My Side Job is a Trader

He Cuizhen said: "Then what kind of bank has bad intentions, and arranged such a beautiful woman as a personal financial advisor for a young man of blood. What kind of thing is this? After a long time of contact, something will happen sooner or later."

"Mom, you may have misunderstood. Maybe the private financial consultants assigned to rich people are so good-looking. You must know that this is just a job. We shouldn't look at them with colored glasses."

He Cuizhen pointed to Zhang Xin and said, "You must pay attention, kid. Our family was a big family in the past anyway. If you dare to do something to offend Xiao Xue'er, don't recognize me as a mother."

Zhang Xin took the mobile phone and said: "I know, I know, I'll ask her what's the matter first, isn't that too much?"

After Zhang Xin passed the friend request of the woman named Fan Rong on WeChat, the woman came up and introduced herself: "Mr. In the future, I will serve you wholeheartedly, no matter what kind of requirements you have, you can ask me, and our bank will match you with suitable resources."

Zhang Xin asked: "I remember that the bank assigned me a personal financial advisor named Fan Junmin before? Why is there another one? Then who is my current financial advisor?"

Fan Rong returned: "I am exclusive to you, that is to say, I only serve you alone. As for Manager Fan, he is not an exclusive financial advisor and needs to serve several people. In other words, it is he who serves Clients’ assets are in the tens of millions, and our guild will assign dedicated personnel to serve the clients of over 100 million. And I am one of them.”

Zhang Xin replied: "Understood, although we have a large amount of funds in the bank, you still give them three or six or nine grades. Is that what you mean?"

"Mr. Zhang, you don't need to be so straightforward. We only classify according to the strength of customers, which is easy to manage."

Zhang Xin asked immediately, "Can I make any request?"

Fan Rong replied: "You can tell me all legal and reasonable demands, and we will find a way to solve the problems you encounter, such as the company needs funds and talents in terms of operation, we can help you with these."

"What about my personal affairs?"

Fan Rong then replied: "Mr. Zhang, I'm just your personal financial advisor. I can't do anything about your physical needs."

Zhang Xin laughed out loud after seeing the news, causing He Cuizhen to curiously stretch her head to see what was being discussed.

Zhang Xin quickly replied: "Don't think about it, I mean I have encountered some troubles personally, can I ask you for help?"

"Of course, you can say it directly."

Zhang Xin asked: "I want to buy a house in the Shanghai stock market, but due to the purchase restriction policy, I have not yet obtained the qualification to buy a house. Can you help me solve it?"

After a while, Fan Rong replied: "I thought it was a big problem, but it turned out to be this. This is too trivial. I can reply to you in two days."

"Okay, then I'll wait for your good news. Originally, I wanted to buy a house in the name of the company. Since there is a way to buy a house directly, then I don't need to go around."

"When will Mr. Zhang come back? There are some things I need to talk to you face to face, and some things I need to hand over to you personally."

Zhang Xin replied: "In two days, I will notify you when I return to the Shanghai stock market."

Fan Rong replied with an "OK" expression, and the two ended their first conversation.

Zhang Xin said with emotion to He Cuizhen: "Mom, it's nice to be rich!"

The quick fortune in a short period of time has made Zhang Xin or Zhang Xin's family not used to living the life of a rich man. For them, except that they don't have to worry about spending money, other aspects are still similar to the past for the time being.

He Cuizhen looked at Zhang Xin suspiciously, as if asking why he expressed such emotion.

Zhang Xin didn't whet her appetite, and explained: "Just now I told my personal financial advisor, Fan Rong, that I want to buy a house in Shanghai, but I don't have the qualifications to buy a house, but she told me that it's not a big problem, and it will be over in two days. Notify me that I am eligible to buy a house."

"Huh? Then why did I hear people say that in the Shanghai stock market, even if you have money, you can't buy a house?"

"Yeah, I thought so at first. In order to be able to buy a house, I'm going to buy it through a company and then transfer it to my name.

But in this way, I will have to wait a few years to complete the transfer, because I need to depreciate the company’s assets to make the house zero assets on the book, and then I can personally purchase the house from the company at any price to complete the house transfer problem;

Either buy it in the name of the company and transfer it directly to my name, but in this way I need to pay a high value-added tax, which is not worthwhile. "

Zhang Xin analyzed the original plan to He Cuizhen, but He Cuizhen said directly: "Okay, I know you are smart, I don't understand these methods even if you tell me, but I know that you can buy a house in this way , did I say something wrong?"

Zhang Xin gave He Cuizhen a thumbs up and said, "Mom, you're so smart, it's a pity you didn't study much back then, otherwise you would definitely be a big boss."

He Cuizhen sighed and said, "It's all your grandma's fault. Back then, the family didn't have enough labor force, so I made up the numbers. As a result, I dropped out of school after only two years of elementary school. Otherwise, I would have married your father?"

Zhang Xin said: "Mom, you didn't marry the wrong person. Although you have suffered a lot with my dad, my dad is still very good to you. Look at our house, it seems that my dad does the laundry and cooking. By the way, if you don't marry my dad, how can you have me? Now you have come to the end of all your hardships."

"It's because of you that I have suffered so much. Otherwise, your father and I will retire, so there is no need to be sixty years old."

"Okay, son, I will honor your elders well."

Before, the mother and son hardly ever spent time alone, but now that He Cuizhen has retired, they spend more time together.

"Son, if you have something to do in your company, you can do it first. Anyway, I will take care of Xiao Xueer."

Zhang Xin replied: "Mom, you are not joking with me. In my impression, the taste of the dishes you cook is not very good. The girl's mouth has been spoiled by me a long time ago. As far as the dishes you cook are probably not to her liking .”

"Ah? So what should we do? You have been staying here, and the company doesn't care?"

Zhang Xin rolled his eyes and said, "Yes, our family can find a nanny. She doesn't need to do much, as long as the meals are prepared every day, won't it be soon?"

He Cuizhen was used to living a poor life, and she subconsciously didn't want to hire an aunt, but Zhang Xin convinced her that she could find an aunt to come over to try it first, and if the food was okay, then it would continue like this from now on.

With He Cuizhen to accompany Li Xueer, he doesn't have to worry about three meals a day, so that Zhang Xin can go back to the Shanghai stock market to do company affairs with peace of mind.