My Fintech Empire

The asset structure of Qunxing Capital wants to penetrate its underlying assets.

One word: Difficult!

Because it is not a listed company, with all kinds of nesting and pledge guarantees, it is almost impossible for outsiders to sort it out without knowing a little inside information, even if they are determined to do their best.

How long will that take? And there is no absolute guarantee that due diligence will be in place.

According to the information that Xiao Quanquan currently has in front of him, he is not worried that Qunxing Capital will not be able to repay the money and breach the contract. After all, there is Huayang Group behind it.

The annual interest rate of 15 percentage points is a steady income.

Although it is also very impressive, Xiao Quan wants more. At this time, he saw him again and said: "Mr. Hua, can you do private equity business? If your company opens a private equity plate, I, Pengrui Capital, can not only subscribe on a large scale, but also Find some other capital to participate."

Xiao Quan's so-called large-scale subscription is only about 100 or 200 million yuan, even if he borrows money, he is only lending so much, and it is not as good as Li Yongzhi, the coal boss.

Huayu is willing to meet him and have a talk. What matters is that Xiao Quanneng can bring more employers over to play with him, and several organizations will come out with tens of billions together.

After a while, Huayu asked back: "If you open this plate, how much liquidity can Mr. Xiao bring?"

"It's not a problem for Pengrui Capital to invest 2 billion." Xiao Quan said with a smile, and then he added: "However, I can bring in a few investors, and it is not a big problem to make a fund of 10 billion."

What Xiao Quan said is full of confidence, tens of billions of liquidity, the strength is enough, right?

Hua Yu couldn't help laughing and shaking his head when he heard this, and said, "Ten billion is too little. If the tens of billions were lent to me by Qunxing, it would be fine. It's not enough for private placement."

Xiao Quan was also taken aback when he heard it, and understood what Hua Yu said. If he wanted to get 15 points of annual interest, he had to lend at least tens of billions, otherwise Qunxing Capital would not accept it: If you want to lend it to me, how much is it? But I don't want it yet.

After many years in the industry, Xiao Quan said that he has never seen such a coquettish colleague.

"Ten billion plates are not enough? Mr. Hua, how big do you want to play?" Xiao Quan couldn't help asking, and Hua Yu directly stretched out his big hand, and said with a smile: "Starting at the bottom of 50 billion plates, I will get 35% of the profit commission." percent."

It is not impossible to do private equity, and it will definitely be done in the future.

But Huayu knew what Fang Hong meant, and the main task now was to increase the asset size of Qunxing Capital, so as to increase credit in the future.

Why increase credit?

Of course, it is to borrow more money. The essence of finance is to borrow money, which is to play leverage and play future cash flow replacement.

If you have more assets in your name, your credit will be higher, and it will be easier to borrow money.

Because the lender believes that the probability of your default is low after due diligence, you can guarantee the mortgage if you have assets, and even if the situation is bad, you can sell your assets to perform the contract.

If Xiao Quan can really bring in liquidity of 50 billion yuan, this private placement can also be done now.

After all, it is another thing to have a large amount of funds. Even if you double the excess profit commission, you can share a profit of 17.5 billion, which is 7.5 billion more in absolute profit than borrowing 10 billion to earn double the profit.

Under the premise of ensuring that you can make money, there is no reason not to accept it.

But at this moment, Xiao Quan was speechless again when he heard 50 billion, and roared in his heart: [Why don't you grab it? ah? Do you think 50 billion is so easy to get? This stepping horse is 50 billion yuan, not 500 yuan! ]

"President Hua's appetite is really shameful." Xiao Quan had no choice but to say so. Hua Yu didn't care what he thought, and said with a smile: "A man can't get rich without windfall, and a horse can't get fat without night grass. My star capital likes to eat meat with big mouthfuls and drink with big bowls."

Xiao Quan couldn't help asking: "Is your company absolutely sure that it can eat big meat and drink big wine?"

Huayu said with a smile: "Mr. Xiao's words are not like the style of professionals in the same industry."

Hearing this, Xiao Quan gave a mocking smile.

This kind of thing, even if you can really eat 100% big meat, it is impossible to say that, what is investment risk? Is there any business in the world that is risk-free and 100% profitable?

Is there really such a business that will be shared with outsiders?

At this moment, Xiao Quan probably understood.

It is almost impossible to directly invest in Qunxing Capital, unless you accept the other party's outrageous valuation of 500 billion.

It is unlikely to open a plate for private equity, so use your head to collect 50 billion liquidity? This is not 50 billion assets, but 50 billion real liquid cash. The same number is completely two concepts.

Then there is only one choice.

Lend money to Qunxing Capital, and then enjoy a steady interest of 15 points per year.

And even if it is to borrow money, it will cost tens of billions to start, and Xiao Quan will be angry when he thinks about it.

After talking with Hua Yu for about 20 minutes, Xiao Quan also said goodbye and left. This meeting did not reach any substantive content, but they also exchanged business cards.

Even if it is to borrow money, Xiao Quan has to go back and hold a meeting to discuss it internally.

The two parties did not expect to achieve substantive cooperation as soon as they met, after all, this is not a small amount of cooperation.

...

On the other side, it was already around 17:30 in the afternoon when Fang Hong returned to Jingxinju Villa.

Not long after the market closed this afternoon, on the news, high-level relevant parties in the country attached great importance to the recent occurrence of human swine flu epidemics in Mexico, Magnesia and other countries, and made important efforts to prevent human swine flu infection in China. instruct.

At present, no cases of human infection with swine flu have been found in China, and similar viruses have not been detected in pigs.

However, as the epidemic in some countries is still developing, the number of cases is gradually increasing, and the epidemic area is expanding. The possibility of spreading into the country cannot be ruled out. We must maintain a high degree of vigilance, take effective measures, strictly monitor and prevent, and effectively protect the health and lives of ordinary people. Safety, to ensure the normal progress of social production and life.

Today, a long sun in the A-share market came out, which was very effective in boosting the market. It happened that the callback since last week also filled the two gaps at the beginning of the month, which made many people waiting to fill the gap. Investors breathed a sigh of relief.

Swine flu or something, the country has not yet had a case, the country has already attached great importance to it, it is purely the market scaring itself.

Now everyone has realized that there have been no cases in the country yet, and the U.S. stock market has begun to recover upwards. There is no reason for the A-share market to fall like this.

As the news came out, stockholders admired K God for five-body investment. Zhongmu shares, Jinyu Group and other swine flu concept stocks ran away yesterday. Today, none of these stocks achieved a triple board. Also hit new highs.

But everyone knows that God K went too right yesterday, seizing the best shipping opportunity and withdrawing with profits.

Because he has a huge amount of funds, it is impossible to get all of them out when he rushes up today.

If you hadn't left yesterday, you would have lost even more by then, and the most important thing is that you still won't be able to enjoy the profits that the big financial sector has soared today.

And after withdrawing yesterday, he directly studded the big finance, and today he is eating big meat again, and the size of the account assets has exceeded 400 million in one go.

Now countless stockholders regard K3478 as the weathervane of the A-share market. He wants to be bearish on the market. Others dare not say it, but his millions of fans will definitely not doubt it. It is also a truth.

...

At around 19:45 in the evening, Quantum Jump posted a news on its official Weibo, announcing the latest user registration data of its Quandong Weibo, officially breaking through the 50 million mark.

It is still the largest microblogging website in China.

However, compared to a month ago, when Weibo was a big hit, with the entry of major Internet companies, it finally ushered in some strong opponents.

Among them, Tengxun Weibo and Xinlang Weibo are the most threatening.

Especially Tengxun Weibo, backed by the drainage of Goose Factory and QQ products, the current number of user registrations of Tengxun Weibo is close to 30 million, which is second only to Quandong Weibo and Xinlang Weibo. Followed by.

Judging from the number of user registrations alone, the growth rate of Tengxun Weibo can be called terrifying, after all, the advantages lie there.

The battle in the field of microblog is still in full swing, and the competition for celebrities is still the main battlefield of the major microblog platforms.

For example, some celebrity artists received several calls a day urging them to join Weibo. They thought it was just a name. Like the previous blogs, it didn’t matter if they joined or not.

As a result, after joining, the editor of the website still often urges celebrities to write Weibo.

At the beginning, I couldn't help but deal with a few, and it gradually became a habit.

Recently, the topic of swine flu has gradually faded, and it is not as hot as before. However, the Quandong Weibo platform has made a big news. From the beginning, it has been reported that hundreds of celebrities will be stationed on the Quantum Weibo platform.

Merging 500 million yuan and using money to open the way is tyrannical, directly using money to knock the other party unconscious.

Suddenly, it became a new topic.

The platform only revealed that a hundred celebrities will be stationed soon, but they didn't say when they will be stationed, and which celebrities will be there, leaving a lot of suspense.

It's no longer topical.

Only by keeping a secret can the discussion be topical and heated.

There was a lot of discussion on Quandong Weibo, everyone was guessing which big players would enter, and Xu Jingren's team understood how to hype the topic.

...

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