement" is harmless, your investment industries, they The possible growth value in the future is far more than what they embody today.”
"But, Mr. Rossiu Carlos, I think there is still room for further refinement regarding the terms you proposed. So I wonder if we can have a more detailed discussion here?"
"..."
When Gonzalo said this, Luo Xiu understood that the Vice President of the Bank of El Dorado, Mr. Gonzalo Manston, had already accepted the "Betting Agreement" he proposed.
"Okay." Luo Xiu nodded, he stretched out his hand, shook Gonzalo's hand heavily and said:
"Then, let's move on to the next negotiation."
...
Luo Xiu and Gonzalo's discussion on the terms of the "Gambling Agreement" lasted until half a day later.
During this period, they first confirmed the amount of the loan, which was a total of 2.3 million commercial bonds, equivalent to 2,300 Imperial Platinum Coins, and used the three investment assets owned by Luo Xiu as collateral.
"Gold Country Bank" has a professional asset evaluation team. They carefully evaluated the investment assets under the name of "Index Carlos" and believed that they did have great potential, which was enough to qualify as collateral for this huge loan.
At the same time, the evaluation team believed that according to Luo Xiu Carlos's expectation of "doubling the total investment", there was an 18.7% probability that this could be achieved, which was in line with the interest and risk model constructed by the team.
In addition, Gonzalo and Luo Xiu jointly confirmed the interest rate of the "loan". "Monthly interest, one out of a hundred", that is, Luo Xiu must pay the bank about 2,200 Imperial Gold Coins in interest every month until the loan is paid off.
Although this interest rate looks very scary, it can be paid with the inflated share of Luo Xiu's investment assets. Therefore, Luo Xiu is not worried about being chased by the "Gold Country Bank". The interest generated will be automatically deducted from the investment profit.
...
In the evening, when Gonzalo's secretary walked into Gonzalo's office holding a thick stack of contract pages, Gonzalo stood up from his seat, extended his hand to Luo Xiu again, and said:
"We have signed a perfect contract again. Mr. Luo Xiu Carlos, I pay my most sincere tribute to your spirit of free trader."
"No, it should be me who expresses my heartfelt thanks for your understanding."
Ross Carlos and Gonzalo Manston, their hands were tightly held again, and Gonzalo's secretary took out a camera from somewhere and took pictures of this precious scene for them.
"So, Mr. Luo Xiu. When do you want to take the money? The staff responsible for counting can prepare them by tomorrow morning at the latest."
"I'll come back tomorrow morning." Luo Xiu smiled, "Then I should say goodbye."
"Goodbye, my friend."
Gonzalo also showed a gentle and friendly smile on his face, saying:
"Gold Country Bank will always welcome you."
...
Leaving the Golden Country Bank in Songyuan City and walking on the prosperous "Golden Street", Luo Xiu's heavy thoughts that were originally squeezed in his heart slowly dissipated with the formal signing of the "Gambling Agreement" contract.
Luo Xiu deeply understood that this method of almost exhausting the pond to catch fish could only be used once.
And this time, he happened to stand at the outlet that could truly ensure a "stable win".
What Luo Xiu knew only himself was that one month from now, due to the impact of the "September Plague" and the "October Famine", the industry share of the corresponding investment fields in the previous life would triple as a whole - tripled in just one month!
This is exactly the confidence that Luo Xiu dared to propose the "betting agreement".
However, the expected goal he gave was only doubling, which was a radical expectation in Gonzalo's eyes, but Luo Xiu was actually conservative. He was also worried about the unnecessary "butterfly effect" that would make him fall into the gutter.
In fact, before going to the Golden Country Bank and truly negotiating the "betting agreement" with Gonzalo, Luo Xiu's only worry was whether Gonzalo was willing to accept his proposal.
Because in Luo Xiu's own imagination, the only proof of his assets in the Golden Country Bank was the three investments, and if Gonzalo rejected him on the grounds of unclear risks, then Luo Xiu could only think of another way out.
Therefore, Luo Xiu chose to propose to transfer investment assets to the "Gold Country Bank", which was more tempting than cold money, because any businessman or banker could see the infinite potential behind these assets.
Just like a stock that is expected to rise continuously and is currently sold for 100 gold coins, its actual value is far more than the real 100 gold coins.
In the eyes of big businessmen and bankers like Gonzalo, the real value of "investment assets worth two million" is actually far more than that two million, and they should have longer-term benefits.
Therefore, Luo Xiu was also gambling, but he was not gambling on the content of the "Gambling Agreement" itself, but whether Gonzalo agreed that there was higher potential and value behind those investment assets - as long as he could agree, then he had no reason to reject Luo Xiu's proposal for the "Gambling Agreement", because it was indeed of great benefit to Gonzalo and even the entire "Gold Country Bank", and it was a rare opportunity to recover assets from the holders of these assets in an important investment field at a lower cost.
Luo Xiu won the bet.
In this way, he solved the problem of how to pay all the money to the "Black Sword Mansion" in the future.
"...Huh."
Walking on the Golden Street, Luo Xiu breathed a sigh of relief.
To be honest, Luo Xiu had originally planned that if Gonzalo Manston rejected his proposal, he would do his old job as the "Fourth Calamity" and do some "robbing the rich to help the poor" feats according to the locations of several dog owners in Songyuan City in his memory.
But now it seems that there is no need... those gold turtles waiting to be slaughtered can be left alone for a while.
Luo Xiu thought with some joy as he took Intis back to the "Wolfhound Tavern".
…
Wolfhound Tavern.
"Knight of the Throne" Isaac, who had just finished a game of chess, happened to be walking out of the tavern carrying a bench. He saw the figures of Luo Xiu and Intis in the distance, walking towards the tavern in a leisurely manner.
Soon, they arrived in front of Isaac.
"……snort."
Isaac glanced at Luo Xiu deeply and said:
"I thought you were dead."
"..."
"Then I disappoint you." Luo Xiu responded with a smile.
"Last night, you didn't come back." Isaac ignored Luo Xiu's teasing, but said seriously, "Some of my friends, they told me that those insects from the 'Principality of Thieves' seem to be there again. Appeared."
The insects of the Principality of Thieves... Luo Xiu thought for a moment and quickly understood what Isaac meant.
"You mean, those 'black teeth'?" Luo Xiu asked.
"Yes." Isaac nodded, "Since you are a 'priest', I think there is no problem in letting you know some information."
"...I understand." Luo Xiu nodded and said, "I will pay attention."
Isaac said nothing more, and then he moved the bench and walked towards the end of the street.
Luo Xiu and Intis then entered the "Wolf Hunter Tavern" and returned to their room in the tavern.
Regarding Isaac's reminder, Luo Xiu probably understood that during the time when he went to the "Black Sword Mansion", the "Executioner" Koros probably asked the "Fallen Prophet" to perform divination for him again. .
This third wave of "Black Fang" has already sneaked into Songyuan City, and I, who had been staying in the mansion, was relatively safe at that time, so I didn't keep an eye on their divination at all times, and I didn't discover their traces at the first time. .
However, this was originally what Luo Xiu would do later. After returning to the room, he sat down on the edge of the bed, mobilized his spirituality, and communicated with Fenrir, the "Nightmare Wolf" who had been guarding the depths of his soul:
"...Fenrir. Give me the 'abnormal spirituality' captured in the past two days."
"——Ouch!" In Luo Xiu's ears, he seemed to hallucinate a cheerful wolf howl, and then, a spiritual spirit mixed with cold breath was transmitted by Fenrir, and touched Luo Xiu's fingertips. Condensation.
Luo Xiu took out the "Silver Dial Compass" from his bracelet and pressed the "abnormal spirituality" captured by Fenrir into the compass. The mercury on the compass that was originally deposited in the grooves like dead water suddenly became active. When I stood up, the pointer above gradually pointed in a certain clear direction.
That was different from the direction of the "dark hidden camp" that Luo Xiu expected, which showed that the enemy had indeed taken action and was now dormant in a corner of Songyuan City.
After doing this, Luo Xiu put away the compass, and his eyes immediately fell on Intis.
As soon as she entered the door, Intis consciously assumed the form of a "civet" and jumped directly onto the window sill, as if that was her territory and her lair.
After running around with Luo Xiu for a day as an attendant, Intis seemed to have become quite tired, but Luo Xiu knew that now was not the time for her to rest peacefully.
"...Intis." Luo Xiu called softly.
Hearing the voice of "Lord", Intis Cat, who was curled up on the windowsill and taking a nap, suddenly regained his energy.
Intis Cat jumped off the ground, and after a burst of blue mist filled the air, she turned into a human again. She landed on one knee, showed a gesture of "dedication" to Luo Xiu, and said: "Please show me, Lord."
Luo Xiu nodded and said:
"Intis...seven days have passed. The shackles of the 'Double-faced Doll' on you have dissipated. Now, you can use it to restore the 'Triple Destiny' strength you deserve."
It’s already the seventh day since I used the “Double-Sided Doll” for Intis to clean up! Let Intis return to her original fighting strength, which is also an extra preparation for the upcoming "Black Fangs"!
At that time, Intis, whom he had carefully cultivated, would be able to join the battle when facing those black teeth. By the way, she can also refresh her "Shadow of Killing" prerequisites, allowing her to continue to become stronger in battle after battle.
Hearing this, Intis had an expression of surprise on his face.
"...I understand, Lord." Intis said softly with determination on his face, "I am ready."
Luo Xiu nodded. He didn't say anything more. He just took out the "double-sided doll" from the bracelet, activated it, and said to Intis:
"Next, follow my instructions, Intis. Just like last time."
The double-sided doll began to emit a dim light, accompanied by Luo Xiu's deep voice:
"Intis, imagine that your spirituality is gradually sharpening your claws...you will have to be faster, sharper, and more powerful...you will penetrate the enemy's chest, seize the enemy's heart, and take down the enemy's head. …”
…
Ten minutes passed.
When the deep light that filled the double-sided doll dissipated, Intis also completed her "washing" process.
In Luo Xiu's panel detection of Intis, "Body Destroyer" Intis, her two highest attributes, have changed back to agility and perception, followed by strength, wisdom and luck...
This is in line with Luo Xiu's plan for the development of Intis's combat power. At this time, Intis is still sinking in the pain of bone and marrow, but she will wake up soon.
Finally, when Intis slowly opened her eyes, a happy smile appeared on her face, and she murmured vaguely:
"I feel it..."
"I feel...rebirth."
...
There is also ovo in the evening
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