My Side Job is a Trader
Chapter 308 Correct usage of family funds
Zhang Xin was too lazy to listen to the old man's nagging, and said, "Grandma, let's go, let's go to the second uncle's house first, before we don't have anything to eat."
Grandma heard the words, locked the door, and walked to the west of Zhang Zhongyu's second child's house.
Along the way, everyone I met would come over and say hello to Zhang Xin:
"The big boss is back?"
"Come back to see grandma!"
...
Grandma also has a proud face, which can be regarded as giving her face.
When I came to my second uncle's house, my aunt just started cooking dinner.
Grandma shouted: "Second daughter-in-law, Zhang Xin is back today, don't forget to bring our meal."
Hearing this, Zhang Zhongyu hurried out of the room. After Zhang Xin said hello, he put the gifts he bought on the cabinet in the lobby.
"Second uncle, is there any food at home? I'll stay for dinner today."
"Yes, yes, I will kill a chicken later, and let your brother buy some cooked vegetables after get off work."
As he spoke, he called Zhang Guiming and asked him to drop by and buy some cooked vegetables when he came back from get off work.
Next, Zhang Zhongyu and his wife started to make dinner.
Naturally, there is no shortage of vegetables in the countryside. There are many vegetables growing in the vegetable field in the yard. My second uncle is busy killing chickens, and my aunt is busy picking vegetables.
Neighbors on both sides heard the movement and began to come over to chat.
During the Chinese New Year, the news that the big boss of Hanyue City went to the countryside in person to visit Zhang Xin has spread throughout the village, and even the neighboring villages have heard that there is a great person in Xinlong Village, Even the head of Hanyue City had to come to see him in person, so for a while, Zhang Xin became the goal and role model for everyone in the vicinity to educate their children.
When it was completely dark, a fairly sumptuous dinner was ready. The second uncle's family of three, Zhang Xin, grandma, and three neighbors just made up a table.
"By the way, what happened to grandma recently? Why did you suddenly think of preparing paper ingots for yourself?"
Zhang Guiming said: "What else can I do? An old woman in the village who often played mahjong with her has left. I guess the old lady has realized that she is getting old and may leave this world at any time."
"Grandma thinks too much. I heard from the doctor who often gave grandma a physical examination. Apart from high blood sugar, grandma has no other problems. As long as she pays attention to eating less sugary foods, she basically doesn't need to think about related problems for a year or two. "
Zhang Guiming said: "Leave her alone. As long as she is happy, she can do whatever she wants. A while ago, she specially made two new clothes, saying that she would change into them when the person left."
Grandma obviously didn't want to continue this topic, so she asked, "Son, where are your parents?"
Zhang Xindao: "After my dad officially retired, they traveled all over the country. They said that after a lifetime of hardship, they finally had the time and money. While they could still make trouble, they went to see the great rivers and mountains of the motherland."
"Where's your wife? Why did you come back alone?"
Zhang Zhongyu asked.
Zhang Xin said: "Xiao Xue'er is filming in Zhejiang Province, and the two babies are also with her, but they are taken care of by special staff.
I came back this time to check on the progress of the investment project, and I happened to come back to visit everyone by the way. "
Grandma said: "Next time you come back, can you bring my great-grandson and great-granddaughter back together for me to see, I just want to take a second look, even if you die, you will have no regrets."
"All right, all right, anyway, it will be Chinese New Year in three or four months, and all of us will be back by then."
"Last Chinese New Year, I heard that a film and television city will be invested and built in Hanyue. Could it be this?"
When Jian Huaxing talked with Zhang Xin, he didn't deliberately avoid Zhang Zhongyu, so Zhang Zhongyu naturally knew that the film and television city was invested and built by Zhang Xin.
"Yes, this is the project. Now the main body is almost done, and we will wait for the later decoration."
"Last time I heard you guys say how much you invested?"
"More than a billion yuan! This is just an initial investment, and I don't know if there will be additional investment later."
Zhang Xin spoke very calmly, and the neighbors who were eating together gasped and said, "My God, more than one billion, how much is that?"
Zhang Xin looked at the size of the main room and said, "I don't know how much it is. Anyway, the room is full and it won't fit."
Zhang Guiming said: "Brother, is this money just a number to you now?"
Zhang Xin nodded.
"There is too much money, I don't care how much money I have anymore, anyway, there are special people to help me manage the account."
"Then don't you have more money than the bank?"
Zhang Xin shook his head and said with a smile: "How is it possible? Banks exist in hundreds of billions or even trillions. How can I compare with banks now? It may be possible in another ten years. Compared with outlets, it really doesn’t have as much money as me.”
Zhang Guiming said: "Look at your cousin and I are still in such a miserable situation, since you are so capable, please help me."
Zhang Xin said: "During the Chinese New Year, I promised to set up a family fund in the name of my patriarch to help each other. You don't need to ask me for help. You can apply to the family fund. If It is reasonable and legal, and I will naturally not obstruct it.”
"It's like this. Your cousin and I have been doing auto repairs for so many years. I think the technology is good, so I came up with the idea of opening a repair shop by myself. However, due to financial problems, I have not been able to realize the opening of the shop until now. dream."
When Zhang Xin heard that he wanted to open a car repair shop, he naturally supported him very much, which was better than working for others.
"Brother, it's easy to say, but starting a business by yourself is still very risky. If I don't succeed, how can I pay back the money? Do you think this is the truth?"
Zhang Xin looked at his aunt and knew that his aunt was not in good health and had to take medicine all the year round to maintain his health. Now, only Zhang Guiming has income in their family, and his second uncle works as a farmer at home, and his income is almost negligible. If he fails to start a business, he will really go bankrupt because of it. Maybe it will even hurt my aunt.
Zhang Xin knew Zhang Guiming's concerns, so he said, "Brother, it's like this. You can apply for a loan from the family fund. If you succeed in starting a business, you need to return the money with interest. If you fail, then Even if the money is in vain, you don’t need to pay it back, but if you still want to apply, you need to pay back the money first.”
"You mean everyone has a chance, and even if they don't succeed, there's no need to rush to pay back the money?"
Zhang Guiming confirmed.
Zhang Xin said: "That's right, that's what it means, but the premise is that your business plan must be reliable and reasonable. Don't just apply for a few million and say you want to start a big business. If you do that, I won't approve it."
Zhang Guiming understood Zhang Xin's painstaking efforts after a little thought. In this way, all members of the Zhang family will have one more chance than others. However, in order to prevent family members from maliciously applying for funds, various preconditions were set. , the family fund can be maintained in this way, at least for ten years, there will be no problem.
Zhang Guiming said: "Okay, then I will apply for a loan later, and try to prepare the start-up funds before the year, and start working officially after the year."
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