My Age of Investment

Once something is decided, Xia Yuan and Zhang Yuqiong and his wife won't hold back or dawdled.

The next day, the two couples specially requested a half-day leave from the company, went to the bank to exchange foreign exchange, and transferred the 25,000 US dollars into Xia Jingxing's bank card.

By the time I received a call from my parents, it was already early morning here in California.

When Xia Jingxing heard that the money had been remitted, he immediately lost sleep and became excited.

He originally thought that it would take several days to transfer the money, but he did not expect his parents to be so supportive and support him.

I was so excited that I couldn't sleep all night.

The next day, Xia Jingxing left the school with two dark circles under his eyes and went to San Francisco.

This time, instead of taking a taxi, I honestly took the train, then transferred to the subway, and came to Wall Street on the west coast of the United States - the financial district of San Francisco.

There are many high-rise buildings in the financial district, and there are various banks and securities companies.

Xia Jingxing first found an ATM branch of Bank of America and checked the balance on the card.

In addition to the $25,000 that had just arrived, he had a total of $36,000 in his bank account and more than 900 in cash.

With this money, he can also give it a shot.

Xia Jingxing saw an Interactive Brokers service outlet nearby, so he walked over.

As soon as he entered the door, a Caucasian man in a suit, tie and meticulously groomed hair approached and greeted Xia Jingxing with a smile: "Hello, sir, what kind of business do you need?"

"I want to open a securities investment account."

When he heard that there was business coming, the white man enthusiastically invited Xia Jingxing to the reception room beside him, made a cup of coffee, and began to inquire about the situation in detail.

"Sir, do you have an SSN account?"

Xia Jingxing sucked in a breath of cold air, how could he forget about this.

The Chinese name of the SSN account is "social security number" or "social security number".

It is a nine-digit number issued by the U.S. federal government to its citizens, permanent residents, and temporary (working) foreign residents, equivalent to an ID card.

This set of numbers will record each person's work in the United States and tax returns.

With this thing, the work of the tax bureau has also been carried out.

In the United States, without an SSN account, it is inconvenient to do anything.

SSN numbers are required to apply for credit cards, admissions, loans, driver's licenses, housing rentals, car rentals, car purchases, job hunting, receiving social security benefits or other government agency benefits.

Most international students will apply for an SSN account to make life more convenient.

The exception is a small number of students who are not short of money, because they do not need and do not want to work while studying abroad.

As an international student, a necessary condition for applying for an SSN is a legal job.

F-1 international students who work as a teaching assistant (TA) or assistant (RA) in the school can apply for SSN.

Xia Jingxing did not obtain a TA/RA, and could only obtain a legal on-campus internship or work internship through other means, and applied for SSN on this basis.

But school hasn't started yet, and it's obviously not feasible to go to school to find a job.

Off-campus work, that is black work, cannot apply for SSN.

"gentlemen!"

When the white man saw Xia Jingxing thinking there with a solemn expression, he woke the latter up loudly.

Xia Jingxing rubbed his eyebrows, "Do I have to provide an SSN account? I am an international student, can I apply for an international account?"

The white man was stunned and asked, "Aren't you Chinese from the Chinatown next door?"

Xia Jingxing shook his head.

The white man was a little depressed. He just heard the familiar California accent of this Asian boy, and he thought he was a second-generation immigrant.

Not really, it was a waste of time.

"Sir, I'm very sorry, if you don't have an SSN account, we can't help you open an account."

Looking at the white man with a serious face, Xia Jingxing felt a little pain in his head.

It is not more than ten years later. Opening an account in the US stock market is very complicated, and it is even more unfriendly to international students who have not obtained an SSN account for the first time in the United States.

More than ten years later, the situation is much better, and Internet brokerages such as Futu, Tiger, and Huasheng open accounts at will.

At this time, these companies have no shadow, and they have not built a bridge between mainland China and the US stock market.

"Sir, what is your visa?"

Hearing the white man ask this, Xia Jingxing frowned, didn't he just say it? is an international student.

Don't think of yourself as a stowaways, right?

"I'm on an F-1 visa, an international student at Stanford."

The white man nodded, believing Xia Jingxing's words, many of the stowaways couldn't even speak English well, let alone come to the securities to open an account.

"Sir, I have a way, maybe I can help you."

Xia Jingxing turned his head and glanced at the white man.

"You can go to the Stanford International Student Office, get an on-campus internship, and then immediately apply for an SSN account.

Once your application is approved, you can quit your job immediately.

Then take the account and come to me to open a securities investment account. "

In order to solicit business, the white man taught Xia Jingxing great tricks.

No need for this person to say, Xia Jingxing also knew this way.

It's just that time is too late.

NetEase will soon issue its second quarter financial report, and "Westward Journey 2" will also be launched soon.

Although the business was not completed, the white man still politely sent Xia Jingxing out the door.

Xia Jingxing looked up at the steel forest around him and was a little confused for a while.

I tried my best to make some money, but I couldn't open an account.

It's like: I'm taking my pants off, and you tell me it's inconvenient today.

Xia Jingxing didn't give up, and ran to several brokerages one after another, but the result was frustrating and he couldn't open an account for him.

Unconsciously, Xia Jing walked to the door of Firstrade (First Securities).

A twenty-five- or six-year-old Asian man dressed in business attire was looking at the door.

Xia Jingxing took his eyes off the billboard and saw a man with a traitor's hair looking at him at a glance.

"Hello!"

The traitor's mouth is actually standard and fluent Mandarin.

Seeing that Xia Jingxing didn't talk to him, the other party switched to English again: "Sir, do you want to consult securities investment?"

After speaking, he took out another business card and handed it over.

Xia Jingxing took the business card and glanced at it, it was printed in both Chinese and English.

The traitor's name is "Liu Hai" in Chinese, "William Liu" in English, and his position is "Investment Manager".

Xia Jingxing put away the business card and asked in a leisurely manner, "Manager Liu, how do you know that I am Chinese?"

When Liu Hai heard that the other party was speaking Mandarin, he became a little more enthusiastic, "Brother, you just arrived in the United States, right?

When I saw your temperament, Qi Yuxuan, I guessed that it was definitely a compatriot.

as predicted! Ha ha! "

The other party's flattery, the performance marks were too heavy, and Xia Jingxing was not let down.

There is no sense of intimacy because of his Chinese identity.

After all, it is not uncommon for compatriots to pit compatriots outside.

"Brother, do you want to trade in stocks?"

Seeing that Xia Jingxing did not speak, Liu Hai took the initiative to ask.

"Yes, I want to open an account."

Liu Hai clapped his hands fiercely, "Brother, your vision is really unusual.

Let me tell you, now is a good time to buy the dips.

Does the Internet know? Last year and the year before last, it was a terrible fall. Now, if you enter the market, you can definitely make a fortune. "

While talking, Liu Hai carefully observed Xia Jingxing's expression and saw that the latter's face did not fluctuate.

So he thought about it, and changed his rhetoric, "Coca-Cola, Wells Fargo, Wal-Mart and other companies are also good, the growth is stable, suitable for long-term investment, and the risk is low.

How long have you been in America? Have you heard of Mr. Buffett?

That is really a God of Wealth, you can buy a few of his books and read them, you can definitely learn something. "