My Age of Investment
One Thousand Two Hundred and Seventy-Eight, when you go out and meet a noble person
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Considering that a shooting had just occurred on this floor and there were certain safety risks, Xia Jingxing suggested looking at another house.
Xiao Quan agreed. Anyway, he has many houses in his name, spread across many big cities in the United States. There are nearly a hundred houses in the San Francisco Bay Area alone.
Ivanka's performance was somewhat unexpected. She rejected Xia Jingxing's suggestion.
"We've already come this far, how can we not go and take a look? Work must be efficient!
Moreover, don’t you think what happened with the woman just now is of great investigative significance? "
After saying that, Ivanka, who was scared to death just now, strode forward.
Not just pretending, but really overcoming fear.
Xia Jingxing smiled, shook his head, and followed.
He has finally learned what it means to take money rather than life.
Zhang Chenguang and Peter looked at each other, and then the two quickly formed a formation, one after the other with Xia Jingxing in the middle, and walked into the somewhat narrow corridor in a row.
Most of the doors on both sides of the corridor were closed, and only one person poked his head out to take a look.
But when he saw a large group of people walking towards him, he hurriedly closed the door.
Ivanka, who was walking at the front, walked quickly, and her ten-centimetre high heels did not affect her progress.
She took three steps at a time and stopped the man before he could close the door.
I saw that the person who came was a beautiful woman with a hot figure, and she spoke very politely, with a dignified and generous temperament.
The white man left the door open and started talking with Ivanka.
Through this man's mouth, Ivanka learned a lot about the white woman who was just kidnapped.
“It is a normal thing for a house to be taken over and auctioned by a bank because it cannot repay the mortgage. This scene is currently happening in all fifty states in the United States and Washington, DC.
Few people have disputes with institutions such as banks, courts, and police departments.
Especially for middle class people like us, we all have two or more houses.
Even if a house is taken away by the bank, you will not be homeless.
I heard that there are even people who have abandoned their houses in some areas. Because the outstanding bank loan balance has exceeded the current price of the house, not only has the down payment been lost, but selling the house is not enough to repay the debt, so they simply abandon the house and run away.
Alas, so pitiful! All those guys on Wall Street should be sent to the gallows! All this is caused by those greedy people.
How could such a good country become like this? "
Ivanka patiently listened to the white man's complaints and asked, "That woman just now is your neighbor. Do you know her?"
"I'm not very familiar with it, but I heard that she lost her job, her husband passed away, she has no children, and she has been living alone.
Last month, people from the bank came to her door to urge her to move out quickly, but she was unwilling and even had a big fight with the people from the bank.
There was a lot of commotion at the time, and I only learned this information about her from what people around me said. "
The white man sighed: "Actually, she is quite miserable. Not only is her house gone, but she is also unemployed. If she really moves out as required by the bank, she will have no choice but to move to the park and be with the homeless.
For a person who was still in the middle class a few years ago, this gap in life is more uncomfortable than killing someone. "
Ivanka listened carefully for a while, asked a few more questions, and after confirming that she could not get any more information, she politely thanked the man and prepared to leave.
The man was anxious. He hadn't chatted enough, so why did he leave?
"Miss, can you leave your contact information, or add me on Facebook?"
"Sorry, my boyfriend is still waiting for me."
Ivanka smiled and pointed at Xia Jingxing, who was standing not far away. The latter didn't know the situation, so he nodded towards the white man with a smile on his face.
Then, the white man saw the beauty in front of him and threw herself into the arms of the Asian man like a baby swallow in the forest.
This made the white man very angry. After cursing the quintessence of the United States, he slammed the door tightly, not wanting to endure the psychological blow anymore.
Later, Xia Jingxing and Ivanka followed Xiaoquan to visit the house he bought.
The house is not large, only about 100 square meters.
According to American custom, this kind of house should be called a Condo, a collective community in which individuals own single-family property rights and the properties are uniformly managed by a property company.
As for House, it is an independent cottage with a garden, just like a domestic villa, which can accommodate a large family.
Therefore, apartments such as Condos are generally used by Americans for investment and rental. The owners generally do not live in them themselves, but choose to rent them out to young people working in the city to earn rent. When the value of the house increases, they can make another profit by selling it. .
After listening to his ex-girlfriend's words, Xiao Quan bought this house in 2006. At that time, he just bought the house at the top of the mountain and spent about 400,000 US dollars. But now the market value of this apartment has dropped to only about 240,000 US dollars. The drop was as high as 40%.
The decoration of the house is a bit outdated, because it was an apartment building developed in the last century. When Xiaoquan bought it, he didn't know how many hands it had passed through.
On the way back, Ivanka, who has a well-educated family background, made a lot of suggestions for the puppy's house.
“The house must be renovated and decorated in a style that young people now like.
Nowadays, more and more Internet companies have moved to downtown San Francisco. These IT professionals like the minimalist style, and we must adapt to their preferences.
Like the houses in New York, they are another style.
The industries in various cities in the United States are different, and the preferences and styles of urban residents are also different. "
The puppy nodded repeatedly and recognized Ivanka's suggestion.
The nearly 300 houses in his hands are not easy to sell. If he chooses to rent them out one by one, it will take a lot of effort. It is the best outcome to invest in the Vision Home Company.
Ivanka suddenly said: "How much do you think the house of the lady who was just arrested could be sold for if it is put on the market for auction? $240,000?"
Xia Jingxing shook his head, "It can't be sold because some banks are eager to sell this bad debt. They may package dozens, hundreds or even more houses to form an asset package and sell them together."
Ivanka smiled and said: "There is considerable room for arbitrage here. I think I should seize the time to visit bank executives in various regions."
“Yes, house prices have plummeted, reaching a new low since the beginning of the new century, and foreclosed houses will be sold at a discount.
This is equivalent to an attractive piece of fat, which is bound to attract investors with a keen sense of smell. Maybe Blackstone is also having the same idea as us now.
Moreover, there is another big advantage of buying a foreclosure house. Before putting it on the shelves, banks, courts, and police stations will clean up all the people who are not leaving the house. We directly bring the decoration company to receive one house after another. Just a house. "
Xia Jingxing kept a faint smile on his face, and his calm tone seemed to be stating an insignificant matter.
It's not that he doesn't have sympathy, it's that he divides people.
The evil done by the bald eagle up and down has nothing to do with him as a Chinese.
Ivanka thought of the way the woman had been hit by rubber bullets with bloody marks on her face, and felt a little unbearable. The corporate slogan of Vision Homes is "Create a beautiful urban home, so that wandering hearts can find a place to belong."
But what they are doing now seems to be "letting some people drift first."
However, she quickly dispelled this unbearable thought. Even if there is no Vision Home, the bank will still repossess the houses of these mortgage defaulters.
This general trend has nothing to do with her personally or the company.
Xia Jingxing and his group took the elevator to the ground floor. Just as they were about to step out of the car, three young people waiting for the elevator hurried in. One of them bumped into Peter, who was over 1.9 meters tall.
No ordinary person could withstand Peter's brutal impact. The young man fell back on the spot and landed on his butt.
At the same time, the leaflets in the young man's hands were scattered all over the floor.
He rubbed his sore chest and stood up. While apologizing to Peter, he hurriedly picked up the flyers that fell on the ground.
The other two companions saw this and hurriedly went to help their companions pick up flyers.
Xia Jingxing glanced at the flyer that fell at his feet and looked away.
But he suddenly seemed to remember something, and immediately squatted down and picked up the flyer at his feet.
“Man, can you tell me about the services on your flyer?”
Hearing this, the three young men raised their heads at the same time and saw a young Asian man walking towards them with a smile on his face.
In response, the three people had different expressions. Two of them had stunned expressions, while the other one's expression became extremely exciting.
That kind of excitement is difficult to express in words. If I have to describe it in one sentence, it would be that when I go out to meet a noble person, I don’t need a bicycle. It’s time to change my bike.
The winner of the prize-winning guessing activity is the taciturn book friend. He guessed that the main character is worth three dollars per city, 3 × 400 + 100 = 130 billion U.S. dollars. There is almost no error. It is indeed a bit awesome. I will add an extra chapter for the taciturn book friend.
In addition, there are still 10 additional chapters that have not been fulfilled, and they will be added as soon as possible.
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