Material Empire
Chapter 84 Difficult Loan
Beixi City Government, Chai Peide's office.
After listening to Ning Zhongying's report on the production of Pusang's auto parts, Chai Peide asked Leng Yuming, who came with Ning Zhongying, about the relevant technical details, and then fell into deep thought.
"Mayor Chai, if the situation is as Director Ning and the others said, it will be a great thing for our Beixi City." Secretary Xu Yang commented softly beside him.
The leader's secretary is not just to help the leader carry bags and pour water. Secretaries like Xu Yang who have followed Chai Peide for many years are actually Chai Peide's staff and often participate in decision-making. He knew the relationship between Ning Zhongying and Chai Peide, so he didn't shy away from expressing his views in front of Ning Zhongying.
Hearing Xu Yang's words, Chai Peide nodded and said: "Xiao Xu is right, if this matter can be done, it will greatly promote the industry in Beixi City. The localization of Pusang, we I have heard about it in the past, but I feel that our Beixi’s industrial base is far behind that of Pujiang, and such a thing will never happen to us anyway. Unexpectedly, Factory Manager Ning took a trip to Pujiang, not only able to pull It is an amazing thing to come to this business and be able to get more than 30 accessories. Lao Ning, you said just now, how much output value does this business have?"
"If all of them are taken down, there will be 400 million a year." Ning Zhongying said proudly.
"Good guy, 400 million!" Chai Peide said with emotion, "Last year, the total industrial output value of our city was only 1.7 billion. You can get back an output value of 400 million in one go. Now the industrial enterprises in Beixi City and its subordinate counties are large Most of them are in a state of insufficient tasks and serious losses. With this 400 million business, I don’t know how many companies can be saved.”
"So didn't I rush over to report to Mayor Chai?" Ning Zhongying said with a smile. As an old factory manager, he naturally knows what an output value of 400 million yuan means to Beixi City. This is enough capital to bargain with the city government.
Chai Peide said: "The output value is very attractive, but the responsibility is also very heavy. The localization of Pusang is a political task. If it is done well, it will bring fame and fortune. If it is done wrong, it will be a political mistake. You should be mentally prepared, right?"
Ning Zhongying said: "I am fully prepared mentally. If I am not sure, I dare not take this business casually."
"So, you have already made up your mind about the relevant technical issues?" Chapeide asked.
Leng Yuming met Ning Zhongying's eyes, and then replied: "Mayor Chai, no one can say that technical matters are foolproof. However, our factory has analyzed the core technical issues of these accessories and believes that after Some efforts can be overcome, we just need to give us some time."
"The time is determined by the requirements of the localization office, and I can't give you more time." Chai Peide said.
Ning Zhongying said: "In addition to time, we also need some preliminary research funding."
"That's for sure, how much do you need?" Chapel asked.
"A preliminary calculation is around 2 million." Ning Zhongying replied.
"2 million!" Chai Peide's eyes widened, "Lao Ning, are you right? The total fixed assets of your factory are less than 2 million. How dare you ask for 2 million just for research funds?"
Ning Zhongying said: "Mayor Chai, you can't think like this. If our factory takes the task of 400 million yuan and spends 2 million yuan as the initial technology investment, what is that much? Section Chief Leng and the others have calculated it. Building a general-scale materials laboratory requires almost this much investment, which is why I came to ask Mayor Chai for help today."
Chai Peide stopped talking. The investment of 2 million yuan sounds like a big amount, but compared to the business of 400 million yuan, it is indeed not that big. Ning Zhongying said that these technical problems have not been solved by those big enterprises in Pujiang. Even if Qingfeng Agricultural Machinery Factory has found some tricks, necessary tests must be done. It will cost 2 million to build laboratories and It is also reasonable to do experiments.
"But, where can I raise 2 million for you?" Chapeide worried while pressing his forehead.
Ning Zhongying cautiously reminded: "Can you say hello to the bank, we will get a loan from the bank."
Chai Peide didn't answer, and Xu Yang answered for him on the side: "Master Ning, I'm afraid this is a bit difficult. Now the whole country is tightening money, and it is said that some economic experts proposed a soft landing, which is to reduce the national credit scale. Mayor Chai has personally gone to the bank more than a dozen times to provide loans to several companies. The loan requirements of those companies are not high. Yes."
"I remember Wei Baolin wanted to borrow one or two million to build a washing machine?" Ning Zhongying asked.
Chai Peide responded angrily: "Isn't he sent to retire for the elderly because of this? Why, you plan to go back to retire?"
Leng Yuming quickly excused Ning Zhongying, saying: "Actually, it doesn't necessarily need 2 million at the beginning, and it's okay to have 400,000 to 500,000 yuan first. Let's solve some technical problems first and submit product samples to the domestic production office." After getting the approval from the Domestic Affairs Office, you can sign the contract, so that you can use the other party’s advance payment to do follow-up work.”
"Fourty to five hundred thousand..." Chapeide seemed to have eaten bitter melon, with a sad expression on his face, thinking about how to deal with the bank.
"How about, let's invite President Zou of Industrial and Commercial Bank of China to discuss it together." Xu Yang made another move.
Chai Peide nodded and said: "That's the only way to go. Lao Ning, I'll find Zou Yongda for you, and you can talk to him directly. If you can convince him, then the city can guarantee you and ask him to loan you the money." .If you can't convince him, then I can't help it. Banks are managed by rules, and we really have nothing to do with them."
"Tiaotiao" and "block block" are common names in the field of administrative management. The so-called "tiaotiao" refers to the departments managed vertically by the central government, which looks like a line from top to bottom; and the so-called "blocks" refers to the departments managed by the localities. Blocks". People often say "segmentation" refers to the uncoordinated contradiction between the central vertical management department and the local management department. This is the problem that Chaipide is facing now.
Zou Yongda, the president of Beixi Branch of Industrial and Commercial Bank of China, hurried over after receiving a call from Xu Yang. As soon as he entered the door, before Chai Peide could say anything, he started to gag Chai Peide: "Mayor Chai, I can make a statement in advance. If it’s about loans, I really have no power. It’s definitely not that I don’t want to give you face. Now the head office has very strict instructions for our subordinate branches. Anyone who exceeds the loan will be dismissed on the spot. I personally should not take this The president doesn't care, the key is that if I'm dismissed, you won't be able to get a loan, isn't this a mistake for you?"
"I said Fatty Zou, is it useful for you to pretend to be so pitiful? I didn't know that you have a mobile credit in your hand? Who are you pretending to be pitiful for?" Chai Peide choked on Zou Yongda unceremoniously. But from what he called Zou Yongda, it can be seen that his choking is just a gesture, and in fact he is still unwilling to directly tear himself apart with Zou Yongda.
Zou Yongda laughed twice, and said, "Mayor Chai, you are a sensible person. I have a mobile credit line in my hand, but it is used to save lives. If any company fails to pay wages, the workers will make trouble , once the secretary speaks, can our banking system take out money for emergency? I can't use this amount unless it is a last resort."
Chai Peide naturally knew these rules in the bank. He pointed to Ning Zhongying and said, "President Zou, this is Director Ning of Qingfeng Agricultural Machinery Factory in Pingyuan County. You should have met him? I invite you to come here today, yes?" Because Factory Manager Ning and the others have a project that involves national political tasks, and they need some support from your bank. I will be a witness today, and I will not help any of you. How about you talk about it yourself?"
Zou Yongda turned his head to look at Ning Zhongying, and immediately smiled all over his face. He shook hands and said, "It's Director Ning, an old friend, an old friend. Didn't you say that you retired to the second line a while ago? What, this The second time, the veteran came out and came to the city to run for a loan?"
Beixi City is only that big, and Qingfeng Agricultural Machinery Factory can be regarded as a small company in Beixi City, so Zou Yongda and Ning Zhongying also know each other. Ning Zhongying shook hands with Zou Yongda, briefly talked about his comeback, and then turned to the topic, he said: "President Zou, I really need to ask you to help me with this matter. Actually, we don't For a loan that takes too long, three months, at most half a year, we will be able to repay the entire loan. President Zou squeezes any finger, and it will help us solve this urgent need."
"Director Ning, you're embarrassing my little brother. Look, I didn't even dare to give Mayor Chai the face just now. You... well, for the sake of Manager Ning's difficulty, why don't you say Tell me, how much do you want to borrow?" Zou Yongda hesitated for a long time, and finally choked out this sentence.
In fact, when Zou Yongda received Xu Yang's call, he was already somewhat prepared. Chai Peide personally asked him to go to the municipal government to talk, apparently for the loan matter, and of course he couldn't lose face at all. He had already planned in advance, if Chapeide asked for 30,000 to 50,000 yuan, he would reluctantly agree, but if the other party asked for more, he could only hold on to it, because he really did not have any more quota up.
"2 million, what does President Zou think?"
As soon as Ning Zhongying opened his mouth, Zou Yongda was shocked and furious.
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