My Age of Investment

"Bang bang bang~"

Standing at the door of the third floor of a civil servant's family building in Rongcheng, Xia Jingxing hesitated for a while, and finally knocked on his door.

He is timid because he is close to nostalgia, and he hasn't seen his parents for a year, but it feels like eighteen years have passed.

The memories of the two worlds are intertwined, and there is an inexplicable feeling.

"coming!"

The person who opened the door was a middle-aged woman, wearing a long plain dress, with light crow's feet on the corners of her eyes, vaguely able to see the dignified beauty of her youth.

When Zhang Yuqiong saw her son whom she hadn't seen in a year, she was overjoyed and called out a nickname.

"OK~"

Xia Jingxing was also a little excited when he saw his mother who was in her early forties.

Mother's hair was black, not a single white hair, and her face was not as wrinkled as it was when she was sixty years old in her previous life.

Especially the sound of "Xing Xing" brought back a lot of memories for him.

In his previous life, even though he was thirty-six years old, his mother still called him that, and it never changed.

Perhaps in the eyes of parents, children will never grow up.

"Mom, I'm back!"

After Xia Jingxing shouted this, the whole person relaxed a lot.

Zhang Yuqiong thought that her son was saying that he had come back from the United States, and after he was overjoyed, he pretended to be angry: "Why don't you make a phone call when you come back, so that your father can pick you up."

"No, I'm an adult. I can go to the United States alone. I need someone to pick me up, and I'm not a child. I took a taxi from the airport and came back."

Xia Jingxing said flatteringly, "I don't want to make a phone call, isn't this a surprise for you?"

"You...you don't know how to save at all. Next time, let your dad drive to pick you up."

Xia Jingxing shook his head, "It's a bus, it's best not to use it for personal use."

"What private use? Everyone uses it like this?"

Zhang Yuqiong obviously has no awareness of this, and does not think it is serious.

Xia Jingxing is not easy to explain, this phenomenon is happening all over the country, not one person in one place.

Just as he was about to enter the door, the door opposite suddenly opened, and the head of a middle-aged woman stuck out. Her face was round and chubby, and she was very happy.

"Xing Xing is back?"

Seeing Xia Jingxing, the round-faced fat woman facing the door opened the door with a smile and walked out.

"Jia Yan!"

The Rongcheng dialect used by Xia Jingxing was what Aunt Jia meant.

Jia Yan is still very good. Most of the blind date objects in the past life were introduced by Jia Yan.

For the sake of his marriage, he has asked this long-sleeved sister who is good at dancing and has a wide network of connections.

"Do American students also have summer vacations?"

"Have you found a foreign girl girlfriend?"

"Do white people look down on yellow people?"

Aunt Jia felt strange about all things in the United States and dragged Xia Jingxing to chat for a long time before it was over.

There's nothing bad about it, just that he has a good relationship with Xia Jingxing's family, likes to chat, and has a good time.

After chatting with Aunt Jia, after the mother and son entered the house, Zhang Yuqiong glanced at her watch. It was two o'clock in the afternoon and asked her son, "Have you eaten yet?"

Xia Jingxing shook his head, his plane last evening arrived in the magic capital in the morning, and it took another three hours to transfer back to Rongcheng, and all the way was covered by plane meals.

It's okay not to think about it. When my mother asked, I really felt a little hungry.

Zhang Yuqiong whispered to her son for being stupid, and went into the kitchen to cook noodles.

Xia Jingxing smiled, her mother was like this, for fear that he would freeze from hunger.

After a while, a large bowl of noodles was brought to the table, and the surface was red and full of chili sauce.

Also served on the table was a plate containing two golden fried eggs.

Smelling the tempting aroma, Xia Jingxing did not care about his image at all,

Gobbled up.

"Eat slowly! Stop choking."

Seeing the food, Zhang Yuqiong hurriedly poured a glass of water for her son.

After eating the noodles, Xia Jingxing hiccupped and felt a little sleepy as his eyelids were fighting.

Seeing this, Zhang Yuqiong felt distressed that her son had been on the plane for so long, and called Xia Jingxing to make up for her sleep.

She packed up the dishes and called her husband, saying that her son was back and asked him to leave work early and buy more food on the way back.

…………

…………

Xia Jingxing slept for six hours, and only woke up after eight o'clock in the evening, nearly nine o'clock.

When he walked out of the room and saw that his mother was bringing the dishes on the table to the kitchen for heating, he understood everything.

It seemed that the food was already ready and cold, and my mother would rather reheat it than go into the house to wake him up.

"Wake up, wash your hands and eat."

Xia Yuan, who was sitting on the living room sofa watching TV, saw his son walk out of the room and said with a smile.

"Dad, when did you come back?"

Xia Jingxing looked at his father who was only in his early forties at this time and was a little overjoyed.

Just like his mother, at this moment, the father's back is not hunched, his dark and thick hair is combed into three or seven points, and he is full of energy. He is wearing a white shirt and trousers, and he looks like an old cadre.

"It's been several hours since I came back, and I've watched two or three episodes of the TV series."

Xia Yuan turned off the TV, looked at his son who was even taller than himself, looked at him for a while, it seemed that he had grown a few centimeters taller?

Xia Jingxing rubbed his eyes and felt a little dizzy in his head. He went to the bathroom to turn on the faucet and rinsed his face with water to wake up a little.

The family sat around the dining table and chatted while eating.

"What happened to that 500,000 yuan? Did you transfer it to me?"

Xia Yuan received a huge transfer of RMB 500,000 today, and he was taken aback. Although he usually accepts gifts, it is enough.

With such a large amount, he dared not make mistakes.

To this end, he also went to the bank to ask, and it turned out that his son had transferred it to his account from Bank of America.

He was about to call his son when his wife called.

So he held back and didn't ask, and finally couldn't help but ask at the dinner table.

"What half a million?"

Xia Yuan briefly explained it to his wife.

After Zhang Yuqiong heard this, her face suddenly became serious, she looked at her son, and begged for an answer.

Seeing his parents with serious faces, Xia Jingxing laughed, "Didn't I tell you about this before? The Facebook company I founded was valued at 100 million US dollars, I sold some shares and cashed out. a sum of money.

I just wanted to transfer this money to you to honor my parents.

After the transfer, I got on the plane and kept turning off the phone. I forgot to report it to you. "

Hearing this, the couple's expressions turned a little darker. They knew that their son did start a website, and it was doing very well. Millions of American students were using it.

As long as it's not doing some crooked ways or doing things wrongly, it's fine.

"Facebook has a valuation of 100 million? Or is it US dollars?"

After figuring out the ins and outs of the transfer, the couple had new questions, and father Xia Yuan asked first.

"Yup!"

Xia Jingxing sandwiched a piece of twice-cooked pork and explained while eating: "The United States is all in US dollars, and the company's valuation is also in US dollars!

Our company has a total of more than 40 employees, which are placed in China, and the volume is similar to that of a company with 100 million yuan. "

Xia Jingxing was afraid that his parents would be difficult to understand and felt that it was too outrageous, so he deliberately compared domestic companies.

"One hundred million yuan? Only more than 40 employees? Some large factories have hundreds of employees, and the output value is less than 100 million."

Zhang Yuqiong still felt that it was exaggerated, suspecting that his son was talking big.

Although she also hopes to become a dragon, she only went to the United States to study for a year and became a billionaire?

Is America really full of gold? I'm afraid not.

Xia Yuan tugged at his wife's sleeve, "You don't understand this, he studied computers and worked in high-tech industries.

This industry has always been vigorously supported and promoted in China, and its added value is very high. It cannot be compared with factories. "

Xia Jingxing gave Dad a thumbs up, "Professional!"

Xia Yuan laughed and continued to explain to his wife: "Internet companies like them are not an asset-heavy industry, they don't have factories or land, and their assets are the millions of users.

As long as there are users, you can make money. "

"Then how do you make money?" Zhang Yuqiong asked.

"There are many ways! For example, making games, advertising, and e-commerce, selling things online, but e-commerce is still losing money, and the first two business models have matured.

Sina, NetEase and Sohu are all advertising, and NetEase is still making games.

These businesses are very profitable, often millions or tens of millions. "

Xia Yuan ridiculed his wife, "It's a loss for you to be a literate person, I don't even understand this."

Xia Jingxing didn't want to hide too many things, and also wanted to share the joy with his parents, so he explained the cooperation with Amazon and the acquisition of Google in detail like pouring beans in a bamboo tube.

"$30 million to buy your company? Cash?"

Zhang Yuqiong looked at her son, feeling both familiar and unfamiliar.

It will take a while for her to digest these explosive messages.

Xia Jingxing shook his head, "It's a stock acquisition. We are acquired by issuing new shares and expanding our total share capital. When Google goes public next year, we can sell the stock and exchange it for cash.

However, I disliked the low price and did not agree. "

Zhang Yuqiong doesn't know much about stocks, only that the stock market is very risky, so she didn't say much.

Xia Yuan's focus was different from that of his wife, and he asked about the Amazon store.

"You guys sold 200,000 T-shirts in just two or three months?"

Seeing his father's question, Xia Jingxing nodded and replied, "Yes, domestically produced T-shirts cost 1.5 US dollars a piece, and the shipping cost is not more than 2.5 US dollars to the United States, and we sell 9.9 US dollars a piece.

While making money, students can wear these clothes with our company's logo and advertise for us..."

After listening, Xia Yuan nodded, "It's good to have income, it's very important to prove that your business model can develop sustainably."

The father and son talked more and more vigorously, and sat on the sofa again after dinner.

Zhang Yuqiong didn't understand very well, so after washing the dishes, he quietly became an audience member.

She doesn't understand jargon, but she understands revenue and profit.

After listening for a while, she also knew that her son's business had really grown bigger and stronger.

To be honest, she didn't think much about these possibilities, and more guessed that entrepreneurship would be frustrated.

After all, being too young, just a kid, to be a big boss is too whimsical.

Now that the business is really "successful", in her opinion, the valuation is over 100 million, and it has been very successful. On the contrary, she couldn't digest this information, as if in a dream, it always felt not so real.

Compared to his wife, Xia Yuan undoubtedly accepted this fact faster.

My son had told him before that Facebook had received an angel investment of $500,000 and the company was valued at $5 million.

Now the number of website users is in the millions, and the enterprise valuation is over 100 million, which is not unimaginable.

And valuation, market value, worth, and cash are all very different.

At this stage, my son's business can only be considered a small success, and there is still a long way to go.

After talking for more than an hour, Xia Jingxing made his mouth dry, drank several glasses of water, and finally explained the matter clearly. The couple had a clearer impression of Facebook.

"Mom, is the Hong Kong and Macau Pass I told you to apply for?"

Xia Jingxing called home a few months ago to say this, and he was forced to invest with his own account before.

Since there is a way to not pay taxes to Americans, it is natural to take advantage of it.

And his father works in a government unit, which is not suitable. His mother is not so sensitive in school. It is relatively more suitable to open an account in her name to invest.

"It's done. You said it a few months ago, and I'll do it right away."

Zhang Yuqiong said with a smile, "When you graduate, we will go on a family trip."

"You don't have to wait that long. I'll take you to Hong Kong tomorrow to open a securities account."

Zhang Yuqiong frowned and said, "Why open a securities account? I don't speculate in stocks. Travel...forget it! I'll talk about it later when I have a chance."

Xia Jingxing naturally knew his mother's idea of ​​saving money and said with a smile, "Now that your son is rich, it's not enough to take you on a tour for a few days? I made a lot of money by selling the shares of the company."

"Oh, by the way, how many shares did you sell?"

Xia Yuan suddenly remembered this and asked, Zhang Yuqiong also looked at his son.

"three million!"

"so much?"

Zhang Yuqiong didn't think about the US dollar, and thought it was RMB, but she also felt a lot.

"Yes, so I am a rich man now. I will be responsible for the tuition and living expenses in the future. Don't pay me any more."

Xia Jingxing continued to persuade his mother: "Our company will definitely go public in the future, so I must open a stock account.

I'm an international student and I need to pay 30% capital gains tax when I make money, so it's better, Mom, help me open an account. "

"Stock speculation..."

Zhang Yuqiong hesitated, "I think it's better not to touch the stock thing."

Xia Jingxing smiled bitterly, "But there's no way! Our company will definitely be exposed to the capital market in the future, we shouldn't stop doing it just because we're afraid.

Moreover, the domestic stock market is different from that of foreign countries, and foreign countries are relatively standardized. "

Xia Yuan nodded, "That's right, the domestic securities market started late and lacked experience, and it's like crossing the river by feeling the stones.

The foreign securities market is much more mature, the fraud is much less, and the penalties are much more serious. "

"Isn't it! People are directly punished for bankruptcy, and we are punished by hundreds of thousands, plus how many years of banning from entering the securities market.

Lack of deterrence, the cost of crime is too low. "

The father and son criticized for a while, and Xia Yuan also persuaded his wife to help her son open a stock account to familiarize himself with the market in advance.

Xia Jingxing wanted to laugh a little, but his father was confident, as if he believed that Facebook would definitely be listed.

"Okay, then go open one."

Zhang Yuqiong was so embarrassed by the words of the father and son that all kinds of big hats were put on her, what "delays her son" and "affects her growth"...

So she stopped insisting and agreed to open a securities account on her behalf.

But out of worry, he reminded his son again: "Then you must not go to random stocks, you finally make some money, and you lose money again."

Xia Jingxing said with a smile, "No, I will definitely study first, after a year and a half, I will invest after I have learned enough.

Even if I invest, I will try it with a little money. I don’t dare to do more. "

After persuading his mother, Xia Jingxing happily went back to his room to rest.

Lying in bed, he began to think about the path of life.

Stocks, definitely still have to be speculated, who thinks too much money? Jack Mana is pretending, He tui.

He has considered registering offshore funds in tax havens such as the British Virgin Islands and the Cayman Islands, but the current amount of funds is not large, one is unnecessary, two is a waste of principal, and three are too late.

Keep an extra $100,000 or $80,000 of principal in hand, and when you make a lot of money, it's not too late to think about it.

Thinking about it, he actually fell asleep.

………………

PS: Thanks to Huang Douyuan, book friends 20201009194742567, I miss you 756, and head of the European delegation for the reward!

Two big chapters 8K words, please recommend tickets~