Mission Flow

In Shencheng, an international metropolis that rose up when it was re-opened, the atmosphere in the city is different from the other three first-tier cities.

People here focus on making money, and the pace is fast.

So when Cao Su asked Wu Enguang's expected investment income, Yu Xiaoping, Li Dehui, and Minister Dong all responded. No whoring!

However, this is more or less in line with their expectations. The essence of their investment in the stock market is to pursue monetary gains.

If Cao Su can provide such a revenue channel, they will be very happy. Now let's talk about the cost and income.

…

Wu Enguang habitually pushed his glasses, and confessed his thoughts, "Mr. Cao, I'm not good at stock trading. Now it's a bear market. I expect the income to be higher than the regular interest rate of the bank!"

In 2013, the central bank announced the deposit and loan interest rates. The one-year loan rate is 3.25%, and the five-year deposit rate is 4.75%.

Cao Su nodded slightly, noncommittal. After drinking a sip of tea, he asked, "How much money do you plan to invest?"

Wu Enguang: "200,000."

Cao Su shook his head with a smile, and said, "The amount of funds is a little low! The current one-year deposit rate in banks is 3.25%. Currently, there are many financial products on the market.

For example, Alipay launched Yu'e Bao in June, with an annual interest rate of up to 6.76%. These are pretty solid investments.

However, I do have something to ask for your help. I'll give you a 10% annual interest rate. You transferred the funds to me in the form of a loan. Write an IOU and agree on interest. I will return the principal and interest to you after the maturity date.

Overdue payment interest. Can be redeemed in advance! Same as Yu'e Bao rules, the account will arrive within three working days. "

Earn 20,000 yuan a year, is it high? As far as Wu Enguang's income is concerned, it is not high at all.

He works as a sales executive at R\u0026F Real Estate, and if he takes some kickbacks casually and is invited out to spend more than this amount.

But is 10% annual yield low? This is really not low, okay! In the market, ordinary people can't find such low-risk investment channels and targets.

A group of people were immediately moved when they heard it.

…

Yu Xiaoping, the head of the product department of Yinggoubi, said quickly: "Mr. Cao, I can provide 300,000 yuan of funds."

Cao Su smiled and didn't answer the question. Instead, he took the initiative to ask the red-faced and dull Dong Ziqiang, "Mr. Dong, thank you for taking care of my two fellow villagers. I am willing to accept your funds."

Dong Ziqiang showed a simple and honest smile on his face, and said: "Mr. Cao, I don't have much spare money. I can only invest 500,000 yuan."

Cao Su nodded.

Yu Xiaoping was secretly annoyed at Cao Su's failure to respond to him, but he didn't show it on his face. Speaking of which, Cao Su is still his subordinate. Mahler Gobi, this kid doesn't show any sympathy.

Li Dehui pondered for a while, then recalled, and said, "Mr. Cao, I can invest 1 million. Is this okay?"

Cao Su smiled and nodded, raised his teacup, "Minister Li, thank you for your trust in me."

Li Dehui rubbed his hands excitedly, "Look at what you said. Can I still not trust you? You are a well-known stock speculator in our Dalan Group."

He had other ideas in mind. Such a good investment channel, I have to share it with Mr. Wang of the Digital Electronic Products Division!

Then he is not expected to be promoted in the business department. hey-hey…

Cao Su apologized to Yu Xiaoping and another middle-level manager of the green factory: "Minister Yu, your capital is too small... I operate in the stock market, and I can't make much money with a small amount of capital."

He didn't lower his demands. If you lower your requirements, it will appear that the favor you just sold to him is worthless!

At this time, everyone also understands the "rules"!

Obviously, Cao Su's rule is to sell him a favor and he will play with you. Either he has a large amount of funds, and he will make a profit in the stock market, so he will take you to play.

Yu Xiaoping thought for a while, then gritted his teeth and said, "Mr. Cao, then I will also offer 1 million. Can I redeem it at any time?"

They have been in Shencheng for many years, and the two houses have already been settled. The real estate market is booming now, but purchases are restricted. Buying a house for investment, this channel has been cut off.

"Yes."

Everything is settled. Cao Su's acting skills are still online, and he is a steady "stock speculator" fan, and said: "I will send you the format of the IOU later. You can ask a lawyer.

After confirming that you are willing to invest, go to my office on the 32nd floor of Chunsun Building to make an IOU and transfer the money. I will send you the detailed address back.

Let's not talk about this matter publicly, and make a fortune in silence! Private lending and illegal fund-raising are on the short side. You don't want me to go in! "

Cao Su's "I don't ask you to invest, I'm just playing with you" master fan is very good at it. Ask them to figure it out before going to Tianxia Company to transfer money! Instead of providing door-to-door service.

I don't ask you guys.

And in the end, a sentence of related laws was leaked, which seemed very professional and skillful.

Everyone who said this laughed and said, "No, no."

Wu Enguang deliberately asked one more question to test Cao Su, and said with a smile: "Mr. Cao, tell us the difference between the two."

Cao Su smiled and said leisurely: "Private lending is legal. Illegal absorption of public deposits requires four characteristics at the same time.

Illegality: Absorbing funds without the legal permission of the relevant department or borrowing the form of legal operation.

Openness: publicize to the society through the Internet, media, promotion meetings, leaflets, mobile phone information and other channels.

Attractiveness: Promise to repay debt and interest or pay returns.

Sociality: Absorb funds from unspecified social objects.

To be honest, when I first learned about these provisions, I was also confused. In judicial practice, it is often difficult to grasp.

Therefore, in 10 years, the Supreme Law issued a judicial interpretation. Absorbing funds from unspecified social objects: It is illegal for an individual to accept deposits from more than 30 people, and for a unit to make deposits from more than 150 people. "

For those who are riding horses, I have to understand the special legal provisions. This is really magical.

Li De would be amused to hear it. Mr. Cao, are you implying that I want Mr. Wang to come in?

After talking about the matter, Cao Su exchanged contact information with them, and was dragged into a WeChat group called "Guangdong Tea House", bid farewell to them and left. Su Shijia hasn't arrived yet, it will take two hours for Huicheng to come to Shencheng.

But this time he sent a car and didn't let Su Xihua come to Nanshan. Instead, go directly to Longgang. He has a house over there. In the afternoon, Chen Wu had already sent someone to clean it.

He planned to ride to Longgang, and it was less than 8 o'clock in the evening, so he might arrive later than Su Shijia.

Yu Xiaoping, Wu Enguang and his group sent Cao Su to the bottom of the teahouse, and watched him disappear into the endless night on his bicycle.

Yu Xiaoping couldn't help muttering, "Hey, do you think Mr. Cao is reliable or not?"

The rest of the people are all smiling, obviously they have their own judgments.

...

…

At about 8 o'clock in the evening, there was a lot of traffic on the main road to Longgang. Cao Su was riding a bicycle like lightning alone!

I feel extremely comfortable.

He is proud of himself, and of course he will not be happy about the money he borrowed on his own merit. How much is this? He still has 700 million on his account!

What makes him happy is that, for the first time, he used his "acting skills", combined with his viewpoints obtained from other sources, he was able to "flick" into money and do things so beautifully!

It's a success for the first time!

This made him vaguely feel that a new world door was opening to him. He is on his way to a new level!

This is his ego promotion!

The skills given to him by the Shenhao system may seem ordinary. But as long as it is used well, it can play a huge role in society and in life.