My Black Magic Is Too Good, It Can Be Automatically Whitened

Dunn's impression of goblins in the past was mainly greed, and now there is a shamelessness.

Looking at the goblin with a face full of disapproval, Dunn looked at it seriously and said, "If I give you and this fire dragon egg to the Dark Lord now, do you think the other party will like my gift very much? "

"It won't do you any good!""

The goblin shrugged self-deprecatingly.

"I am indeed in great trouble, but as the heir to the Corleone family, you should be aware of the coexistence of risks and benefits. You choose to cooperate with me, and you will gain far more benefits than selling me to the Dark Lord!

"By the way, I almost forgot to introduce myself, my name is Godot, and I'm a goblin from the Black Forest!"

Hearing about Godot's origin, the expressions of the other people present changed.

The Black Forest in Germany is well-known in the wizarding world. That forest is even wider than the Forbidden Forest of Hogwarts, and there are no knowing how many kinds of magical creatures live in it.

So far, no wizard has fully explored the Black Forest, and many areas in it are forbidden areas for wizards and magical creatures living there.

But every year, many wizards disappear in the Black Forest and never come out again.

Of course, in addition to the mystery of the 26 Black Forest itself, what makes the Black Forest famous is the goblin group living here.

Unlike the goblins at Gringotts, the goblins of the Black Forest are famous for their manufacture.

Raignac I, the goblin king who once forged the Gryffindor sword, came from the Black Forest, which shows the status of the Black Forest goblin tribe.

In the traditional culture of goblins, the rulers work more and are more skilled than others.

However, this tradition has completely become a thing of the past with the appearance of Gringotts.

Whoever was a goblin with good skills could gain a higher status.

And now, whoever holds more wealth has a higher status.

Technology has become less important than it once was, leading to the ever-decreasing status of the Black Forest goblins.

From the former "king" to today's "worker", the gap can be imagined.

Dunn thought that Godot was also a goblin who was good at making things, but he didn't expect things to be completely different from what he thought.

Born in the Black Forest, Godot's biggest dream was to build a magical bank comparable to Gringotts.

When it said this dream, the people present looked at it with a very surprised look.

Hermione couldn't help but ask, "Mr. Godot, do you also think goblins are less gifted at manufacturing than they are at running a bank?"

"On the contrary!"

Godot answered aloud:

"I want to build a magic bank to prove to the goblins at Gringotts that making is what goblins really should do, and running a bank is a waste of the talent that our ancestors left us! 35

Hermione retorted with no face at all: "But don't you even want to run a bank yourself?"

Godot jumped out of his chair as if he had been greatly insulted.

"I'm not the same as the stupid goblins like Gringotts. They are a bunch of miser. They keep such a huge wealth, but they only hide Jin Galleon in the underground vault. They don't know the greatest value of wealth. It lies in the circulation! Only let the gold Galleons flow, so that it can bring more gold Galleons! 35

Godot's opinion not only stunned Hermione and others, but even Dunn, who was sitting in the bar chair, couldn't help but look at him with admiration.

This is already very similar to the banking philosophy of the Muggle world.

More importantly, it was the words that came from the mouth of a goblin.

The operation of Gringotts is very different from that of banks in the Muggle world. Gringotts actually only keeps gold coins for customers, and then customers have to pay Gringotts a custody fee on a regular basis.

On the surface, Gringotts relies on this to make a profit.

But in fact, the goblins of Gringotts simply regard the customer's gold Galleons as their "property". The customer takes the money from Gringotts, and after buying something, the seller will deposit the money in Gringotts. .

One in and one out, the money is still in the hands of the goblins of Gringotts.

It is this concept of treating customers' money as their own that makes Gringotts run by goblins clearly occupy a monopoly position in the magical world, but it has not been able to derive the lending business of modern banks.

Today's Gringotts is still at the lowest level of borrowing, such as pawn, and there is no concept of operating loans at all.

On the one hand, this is caused by the goblin's greedy and wealthy character, and on the other hand, it is also related to the general environment of the magical world.

Fairies and the Ministry of Magic of various countries are just cooperative relations. Even if the two sides sign a treaty, there is no complete trust between wizards and fairies, let alone cooperation.

Without strong back-office support, Gringotts goblins can only do safekeeping.

In the event that the loan encounters a powerful wizard, and the other party refuses to exchange or pay the interest for the loan, the goblins of Gringotts lack sufficient means to punish the other party.

Dunn had been wondering why no wizards had established banks to compete with Gringotts.

Later, he realized that it was not that the wizard did not think of this, but that it belonged to the tacit understanding between the wizard and the goblin.

Let the goblins run the only bank in the magical world, in exchange for the goblins to be honest and obedient and not make trouble.

Another goblin's stance can ensure that they can maintain a relatively neutral position among the Ministry of Magic of various countries, which is also very important.

It is precisely because Gringotts has no lending business that the Corleone 050 family can quickly accumulate so much wealth through lending.

Now there is actually a goblin who intends to go the old way of the Corleone family.

Dunn now suddenly understands why Godot found himself.

According to Godot himself, he had accumulated six or seven million gold Galleons by lending money to other fairies and some wizards in the Black Forest.

Suddenly, a big client came one day, and the other party wanted to borrow 10 million Galleons in one breath.

Godot didn't have that much money himself, so he thought of borrowing it from the goblins at Gringotts.

Under normal circumstances, Godot's loan request will be rejected by Gringotts, even if it is also a member of the goblin.

But this time, the goblin made an exception and lent it money.

Godot lent the money to the big customer, who knew that the big customer would run away with the huge sum of money the next day, and it was too late when Godot realized that he was deceived.

Not only did it lose all its money, but it also owed Gringotts more than three million Galleons.

The interest alone costs more than a thousand Galleons per day.

In a desperate situation, Godot could only come to Dunn with the attitude of giving it a try.

After all, the wealth of the Corleone family is obvious to all in the entire magical world.

Even though the Corleone family has been wiped out by the Dark Lord, the dead camel is bigger than a horse.