Me, The Station Reporter

Early the next morning, Jiang Cheng received a call from Qin Baichuan early in the morning.

On the phone, Qin Baichuan said that the Ministry of National Defense had notified Longguo Commercial Bank and Jiang Cheng could go to the commercial bank's headquarters in Shanghai to apply for a loan at any time.

Jiang Cheng was a little happy after receiving this notice. He was really short of money now.

First of all, he still owes Lu Reed 1.6 billion meters of gold. Secondly, in the system mall, he also owes 3.2 billion exchange points, which is equivalent to 3.2 billion meters of gold.

Adding the two together, Jiang Cheng owed a total of 4.8 billion meters of gold, which would be as high as more than 30 billion in Longguo currency.

At 3 o'clock in the afternoon, Jiang Cheng left the Waldorf Astoria Hotel and went to the Shanghai Commercial Bank's headquarters in Shanghai.

Since the Ministry of National Defense has already said hello, Jiang Cheng will naturally not waste time. After all, wasting time is wasting limited life.

After half an hour's drive, Jiang Cheng's luxury motorcade arrived at the Commercial Bank's headquarters in Shanghai.

At first glance, it is a three-dimensional building that combines Chinese and Western styles. It is about 20 stories high. Its decoration style is not luxurious, but it reveals a solemn and grand atmosphere.

During this time period, there were many customers coming and going from the bank, and they also raised their heads and looked at this unexpected luxury motorcade.

"Hey, why does it look so familiar? This seems to be Brother Cheng's motorcade..." A well-dressed and ordinary-looking female white-collar worker exclaimed.

"What, Brother Cheng's motorcade..."

"Damn it, it's really Brother Cheng's team..."

Immediately, Jiang Cheng was recognized, and there was an uproar around him.

Just when people wanted to rush towards the convoy, 20 clone bodyguards formed a semicircle under the leadership of A1, forming a warning formation.

Upon seeing these tall and imposing bodyguards in black suits, the men and women who had originally wanted to rush forward stopped immediately.

Everyone knows that Jiang Cheng's bodyguards are no ordinary bodyguards. If they rush forward rashly, they might get beaten up.

Besides, Jiang Cheng is not a famous star. He doesn't care about his public influence. He even dares to beat up the Fifth Fleet. He is not afraid of the Midland United and the North Bear. Who dares to rush forward rashly?

A1 looked around, opened the rear door, and whispered: "Boss, you can get out of the car."

After hearing this, Jiang Cheng got up from the back seat and immediately stepped out of the car.

"It's Brother Cheng, it's Brother Cheng..." A spirited young man dressed in fashionable clothes shouted excitedly.

"Wow, it's really Brother Cheng..." Another very beautiful young woman screamed. She wanted to rush forward, but the black-clad bodyguard was too intimidating to her.

Looking at the extremely excited crowd around him, Jiang Cheng took off his sunglasses, put them in his jacket pocket, and then walked into the bank.

Now that he has been recognized, wearing sunglasses is of no use.

"Brother Cheng... I love you..." Suddenly, a fashionably dressed woman rushed over and opened her arms, as if she wanted to give him a hug.

However, before she could reach Jiang Cheng, a clone bodyguard blocked her.

"Get out of my way..." The woman yelled dissatisfied and reached out to push the clone bodyguard away, but it was of no use. Her strength was too weak and she couldn't push him away at all.

When passing by the clone bodyguard who was blocking people, Jiang Cheng whispered: "Be careful, don't hurt anyone!"

"Okay, boss." The clone bodyguard nodded understandingly.

When Jiang Cheng first entered the bank gate, a middle-aged man in a suit greeted him.

"Hello, Mr. Jiang, I am Zhou Zhicheng, the president of the Commercial Bank's headquarters in Shanghai..." The middle-aged man at the front greeted with a smile and extended his palm.

"Hello, President Zhou..." Jiang Cheng smiled slightly and stretched out his hand to shake Zhou Zhicheng's hand.

"Mr. Jiang, we have already said hello from above. Let's go to the conference room to talk..." Zhou Zhicheng extended his hand to invite and took the lead.

A few minutes later, Jiang Cheng and Zhou Zhicheng sat opposite each other in a conference room, with two cups of freshly brewed coffee on the coffee table in front of them.

On the sofa, Zhou Zhicheng looked at Jiang Cheng and spoke first: "Mr. Jiang, according to your intention, you want to use the Universal Fleet as collateral to obtain a loan."

Previously, Zhou Zhicheng had received news from his boss. His boss also specifically mentioned that this was arranged by the Ministry of National Defense and that he must receive Jiang Cheng well.

"The Universal Military Industrial Group needs to build a more advanced military factory with higher output. Since it previously manufactured the Universal Fleet, it has some difficulties in funding." Jiang Cheng explained lightly, without a word of truth in his mouth.

"Huanyu Industry is going to build a new military factory..." Zhou Zhicheng was a little surprised. After thinking for a while, he said: "Mr. Jiang, since this loan is needed by Huanyu Industry, you must submit detailed information about Huanyu Industry to us. , such as financial statements, company structure, equity distribution structure, etc..."

"This loan belongs to me personally and has nothing to do with Huanyu Industrial." Jiang Cheng spoke slowly.

Nowadays, Huanyu Military Industrial Group is just an empty shell with no employees. How can it get any financial statements?

.....................

"Mr. Jiang, this is not in compliance with the regulations..." Zhou Zhicheng said with a frown.

The reason why he asked this question was because there was an order from above, allowing him to take the opportunity to inquire about information about Huanyu Industry.

"What's not in compliance with the regulations? The Universal Fleet is a mortgage, and the bank will lend me a loan with it. I will pay it back when it is due, and the interest will be a penny. If I don't pay back the money when it is due, the Universal Fleet will belong to the commercial bank. Everything. In this transaction, the commercial bank will not suffer any loss." Jiang Cheng said calmly.

"Mr. Jiang, the purpose of your loan is for Huanyu Industrial. Commercial banks naturally need to know the operating profit of Huanyu Industrial." Zhou Zhicheng was not willing to get nothing, so he asked in a different way.

"If this is the case, then we may not be able to negotiate. I believe that many international banks are very willing to provide me with this loan." Jiang Cheng is extremely strong-willed, and will break up if he disagrees.

"Mr. Jiang, don't..." Zhou Zhicheng smiled awkwardly and explained forcefully: "Although it does not meet all the regulations, commercial banks are very reasonable in handling special cases.

"Wouldn't it be better to say this earlier? Do you think I won't pay back the money?" Jiang Cheng said with contempt.

"Mr. Jiang, even if you don't pay [the Universal Fleet], it won't cause commercial banks to lose money..." Zhou Zhicheng said with a smile.

Zhou Zhicheng knew that the Ministry of National Defense was probably still hoping that Jiang Cheng would not pay the money. In this case, the Universal Fleet would eventually fall into the hands of the Ministry of National Defense.

"Banks are meant to lend money. How can a big customer like me not be as good as those real estate developers?" Jiang Cheng said coldly.

As a native of Long Country, he naturally knows how those real estate developers make their fortunes. Don't they just rely on bank loans?

"Ahem..." Zhou Zhicheng laughed dryly, not knowing how to refute.

He knew in his heart that not only Jiang Cheng, but any entrepreneur in the industry often hated the real estate industry.

Because almost all the loans issued by Longguo Bank have been absorbed by real estate developers, this has resulted in a serious diversion of loan funds available to some industrial companies.

But there's nothing we can do about it. Who made real estate so popular? It's a hugely profitable deal.

Therefore, banks are also happy to lend money to real estate companies. After all, real estate companies' funds are withdrawn relatively quickly. As long as they obtain the land and design the house layout, they can then build a sales department to sell the houses. .