My Brother-in-law is the Prince

Chapter 435: unimaginable wealth

  Chapter 435 Unimaginable Wealth

  Zhu Di and Zhang Anshi could never have imagined that the man in front of him with a full mouth of coffin belonged to Ma Yu.

   Originally thought that this person should look like a gentleman.

  But the other party was eloquent, with an indescribable hospitality.

  As for Yang Rong and Hu Guang, they were even more in disbelief. They looked at each other, but at this moment they were silent.

  The Ma family father and son standing outside the study had obviously heard Ma Yu's voice, and they were sure that it must be Ma Yu's voice, but the voice that they heard vaguely was always tinged with evil.

  But Ma Yu seems to be familiar with people by nature, he is extraordinarily confident, and he has a way to convince the other party to this kind of door-to-door merchant.

At this time, he walked to the book case, took out a book, flipped through it casually, and then said with a smile: "The route between Chenla and Siam... Well... In my opinion, if it goes directly, I'm afraid it's not appropriate. However, if you transfer in Malacca, the price may be cheaper. You might as well send the goods to Malacca. I heard that there are already many merchants in Malacca. You can directly sell this coffin to them and teach them to distribute it. There are two things here a benefit..."

He closed the notebook, paced back and forth, and said, "First, there are many ships on the Malacca route, and there are many large ships that transport some goods from Guizhou. If there is other space on the ship, they will also take some bulk cargo. , so there is room for bargaining, and the cost of transportation is much lower than if you charter a boat out by yourself."

"Secondly, it's the first time for you brothers and sisters to go to sea to do business. Youdao is to rely on friends when you go out. The coffin must be profitable, but it's not easy to eat all the profits. Instead, cooperate with local merchants in Malacca. In this way, a good relationship has been formed, after all, they are local snakes, familiar with the situation in the West, although they have lost some profits, it has also saved you a lot of effort and made some friends."

  Zhang Anshi was inexplicably tempted when he heard this, this coffin...is it **** sellable?

  I saw Ma Yu continued to talk eloquently: "My fleet... mainly takes the route of Luzon, so..."

  Just before finishing the rest of the sentence, Zhu Di interrupted him. Zhu Di said, "You are a scholar?"

  Ma Yu looked at Zhu Di, and said, "I did read books before."

  He seemed very reserved.

  Zhu Di continued to ask: "Since you are a scholar, why don't you seek fame..."

  After Ma Yu listened, he laughed and said: "Fame is certainly valuable, but if there is only fame in the world, it would be a bit boring. The so-called everyone has his own ambition."

   Zhu Di stared at Ma Yu: "Then what is your ambition?"

  Ma Yu said: "It's ashamed to say, it's the current matter."

   "Right now?" Zhu Di raised his eyebrows and said, "Business? Then what's the use of reading?"

  Ma Yu said: "Only by studying the book can you do a good job in business."

  Zhu Di: "..."

  Ma Yu is very talkative.

  But Ma's father outside the study felt a little panicked, especially Ma Chao who kept asking in a low voice: "Father, is this brother, is it his voice?"

  Ma Yangming covered his heart, and was speechless for a while.

But Ma Yu said with a smile: "Reading can make sense. If you understand the principles of business, you can get started with many things. What matters in business is long-term operation, but long-term operation must be achieved. This is the sage of Confucius , Why is it useless? Leaving aside benevolence and righteousness, although there is no business and no evil, if you blindly opportunistic, you will not be able to make a big deal."

   After a pause, he continued: "Secondly, it is etiquette. What business needs is to make good friends, and this word is especially needed. If you act arrogantly and unreasonably, how can you make friends all over the world?"

Ma Yu obviously has a lot of talkative skills, and said: "It goes without saying that wisdom is very important. Of course I know that in Qixia, there were many people who became rich overnight, and they probably didn't even know how they got it. Wealth, so some people can't keep their wealth."

"If you really want to last long, you need to imitate the ancient gentleman, always reflect on yourself, know why you can make money in this business, what is good and what is bad, every successful business will increase your knowledge , Every time you fail in a business, you can teach yourself to remember a lesson, and as time goes by, there will be no disadvantages."

"Furthermore, there is this word of faith. Although merchants are not trustworthy, it is only for small businesses. Small businesses pay attention to one-shot transactions, but if you want to expand your business, this word of faith is worth ten thousand gold. No Speaking of other things, let's just talk about Qixia's bank. If the bank has no faith, who would dare to save their own wealth and life, so much real money, in the bank? This is the case with the bank, and other transactions are actually the same, it just depends on what you do What kind of business is it, and who do you want to win the trust of in this business, such as my shipping, shipping needs a lot of money to buy a ship, but how can people feel that they can buy the ship with money as a share, and they can feel at ease?"

Ma Yu looked at Zhu Di with a smile, and continued: "How can I get a loan from the bank so that they can guarantee you to continue to operate? Besides, there are also cooperative merchants, even including, you shipped the goods to Luzon, How to cooperate with local merchants in Luzon? After all, the business of shipping, once the ship goes to sea, it will disappear without a trace. It is very difficult to win the trust of others. But everything is difficult at the beginning. It took a lot of talking and trouble, but as time goes by, once you become a regular customer, everyone will know your reputation, and if you want to do any business, everyone will pay money and be willing to partner with you."

   "It can be seen that the teachings of the sages are not just the principles of scholars. For merchants, why not learn as much as possible and use it as a spearhead for business?"

  Ma Yu talked a lot with great interest, and Zhu Di was dizzy.

   Zhang Anshi was even more muttering in his heart, what the hell... This guy said so much that I want to invest some money in him.

  Hu Guang and Yang Rong were so shocked that they couldn't speak. There were very few scholars in the history who talked about doing business so loudly, and could talk so eloquently.

   You know, in general, everyone is ashamed to speak, okay.

  Ma Yu laughed and said, "I understand now that you are not here to form a partnership."

   But he still had a smile on his face, and he didn't get angry at will.

  Zhang Anshi couldn't help but said, "How do you know?"

Ma Yu said: "I have said so much, but you didn't ask me about the operation of the shipping business, nor the profit, but you are more willing to make noise here, talking about these specious reasons, which shows that you are not rushing for profit. "

  Zhang Anshi smiled and said: "Have you ever thought about it, it's not that we don't want to make money, but we just don't like your petty profits."

  Zhu Di recovered after hearing this.

   Zhang Anshi's words are very domineering, and they immediately brought back Zhu Di's cards.

  Ma Yu smiled and said, "You don't know how much profit I make, how do you know it's a small profit?"

   As he was talking, someone outside suddenly made an ahhh.

  At this time, Zhu Di and Zhang Anshi came to a sudden realization, and only then did they remember that their purpose of coming here seems to be...

  Afterwards, I heard wailing: "Father, father...what's the matter with you, what's the matter with you..."

  When Ma Yu heard this voice, he was taken aback for a moment, and then his face changed suddenly.

   Then he rushed out.

   Sure enough, this Ma Yu ran out a few steps, took a closer look, and saw someone who was too familiar.

  I saw Ma Yangming convulsed all over, lying on the ground rolling his eyes.

  Ma Chao hugged Ma Yangming halfway, crying loudly.

   Seeing this, Ma Yu rushed forward like crazy, and shouted: "Father, dad...why are you here...Dad..."

Ma Yangming was almost convulsed, but suddenly seemed to have strength from nowhere, turned over, raised his hand, slapped Ma Yu, and shouted angrily: "Nizi, Nizi... shame on you, shame on you! , I have worked so hard for you to study, but you still want to do this despicable thing, I...I..."

  Ma Yu hurriedly covered her mouth and said, "Father..."

  His shock can be imagined.

  Ma Yangming was so angry that he couldn't control himself for a moment, his eyes seemed to spew fire, but he picked up the bricks on the ground directly: "I don't think I have this son..."

   Ma Chao was shocked at first, and then shouted: "Brother, run away, Dad is so cruel, he will really smash you to death."

  Ma Yu shivered in fright, no longer had the arrogance before, it might be the first time in his life that he reacted so quickly, and ran back to the study in no time.

   Ma Yangming was furious, and chased in after carrying the bricks, but seeing Zhu Di and Zhang Anshi still sitting here, he shivered, and subconsciously threw the bricks away.

  But he seemed to feel that this would damage his dignity, and the fury in his heart couldn't be vented, so he rushed in again.

   Ma Yu dodges immediately.

  Ma Yangming was old and couldn't catch Ma Yu, so he had no choice but to run to the desk to vent his anger.

Zhu Di continued to sit upright, watching happily, such gossip was rarely seen in the palace, wherever he went, no matter whether the person opposite was happy, angry, sad or happy, he was as docile as a chicken when he saw him, and The scene in front of me is really rare.

  Zhang Anshi also blinked happily, watching very seriously.

  Yang Rong and Hu Guang were expressionless.

  Especially Hu Guang, he was very disappointed in Ma Yu, such a good scholar, he never expected that his mind was broken.

  If Hu Guang had a champion son, I don’t know how lucky he would be, but in the end, this person wasted his talent so much that he... actually did such a thing.

   Time to fight!

  When Ma Yangming arrived at the desk, he threw the book **** the ground, and shouted: "What kind of business are you doing, what kind of business are you doing..."

  Seeing this, Ma Yu's complexion changed drastically, his face was full of distress, and he shouted: "Father, don't destroy the account book..."

   But it was fine if he didn't say anything, but when he said it, Ma Yangming became even more furious.

He picked up a letter casually, grabbed it in his hand, and cursed: "Oh my god...what did I do in my previous life? For your study, my family sold dozens of acres of land. This time I came to Beijing to find a letter. You sold another ten acres, thinking... having such a promising son could revive the family, but now... because of you bastard, the house has nothing, but you... you... treat me like this, old man What's the point of being alive...today, let's all die, let's die cleanly!"

   After finishing speaking, he glanced at the letter, then crumpled the letter, about to tear it into pieces.

   But it seems... After a quick glance at the letter, some words passed his head.

  Although it was crumpled into a ball of paper.

   Ma Yangming subconsciously unfolded the ball of paper again, and the crumpled letter spread out on Ma Yangming's palm again.

  Ma Yu said in shock and fear: "Father, father...baby...baby..."

On the other side, Ma Chao also rushed in and said: "Father, the eldest brother is disobedient, and I am still there. I will study hard in the future, and I will be a Jinshi. No, I will be a Juren. No, I will be a scholar. I promise you, next year in the county exam, I will definitely come back as a child student..."

   But Ma Yangming didn't say a word. Although the anger on his face didn't dissipate, his eyes were red now, but he became confused.

  He bowed his head in silence.

  The two sons were so frightened that they had no choice but to bow down together and kowtow to him.

  Ma Yangming suddenly calmed down.

  His expression, which seemed to be about to calm down, made Zhu Di and Zhang Anshi feel a little disappointed.

This is a wonderful psychology. It seems that only when people are causing trouble, people can’t wait to pass bricks to others, hoping that the trouble will be bigger and better. , I always feel that something is missing in my life, and it adds a bit of regret.

  Ma Yu felt her father suddenly quiet down, so she raised her head and said, "Father, what's wrong with you, why don't you talk..."

  Ma Yangming suddenly said: "170,000 taels..."

   "What?" Ma Chao also raised his head to look at Ma Yangming at this time, with a confused expression on his face.

  Ma Yang said famously: "Yu'er, come here... What does this 170,000 taels mean?"

Ma Yu's forehead was red because of the kowtow just now, he didn't care about the pain on his head, he took two steps on his knees, and said: "It's the income from this boat trip, but it's not pure profit. The real net profit of the merchant's settlement is only six to seventy thousand taels."

  Zi...

  Ma Yangming took a deep breath.

   At this moment, his mind went blank.

  He is actually just a small gentry, not the kind of aristocratic family who has accumulated a lot of fertile land and accumulated countless family properties, six to seventy thousand taels, for him, it is simply something that he dare not even think about.

  Don’t say it’s six or seven thousand taels, it’s six or seven thousand taels of silver. For a family like him, it’s a huge fortune.

  Zhu Di and Zhang Anshi couldn't help being moved when they heard the conversation between the father and son. Of course they didn't like the money, but they also knew that the money...was definitely not a small amount.

  Yang Rong and Hu Guang looked at each other in surprise, and when Hu Guang heard this number, he was so shocked that his eyes almost fell out.

  I saw Ma Yangming was very surprised and said: "You...you...what's the matter..."

Ma Yu said: "Father, isn't my son running a fleet? Now, my son has built ten large ships in the past six months. To Luzon, luck is not bad, this is the profit of this transaction."

"Now the fleet is going back to sail. At that time, we still need to buy some local specialties in Luzon, and then transport them back to my Daming. It is a must, and a net profit of two to three thousand taels of silver is required. It's not that my son is unfilial, it's just that he is an official. It's really boring, not to mention the qualifications, the next ten or twenty years will be idle in the Imperial Academy, even if you can become a bachelor or a minister in the future, what is the annual salary?"

   "The salary of this life is not as good as the income of my fleet going back and forth. My son can't bear to exploit the people and be greedy for money. If he has nothing to do, where will the family get money?"

As Ma Yu talked, his eyes were red, and he continued: "Of course, my son is not just greedy for money, but... there is nothing wrong with doing business. Now there are hundreds of people on and off the fleet. Hundreds of people, all rely on their sons for their livelihood. In the future, sons will recruit more, buy more boats, cooperate with more people, and need more manpower. Do you like self-cultivation and family harmony?"

   "Father, the world has changed now. Your Majesty and His Royal Highness the King of Wuhu County are determined to make a new policy. This is the general trend. How can we stop it? A gentleman moves according to the time and follows the trend. How can he be pedantic and do nothing, just talking with his hands?"

  Ma Yangming felt his mind was in a mess, and he stared at the letter again, still looking at the words of 170,000 taels of silver.

  Ma Yangming spurned money, at least in his education of his son, he spurned his son to seek money.

  After all, for a gentleman to compromise and suffer humiliation for tens of taels or hundreds of taels of silver, he is not only laughed at by others, but also delays his own future.

  But... this is 170,000 taels of silver, a net profit of 60,000 to 70,000 taels of silver!

   That's right, for the return trip, there are still two or three thousand taels. If you run twice a year...

What's this?

   This is digging gold!

  He felt a pain in his heart for a moment.

   Clutching his heart, he suddenly felt out of breath, and his body suddenly collapsed.

   Seeing this, the two sons rushed forward.

  Hu Guang couldn't help shaking his head, sighed quietly, and said in a low voice: "Ah...it's a pity, this number one scholar only loves wealth, and he must drive his father to death."

That Ma Chao threw himself on Ma Yangming and wailed: "Father, brother is not up to you, don't let your body get angry... brother will definitely listen to you, and I won't dare to... anymore... brother, say something, for our sake Dad, just say it, and you will never dare to do such a dirty trick again."

  But at this moment, a miraculous scene happened. Suddenly, Ma Yangming stood up straight like a carp, and sat up in shock.

He raised his hand and slapped Ma Chao, opened his eyes wide and stared at Ma Chao, as if he was about to punch him out of a hole, and cursed furiously: "Your mother's little bastard, what are you screaming for? You only stay at home all day, you can’t study well, and you have no way to manage. You only know how to sit and eat at home, and now you want to teach your brother to follow your example? You are worthless yourself, don’t drag your brother down!”

   Ma Chao let out an ahhh, feeling pain in body and mind, the pain was unspeakable.

  Zhu Di and Zhang Anshi were dumbfounded.

  Even Hu Guang and Yang Rong’s jaws were about to drop.

  ………

  Stop scolding, the details are the most difficult to write, the code words are painful, and the suffering is unspeakable.

  (end of this chapter)

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