My Fintech Empire

Suppressing the income statement through some reasonable means reflects the financial situation that the company's income is high but the profit is not high, and it does not make much money. However, the company's development is still very good, with rapid expansion and huge scale.

It just so happens that the current Qunxing Capital is labeled as a "prodigal" by many people in the outside world, so it will maintain this image.

At the end, Fang Hong looked at Tian Jiayi and said, "I estimate that Qin Feng has a funding gap of about 50 billion yuan. Reserve this fund to lend to Xingyu Technology."

Tian Jiayi nodded.

At that time, Xingyu Technology will plan to issue bonds to the capital market to raise funds and borrow money. The coupon rate of 12.5% ​​far exceeds the market average, which is equivalent to a premium of 50 to 60 percentage points. There will definitely be a lot of financial institutions rushing to buy it. .

Under normal circumstances, no one would buy the bonds issued by a start-up company like Xingyu Technology, which has been established for more than a year, and it is such a large amount that it is too lazy to directly treat it as a scam company when it is listed.

The reason why they rush to buy is because they know that Xingyu Technology is backed by Qunxing Capital. If Qunxing Capital is willing to guarantee it, it must rush to buy.

However, this kind of debt cannot be transferred to other financial institutions, and it is just a process. In fact, it is directed to Qunxing Capital to borrow money. The 12.5% ​​interest rate will not flow to outsiders.

Now the stock market is not doing well, and the external market is not easy to enter and exit. There is so much liquidity lying on Qunxing Capital’s books, and it can’t be spent for a while, and it will depreciate. You have to find a place to live. Just enter the bond market, and the coupon rate of 12.5% ​​is also very profitable.

After the second half of the year, the A-share market will usher in a strong rebound in about half a year. At that time, the funds can be returned to the stock market.

Of course, it is impossible to get all the money lent to Xingyu Technology back in half a year, but Fang Hong has no intention of doing this at all. When the time comes, he will take the bill and throw it in the capital market, and whoever wants it can transfer it to other financial institutions that are willing to accept it.

Qunxing Capital can also guarantee it. If Xingyu Technology cannot be exchanged at that time, it will come to Qunxing Capital directly. There must be a large number of financial institutions willing to rush to take this offer.

Wouldn’t this liquidity just be replaced? At that time, take the liquidity to enter the riskier stock market to play for higher returns, and at the same time, it will not hinder the development and operation of Xingyu Technology.

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February is about to pass, and in the next March, Fang Hong will undoubtedly be most concerned about the launch of Xingyu Technology's first product. This is a strategic investment project of Qunxing Capital. A high-tech enterprise with a large volume, the currency unit is not the RMB, but the US dollar.

After Qin Feng received 5 billion financing support from his father and many other resources, he immediately adjusted the previously determined press conference from autumn to the current end of spring.

All the work is based on holding the press conference in advance. In terms of Biyadi OEM, Qin Feng flew over to discuss it in person, and the latest agreement was reached at the speed of light. Of course, the confidentiality agreement has also been raised to a new level.

Faced with the conditions offered by Xingyu Technology, Biyadi couldn't refuse at all. It was too much, and the conditions were rich. Many agreements were beneficial to Biyadi.

For example, the two parties signed a long-term strategic cooperation agreement. In the future, Xingyu Technology’s product OEM will be handed over to Biyadi. Not to mention the huge order volume, in order to let Biyadi expand its production line at ease, Xingyu Technology promises that if the products in the future The sales volume did not meet expectations, and the expanded production line was forced to close. Xingyu Technology directly packaged the production line and bought it at a premium of 20%.

And there is no need to worry about Xingyu Technology’s lack of money to buy it, because Qunxing Capital continues to play the role of a third-party guarantee. Bi Yadi can’t trust Xingyu Technology, and can’t trust Qunxing Capital, which is so poor that it only has money left?

In short, although the production line can be safely expanded, all the risks are covered by Xingyu Technology, and you don’t need to bear it, which is equivalent to making money without risk.

Moreover, the OEM profit margin is more than twice that of Apple's OEM for Foxconn. The key to Xingyu Technology's daring to give such a high profit margin to downstream suppliers lies in the company's product profit expectations. Advantages, the reason for the high-end market.

The profit margin of an iPhone mobile phone has reached an astonishing 60% or more, and the S1 mobile phone of Xingyu Technology, as long as the current pricing market buys it, the profit margin is not low at all, even if the upstream and downstream suppliers give up more The average profit margin is not less than 35%, while the profit margin of Fang Hong's Xiaomi in his previous life was less than 5%. This is why Rebus wants to attack the high-end market.

Facing this series of generous conditions that could not be refused, Biyadi reached a consensus on strategic cooperation with Xingyu Technology on the same day.

Although Xingyu Technology has extremely strict requirements on production capacity, it is almost impossible to complete its product shipments in such a short period of time, but Biyadi also gritted his teeth and said that the 24-hour explosive liver will also expire soon. Deliver products that are in full amount and have passed quality control.

After finalizing the matter of OEM, then the establishment of channels, Qin Feng's main channel strategy is to build offline direct stores, or to spend money to chase speed. The prices of stores in supermarkets are too lazy to talk about it, so they can directly raise prices and quickly finalize Come down, and then hurry to decorate.

Qunxing Capital is also providing all kinds of resources to support. The sales team members are mainly store managers. Once a store manager is settled, a directly-operated store is basically settled, and the rest of the matter is left to the store manager.

It must be too late to go to the talent market to recruit. Of course, the recruitment must be in progress, but in order to grab the time, I still have to rely on the help of the sponsor's father.

Fang Hong's approach is very simple, let Huayu solve the problem with just one sentence, and Huayu's solution is also very simple, recruiting talents from Huayang Group, that is, from its real estate sales team.

It seems that they have crossed over from the real estate industry to the smart phone industry, but they are all in sales, with the same connotation, and they are all good hands in the sales field, and they can get started quickly after a short training.

Qin Feng also had to admit that without the series of resource inclinations of the sponsor's father, it would be almost impossible to adjust in such a short period of time. Many resources can be settled immediately without spending money.

If Xingyu Technology relies on its own step-by-step development, it will definitely not be able to do it in two or three years, and this is still under smooth conditions.

It takes a lot of time for human resources alone, which is one of the main reasons why start-up companies need financing from investors. After introducing investors, they not only get financing support, but also support from a series of resources behind the investors.

With the help of the funder's father from various resources such as funds and contacts, things that would have taken two or three years to get settled, can be settled in just one or two months, and the efficiency has directly increased by more than ten times .

In the middle of March, the publicity work for the launch of Xingyu Technology's first product has also begun in full swing, and the product launch date is set for Thursday afternoon, March 25.

The intensity of publicity largely depends on the amount of money spent. After receiving 5 billion financing support from the benefactor’s father, Qin Feng is not stingy in publicizing this area. In the days before the product launch, the advertisements are overwhelming Propaganda, TV stations, the Internet, online or offline are everywhere.

Many ordinary people were also confused when they were "bombed" by this advertisement for the first time.

Xingyu Technology? I have never heard of it;

For cell phones? I haven't heard of such a mobile phone manufacturer. I know Nokia, Samsung, etc., but Xingyu? I’m really unfamiliar, and even now many consumers don’t even know about Apple. Apple’s real success in the mainland started with the iPhone 4, and now Apple’s mobile phone is an absolute niche product in the mainland, while Nokia’s Symbian is the mainstream.

People in the industry are also very curious, and have maintained a strong interest in Xingyu Technology's first product launch conference. When the time comes, it will be funny to drive high and drive low.

Moreover, most people in the industry think that Xingyu Technology has a very high rate of overturning. No matter what, it is a start-up company that has been established for more than a year. Even if it has a unique job, it should not be too amazing. At that time, it will definitely be high and low.

But then again, colleagues in the industry are also very amazed by this. The big battle is really big. I don’t know which technology giant has released a blockbuster product. If you look closely, it is a startup that has been established for less than two years. company.

Frankly speaking, colleagues are envious of this kind of resource allocation. They really can't believe how a start-up company can have such a generous resource treatment, and they can't understand that the funder behind it, Qunxing Capital, would give such exaggerated resources. Whether it is a series of resources such as funds, contacts, channels, etc., it can be said to be tilted in all aspects.

As long as Xingyu Technology needs it, as long as Qunxing Capital can do it, it will definitely provide it!

With such strength, it is not an exaggeration to say that he is a "pro-son".

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