My Fintech Empire

Hua Yongming in the study said slowly: "I told your elder brother about the 10 billion during the day. Your elder brother's idea is that it is better for Huayang Group to take huge risks to get such a large sum of money for Fang Hong. The Yang Group carried out it secretly, and you brought out the inside information as a support, and Huayang's black market followed up his strategy."

Speaking of this, Hua Yongming paused for a moment, then looked at Hua Yu and asked, "What do you think about this?"

"Father, with all due respect, elder brother thinks of Fang Hong as a fool to come up with such an unreliable idea." Hua Yu said without hesitation, and then he went on to say: "Father, do you think Fang Hong is stupid? I believe you will never think so, otherwise you would not be able to invest 1 billion in him."

Hearing this, Hua Yongming said concisely: "Go ahead."

Huayu thought for a moment and then analyzed: "Taking a step back, even if we can hide him once through careful operation this time, what about next time? Next time? How much profit can Huayang Group make at the cost of deceiving him this time?" What? The net profit of 30 to 500 million is sky-high, but if you cooperate with Fang Hong, you can use the 1 billion invested in him now, and there is a high probability that you will earn 30 to 50 billion in the future. From this point of view, it is purely difficult Please, it would be more cost-effective not to bother."

"Since we have formed a good relationship with Fang Hong, we can consolidate the existing situation and expand the good results to obtain more potential returns. Although the current people in Qunxing Capital are basically the Huayang department that I brought over, it seems that he can be easily eliminated , but I don't think he can't see this, and his doing so shows that he is not worried at all and has his own reliance."

"In fact, it is true. Qunxing Capital is controlled by Zhenxing and Shenxing. The GP of the two companies is held by Xingxing, and Fang Hong holds 100% of the company. Such a chain of control makes Qunxing Capital an intangible If he wants to, he can hold an extraordinary shareholders meeting and remove all the directors and executives of Qunxing Capital."

"Fang Hong asked me to be the head of Qunxing Capital. To put it bluntly, he just wanted to use Huayang's chicken to lay his Qunxing's eggs, and he did. Qunxing was still an empty shell ten days ago. It is running, and it is almost free to enjoy the many intangible wealth of Huayang."

"Even if you know about his operation of borrowing a chicken to lay an egg, you have to give it to him. Huayang spent 1 billion in the past, can you rest assured if you don't look at it? If you want to look at it, you have to lay the egg for him. Come down, I have to say, Gao Ming."

Hua Yu paused for a moment, thought for a while, and said: "There is another important factor, that is, the position of the general manager of Qunxing Capital is not from the Huayang Department. Arranging this person in this position, this person's ability is not top-notch, but during this period of time, I found that this person is Fang Hong's steadfast follower."

At this time, Hua Yongming looked at his son and said in a deep voice: "Fang Hong put this person in this position. I think it is to deal with sudden crises. He can get rid of you and the main high-level officials at any time, and let Cao Chenghui take the top. The ability is not good, but he is loyal to Fang Hong, loyal, at such a critical moment, the word "loyalty" is better than everything, even if he is stupid, but as long as he is loyal, he can tolerate it."

Hua Yu immediately said: "My son thinks exactly the same way. I even think that Fang Hong's arrangement with Cao Chenghui is sending us such a potential signal and a potential deterrent."

After a while, Hua Yongming said lightly: "That's why I put you there. Your two big brothers are still a level lower. Let them fight Fang Hong, and they can't beat him together. Maybe he sold it without knowing it.”

Since meeting and talking with Fang Hong that day, Hua Yongming never treated him as an unworldly 20-year-old college student whose youthful appearance hides ingenuity and clumsiness. It is not lost at all to those old foxes who have been in the business world for decades.

Hua Yongming still hasn't figured out what kind of environment Fang Hong, a young man, grew up in. He has also read the information. Logically speaking, it is impossible for such a shrewd fox to emerge from his mediocre growth track. , but he had to believe the facts.

When the impossible is eliminated, whatever is left, no matter how absurd, is the truth.

At this moment, Hua Yu asked, "Father, do you want to do this?"

Fang Hong gave a window of time, that is, to get 10 billion in liquidity within the year. Now it is November 9th, and the remaining time is less than two months.

In this era, if you want to get 10 billion in liquidity, you have to pay huge risks and costs.

However, there are currently various signs that Fang Hong can bring huge return expectations. This is the real coexistence of high risks and high returns, and it is also a time to test the courage of a decision maker.

Hua Yongming thought for a long time and finally made a decision: "Huayang Group can go to the bridge to give him an advance of 10 billion yuan in liquidity, but Huayang does not have anything to do with Qunxing, but pledges it to Fang Hong I, then his own future beneficiary rights are pledged."

If the agreement was signed directly with Qunxing Capital, Fang Hong would be almost irresponsible. Hua Yongming was very clear about the chain of control over Qunxing.

Therefore, if we want to engage in this business, we can only anchor on Fang Hong himself, so that he cannot run away.

Hua Yongming was thoughtful, and seemed to be talking to himself: "With Fang Hong's trading ability in the stock market, it is not a problem to make a profit of 300 million yuan a year, and 10 billion yuan is 33 years. Then Pledge to Huayang Group with his beneficial rights for the next 33 years."

In other words, through such a capital operation, it is equivalent to Fang Hong taking his annual net profit of 300 million yuan as a benchmark, estimating that it will take 33 years for him to earn 10 billion yuan, and then calculating his future The 10 billion yuan that can be earned in 33 years will be used in the current period, and the Huayang Group will advance funds for its bridge.

Hua Yongming also said: "The pledge period is one year, and the interest rate is 36%. After the expiration, as long as the funds in his account are sufficient to repay the principal and interest, he can renew it for another year. If he accepts this plan, I will take Hua's Yang Group guarantees him to replace the funds."

It is worthy of being a company that has done usury business. Huayang Group still has private lending business, which is actually usury business. It still accounts for 8% of the group's business, and the proportion reached more than 25% five years ago.

However, the current Huayang Group's private lending business does not directly reflect the company's finances, but is the shadow shareholder behind several lending institutions.

Calculated at an annual interest rate of 36%, the profit of this fund is 3.6 billion in one year, nearly 8.5 billion in two years, more than 15.1 billion in three years, and more than 36.5 billion in five years.

Hua Yu nodded: "Understood, I will talk to him then."

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(Ps: Double the monthly pass, continue to add more today, please help to push this month's monthly pass above the 1000 integer mark, let's increase the amount, there are two days left, if you don't increase the amount, there will be nothing...)