My Entertainment Circle

Chapter 950 The billionaire in girlhood

The sky in Los Angeles darkened. Zhang Pingan sat in front of the computer and completed the transaction of all the bitcoins in his hands. A smile naturally hung on his lips, because he also made a little pocket money, more than 1 billion. Together with Taeyeon and the other two, the total profit was 1.3 billion US dollars. Zhang Pingan did not think of allocating all his property on this, although he knew very well that it would be no problem for the money he held to multiply a hundred times.

But in the end, these things with excessive increases will eventually need people to take over. Those who finally take over... maybe because of greed, or because they are tempted by seeing others making money. But no matter what the reason is, the ones who finally take over are the bottom, those ordinary people (leeks) who don’t have much relevant information.

However, Zhang Pingan used it to make a hundred times during the period when he was targeted by capital, which is really only a small part for the crazy "Bitcoin". But Zhang Pingan is satisfied with this. After all, he is not a completely cold-blooded capitalist for making money. Besides, Zhang Pingan did not do any business, and did not need a lot of funds to turn around or something, so it is a wise choice to quietly make a fortune and withdraw, and not let more capital notice him!

A total of more than 1.3 billion US dollars entered Zhang Ping'an's personal account, and the bank called immediately because the funds were in foreign exchange! Zhang Ping'an explained to the bank that he sold his bitcoins according to the national directive to "ban bitcoins". Hearing that it was bitcoin, the bank didn't say anything. Then Zhang Ping'an transferred 100 million US dollars to Taeyeon and Tiffany respectively.

Taeyeon and Tiffany both received calls from the bank very quickly. They also said that this was a "bitcoin" transaction, and then the bank began to promote them to apply for various cards. Of course, the higher the level of the "card", the higher the annual fee charged by the bank. Banks in South Korea also have black cards. The highest level of personal savings in China is the personal bank card. This function is similar to the authority of the black card, but the black card is a credit card, and the personal bank card is a bank card issued after the personal funds rise to a certain level.

One is to have money, and the other is to borrow money from the bank. As for whether Taeyeon and Tiffany applied for the black card in South Korea in the end, Zhang Ping'an didn't know, because he had already come to the restaurant and started to cook ramen for the two.

The milk pot boiled two bags of ramen noodles, which the three of them shared. They also cut some kimchi and put them on the side. Zhang Pingan sucked the noodles, and the two of them didn't know why the noodles were no longer tasty. After two years, Zhang Pingan fulfilled his promise today. The 1 billion won they had taken out turned into 110 million US dollars! Before the money entered their personal accounts, they didn't feel anything. But now that the money has entered their accounts, they feel a little...inexplicable. In fact, being an artist...after their stage dream is realized, they fall into the most clichéd link: making money! However, after making money, celebrities have the same ideas as ordinary people, living in spacious mansions, buying high-end cars, wearing some luxury clothes, buying some collectibles, and then...then it's gone. As for buying commercial buildings and waiting for price increases, if they bought them ten years ago, they would still have a lot of money to make. Just like Song Hye Kyo, Jun Ji Hyun and other top female artists who debuted ten years earlier than Taeyeon, who immediately invested in the real estate market after making money, bought several commercial buildings, and now the news reports say that they made hundreds of billions of won.

The housing prices ten years ago and ten years later cannot be compared in first-tier cities in any country.

For example, what is the difference between '06 and 16' in Yanjing? Although South Korea is a small country, Seoul is the capital of this country! So the housing prices there are the same as the difference of ten years in Yanjing.

As we are entering '2017', can we make money by investing in the real estate market? You can also make money by waiting for 2020, but not much, unless you are lucky enough to buy a site where a railway is to be developed. (It seems that there is a report saying: Lee Ji Eun bought a development site. And the news said: she did this and that.)

.......

Now that Taeyeon and Tiffany have received this money, they feel a little bit unsure about how to spend it. House, Tiffany's mansion in the United States, although not as expensive as Taeyeon's house in Seoul, but it can be regarded as a place to stay. Car, Tiffany has no pursuit of this thing. And she has the same idea as most Americans, a car is just a means of transportation, and driving a BMW 5 Series convertible is at least not embarrassing. And she doesn't come back to the United States that often, because her career is currently in Seoul, and she has not thought about developing in the United States for the time being.

Taeyeon, a person who basically doesn't go out much on weekdays. Now her new home is spacious and has a very good geographical environment. Car? Taeyeon likes cars. But she has driven the Ferrari and Aston Martin DB11 that Zhang Pingan put in her house, and she doesn't feel anything special. Buy a car for collection? Taeyeon really didn't think of doing this, even if she has money now, she won't do it.

Zhang Pingan ate ramen noodles and looked at the two of them eating noodles with a thoughtful look on their faces. He laughed: "What? You can't find your way with 100 million US dollars in your pocket?" Listening to Zhang Pingan's words, Taeyeon smiled and said: "It's just that after the money was transferred into the account, I felt a little... a little... confused for a while."

Pani also laughed at this time: "Hehe, didn't you say two days ago that you had gone through such a chaotic period?"

Taeyeon smiled awkwardly at Pani and said: "At that time, like you, I only had 10 billion Korean won in my pocket, and I paid so much money at one time to buy a house. The rest was almost the same as my usual savings, of course I I don’t feel much anymore. Now...haven’t the banks called me now?”

Listening to what the two said, Zhang Pingan said with a smile: "Actually, the purpose of our efforts to make money is not to satisfy ourselves that when we see something we particularly like, we don't have to consider the price factor? I like it, I saw it right, Then buy it directly, this is what we mean by making money. Many people who are just starting to make money care about the price of the things they like because they like to buy big things in life, such as houses and cars, and you already have these. The purpose of making money is to satisfy personal preferences, so you have reached this stage now. If Pani likes clothes, then buy them. If Taeyeon likes cars, just buy them..."

Pani looked at Zhang Ping'an with a smile and said, "What? Do you want to instill the consumerism of your rich second generation into the two of us?"

Zhang Pingan responded: "I have always been an advocate of consumption. Of course it must be healthy consumerism. What is healthy consumerism? You don't need me to educate you on this, right?"

Taeyeon responded with a smile: "Healthy~~consumerism? Does it mean we should go to the gym?"

Zhang Ping'an looked at Taeyeon with a look of disgust and said, "As expected~~Children who graduate from art high schools are uneducated."

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Taeyeon looked at Zhang Ping'an and said with a deliberately vicious look: "Want to die?"

"Okay, let me explain to you what healthy consumerism is? In fact, there is only one sentence: consumption within one's own capabilities! It is also what many people call 'reasonable consumption' in the most straightforward terms: it is to find yourself Positioning, however, this positioning refers to the "money" in your pocket and your "workplace needs". The focus here is also on your "scope of abilities", just like you said to me, what you have in your pocket. Wearing 20 billion, you wear Adidas? In your eyes, what I wear is 'unreasonable'. However, for me, what I need is the comfort brought by sportswear. The most reasonable consumption is to satisfy your own needs..."

Zhang Pingan continued to talk about his understanding of consumerism: "My workplace is mainly behind the scenes, and I don't need to satisfy the attention of too many people. So as long as it is not a particularly formal business meeting, I will try to dress as comfortably as possible. Just like you in the dormitory, comfort is the main thing. And your "workplace needs" require you to wear some fashionable, even expensive clothes, find your own position, and consume within your ability. It's all reasonable, and again, it's within your ability! ! You can't be a famous person and still want to wear Hermès every day, right? This is obviously beyond your ability, so the rest is dependent on others. Family members, or other strange ways, are beyond the scope of ability! This is what I understand as healthy consumerism! But I still advocate consumption, after all, social development requires consumption. "

Taeyeon smiled and looked at Zhang Ping'an and said, "Then what kind of consumption do you think is reasonable for us?"

Zhang Ping'an responded with a smile: "For 100 million U.S. dollars, we calculate it based on the interest on bank deposits. You will have at least 3 million U.S. dollars in interest a year. However, if you consume all the interest, as long as you use it within 3 million U.S. dollars, It’s within a very reasonable range.”

When Pani listened to Zhang Ping'an's "reasonable range", she widened her eyes and said, "Consumption of three million US dollars a year? Does this mean that I can buy a luxury house every year?"

Zhang Ping'an said with a smile: "Buying a house is reinvestment! You use the interest you earn to reinvest, and your money will only become more and more in the future. This is why, let's try to talk about why the rich get richer. "The poor are getting poorer. The rich can use the interest generated by the principal to make fixed investments. This is the process of continuous accumulation of assets. But when the poor buy a house with a loan, they will have to pay off the mortgage throughout their lives."

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