My Fintech Empire

A college student's tuition fee, tuition, accommodation, living expenses, etc. add up to about 20,000 yuan per year.

Fang Hong thought for a while and then made a decision: "Then let's budget at 22,000 yuan per person per year."

Tian Jiayi said: "If more people want to benefit, in fact, this amount can still be reduced by several thousand yuan. The cost of living alone can be reduced, because it is calculated on a 12-month basis, but during the winter and summer vacations For a few months, the students should all go home."

Hearing this, Fang Hong shook his head and said in an orderly manner: "No, it will be determined according to this amount, and from elementary school to university, all the places that are won will be issued according to the annual student aid amount of 22,000 yuan."

The beautiful assistant was stunned, and subconsciously said: "What are you talking about? Compulsory education from elementary school to junior high school can't cost so much money at all."

Fang Hong said with a smile: "Let's think a little more, as long as we solve the source problem at the beginning, make sure that the number of people who win the lottery is a real disadvantaged group. What is the background of these students' native families? Think about it carefully."

After a pause, Fang Hong said unhurriedly: "First of all, he is basically unlikely to be an only child, and the poorer he is, the poorer he is, so nine out of ten in this group must have brothers and sisters, and more than one .”

Tian Jiayi couldn't help looking at him thoughtfully.

Fang Hong said with a smile: "We need to set up various barriers to prevent the rich from grabbing the resources of the poor, but on the other hand, we need to be reasonably tolerant. The number of applicants is too much for monks and less for meat, and we have to take into account the biggest contract. The number is fair. A student has three brothers and sisters or sisters, and if he wins the lottery, it does not mean that his brothers and sisters will also win the lottery. The probability of the same family winning more than two places at the same time is too low and too low.”

"If you squeeze the budget too hard, his parents will definitely ask the winner to squeeze out some resources to distribute to the brothers and sisters for the sake of the other brothers and sisters who did not win the lottery, such as the original monthly food expenses of 1,200 yuan Withdraw 600 yuan and go out, or other places."

"In this way, we seem to have accurately budgeted the budget. In fact, the recipient is in an embarrassing situation. Instead, he will not get better development. The probability of not being famous in the future increases. The standard for the amount of student aid is set higher, not only the lottery winner himself, but also his brothers, sisters and their native families, which can be regarded as indirect targeted poverty alleviation.”

Tian Jiayi couldn't help but suddenly realized that he hadn't thought of this point, including the fund management team didn't think about it.

Fang Hong said indifferently: "The so-called don't worry about the few but the unevenness. This issue must not be anchored on the person who wins the lottery. Instead, we should look at the lottery winner and his original family together. Want the same amount? Because there is a high probability that he will have several brothers and sisters, what should you do if you are their parents?"

"If you can educate this one, don't you educate the other? When you have no money, you don't have to, because it's useless to think about it. But what if you have money? Those parents will definitely think that if this child is educated, If the child does not, he will hate his parents and his brothers and sisters when he grows up. In this way, we will inadvertently plant a minefield for a family."

Hearing this, Tian Jiayi understood Fang Hong's intentions. It seemed that he was helping one person, but he was actually helping several people in a poor family.

In other words, if there are 100,000 places among the lottery winners, this is an apparent figure, but the actual number of people who have been helped may be more than 300,000 students, because the recipients do not have to think that they must come from poor families, and poor families It is also basically a rural family. Another characteristic of such a family is that the poorer the poorer, the more born, it is absolutely impossible to be an only child.

This is the real situation. It is obvious that Fang Hong is definitely not going for a formality, or he will not do it, or he will actually solve the real problem from the actual situation.

Therefore, the amount standard must be set higher. Even if it is a junior high school student, he will be given a budget of 22,000 yuan a year if he wins the lottery. As a minor, this money must be controlled by his parents on his behalf. The other brothers and sisters who provide the opportunity for education must do the same.

In this way, it seems that one poor student has been helped, but in fact several others have also gained the opportunity to receive education.

At this time, Tian Jiayi couldn't help saying: "But in this way, for the winner of the lottery, wouldn't it mean that he has assumed the debt for his brothers and sisters? Our student aid model is for him to pay back after he becomes famous in the future."

Fang Hong immediately said: "Is it still a problem to become famous? This is not a problem. In the best case, his brothers and sisters owe a favor to deepen the relationship. Of course, in the worst case, there are white-eyed wolves. , Whether it’s good or bad, we can only spread our hands on this kind of thing, let’s go to our own destiny, we can’t be thoughtful about everything; as for not being famous, we don’t have to pay back the stipend, the problem will be gone immediately.”

Tian Jiayi: "Uh..."

It seems that this is the case, the beautiful assistant is speechless.

Indeed, it's not a problem if you become famous, and if you don't get famous, you don't have to deal with it and you're gone.

Tian Jiayi couldn't help laughing and said, "It's because you're thoughtful, and you're all based on the truth."

Fang Hong smiled and said: "Anyway, we have sent the money, and how to spend the rest is left to the parents' own arrangements. If the division is good, it is their family and everything is going well. If the division is not good, those students will only blame their parents instead of venting their anger on us. If we can't do good things and not be appreciated, it's fine. Wouldn't it be bloody to be hated by the person involved? Let's not do this kind of business."

The beautiful assistant couldn't help but chuckled coquettishly and said, "As expected of you, it's different in finance. You never forget to isolate yourself from risks."

After a while, Tian Jiayi thought about it for a while, and couldn't help but said to himself: "Based on the 22,000 yuan standard, you provided 2.76 billion yuan of funds this year, and the operation and management expenses of the education grant fund will cost 200 million yuan. Budget, after removing this budget, the remaining 2.56 billion yuan will be used to help poor students, and based on 22,000 yuan, there will be about 116,300 places.”

Fang Hong nodded and said: "Our goal is to achieve at least the target of 1 million quotas, but don't disclose this target. If you are dead, letting the words out is equivalent to setting yourself up. Just know what is in mind. The situation changes. You can adjust (fan) and adjust (hui) at any time, so as not to let yourself be passive.”

If 1 million places can be allocated, including those brothers and sisters who indirectly help them, at least 3 million people can get stable educational opportunities because of Fang Hong.

The size of the actual beneficiary group must be larger than the quota data on the table.

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