Mission Flow
Chapter 80 Enough?
In the luxurious and elegant box, the sound of waves at night can be heard. Hush.
The smile on Fu Yuqing's face remained unchanged, and Cao Su still had more than 200 million yuan in his personal account at Shencheng Commercial Bank.
No president would turn his face against such a big customer. It's just that Fu Yuqing was really muttering in his heart!
Fu Yuqing said with a smile: "Mr. Cao, you are a major customer of our bank. With your deposit of more than 200 million yuan, I dare to lend a few hundred million yuan! Let me ask you, what is the purpose of your loan? Will the funds leave us?"
Cao Su took a sip of chicken soup in his spare time and said, "President Yuqing, I plan to build a live broadcast platform. The Internet industry is burning money.
At present, the platform has not yet started, and if you want to raise funds, those venture capitalists must eat meat. So I'm going to use my own funds first.
Dragon Ball Information Technology Co., Ltd. Corporate account in China Merchants Bank! "
He must not be nervous about tonight's loan operation. On the contrary, Song Jingying, a beautiful young woman with classic appearance, was very nervous and comforted him twice in a row.
There is a very important reason here, Song Meiren can't see his personal account in Shencheng Commercial Bank! Moreover, he could not see his stock account in China Merchants Securities! Who would have thought that he would start with 1 billion?
Song Meiren thought that when he said to transfer 100 million to the company's account during the meeting last Saturday afternoon, it was almost all the liquidity he could draw from his own business. At least 80% liquidity.
This is normal speculation. The bosses of many listed companies don't look at the bright future, it is a bit difficult to raise a few hundred million in a serious way!
He is an adult, even if he is a confidant, it is impossible for him to disclose the amount of his personal funds!
Of course, relying on the more than 200 million cash in the account to borrow three or four hundred million, this is not a skill. This is a matter of course!
Since you are looking for a bank to ask, then lend more. You owe the bank 100 million, and you can't sleep. Owing 1 billion to the bank, he can't sleep!
Fu Yuqing slapped his thigh, and said, "Oh, Mr. Cao, why did you put it in China Merchants Bank..." Halfway through the sentence, he seemed to realize that it was not pleasant, and quickly swallowed it back.
In Cao Su's eyes, in fact, the traces of this performance are a bit heavy. He is a man of acting skills (proficient). But President Fu's mantra is quite interesting. It's very exaggerated to say "oops" at every turn.
Cao Su smiled slightly and waited.
The problem now is that he took a loan from Shencheng Commercial Bank and transferred it to Longzhu Live's China Merchants Bank account. Shencheng Commercial Bank is definitely not willing. And a company can only have one basic account.
But he believes that there must be a solution to the matter.
Fu Yuqing thought for a while and said, "Mr. Cao, let's do it this way. Your Dragon Ball company will set up one or several special accounts in our bank, and the loans issued by our bank will be placed in these accounts.
It is to increase some financial management costs. "
Cao Su smiled leisurely and said, "That's no problem. I want to borrow 1 billion."
What?
Fu Yuqing was so shocked that she almost thought she had heard wrong. Funds in units of 100 million, how can you say that you can borrow money? You thought it was a joke!
Fu Yuqing took a deep breath and said, "Mr. Cao, through the normal loan procedures, you transfer the more than 200 million funds in your personal account into regular large-sum deposits. With this large-sum certificate of deposit as a guarantee, I will use my The authority of the vice president can provide you with a maximum of 350 million low-interest loans!"
Cao Su said: "It's definitely not enough to deposit all of it for a fixed term. I still have to spend while waiting for the loan!" As he spoke, he picked up his mobile phone to look at it, and said, "President Yuqing, check my personal account again."
As soon as the words fell, Xiao Liu's mobile phone also received a reminder. She picked it up to take a look, her hands trembling slightly in surprise, and handed the mobile phone to Fu Yuqing.
Damn it!
Fu Yuqing saw the prompt message on Xiao Liu's phone,
Cao Su's personal account has just received 300 million from overseas.
This is riding a horse!
You are so rich, why do you want to prostitute my bank's funds for nothing?
Fu Yuqing took a deep breath again, and the smile on his face was subconsciously filled with enthusiasm, "Mr. Cao, a loan of 1 billion is not enough! Moreover, there must be a large deposit certificate as a guarantee. Demand funds are not enough."
Cao Su just laughed, "President Yuqing, you are fooling me! My funds are in your bank account. What is the difference between current and fixed deposits? Can I still transfer the money without your consent?"
The extra 300 million in the account was the funds he had just obtained using the "Virtual Shenhao Experience Card".
This is the reward for the surprise mission he got during his trip to Sanya.
[Surprise Mission: Virtual Experience Card]
[Reward: Virtual Shenhao Experience Card. 】
[You will receive 300 million yuan in designated-purpose funds. The funds are only allowed to be consumed on the network platform and to purchase virtual items. 】
This is an earmarked fund. It will be called to his designated bank card first. Then through his hands, go to the major live broadcast platforms to recharge and make virtual consumption.
So, brother Cao, I'm not in a hurry to spend, I can use him to scare off the vice president of the bank, right?
No problem at all!
This is the reason why he refuses to let go of his regular deposit life and death! Can't move. These 300 million can only be used for the corresponding recharge. Online virtual shopping. If you deposit regularly, that is a change of purpose. He has already checked.
"Hey!" Fu Yuqing smiled. In fact, everyone in society understands it! Among the institutions related to money, banks are the most domineering!
You don't have to pay anyone you owe. But as long as you dare to owe money to the bank, your funds will be transferred away in minutes. Without blinking! And in the debt repayment sequence, the bank has the highest priority.
Fu Yuqing organized the words, "Mr. Cao, I still need to save some. Otherwise, I can't explain to the board of directors. Moreover, this is not enough!"
Cao Su smiled slightly, and said to Chen Wu, the beautiful woman who had been sitting quietly, "Xiao Wu..."
Chen Wu knew that Cao Su was rich, after all, buying a house was like buying Chinese cabbage. She goes through it all. But tonight's shock to her is still a bit.
She took out stacks of red real estate certificates from the briefcase she carried with her: "Mr. Cao, except for your villa in Shengshi Mansion. All your real estate certificates are here. There are 34 sets in total."
In front of outsiders, she consciously changed her address.
Fu Yuqing and Xiao Liu: "..."
Mad, the gap between humans is even bigger than the gap between humans and dogs! Although they are bank staff, they are also ordinary people first! No one knows how difficult it is to buy a house in Shencheng. What are they looking at now?
Mr. Fang?
Uncle Fang?
Father Lou?
Damn it!
Cao Su still had that faint smile: "The total value is about 200 million. I didn't calculate the specifics. President Yuqing, take a look, is this enough?"
What else can Fu Yuqing say? He said bluntly, "Mr. Cao, let's discuss the details of the loan!"
It is impossible to grant a loan of one billion yuan at one time. How many installments should it be divided into? A regular large-value certificate of deposit is required, and the amount you can accept. How low can loan interest rates be? Monthly interest repayment time, and so on.
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