My Fintech Empire

Jingxinju villa, leisure area.

At this moment, Tian Jiayi is talking with Fang Hong about the education and student fund.

"How to anchor the real needy people and get the funds to those who really need them requires some exclusion methods." Fang Hong thought for a while and said in an orderly manner: "First of all, we can exclude the group of people who have iron rice bowls."

Tian Jiayi couldn't help nodding: "Indeed."

Fang Hong went on to say: "Actually, more than 80% of the supported objects come from rural household registration. There is no doubt about it, and they are the silent majority, so the second exclusion index is first-tier cities, provincial capital cities and Household registration households in prefecture-level cities are not within the scope of support.”

So for families living in these cities, you must at least be a floating population if you want to receive educational assistance and student support?

Families who can settle in these cities cannot be poor households. Those who can settle basically have to buy a house and own a house, and a house in this kind of city is worth a lot of money.

Tian Jiayi immediately made a memo.

After further excluding some groups, the scope has been further narrowed, and the real needy groups can be targeted more accurately, so that funds can be implemented.

After a while, Tian Jiayi said: "The bursary fund is less than 3 billion yuan, but it is aimed at impoverished students across the country. There are still too many monks and too little meat. This will involve another issue of fairness..."

At present, there are probably about 3 to 5 million out-of-school children across the country alone, and the bursary fund is not only for impoverished students nationwide, but also covers all stages from elementary school to university, and it must exceed 10 million.

Even if calculated based on the average annual tuition and living expenses of 10,000 yuan, 10 million people is a shortfall of 100 billion yuan in expenditures, compared with a fund of less than 3 billion yuan. single-plank bridge.

Don't worry about scarcity but inequality. In the face of limited resources and huge demand, there must be an issue of fairness. This is a contradiction.

Fang Hong thought for a while and said in a deep voice: "First of all, we are not obligated to do this. We can do as much as we can, and we can take care of the corresponding size of the group as much as we have resources. As for the issue of fairness...there are more monks and less meat. I will leave it to God to choose, let's draw lots!"

Speaking of this, Fang Hong looked at the beautiful assistant and added: "The lottery is personally operated by the Headquarters of the Student Fund, and the application quotas from all over the country are collected, and then divided by provinces, in equal proportions, for example, ten draws First, if province A has 100 places to apply, we will give the province 10 indicators to draw lots for these 100 people, and province B has 30 places to apply, and we will give 3 indicators to draw lots for these 30 people.”

Hearing this plan, Tian Jiayi also recognized it very much. It is relatively safe to use the province as a unit. If the nationwide application quotas are put in one basket, in case there is no insider operation, they will still be concentrated in one area, or a certain area. The winning rate of the region is huge. For example, the winning rate of a developed province in the south is 7 out of 10, while another underdeveloped status has 7 out of 100 talents, which will still be questioned.

It is much better to take the province as the unit. Relatively speaking, the division is more even, and it is reasonable to lock in the same proportion. Provinces and regions with a large number of poor people get more quota indicators.

"The head office draws lots in person, and the number of applicants who win the lottery will be publicly disclosed on the official website of the student aid fund." Fang Hong said and couldn't help laughing here: "If you want to expand the number of places, send me a blessing to earn more money in the big A. money."

The proportion remains unchanged at 10%. The larger the base, the greater the absolute amount of funds used for education and student support.

The lottery cannot be handed over to the branches below, there will still be insider operations, and the lottery will be drawn at the headquarters in a unified manner, and it will be done in an open manner to ensure that it is as fair, open, and fair as possible.

As for the ones who didn't win the lottery, they can't blame anyone, there's nothing they can do if they're unlucky.

After the discussion on the education grant fund was over, Fang Hong transferred to Qunxing Capital, and he looked at Tian Jiayi and said: "Public welfare undertakings, Qunxing Capital should also get involved, but the anchor point is in the field of environmental protection. .”

Tian Jiayi wondered, "Environmental protection?"

Fang Hong nodded and smiled: "To be precise, it is afforestation. In the name of public welfare and environmental protection, we will carry out large-scale afforestation in the Northwest region, but these forest resources must be owned by Qunxing Capital. There is money to be made."

As soon as this remark came out, Tian Jiayi was even more puzzled, and immediately said: "Forest resources are economic crops, but it is difficult to plant trees, not to mention in areas like the Great Northwest, where the forest coverage rate has finally increased, the felling will be approved. ?Do you think that's possible?"

The beautiful assistant thought about it for a long time, but she really couldn't think of any benefits for afforestation. If she really went to afforestation, the money would probably become a public welfare undertaking.

Fang Hong couldn't help laughing: "You still treat forest resources as cash crops, but if you treat them as a financial asset, it's another matter. You don't need to cut down trees to make money...you Ever heard of a carbon tax?"

Carbon tax?

Tian Jiayi was full of doubts, thought for a while and couldn't help looking at it and said: "Isn't that a concept that Westerners have been advocating?"

Fang Hong nodded and said in an orderly manner: "Academician Ding said in an interview with Cai Jing last year that carbon emission rights are development rights, which means that carbon emission rights can be traded or even securitized. I am very optimistic. Money for afforestation can earn enough reputation first, and the rest is to earn at least not a loss. If you engage in carbon trading in the future, you will count your money steadily.”

Speaking of this, Fang Hong thought for a while and added: "If carbon trading is launched in the future, then forest resources will be used as a financial asset... For example, 10 acres of forest can absorb 500 tons of carbon dioxide a year, and this will be listed on the carbon emission exchange. Going up, like 50 yuan per ton? That’s 25,000 yuan for a 10-acre forest to absorb 500 tons a year.”

Fang Hong went on to say: "What if the forest area is 1 million mu of land? That's 2.5 billion. How about another 20-year replacement of the right to income? How much money can you buy? That's 50 billion."

The beautiful assistant couldn't help being stunned: "Can you still play like this?"

Fang Hong smiled and said: "So Qunxing Capital pays money to plant trees and afforestation is a matter of fame and fortune. If you plant trees, you will earn enough reputation. In the future, you don't have to cut down trees and you have the expectation of counting money lying down. Do you just say whether to do business or not?"

You plant the trees and they will grow in the future. These forestry resources are in your name, but the country will most likely not allow you to cut them down on a large scale, and you will get a bad reputation for damaging the environment if you have a bad reputation.

If these forestry resources are treated as traditional cash crops, it’s okay to do public welfare without asking for rewards, and it’s a 100% blood loss if you want to get benefits from this.

But when you start talking about carbon neutrality, carbon peaking, carbon taxation, and carbon trading in the future, and you are sitting on a large forest absorbing carbon dioxide, you will enjoy greater carbon emission rights.

Directly sell this thing on the carbon exchange at the hottest time, and then cash out and evacuate. As for Europe and the United States, they will never mention the story of carbon neutrality in the energy crisis, or they will not engage in carbon neutrality. Anyway, he has already cashed out and left.

So, is there still a need to cut down the forest?

The good reputation is directly collected, and the money is also made by the way, and the proper fame and fortune can be obtained, this must be done!

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