My Side Job is a Trader

Chapter 108 Financial Advisor

Zhang Xin had been living at the bottom of the society before, suddenly became rich, and did not lose himself, which shows that he has enough self-discipline, but it needs to be seen and heard, so Zhang Xin has never been very clear about what a rich person looks like Living condition.

What you see on the Internet is superficial, some people deliberately show off their wealth, but the real rich will never be so ostentatious in life.

For a person who has climbed up from the bottom, the first thing to do after having money is to realize the goal that he once fought for.

Buying a house in the Shanghai stock market was Zhang Xin's biggest goal before, and it was also the expectation of his parents.

Due to the purchase restriction policy, Zhang Xin is not qualified to buy a house. He used to work to obtain the qualification to buy a house. Later, due to other accidents, the social security was interrupted. This also made Zhang Xin unable to buy a house in a short time, so Zhang Xin planned to buy a house in the name of the company. Then find a way to transfer it to your own personal name.

When Zhang Xin was thinking about how to buy a house through the company, Sun Fuyun at the front desk came in to report that a staff member from the Bank of Communications had come to visit.

"It can't be the one who applied for the card, right? If it's a door-to-door sales of credit cards, just reject it directly."

Zhang Xin knows that the bank has credit card salesmen who often go in and out of various office buildings for the sake of performance, which is commonly known as "sweeping buildings".

In fact, Zhang Xin sometimes admires these people, at least Zhang Xin himself can't save face by going to other people's offices to sell credit cards.

Not long after, Sun Fuyun went back and forth, telling Zhang Xin that he didn't deal with credit cards, but came here to visit Zhang Xin, the boss.

Zhang Xin asked Sun Fuyun to bring this person in directly.

As soon as this person entered the office, he warmly greeted Zhang Xin and introduced himself: "Hello, Mr. Zhang, my name is Fan Junmin, and I am the financial manager of the Songjiang Branch of the Bank of Communications. Please forgive me for disturbing you today."

As he spoke, he handed over his business card with both hands.

Zhang Xin took the business card, glanced at it and put it down.

Zhang Xin asked suspiciously: "May I ask if there is something wrong?"

Fan Junmin smiled kindly and explained: "It's like this. Our sales department attaches great importance to every high-quality big customer with an asset of over 10 million yuan, and we will hold some activities from time to time, and we will also give some small gifts during the holidays. Gift."

Fan Junmin paused deliberately, and then continued: "We found that Mr. Zhang's account has exceeded 10 million, so Mr. Zhang has been automatically promoted to our bank's VIP customer. I came to visit this time to tell Mr. Zhang that you can After enjoying some treatment, I will be your exclusive financial advisor in the future, if you have any needs, you can contact me at any time."

Hearing this, Zhang Xin finally understood that this person's purpose was to keep himself, and the ultimate purpose was to keep his cash.

Fan Junmin directly took out some leaflets and two recent concert tickets from his briefcase.

Zhang Xin was not too polite, anyway, it was delivered to the door for nothing, so don’t don’t want it for nothing, just happened to be able to take Li Xue’er to the concert, which can be regarded as pretending to be spring and snow.

Taking advantage of the gap, Fan Junmin quickly scanned around, and found that the office was basically filled with things related to stocks and futures, with a hint of clarity in his eyes.

Seeing that Fan Junmin did not intend to say goodbye, Zhang Xin asked, "Do you have anything else to do?"

Fan Junmin asked back: "Is it convenient to disclose Mr. Zhang's company account opening bank? If it is not our bank, I would like to implore you to open an account with our bank, after all, it may be used in the future."

Zhang Xin said: "Our account opening bank is Industrial and Commercial Bank of China. Doesn't it mean that a company has only one account opening bank?"

"Oh, it's like this. The opening bank is generally a basic account, which cannot be changed. However, a company can go to different banks to open separate accounts. These accounts are general accounts. Of course, general accounts can't carry out transfer settlement and cash Receipts and payments, and other businesses can be done through general accounts.”

This person is quite dedicated. The biggest purpose of this trip is to visit Zhang Xin in person. After the purpose is completed, he still wants to expand his business.

Zhang Xin thought for a while, there would be no loss for the company to open another account anyway, it would be better to be a favor, so that if he needed someone in the future, he could justly ask for it.

"Does that require me to go to your business department to open an account? If we need to handle bank statements in the future, go to the bank for remittance and other operations, it is not convenient to run back and forth?"

Zhang Xin started a company for the first time, and he didn't know much about some things, so he inevitably had doubts.

Fan Junmin explained: "You or the company's financial manager go to our branch to open an account, and then you only need to go to any branch of our bank to handle related business."

Zhang Xin nodded to show that he understood, and said that he just needs to go back to Songjiang in the near future, so he can take care of it by the way.

People have also visited, and the small gift has already been delivered. Fan Junmin didn't talk nonsense, and took the opportunity to say goodbye. Zhang Xin got up and wanted to send him off. He directly refused, "Mr. Zhang, you are busy, so don't send me off."

After Fan Junmin left, Wang Shen walked in, saw the concert tickets on the table, and asked, "Is the one who went out just now a financial advisor from the bank?"

"He said he came to visit me specially."

"Normal, it means that you are rich. Congratulations, you have taken the first step to become a rich person. Most people don't even bother to talk to you."

"Well, this also shows that we ordinary people really have no privacy in front of these banks, and account changes cannot escape the supervision of the state."

"There's no way around that. National policies are different. But even in a foreign country, you really think you have privacy. Don't you still want to check other people's banks, unless the bank is your own."

Wang Shen picked up the Rubik's Cube on the table and moved it a few times, then said casually.

Watching Wang Shen turn the Rubik's Cube, trying to restore the Rubik's Cube.

A few minutes later, Zhang Xin said, "Are you done with your work outside? You have time to stay with me and play Rubik's Cube?"

After Wang Shen recovered one side of the Rubik's Cube, the rest could not be recovered, so he threw the Rubik's Cube down in frustration, and said, "I'll go, I can't take a rest for a while. Sure enough, Daxian, you have become a capitalist now, and you know how to squeeze money." staff."

"Go away and talk like you're not the boss yourself."

"The group of interns didn't come today, and the stock market is closed now, so there is really nothing to do."

"Hey, this is not the style of your master, aren't you usually used to resuming the market after the market closes?"

Excellent traders basically have this habit. Although Zhang Xin has supernatural powers, he will summarize the day's transactions through review when he is free. Only by constantly summarizing and learning can he maintain a long-term position in this market. win.

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