My Girlfriend is a Wicked Girl

Early in the morning, Kitahara Hideji got up, sat on the bed for a minute in a daze, then washed up, went out to find an early riser servant and asked where the nearest park was, and the answer was behind the building...

He wanted to go to morning exercises, but he didn't expect to get such an answer. He went out of the main building and took a look around, and found that Kagura House was bigger than it appeared on the surface, and it was much bigger.

The main entrance of Kagura House looks inconspicuous, and the front yard is also very small, just a general Japanese-style courtyard, but behind the building there are facilities such as mini golf courses, parks, cemeteries, etc. It is difficult to be found, and it really explains what is meant by mutton not growing on the face.

Hideji Kitahara walked around while jogging in the morning, feeling outrageous, but after running around and sweating a little, he saw Kagura Haruzuna walking with his head bowed from afar.

He took the initiative to say hello: "Good morning, Mr. Kagura."

Kagura Haruzuna looked up and saw that he was a little surprised, but immediately smiled and said, "Good morning, Kitahara-kun."

Hideji Kitahara nodded with a smile, not intending to hinder his morning exercise - it feels like at his age, a walk in the morning is probably morning exercise, or if he is thinking about something important, it is even more inconvenient to disturb him.

He was just about to go back, but Kagura Haruzuna waved and asked, "Do you have time, Kitahara-kun? Have time to take a walk with me, the old man."

"Okay!" Kitahara Hideji was a little overjoyed, thinking that Kagura Haruzuna wanted to talk about the unfinished topic of last night, so he walked over quickly, but Kagura Haruzuna seemed to be just planning to find someone to accompany him, just like that in the cold Walking slowly in the wind, without saying a word.

He took Kitahara Hideji around again, Kitahara Hideji's sweat was gone, but his sweat came out, and in the light of the morning sun, Kagura Haruzuna stretched his waist and sighed: "I'm really old."

Hideji Kitahara smiled and said, "Your body is already very good."

He estimated that Kagura Harasa Tsuna would be in his 70s, but he actually looked like he was in his 60s, and his body was really good. Anyway, he was better than Fukuzawa Naotaka who was less than 50 years old but looked like he was in his 60s .

Kagura Haruzuna smiled, didn't talk about this topic again, turned his head and looked around, and asked, "Do you still like this place?"

Hideji Kitahara smiled and said, "Of course, this place is very big and the environment is very good."

"This is a gift from the times." Kagura Harasa said with a smile: "Now the house and land here are valued at 8.5 billion yen, but when I bought it, it only cost less than 1.2 billion yen."

Land is expensive in Tokyo, and Setagaya District is the essence of Tokyo, a standard wealthy area, and one of the places with the highest housing prices in Japan. Hideji Kitahara knew that such a large piece of land would not be cheap, but he did not expect to be exaggerated to nearly 10 billion yen— — This is equivalent to the entire assets of an ordinary listed company.

He is now leading a group of salted eggs from the Fukuzawa family to make money, with a net income of tens of millions of yen a year, which feels quite powerful, but it is still far from the real top class—even if he presses one Calculated by earning 100 million yen a year, it will take 85 years to own such a house, and it is absolutely impossible for Kagura Haruzuna to only have this house and one piece of land.

But he didn't focus on the price, and asked softly, "Did you buy it after 1991?" During that time, Japan's real estate collapsed and social classes were reshuffled.

Kagura Haruzuna seemed to recall the past, and his eyes were a little dazed: "That's right, it was that time."

"The original owner..."

"Dead." Kagura Harutsuna pointed in the direction of the cemetery, "I even built a small Buddhist hall for him there."

"That's it..." Hideji Kitahara nodded lightly. He had read the introduction of that period in many materials of the Eastern Union, and he was a bit regretful that he could not go back to that time and personally experience the turbulent wind and waves of the era.

Kagura Haruzuna looked at his expression, and asked with a smile, "Want to hear what I, a witness, think about that era?"

Hideji Kitahara cheered up: "Of course, if you don't mind."

Right now, this is the living fossil of the Japanese economy from revitalization to collapse. It is of course a great reward to hear such a person talk about it in person. At least it can satisfy curiosity. It would be even better if you can learn some experience by the way.

"Let's talk while walking over there!" Kagura Haruzuna seemed a little dissatisfied with his old age, and took the initiative to take the lead for a walk. He walked neither fast nor slow. After thinking for a while, he said with a complicated expression: "That was the best era in Japan, and it was also the best time in Japan. The worst of times . . . for me, the best of times, and for losers, the worst of times."

Hideji Kitahara did not speak, feeling that Kagura Harasuna was able to be what he is today, he was able to jump from the grassroots to the top, and created a legend. Presumably, he absorbed great benefits from the turmoil of the times-the times make heroes, I don’t know if I have Not that chance.

Kagura Haruma spoke slowly:

"Many people think that the Japanese economy was destroyed. From the perspective of newcomers, they think it is the reason of the Plaza Accord, or the reason of the Americans. But from my personal experience, it is not that the Japanese economy is dying. of."

"Japan's economic revitalization began with the baby dividend. After the war, there was a period of birth filling the gap. This is the baby boom. The baby boomer generation suffered, but it was also this generation that laid the foundation for economic revitalization. In addition to work, it is work, for To support a family, the cost of labor is extremely low, and for the survival of the family, you can only obey unconditionally and endure all kinds of harsh environments... This is the staid and boring mid-Showa generation in your generation."

"At the same time, the world structure is in turmoil, the two powers are fighting for hegemony, and local wars in Asia continue. However, Japan has a US military garrison and is in a controlled stage. It doesn't even have an army. It looks miserable, but because of this, it has no ability at all. Getting involved in any external event became a natural safe haven for capital, and since then there has been a massive inflow of foreign capital.”

"Subsequently, the big countries facing each other across the sea made a decision to reform their economies, but at that time they were in need of all kinds of businesses, and all materials were extremely scarce, and they didn't even have the production capacity of home appliances, so we exported high value-added home appliances to Japan. There, we got unimaginable returns, expanded the scale of the enterprise, and had the capital to do various precise research, thus having the capital to challenge the United States in the economic world.”

While talking, Kagura Haruzuna took Kitahara Hideji out of a corner door, and Kitahara Hideji looked around vigilantly—how did he come out? Although I don't know how much your net worth is, but the house you live in is enough to qualify for kidnapping. Is it appropriate for you to walk out of the house with me and escape the security protection?

But he looked at Kagura Haruzuna's expression and found that he didn't feel anything, he was still immersed in memories, and felt that he didn't seem like the kind of person who didn't care about his own safety, so he didn't say anything, but still listened—even if Kagura Zhi Gang was really stupid and ran around alone. With him, seven or eight gangsters without guns came to give away the head, so there was nothing to be afraid of.

He listened to Kagura Haruzuna continue to speak, "The whole of Japan was crazy at that time, and the strong export of industrial products suppressed the domestic manufacturing industry in the United States, forcing the United States to force Japan to sign the Plaza Accord to protect its domestic enterprise factories from orders. However, in the following five years, the Japanese economic growth rate was still higher year by year, so I don’t think the Plaza Accord and the Americans are the main reasons for the collapse of the Japanese economy.”

"In those five years, the stable investment environment brought about by Japan's lack of arms, the booming market brought about by China's reforms, the rigid demand for housing brought about by the baby boom, and the frenzied overseas hot money pouring into the investment market due to the sharp depreciation of the US dollar expected by the agreement, completely overwhelmed us. Everyone believed in one thing - Japan will replace the United States as the new hegemon of the world economy!"

"But everyone forgot one question..."

Speaking of this, Kagura Harasuna stopped talking, and Kitahara Hideji hesitated for a while, feeling as if this question was to test himself, thought for a while and said: "Japan is a small country, and the population is too concentrated?"

Kagura Haruzuna took a look at Kitahara Hideji, smiled and continued to ask: "That's right, the country is too small, and the core land is less, so it goes up as soon as you buy it. At that time, Tokyo's real estate valuation could buy the entire United States, but Japan's GDP is only half that of the United States, and then what do you think will happen?"

Hideji Kitahara pondered: "Japan's economic revitalization is based on scientific research and the country's manufacturing industry, but the soaring housing prices and land prices will attract a lot of funds and squeeze out the share of funds that originally belonged to the manufacturing industry?"

Kagura Haruzuna smiled in relief, and continued:

"That's right, it's human nature. You can get money easily, so why bother? At that time, investing in real estate was much more time-saving and labor-saving than spending a lot of money on scientific research, and pursuing excellence in manufacturing export products. The financial statements are also good-looking. It can be said that everyone is happy. .”

"I remember that at that time, giants such as Mitsubishi, Panasonic, and Sony, which were solidly engaged in production, couldn't bear to stop, and spent a lot of money to acquire land in Tokyo and start construction projects, not to mention other companies. The real estate industry is like a sponge. It also sucked away the funds that should have been used for normal production, that is, wealth creation. However, the government at that time was wrong in its judgment. However, they turned a blind eye to the misappropriation of loans, and as a result, this huge flow of funds that could have saved everything failed to save the manufacturing industry, but rushed into the property market with leverage..."

Hideji Kitahara breathed a sigh of relief and recalled the materials he had read in Donglian. At that time, Japan was also in the middle of the second wave of urbanization. The urbanization of the whole country had reached 76%, and the population was concentrated in the six regions headed by Tokyo. In the big core circle, the huge amount of money pouring into the real estate industry one after another has led to a rapid increase in costs. As a result, the prospects are not as good as expected. The new generation of baby boomers cannot afford houses, and they simply have no interest in buying houses. The person who took over the order, while the domestic manufacturing industry was stagnant, and the big country next door was too capable, completed the commercialization of the market in just ten years, and won the Japanese electric appliance market by winning with quality. When the demand is not strong, there is a harbinger of collapse. Overseas hot money has a keen sense of smell and takes the lead in fleeing. The subsequent collapse of the Japanese economy is almost inevitable.

Then the stock market collapsed, the futures market collapsed, the bond market collapsed, and the exchange rate collapsed, then this series of collapses is also a matter of course.

From the point of view of Kagura Haruzuna, Japan's economic collapse, it belongs to oneself to kill oneself, the dividend is too strong, forced to indigestion, and finally began to collapse from the stomach. It is not a simple sentence in the book now - Japan is in Challenged the United States in the economic field, but was slapped to death by the United States.

Kagura Haruzuna watched him meditating there, smiled and said: "In fact, the general trend is the embodiment of human nature. Everyone wants to make money easily, speculate in real estate, stocks and futures, but if they want to be easy, they often end up with nothing... Here we are. This is the first bank I started and I come here every day to see it."