My Age of Investment

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After coming out of the principal's office, Xia Jingxing went to the used car market in San Francisco and called Liu Hai to go shopping with him.

American car culture is very popular, with a monthly income of more than 2,000 US dollars per capita, as long as they are not on welfare, most families can afford a car.

Therefore, a car is just a means of transportation for most Americans, and most people will choose to buy a used car instead of a new car because it is more affordable.

But cars were considered a luxury in China in 2003, and most families could not afford them. Even if they wanted to buy them, more people chose to buy new cars because they had more face.

After the domestic per capita income rises, cars enter thousands of households, and even luxury brands are becoming more and more common on the road, and the business of used car dealers is becoming more and more prosperous.

In the final analysis, it is an inevitable process on the road of development.

In the United States, used car sales are mainly private transactions through car dealerships, used car chains, and online platform connections.

Xia Jingxing and Liu Hai came to a used car chain store, and as soon as they entered the sales area, they saw rows of cars parked there neatly.

At a glance, I am afraid there are hundreds of cars.

On the side windows of every vehicle for sale, you will see the following information: model name, year, mileage, powertrain, configuration and final price including various taxes.

"Finally buy a car!"

Liu Hai teased, "As I said, these cars are not worth your money.

After all, he is also the boss of a company with a valuation of hundreds of millions of dollars. If he drives a broken car worth tens of thousands of dollars, his business will be affected! "

"Ha ha!"

Xia Jingxing smiled while looking at the car, "It's not that the company pays for the car, if the company pays, I won't say a word, I like to mention a few Lamborghinis and Ferraris and put them there, drive one every day, and don't bring duplicates.

It's your own money, it's better to save a little. "

"Moreover……"

Xia Jingxing pointed to the rows of BMWs and Mercedes-Benz next to him, "It's not bad, it's all luxury brands.

"

He thought that the company was about to relocate to Silicon Valley. Every day, he ran between the school and the company, and he had to come to San Francisco from time to time. It was really inconvenient to not have a car.

It just so happens that I still have hundreds of thousands of dollars in my hand, so I can just buy a normal car and drive it.

Even if he buys a Rolls-Royce, when he goes out to do business with Americans, he sees the website Alexa ranking, the number of users, etc., not a car.

Liu Hai smiled, "Okay, you are a struggling young man, and your whole mind is on the company.

It is actually a good thing not to be greedy for pleasure and extravagance.

Many young people here in the United States fall when they have money..."

Xia Jingxing nodded, with different cultures and concepts, it is true that many young people in Laomei are degenerate when they are rich, especially those in the entertainment industry.

"This Jeep Wrangler is nice!"

Liu Hai also helped to look at the car, he saw a black Wrangler, and hurriedly asked Xia Jingxing to look over it.

Xia Jingxing took a few glances at the information on the side window glass of the car. After driving tens of thousands of kilometers, the car was two or three years old, and the price was in the early 20,000 US dollars.

It feels okay, let's use it as an alternative!

After wandering around for a while, Xia Jingxing fell in love with a BMW 5 Series, which was two or three years old, with a mileage of tens of thousands of kilometers.

"Buy two?"

Liu Hai winked, "Giving a girlfriend?"

Xia Jingxing shook his head, "No, it is for my two partners."

"I'll go, send it directly?"

Liu Hai was a little surprised. For a gift of more than 20,000 US dollars, it is too arrogant to say that it is given to someone.

"I owe a little favor, I should pay it back."

What Xia Jingxing was thinking about was the last time he added leverage to speculate on NetEase stocks, which almost broke his position, and finally the foreign girl and the dog lent him money.

Yang Niu lent him two thousand dollars, and the puppy lent him three thousand dollars.

The money was originally taken by the two of them to increase their positions in NetEase, and the twelve times the income they received eventually turned into an interest-free loan.

Of course, this investment opportunity was also told to them by Xia Jingxing, otherwise they would not be able to earn a dime.

Puppies and babes never asked for compensation, or about gifts.

But Xia Jingxing was a person who would repay kindness. It just so happened that the two of them did not have a car, and they would often use a car when the company moved later, so they simply gave each of them a car.

The Yang Niu one, keep it for yourself.

This puppy... um, it should be your own, right?

"Brother Hai, thanks to you for the tax last time, I think your car is a little old. Let's choose one and give it to you as a gift."

Xia Jingxing remembered Liu Hai, and indeed owed the other party a lot of favors, from sending suits, to accompanying him to take the driver's license test, and to inform himself.

Although the relationship with First Securities is good now, and Liu Hai is not implicated, it is also worth remembering the other party's favor.

Liu Hai waved his hands again and again, "I don't need it anymore, I just bought that car not long ago, and it's in very good condition.

Just like you said, a car is a means of transportation, and there is no need to toss and toss. "

Xia Jingxing smiled, and without reluctance, asked about Liu Hai's work.

"Just like that!"

Liu Hai briefly talked about the current situation of his work, and added with a smile: "A bottom-level securities broker like us can't get rich and expensive, but he can't starve to death."

"Have you thought about changing jobs?"

Xia Jingxing looked at Liu Hai with a smile.

"Go to Facebook? I said last time that your company is a good company, but it's not suitable for me. It's just a leisurely meal."

Liu Hai shook his head, knowing that Xia Jingxing wanted to support him, but he knew that he would not be able to do anything if he went.

"Do you have CFA (Certified Financial Analyst) or RIA (Investment Advisory), PFS (Personal Finance Specialist) certificates?"

Liu Hai shook his head, "I have a U.S. securities broker's license, which allows me to engage in financial-related investment and sales of stocks, mutual funds, and bonds.

what do you want? Register a private equity fund?

Let me tell you, this is no less difficult than your Internet business.

The most important thing is to have a record, a dazzling investment record, otherwise it will be difficult to convince those rich people or major pension funds, university funds..."

Liu Hai thought that Xia Jingxing was on a whim and wanted to enter Wall Street with a little money in his hand. He had no idea how deep the water was, and seriously described the difficulty.

"Well, fundraising is a problem!"

Xia Jingxing nodded, this is the biggest problem, the clever woman is embarrassed to cook without rice, other than this, everything else is not a problem.

He put this matter on the agenda, not on a whim, but after serious consideration, to open up a new path and turn personal stock trading into a large-scale operation.

Of course, it is only a plan, not yet the stage of formal implementation.

"Why don't you, Brother Hai, go get a more advanced certificate?"

Liu Haixuan glanced at Xia Jingxing and asked seriously, "Do you really want to start a fund yourself? What about Facebook? Running on both sides?"

Xia Jingxing said with a smile: "This is not a problem, look at how I manage to invest in NetEase?

Also, I recently bought Amic stock, and your company also invested a large amount. "

"Our company also invested?"

Liu Hai's level is low, and he really doesn't know the inside story of Xia Jingxing and First Securities' transactions.

"Yes, I have reached a simple cooperation with Chairman Liu Jinhang of your company.

If Firstrade makes money from this investment, when we set up the fund, Chairman Liu should come to support it. "

When it came to this, Liu Hai instantly understood, nodded and said, "Okay, I'll go get ready and get a few certificates."

Xia Jingxing let out an "um", the company is big, and it is impossible to do everything by himself. The Liu Hai people are not bad, but they are a little younger and lack some experience in the industry.

However, these problems are not big problems. It is not a problem to let Liu Hai make some simple investments if he is responsible for guiding the direction.

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