My Fintech Empire

For a city to develop healthily, it must have vitality, and if it wants to have vitality, its class cannot be solidified. It must have reasonable mobility, and high, middle, and low-class people can flow up and down.

Therefore, the structure of the city is the key.

As far as the domestic common people are concerned, most of their wealth is reflected in the house, so the structural problem of the house is the key.

In Fang Hong's vision, the housing structure of the new city should be "olive-shaped", that is, the head and tail are small, and the middle is bulging. People at the bottom must have it. It is impossible for everyone to work as an office. There is also a need for someone to hold the plate and screw the screws.

But it must not become a pyramid structure. If the largest structure is a group of people who hold plates and screw screws, the city will not be able to develop into a first-tier metropolis, let alone a super city like a national science and technology center.

To become a science and technology center, the main force of employment must be high-end talents. If it is a pyramid-shaped structure, there are too many people at the bottom of the board and screws. It is just a fantasy to upgrade the industry and build a science and technology center.

They are incompetent for high-end positions, and there is not so much employment demand for low-end and mid-end positions. The final result can only drive them away.

Or give up the idea of ​​industrial upgrading, and use a bunch of low-end intensive industries to provide employment for these people.

It is obvious that Xincheng will definitely adopt high-end manufacturing.

Therefore, the "olive-shaped" structure is the optimal solution. As for the groups who carry plates and screws, don't drive them away when they come, and let them enjoy the benefits of the city. After settling in the new city, they can live and work in peace and contentment even if they carry plates. .

At the same time, don't absorb too much. At that time, there will not be so many low-end and middle-end jobs for urban development and upgrading. These people will become a burden on urban development and start to drive people away with various restrictions. So it is even more cruel to give people hope and smash their hopes with their own hands.

In order to allow people who handle plates and screws to live and work in peace and contentment, affordable public rental housing is the best solution, and the ratio should not be too low or too high.

If the proportion is too low, they cannot afford to buy expensive commercial housing, and they cannot live and work in peace and contentment if they cannot settle down. If the ratio is too high, too many of these groups will be absorbed, which is not conducive to the development of the city, because you don't have so many low-end and middle-end jobs for them.

Therefore, it is right to do it according to the olive structure.

If the social housing is full, it means that the demand of the middle and low-end population is saturated, and the people who come in again want to live in this city, they have to buy commercial housing, and if they can’t afford it, they can only leave automatically, because the price of commercial housing It will definitely rise.

In this way, the invisible threshold generated by the market mechanism actually limits the large-scale inflow of middle and low-end people.

The most expensive house in the new city is the head of the "olive-shaped" structure, the affordable public rental housing is the tail, and the bulging middle is the core.

But at this moment, Tian Jiayi replied to Fang Hong: "At present, the proportion of all affordable public rental housing and commercial housing in the new city is less than 3%, and Huayang Group has not participated in much, which is less than 0.5% of this 3%."

Hearing this, Fang Hong immediately said: "It's too low, the proportion has to rise to about 25%, and Huayang Group's awareness is still not enough. Later, you say hello to Huayu and ask him to tell his father that he doesn't want to be hated by the people in the future." To gain a better reputation in the future, take the initiative to bleed now and win the 20% index of affordable housing in Xincheng."

The operation of increasing prices to remove inventory will definitely come, and the property market will definitely skyrocket in the future, because other cities do not have the same conditions as new cities, and to put it bluntly, they cannot do without land finance.

Similarly, after the real estate market soared, the public hated real estate developers, real estate speculators, and all kinds of gods who promoted the rise of the real estate market.

The current Huayang Group has adopted the strategy of "three highs and one fast" to expand rapidly. In just a few years, it has become a leading real estate company with a sales volume of 100 billion. Now it is taking the initiative to stop the index of affordable housing. When hating real estate developers, Huayang Group will be excluded.

The common people think that this real estate developer still has a conscience, and has a good reputation in the hearts of the common people. A few years later, when the turning point of the real estate market comes, and various unfinished buildings appear, the reputation and reputation of Huayang Real Estate will decline in the real estate market at that time period, and when the demand is sluggish, it is still very moist.

Because at that time, the common people are more afraid of buying unfinished buildings, which will lead to empty houses and continue to repay the bank loans. This kind of thing will collapse on everyone, so Huayang Real Estate will be sold because of conscience and high reputation. Become the first choice for everyone to buy a house.

If we want to have such a situation in the future, Huayang Group has to actively plan and build up word of mouth now. When the time comes, all kinds of thunderstorms in the same industry will be set off, and it will be like the white moonlight among real estate developers.

Tian Jiayi was also quite surprised when he heard Fang Hong's words: "Get 20% of all affordable housing in Xincheng? This is not a little bleeding, but a big bleeding."

Fang Hong said calmly: "Huayang Group is the largest real estate developer in Xincheng, and it is also one of the top three in the country. It will definitely exceed ten thousand in the future. It should be bleeding heavily, and it will return in the future."

"I'll say hello to Huayu when I go to the company tomorrow." Tian Jiayi nodded, and after a while, she looked at Fang Hong and added, "It's just affordable public rental housing, so I'm afraid that the people who will live in the last ones will all drive Mercedes-Benz and BMW. It is difficult for groups to fight for their own interests in the face of these people..."

Indemnificatory public rental housing is designed to take care of disadvantaged groups. If the people who live in it all drive Mercedes-Benz or BMW, it will guarantee a sense of loneliness.

Hearing this, Fang Hong said slowly: "Your worries are not unreasonable, but this is not a big problem. They are strong against the disadvantaged, but can they be stronger than Huayang Group? Can they be stronger than my entire group of stars?" Department? As long as we don’t pretend to stand up again, this problem will not be a problem at all.”

Tian Jiayi turned around and couldn't help but said, "It's also..."

It is obvious that Qunxingxing and Huayang Group, which are at the top of the Xincheng pyramid, are willing to take the initiative to benefit the disadvantaged groups, and 90% of the potential problems have been solved without setting up cards or traps for them.

To put it bluntly, in the boundary of the new city, few people really dare to take the risk of offending the galaxy, otherwise they will never even think about mixing in this city in the future. This is the biggest deterrent.

In a sense, this is more effective than any express restrictions or related regulations.

This is the truth.

Because regulations can take advantage of loopholes, some regulations are often followed by honest and responsible people, and honest and responsible people are precisely disadvantaged groups.

And those who want to snatch the resources of the disadvantaged will often not abide by their duties, but they will be afraid of the more powerful. As long as the attitude of the more powerful than them is clear, they will definitely not dare to take advantage of the loopholes. reach out.

Because they bully the weak and fear the strong, they know that they cannot bear the consequences of doing so.

In a word, as long as Huayang Group, Qunxingxi and other existences standing at the top of the pyramid don't stand still, those who drive BMW and Mercedes-Benz are absolutely impossible to live in affordable housing.

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