My Girlfriend is a Wicked Girl

Chapter 324: What a Big Fish

Niwa Alixiang is quite good, a car that gave her the feeling of driving a propeller plane abruptly, but her driving skills are really good, a standard old driver, bumping back and forth, but nothing happened— ——According to her impatience, she can live to thirty years old without being killed in a car accident. This driving skill should be the most important, but the passenger experience is not so ideal. Yoko Takemura retched after getting out of the car, feeling like sitting The car sat directly pregnant.

But she was like this, and Niwa still didn't feel sorry for her, and drove her to approach the factory like a donkey.

Hideji Kitahara stood at the gate of the factory and looked around, and found that it was a medium-sized factory with a large area. After recalling the information, he remembered that this factory mainly produced precision parts for machine tools, such as flanges. The flange plate or something—it was the document that Hideji Kitahara read in the elevator. The customer was as far away as Northern Europe, and many foreign contracts were suspected of being fabricated.

They were a sudden visit. Yoko Takemura called at the factory gate before they were let in. Although the factory was surprised, they still received them warmly and sent a chief financial officer to accompany them.

The Chief Financial Officer's name is Akashi Yushin, in his fifties, a little bald, and ten times more enthusiastic. Not only did he not dare to offend Niwa, even Takemura Yoko did not dare to neglect, and even bowed seriously to Kitahara Hideji, repeatedly asking for care .

After a long while of politeness, Akashi Yushin asked with a smile on his face: "Commissioner Niwa, what's the matter with your sudden visit?"

Niwa Arika looked him up and down, and asked casually, "Are you an expatriate employee of Donglian?"

Akashi Yushin's face stiffened a little, but he immediately returned to his smiling face, nodded repeatedly and said: "Yes, yes, he was sent here by our shop in the middle of the year before last."

The Bank of Japan can send employees to the factories and companies that have borrowed money. A small part of the reason is that they are afraid that the borrowing company will not manage well, so they send people to assist in the operation. By the way, they will also look at it, and if there is a sign of bankruptcy, it will be convenient for priority seizure. Assets are paid off, but the main reason is to reduce the burden on the bank itself, kick out the useless employees who have exhausted their potential and energy, so as not to get high salaries after not being able to do much work in the bank, occupying the latrine and not shitting, affecting replenishment fresh blood.

The enterprise has borrowed money, and there is nothing they can do if they don’t want to accept these old bank employees. At the same time, these employees are not completely free. They can help small and medium-sized enterprises to straighten out their financial relationships. .

The only unhappy thing is that the bank employees who were kicked out had their salaries and benefits greatly reduced, and some even had their salaries cut by more than 80%, with no benefits at all, basically equivalent to being exiled to the frontier—it is very difficult for such people to return Even if the bank will not be fired, it will be kicked back and forth among small and medium-sized enterprises in the future until they receive the severance pay and go home to retire.

As long as he is kicked out, he has basically been proven to be a loser in the workplace. The first half of his life has been wiped out, which is miserable.

"It's more convenient if you are from Donglian." Arika Niwa glanced at Yushin Akashi, spread a piece of paper on the table, pointed and asked: "About the loans handled in the last quarter, what do I think about these questions?" Find out... Do I need to show my ID?"

"No need!" Akashi Yushin was also an old banker, and he knew who Niwa was after smelling it. He directly turned on the computer, brought out many account book certificates, and began to explain to Niwa in front of the account book.

His explanation was almost flawless, and the delivery and payment certificates were all available, and he pushed the time forward and said seriously: "Our company (he has a dual identity) has been the object of support for Donglian for a long time. I have taken out three loans and all of them have been repaid. I am an AAA credit customer of Donglian. This is the certificate of qualification. Please..."

Niwa glanced at it. This was something she knew a long time ago. She didn't care. She interrupted Akashi Yushin and asked, "How do you explain these contracts? From what I have investigated, these foreign companies have The purchased parts cannot be digested.”

She asked while observing Akashi Yushin's facial expression, and Akashi Yushin did not panic, and responded calmly: "We are the producer. As long as the buyer places an order and pays the advance payment, we will start production. As for the buyer We have no right to ask how to digest these parts, but we have also speculated on this issue, which should be resold for a second time, or joint procurement by several factories in the name of one factory, after all, customs declaration is relatively simple.”

"Moreover, these are old customers who have cooperated with them before. They have also purchased a large number of parts before. The amount is comparable to this time. The payment is very fast and the reputation is very good." Akashi Youxin showed Niwa the documents and certificates, "This is the previous one. The delivery documents and receipt of payment, here are the tax forms and tax refund records, this is..."

Niwa didn't interrupt the other party rudely, she just listened and watched patiently, and after listening, she felt that it was not impossible - her authority was only to supervise the bank, and she didn't have the strength to go abroad to have a look What are those parts used for... In fact, she doesn't care about what they are used for. It is none of her business even to build an atomic bomb.

Indeed, as long as it proves that the payment can be recovered, why should the buyer buy it?

From the book point of view, she couldn't fault it. After all, she was a high-quality customer with previous transactions, and then asked: "Can your production capacity complete the contract? I think your production schedule is not enough to support the completion." All contracts."

"That's the business of the production department. You can work overtime, temporarily recruit technicians, and outsource part." Akashi Yushin answered impeccably, and smiled: "There is money to be made, and everyone is motivated. After all, the economy is not good now. Everyone is happy with the export business."

Niwa Rika nodded slightly to express her approval, but continued to ask: "The loan was dispersed and transferred as soon as it was recorded in the account. What did you do?"

"The raw materials and equipment have been purchased, and those raw materials are also part of the collateral for this loan. Eastern Union has sent people to look at it."

At this moment, most of Niwa's suspicions have disappeared, and he got up directly and said, "Can you show me the workshop and the storage situation?"

"Of course, Commissioner Niwa, please."

Akashi Yushin led the three of them to the workshop again, and Niwa Rika didn't go in to disturb the normal production, but just observed carefully at the door for a while, and found that the production was indeed going on hotly - she came here suddenly, feeling Temporarily pretending not to pretend to be so similar, the suspicion has gone a lot.

Akashi Yushin half-bent, let her take a closer look, and said with a smile: "In addition to Commissioner Niwa, there was also a commissioner who visited last year and had the same questions as you, but we borrowed according to the regulations and repaid the principal and interest on schedule. There is no problem."

Niwa Rika thought for a while, then turned her head and asked, "I want to take another look at the warehouse."

"This way please." Akashi Youxin fearlessly led the three of them to the warehouse again, and said with a smile, "That's all, Commissioner Niwa."

The warehouse is huge and full of things. Arika Niwa stepped forward and looked at it. They were some metal products like steel ingots, so she asked him for a storage list. After asking about the purchase price, she wandered around the warehouse. Counting the quantity, but after wandering around, it seems to be the same, and there is not much difference, and Akashi Youxin also introduced: "Part of it has been used. There were a bunch of each here and here. Now it is a finished product. Loan The money was also used to purchase two precision CNC machine tools and some auxiliary equipment."

Hideji Kitahara felt that there might be no problem with this factory, which was in a good operating condition, so the loan was considered normal. Donglian provided this factory with low-interest state support loans, and it was very cost-effective to continue to borrow money to expand production.

Isn't there a saying that the richer you are, the more loans you have, and the money in the bank is useless.

He felt that this trip was in vain, and stood at the door watching the neatly arranged metal ingots to pass the time.

He likes this neat and geometric scene, but when he looks at the item name, [ordinary zinc alloy ingot], [ordinary steel ingot], this immediately makes him lose interest, let alone look at the materials carefully. The composition, such as the amount of carbon and zinc, and he does not want to make parts, such details are not his business.

He turned his head and looked elsewhere. That's the only bad thing about the unlucky system. After a quick glance, it will give you a name and list a bunch of details. Sometimes it's really annoying.

But it's okay, if it didn't have this function, I would have been beaten up by the spring vegetable medicine and thrown into the back alley. Maybe I had already formed a big feud with Fuze's family, so where would I find two girls? friend.

But after he turned his head, he suddenly felt a little uncomfortable in his heart, but he couldn't explain why he was uncomfortable, so he turned his head back again, stared at a pile of metal ingots carefully, thinking about what was wrong, and quickly realized—— The total is 280 yuan, the number 280 is wrong, this number makes me feel uncomfortable.

The numbers are not neat, destroying the geometric beauty!

These metal ingots are piles of piles, but they are all arranged one by one to form a neat large cube, with the same length, width and height, but why is the cube of a natural number 280? No!

He suddenly became interested, approached and counted indiscriminately, and was suddenly surprised. This pile of metal ingots to be processed should look like 512 pieces from the outside, but the system shows that there are only 280 pieces, so where did the remaining 232 pieces go?

This pile of metal ingots looks like a pile of metal ingots, only the surface layer is metal ingots, and the inside is hollow or stuffed with other things? Is it just like this in the factory, or... Or they didn't import so many raw materials at all, and they just put it like this to prevent inspection?

He didn't change his face, and changed another pile for a closer look, and found that it was still 280 yuan. Then he turned his head and found that several custodians in the warehouse looked a little unnatural, and they didn't dare to come over from a distance— - There is a problem with this!

He quickly made a big circle around the warehouse, glanced at the storage list, and basically confirmed that the raw materials were nearly 50% less than what appeared, and he just used people's psychological inertia to make people think that there were enough quantities here.

Arika Niwa over there finished the rough inspection, was silent for a while, bowed deeply to Akashi Yushin and said, "Akashi-san, I am very sorry to have caused you trouble."

This is what she has to do. The factory suddenly looked suspicious, but when she came to check it on the spot, she found that the materials were complete, the procedures were complete, the accounts were clear, and she got what she wanted. The problem, of course there is nothing to say, she will go to clean up Donglian later, and let Donglian clean up this factory again, but now the loan is no problem, people are operating normally, then she is a waste of other people's time, naturally she should apologize .

When she bowed her head, Akashi Yushin showed a smile that was not a smile but a very enjoyable expression, but it disappeared for a moment, and immediately bowed back in fear: "Commissioner Niwa, please don't do this, you are also performing your duties, I completely understand !"

Niwa Arika straightened up and lowered her head, "Thank you for your understanding, Akashi-san, I am about to leave, please work hard."

For her, it doesn't matter if there are some small flaws in the procedures or documents. After all, as long as people do things, they will make mistakes, and only if they don't do things, they will not commit crimes. Man, according to the current situation, the factory seems to be doing well with low-interest loans from the state, so she doesn't want to get to the bottom of it, and is going to leave directly.

Akashi Youxin quickly said: "Are you leaving now? Please stay for a light meal at noon!"

"No, we have other places to go." Arika Niwa beckoned, signaling the two attendants to leave together, and Hideji Kitahara followed behind her, and took another look at Akashi Yunobu saying goodbye to Yoko Takemura, then He said softly: "Commissioner Niwa, the quantity of raw materials is wrong, it looks like the product, and the center is empty."

Niwa Arika slowed down, but did not stop, and asked softly, "Are you sure?"

"If there are all raw materials in this warehouse, it would be more than 40% less." Hideji Kitahara was not nervous, but replied calmly. At best, this kind of behavior is misappropriation of low-interest loans. Maybe it’s just a violation of regulations. Even if they expose it face-to-face, this factory will not be crazy enough to do anything to them—unless they are really crazy, they will kill people or illegally detain them. idea.

If there is him, he is not afraid, he can fight out with Niwa in between.

Niwa Arika frowned, hesitated for a moment and then made a decision: "Let's go first, talk later."

Kitahara Hideji didn't quite understand what she meant, but in terms of the depth of his understanding of the banking industry, of course Niwa was the deepest, and he didn't force himself to stand out, so he followed Niwa and left.

After leaving, Yoko Takemura drove. She was very happy and drove slowly towards the second target. First, he was glad that Niwa didn't find anything, and his bank didn't need to be slapped; second, he was glad that he didn't have to take the "airplane", which was really scary, and his chest would be strangled by the seat belt.

But the car didn't drive very far, Niwa said he was hungry, took out the money and said that he would treat everyone to lunch, and Takemura Yoko immediately rushed to ask for a treat, but after Niwa's face sank, he immediately changed his mind and let her buy it, Niwa Of course I agreed.

Yoko Takemura parked the car, and Le Dian went to the convenience store, while Niwa took out a pack of cigarettes in a state of disbelief, took out one before realizing it, took out another and handed it to Kitahara Hideji: "Smoking? "

Kitahara Hideji was speechless, but after Niwa stayed for a while, he suddenly realized that he hesitated and put the cigarette back. Hideji Kitahara opened the car window and said with a smile, "I don't mind, Commissioner Niwa can smoke if he wants!"

"Oh, thank you." Niwa really wanted to smoke one, so he put it on the fire in his mouth, and took a puff, and the thin and long lady's cigarette was cut in half.

Kitahara Hideji was speechless looking at the slender soot, are you so anxious to smoke a cigarette?

Niwa sucked the cigarette into a cigarette butt in two puffs, and then puffed out the cigarette and asked Kitahara Hideji, "Aren't you wondering why I left?"

"curious."

Niwa snuffed out the butt of the cigarette, lit another one, and said hesitantly, "If you're not mistaken, we seem to have encountered a crime, what a big fish."

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