My 1979
Chapter 524: Powerful and noble
Li He said, "Thank you very much. Sorry, Mr. Zhang."
Zhang Peilin said, "This is what we should do. We should express our gratitude. Chairman Li is so concerned about the lives of our workers, which is really a role model for our generation. I am very touched,"
"It's serious." Li He continued, "I believe that as long as your company can do a good job in the current project, we will have more cooperation opportunities in the future. I am very confident in the development prospects of road and bridge construction and real estate. "
Zhang Peilin said with a smile, "As far as I know, Deer Group's current industries seem to be focused on industrial exports. Isn't there a saying in Pujiang that if you want to export, you have to find Mr. Yu. There are so many state-owned enterprises in Pujiang like us The factory relies on Mr. Yu to help earn foreign exchange every year."
As far as he knew, Deer Group did this project on a whim, and he also saw Yu Dehua's annoyed expression. Yu Dehua had expressed disappointment during the negotiations that this might be a loss-making project.
Therefore, he believes that after the completion of the Jinlu Group project, it may not continue to engage in land development-related business, and in-depth cooperation is still open to question.
Yu Dehua frowned, not too happy about Zhang Peilin's words. He clearly underestimated Li He!
If you underestimate Li He, you will underestimate him!
He is already very aware of this!
He wanted to let the man named Zhang know that Li He didn't care about Jinlu's property. He, Yu Dehua, was still the actual head of Jinlu!
This is a very strange thought.
He just said, "I think Mr. Zhang did not misunderstand. Our Mr. Li is not only the chairman of Jinlu Group, but also the chairman of Yuanda Group. We are an industrial group with diversified operations, and our import and export revenue is in our It is only a small proportion of the total revenue. Let’s put it this way, the Commercial Bank that just opened in Pujiang is Mr. Li’s property. Of course, it also includes the hotel we are in now, and the Hong Kong Zhongji Road Bridge that undertook the construction of this hotel. company."
Zhang Peilin and his group of five or six people looked at each other, and they all saw the shock on each other's faces.
Yuanda Group!
Zhongji Road and Bridge!
Sihai Hotel!
Commercial Bank!
Deer Group
Every name struck Zhang Peilin and his team as thunder!
What an industry this is! Zhongji Road and Bridge is a Hong Kong listed company! He has participated in many domestic subcontracting and general contracting projects, and is well-known in the construction industry! Yuanda Group and Golden Deer Group are currently dealing with each other, and they are very familiar with each other!
The Sihai Hotel is not only located in Pujiang, but it is ranked among the best in the country! You can almost see the familiar signs of Sihai Hotel or Sihai Hotel in the bustling city centers of major cities from south to north!
As for the Commercial Bank, there has been a big commotion in Pujiang recently. At least everyone in the banking industry knows about it!
A stupid bank that appeared out of nowhere, with the loan slogan of “no mortgage, no guarantee required”, specializes in issuing RMB loans and foreign exchange loans to export companies!
And the loan requirements are surprisingly simple. As long as you have a foreign trade order contract and more than one year of business qualifications, you can get a loan from China Commercial Bank!
The most important thing is that the procedure is so simple!
And the approval never takes more than three days!
This caused an uproar in the banking industry!
It has also caused a stir among export companies, especially small and medium-sized enterprises!
Let’s not talk about RMB loans. The lure of foreign exchange loans alone has attracted many business operators!
With foreign exchange loans, you can import advanced equipment, materials, and accessories, eliminate backward production capacity, and improve product quality! Having high-quality products is not enough, they also need to spend foreign exchange to participate in various exhibitions abroad and advertise everywhere!
There are really too many functions of foreign exchange!
But there are too many bankers who are laughing at the joke. The loan approval process of China Commercial Bank is simply a joke!
Risk prevention is simply useless!
There are simply no risk control measures at all!
As long as you fill out the application materials, no on-site credit check is required for a loan of less than RMB 10,000!
10,000 is US dollars!
At the very least, you should go to the customer’s place of business to conduct an on-site investigation!
Faced with various doubts, Huang Bingxin, the general manager of China Commercial Bank, said no!
He said unabashedly in public, "We have money and we are willful! We are willing to use a loss of 10 billion US dollars to establish and make up for China's credit reporting system!"
Of course, 10 billion U.S. dollars is an exaggeration. After investigations and predictions by many domestic and foreign experts, a loss of 200 million U.S. dollars is enough to push Commercial Bank into bankruptcy and liquidation!
Of course, if you have money, you will be willful!
In just two months, ICBC has issued foreign exchange loans of US$20 million and RMB loans of US$100 million!
The market finally knows that this small local bank in Hong Kong is not joking!
These were Li He's instructions, and small loans have been proven feasible in later generations. If commercial banks can abandon their past prejudices against foreign exchange loan business and correctly grasp market trends, they can make it a new profit growth point.
And more importantly, the large sums of RMB cash in his hand have a place to go, and now they no longer need to be piled up in the basement of his home.
He wants more to help domestic small and medium-sized enterprises. He is already prepared for a high bad debt rate, and he doesn't care about losses. Of course, it is impossible to lose money. In the future, a large number of high-quality customers in China's banking industry will come from these small and medium-sized private enterprises.
The moon waxes and wanes, and the jade can hardly hide its flaws. In an era when the planned economy is transitioning to a market economy, there will always be some dishonest people, but one cannot kill honest people by mistake just because of these dishonest people.
If we don't seize these high-quality customers now, once the four major banks react, China Commercial Bank will have no place to stand!
So he is not afraid of short-term losses!
Everyone looked at Li He, who was drinking tea peacefully, with different eyes.
Zhang Peilin said excitedly, "I didn't expect it, I really didn't expect it."
He originally thought that the two people would have equal status, but because the other party was Hong Kong-owned and the owner, he would be fine if he had a gentler attitude. Only then did I realize that the two of them were not equal at all. They were giants, and their construction group was just little ants.
"You're welcome." Li He really couldn't treat the future top 500 companies as little ants, so he pointed at the tea cup and said, "Please have tea."
He didn't realize it himself, but he needed others to look up to him more and more.
Maybe one day, he will drink like his biological father Li Zhaokun and find the feeling of being alone and seeking defeat.
Zhang Peilin didn't know how he got out of the Sihai Hotel, but he had already made up his mind to hold a meeting as soon as he got back to re-plan his relationship with the Golden Deer Group. At the very least, one or two strategic agreements must be reached with Deer Group!
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