Monster Hunting High School

"usury?"

The wizard wearing a fox mask raised an index finger, shook it quickly, and denied repeatedly: "No, no, no, how can you use such a discriminatory term as 'loan shark'? This is called financing, or as everyone prefers it now The word 'venture capital'... is a win-win project that is mutually beneficial and mutually beneficial, commonly known as win-win!"

As he spoke, he raised his hands and made a hooking motion with his fingers.

An offending sneer came from the side.

But this time, perhaps because of the black cat's cat jade, he kept his mouth shut from beginning to end and refused to give any hints.

The black cat pondered, jumped down from the tree, and slowly slipped in front of Mamen.

"Then what are the regulations for your financing?" It squatted in front of the fox, its tail wrapped around its feet: "Say in advance, I have no money!"

Mammon only heard the first sentence of the black cat, and did not pay attention to the emphasis behind it. After hearing the words, she stretched out her hand and three pieces of parchment surrounded by different flames appeared in front of the black cat.

One piece of parchment was surrounded by silver-white flames, one was surrounded by golden flames, and the other was surrounded by misty green flames.

"There are rules for this kind of thing!"

The fox mask raised slightly, which made the smile on its mask look even brighter: "As usual, our assessment is divided into three levels, the silver horn level, the golden bean level, and the jade coin level."

The short and harsh laughter of the sinner came to his ears. When the black cat looked at it suspiciously, the duck egg mask turned away as if nothing had happened, which made the black cat feel that it should be rewarded with another cat jade, and it should be as big as a cat's claw. !

"Silver Horn Level!"

Mammon glanced at the guilty envoy dissatisfied, raised her voice slightly, turned around, and her eyes softened again: "Silver horn level, you borrow silver horns from us, and the loan period is one year, and the repayment method is As I mentioned before, equal principal and interest, equal principal, equal principal and interest, one-time repayment of principal and interest, etc..."

"How much can I borrow? Can the agreed period be shorter?"

Black Cat twitched his ears and suddenly became interested - although he has no financial needs at the moment, there is a store in Beta Town, and he will inevitably encounter emergencies in the future. It is not a bad thing to know more about it now.

The fox mask smiled broadly: "Don't be in a hurry, take your time... Regardless of silver horns, gold beans or jade coins, you need to borrow at least ten... that is to say, at least ten silver horns, or at least ten gold beans, Or at least ten jade coins... As for the agreed period, you can naturally repay the loan in advance. Of course, you need to pay a little penalty interest. You should understand that, after all, any funds have costs, and your time will be taken up for no reason. A little penalty couldn’t be more reasonable.”

As he spoke, he rubbed his fingers carelessly, looking extremely philistine.

The black cat flicked its tail and swept away a big-headed ant that slowly crawled near it.

"Where's the interest?" it asked with a mature look.

"You need to decide which kind of loan to choose before we can give you the corresponding contract, guest." The fox also became more and more into the role.

"These kinds of..." The black cat raised the tip of its tail and tapped the three pieces of parchment floating in front of it: "Specifically, are there any differences?"

"Silver Horn, it means you succeeded in tonight's assessment." The sinner next to him spoke very abruptly and gave a simple explanation, which immediately aroused Mammon's dissatisfaction.

"That's a wrong understanding."

Fox Mask's tone was cold. Although he was a little reluctant, he still reluctantly added: "Silver Horn, it can only mean that you did not fail in tonight's assessment... 'No failure' and 'success' are completely different concepts."

"As for the golden bean-level loan," Fox Mask's voice suddenly changed and became enthusiastic again: "...the golden bean represents that Mammon will remain neutral in any future meetings of the Seven Deadly Sins, and will never cause harm without reason. "

"As for the jade coin level, it means that from now on, Mammon will only obey the orders of the sinner among the seven deadly sins, and the interests of the sinner will be the first principle... For this reason, even with Samael, That wolf cub won’t hesitate to fight!”

Black Cat's heart moved slightly when he heard the differences between these types of loans.

If it's just a formality and you want to barely pass, then borrowing a few silver coins is completely meaningful; but if you want to borrow the power of the Seven Deadly Sins to do something, you need to borrow at least ten golden beans.

As for the jade coins, Black Cat didn't have the courage to waste his entire year's scholarship.

"If I borrow ten coppers, does that mean I failed the assessment tonight?" Black Cat laughed and told a very cold joke.

The fox laughed along without any intention of commenting.

"Ahem," Black Cat coughed twice and stood up: "Then let me borrow ten golden beans... With ten golden beans, you will support my proposal under the right circumstances, right?"

"This kind of problem requires detailed analysis, guest." Although the fox was slightly disappointed, he still answered with a smile.

The black cat slapped his hand: "Then ten golden beans...how to calculate the interest!"

"Ten golden beans can be borrowed for one year," the fox suddenly took out a small abacus from his arms and crackled it loudly: "As usual..."

"Wait a minute," the sinner pinched his nose and said reluctantly: "I remember that the assessment clearly had the option of a three-month loan period. Why didn't it come to you?...Don't stare at me with that look, I I don’t want to help this cat! It’s my duty!”

Mammon gave the convict an extremely dissatisfied look.

Then he looked at the black cat with a smile on his face: "The annualized interest rate of a three-month loan is higher... For example, if you borrow ten golden beans, you need to pay the interest of one golden bean based on the one-year interest rate, but if you borrow ten golden beans for a three-month period, If you borrow the interest rate for one year, you need to pay the interest of four golden beans..."

The black cat nodded repeatedly, feeling that this was indeed the case.

"But you don't need to borrow money for a year." The culprit reminded him coldly.

The black cat suddenly realized: "Don't mention the interest rate to me! I can't figure it out!... Just tell me, if I borrow ten golden beans for three months, how much interest will I get? Then tell me, if I borrow them for one year, how much interest will I get?" How much interest? One-time payment of principal and interest!”

In his simple sense of money, it is best not to borrow money. If he has to deal with this kind of thing, then paying it off in one go is definitely the right thing.

Mammon looked at the culprit with resentment on his face - Black Cat believed that if looks could kill, the culprit would have died eight hundred times in this moment - and then he made some small calculations for a while, then he slowly calmed down. He said: "According to the custom, three months means nine departures and thirteen returns. You can borrow ten golden beans and return me thirteen golden beans in three months... If it is one year, there is no need to behead, Yuehua The interest rate is 10%, and you will give me back twenty-two golden beans in the end..."