My rearview mirror can change my life

The worried female passenger was sent to the destination, and Shen Fei took the next order.

Moments later, a fat man got into the car.

At this time, the time was close to evening, dark clouds were thick, and wind and rain were coming.

Shen Fei looked at the passengers in the back seat. The man wore black-rimmed glasses, a loose T-shirt and sweatpants, and looked casual. I'm not old, but my hair is about to fall out.

Shen Fei asked curiously about his profession. "Master, what are you doing?"

"I'm an online writer!" The man replied: "Hurry up, I have to go back to catch up with the manuscript!"

"Hey, it turned out to be an online writer!" Shen Fei exclaimed in his heart.

Just listening to the profession, he dispelled the idea of exchanging identities with this person.

In Shen Fei's view, being an online writer may be the profession he thinks is the worst and the least willing to try.

He felt that this kind of work was too precarious, and the income was also a matter of opinion, depending entirely on the reader's preferences. Moreover, sitting in front of a computer for a long time and typing a keyboard, lack of socialization and exercise, is not a good thing for physical and mental health.

When he arrived at an old and dilapidated community, the fat man swiped the code in the car and gave money, jumped out of the car quickly, and rushed to his manuscript.

You go slowly, if this book hasn't improved, don't torture yourself!" Shen Fei said in his heart.

At this time, seeing that the weather was about to rain, Shen Fei parked his online car-hailing car in a nearby alley, walked into a noodle restaurant, and ate a bowl of large meat noodles.

The heavy rain was pouring down, and Shen Fei made up his mind while snorting the noodles.

Shen Fei, Shen Fei, you can't be so indecisive anymore!

Seeing that a day has passed, the free exchange card is still not used. How long is it until the next upgrade point?

I do have a problem with my own mentality. Ever since I had this free trading card, I have lost my sense of normalcy.

I always want to occupy other people's happy time, which is unfair to that person!

Shen Fei secretly decided: The next passenger, as long as he is not sick or sick, has a skill, he can follow a little light and exchange with him!

Anyway, when the system level is raised. Doesn't he just want something? At that time, there was no need to think about a card and hesitate!

After eating noodles and settling the bill, Shen Fei wiped his mouth with a napkin, and embarked on a night drive again.

In the evening after the rain, the dark clouds had just dispersed, and Shen Fei had just taken another order as soon as he hit the road.

The pick-up location is from an old neighborhood in the center of the city, and the destination is the outskirts of Tiecheng, which is also near the border. It is adjacent to the outside world, and there used to be tourists who used to experience day trips.

Now the neighboring country outside the country is in a state of civil war, today the drone killed a minister, tomorrow the team ambushed and hijacked a convoy, the army is in chaos, and the tourists of the past are gradually disappearing.

Shen Fei slowly parked his online car-hailing car on the side of the road at the pick-up location.

I had agreed with myself before, no matter how poor the passenger was, as long as he didn't have any big problems, he would exchange with him.

But as soon as he saw the appearance of the passengers, Shen Fei's heart was half cold.

The passenger was a man in his late thirties, early forties at most.

He stood on the side of the road, holding a black leather bag in his hand, looking preoccupied.

When the passenger got on the bus, he sat in the back seat in silence, clasping his hands to his chest, as if the burden of the whole world had fallen on his shoulders. Shen Fei adjusted the rearview mirror and noticed the passenger's frustrated expression. He felt that the atmosphere in the carriage was so oppressive that he could barely breathe.

Do you really want to exchange with him?

Let's ask first. In case this person was a suspect who had just killed someone, wouldn't he have to fight with the police uncle in place of him in the next few days?

Shen Fei couldn't help but break the silence. "Friend, you seem to have something on your mind, do you seem to have something on your mind?" he asked tentatively. The passenger glanced at Shen Fei and did not answer.

Could it be that there is really something wrong with this person? Shen Fei looked a little furious.

"Big brother, life is like this, sometimes it's good, sometimes it's bad, are you encountering any difficulties?" Shen Fei tried to break the ice: "Talk to my brother, maybe I can come up with some ideas."

The man looked at Shen Fei, hesitated for a long time, and finally couldn't stand it anymore, wiped his face, gritted his teeth and said: "Alas, it's good if you don't mention me, just mention it...... you will touch the scene." Shen Fei hurriedly comforted: "Oh, life is just ups and downs, and you go by point by point." You see, I drive this online car-hailing car, not because I like it very much, but because I am forced by life. To tell the truth, there is no iron that does not suffer from swords. The passenger groaned for a moment, and then burst like a flood.

He said that he has really reached a low point in his life recently, with a lot of debts and a great impact on his family. Shen Fei's heart tightened, but he used the words of the online car-hailing driver to continue to comfort: "Alas, when it comes to debt, I am also an expert. I can't count the car loans, rental fees, food money, and living expenses every month. But I've figured it out a long time ago, money is a numbers game. Sometimes you are short of money, and the big deal is to suffer a little, but people's mentality is the most important. The passenger's expression softened slightly, but then furrowed again. "I wish I could have thought that way, but this time I'm really done. "

What's the end?" Shen Feiqi said, "If you don't see anything else, tell me about it." "

I was fooled. Someone cheated me out of my savings. It also put me in heavy debt. The passenger said calmly, but his eyes were distracted, and there was no brilliance at all. Shen Fei felt a trace of heartache: "Alas, I can understand you when you say this. In fact, I also have relatives who were involved in a financial scam in their early years, and in the end, the family's money was lost. During that time, the family was full of complaints. But later, everyone slowly accepted it. Money can be earned again if it is lost, but family and friends, that is a lifetime thing. The

passenger shook his head again and again: "You can't understand it, this feels like you've pushed your relatives into the abyss."

At the end of 2012, he was approached by a senior executive who had retired from his workplace. The senior leader, who co-runs an investment company with others, asked him if he had any extra money to invest and guaranteed that there was no risk and high profits. The old boss is his big brother, he has always had great respect and admiration for him, and he has received help and advice from him many times.

Since it was a proposal from the big brother, he couldn't bear to refuse, and immediately decided to use his 300,000 yuan savings in this investment company.

In the first six months of the investment, he did make a profit. Compared with the income from bank deposits, he is very satisfied with the 54,000 yuan he earns every year. Friends and relatives who learned the news were also eager to try, and they transferred a total of 1.9 million yuan to him, and he immediately invested all of them in this investment company run by the old leader.

However, in the first half of 201X, he began to hear some ominous news about the broken capital chain of the investment company and the escape of the boss. This made him feel uneasy and went to the old leader with the intention of withdrawing the investment. However, the old leader used his reputation and assets as a guarantee to discourage him.

However, in the second half of 201X, everything went haywire. The old leader's partner suddenly absconded with the money, and when the news came, he felt extremely panicked. I hurried to find the old leader, and found that the house was already crowded with people who came to collect debts.

The investment company turned out to be a Ponzi scheme, using the money of new investors to pay old investors, until the capital chain was finally completely broken, and the partners of the old leaders took the opportunity to sneak away.

As a last resort, the old leader sold two properties to pay off part of the debt, including the 200,000 yuan he returned. He also scraped together 200,000 yuan himself to return to friends and relatives. In the end, he not only lost 300,000 yuan, but also owed 1.5 million yuan to relatives and friends.

This is a huge debt that is unbearable for him, whose monthly salary is only a few thousand yuan. Eventually, his parents had to use up all their pension to pay off the debt.

A year later, his father, who was already in poor health, died. He felt that his mistake had hastened his father's death, blamed himself for it, and even began to hate himself. He deeply regretted his greed and gullibility. During that time, his mental state was on the verge of collapse.

Born in a rural area, his parents' education level is not high, and his family is not wealthy. He now feels that he has lost far more than just money, but all hope, and the pressure of debt is like a snowball, pushing him into the abyss.

Shen Fei took advantage of the pause of the traffic light, turned his head and said seriously: "To be honest, although I am often broken by people's mouths, I still want to say that life is sometimes like this car, there will always be detours and bumps, but the front of the car always has to drive forward." There is always a way to solve the debt, such as negotiating with the creditor to see if there is a way to repay the loan in installments or reduce the interest......"

The passenger shook his head.

He said that most of the loans he owed were online loans, and he didn't give him much time to buffer

, and Shen Fei had been boasting, but now he also kept his mouth shut.

As much as he wanted to comfort the passengers, he understood that, without exaggeration, the passengers were now in a dead end.

Even Shen Fei couldn't think of any way to solve it.