My 1979
Chapter 529 Deposit Card
Li Hui said, "That's not possible. Don't let anything happen. You also know that he is not very in line with the rules in our matter."
The two of them have always been cautious, for fear of being seen by others, they dare not go to the bank to deposit money. It is not fun to accidentally get involved in speculation or tax evasion.
Li He said, "Come with me tomorrow and I'll introduce you to a bank. It'll be no problem. Besides, wire transfers are now available. If you really don't have a bank deposit, just go to the post office and do wire transfers. It's very inconvenient to carry cash."
The Commercial Bank was opened by his own family, so he would definitely have no problem handling this matter, so he dared to guarantee it with two people.
Liu Laosi said, "In that case, we will listen to you."
He has an inexplicable trust in Li He.
After finishing the meal and drinking the last glass of wine, he was about to pay the bill. Li He stopped him and said, "It's already been paid. The room has been reserved for you. You stay here for one night. I will take you there tomorrow." You go to the bank."
Being trusted by others is a kind of happiness and also the capital of being a human being.
"Then we'll treat you tomorrow." Liu Laosi added, "Let's find a cheap place to live. It's probably not cheap here."
Li He said, "You bring so much money, can a small hotel be as safe as this? Just stay here, it's safe. There is security downstairs, so you can sleep peacefully, right?"
The two looked at each other and agreed with Li He's words that safety should come first.
The two of them lived in the same room. Li Hui wanted to drag Li He to play mahjong, but Li He didn't refuse and even dragged Chen Dadi over.
After a casual introduction, they all came from the countryside, and they were no longer polite when talking to each other, but less formal. Chen Dadi was not polite to the two of them when they played mahjong. He did whatever he wanted and did whatever he wanted.
The mahjong match lasted until twelve o'clock, and Li He lost 1,000 yuan.
Liu and Laosi wanted to return the money to Li He and said, "Oh, this is too much."
Li He said, "Pull him down. You look down on me, right?"
"How can that be possible?" Liu Laosi said, "I was just doing it for fun, but who would have thought it would be so big."
"Have a rest. I'm willing to admit defeat. I'll wake you up tomorrow morning, and I'll sleep in the room next to you." After Li He greeted the two of them, he went back to his room to sleep.
Early the next morning, his door was banged.
He knew who it was without opening the door, so he had no choice but to rub his eyes and get up helplessly to open the door.
"I asked, what are you two doing so early?"
Li Hui said, "If we finish things early, we will buy tickets and go back early."
"Come in." Li He welcomed the two people into the room and asked them to sit on the bed and wait while he went to brush his teeth and wash his face.
When I went downstairs, I saw two people still carrying bags with money in their hands. They said, "Put it in the room first and pick it up when you leave. Let's go have breakfast first. If you go early, the bank will not be open. It’s also useless.”
The two of them were still hesitating.
Li He continued, "If it's stolen, I'll take full responsibility, okay. Put it in the house quickly."
The two people then put them back into the house. When they locked the door, they tried pushing and pulling the door handle several times. The door didn't move, so they were relieved.
The hotel's restaurant offers everything from porridge to soy milk. Several people unanimously chose porridge, and then everyone ate several big meat buns.
After finishing the meal, when they arrived at the door of the hotel, Liu Laosi went to the roadside to hail a taxi. Li He pulled him back, pointed at the black Pinchi parked at the door, and said, "Sit there."
Liu Laosi looked at Wu Shuping who was standing by the car, holding the door, and asked, "Who is that?"
Li He pushed him forward and said, "Let's go, it's my friend's car."
It seems that he currently only has a van in his name, and all high-end cars are either in the name of the company, or in the names of Yu Dehua and Shen Daoru.
Wu Shuping greeted, "Mr. Li, are you going to China Commercial Bank?"
"Yes." Li He opened the rear door for Lao Laosi and the other two, drove them in, and then asked, "You take the passenger seat. I'll drive."
"good."
Wu Shuping stepped forward and whispered a few words to the driver. The driver bowed to Li He, turned around and left.
Li He drove, and Liu Laosi sat in the back seat. Due to Wu Shuping's presence, there were many things he wanted to ask but was embarrassed to ask.
Commercial banks generally have four parts: business hall, treasury, savings bank and administrative office. Commercial Bank naturally has many parts, because like ordinary banks, branch decoration must pass the acceptance of the local public security and fire department and issue a certificate of conformity. Can open for business.
Compared with the cold concrete floors of many banks in China, the decoration of the Commercial Bank looks grand and classy. The floor is ceramic tiles, and the walls are white latex, not the commonly used lime and lithopone.
At the same time, more attention is paid to lighting design and color application, with fine details and elegance.
Even the windows are made of aluminum alloy frames and tempered glass that are rarely used in China. Blinds are installed between the glasses, making the entire interior decoration effect particularly modern, simple, bright and extraordinary.
The bank hall was crowded with people, some came for deposits and some came for loans, but there were very few depositors and more came for loans. Although China Commercial Bank already has a RMB business license, as a foreign bank, it is extremely difficult to gain the trust of depositors.
In addition, it is not easy for domestic banks to attract savings. At this time, many people have the old concept that money is a treasure and it is safe to keep it close to them. They usually find a place to hide it by themselves, and few people will deposit it in a bank. .
There are also many people who save in banks. Some households with ten thousand yuan save ten thousand or twenty thousand in the bank, thinking that this will be enough for their retirement.
Of course, there are also some people who come to watch the excitement. Many tellers and employees are brought here from Hong Kong. They are fair and crisp, and they come with their own filters. They are endearing. It would be a pity not to take a second look. What he wears is also distinctive. He wears a black suit vest, black trousers, a white shirt, a white and red badge and a scarf, which is even more eye-catching.
If someone understands Japanese, the word uniform temptation will probably come to mind.
Wu Shuping was a frequent visitor here and took Li He and others directly to the VIP room on the second floor.
Huang Bingxin knew that Li He attached great importance to the mainland market. This time he was stationed in Pujiang personally. If the performance here does not improve, he vowed not to return to Hong Kong.
He arranged for someone to take Liu Laosi and Li Hui to the counter to handle business, and then said to Li He, "Mr. Li, how do you feel about this place?"
"Let's make do." Li He didn't feel much at all. At most, he found some traces of later banks, and said, "Hurry up and train the employees. The employees who came from Hong Kong are not familiar with Mandarin, how to conduct business."
Huang Bingxin nodded and said, "Yes, we are training. They are all local employees. Many people are rushing to come. However, our requirements are very high. Not only are we required to be able to speak Pujiang and Mandarin, but we are also required to speak English."
Being able to enter a foreign-funded unit is a very high-level thing! Naturally, many people have crossed the threshold.
"It's up to you. And the microcomputer application must keep up with the international situation."
"Yes, Mr. Li, our current system architecture is all in cooperation with IBM."
Liu Laosi and Li Hui finished their business and came upstairs again. Liu Laosi was holding a card in his hand. He looked left and right and couldn't figure it out. He asked Li He, "Is this money really counted as a deposit?" Yes? Why isn't it a passbook? If it were a passbook, it would be clear how much money it shows."
Huang Bingxin explained with a smile, "Mr. Liu, don't worry. As long as you hold this card, you can withdraw money from us at any time. We are currently the first bank in China to use debit cards."
The first bank card issuer in the Mainland should be Bank of China, but it was limited to credit cards. As early as 1985, it issued the first credit card, called the Bank of China Card. ICBC later launched the Kapok Card and Peony Card, but they were still credit cards. .
After that, each bank had its own credit card, but because the banks were not connected to the Internet, UnionPay had no trace, and it only came out after 2000.
Therefore, without UnionPay, each bank card and POS machine do not support each other. There can only be one POS machine for one bank. It is not unusual for many supermarkets to have seven or eight POS machines on the counter.
Through cooperation with Visa and Mastercard, China Commercial Bank issued the first magnetic savings card in mainland China, which made headlines in major media.
Li He was aggrieved by this again. How could it be so easy for these people to make headlines!
His name, Li Laoer, has never appeared in the newspaper!
However, he was really ambitious to set up a UnionPay, but the thought of a liquidation scale of tens of trillions scared him to death. He would rather not die and just make a small amount of money.
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