My Side Job is a Trader
Chapter 411
Zhang Xin stayed at Zhou Chaodong's house for a whole day, and also had lunch at Zhou Chaodong's house. The two chatted a lot. Zhou Chaodong really valued Zhang Xin, and told him a lot about his own experience and when he encountered some emergencies. coping methods.
These life experiences are also an intangible wealth, which can increase Zhang Xin's experience, so Zhang Xin is also happy to listen.
Zhang Xin joked: "Brother Zhou, why do I feel that you have the feeling of confessing the funeral?"
Zhang Xin knows that in the financial circle, especially traders, although they usually seem to have a bright future, once they encounter such a huge loss, they will often go to extremes and go to the roof to kill themselves.
The reason for this is that many people have caused huge losses due to a single trading error, and often many traders have signed an agreement with the funder behind them. If the loss is caused by the trader, it will be borne by the trader.
As the saying goes, "when the horse stumbles", even the best traders can't make no mistakes in every trade, which will make them have to bear huge debts.
Some people have too much loss, and it is still not enough to pay all their personal assets, so some people think that it is better to leave the assets to their wives and children than to lose their assets to others, so they will quickly divorce and complete the property division, and then take all their own assets. Debt self-solved.
In this way, the benefactors have nothing to do. After all, the law stipulates that the debt of the deceased is eliminated. As for the wife and children of the family, they are protected by the law. It is not easy to impose the debt of the deceased on the children.
This is the main reason why I often hear people going to the rooftops. Zhang Xin is afraid that Zhou Chaodong will also go to this step.
Zhou Chaodong also understood Zhang Xin's meaning, he was stunned for a moment, and said: "Don't worry, Brother Zhang, the financial backers behind me are all state-owned assets. upper body, so how could I think of killing myself?"
Zhang Xin said: "Huh? You still want to go to jail?"
Zhou Chaodong nodded and said: "After all, the hole in the loss is not small. Someone has to take the blame, right? Just a little Xie Zhongwan, how can I calm down the anger of those state-owned bosses, so I, the person in charge, will use it at this time. There is value."
"But what charges? It's not easy to use trumped-up charges, right?"
Zhou Chaodong laughed at himself, and said, "If you're in finance like us, don't you worry that you won't be able to find any charges? You can be charged with manipulating stock prices and markets, isn't it enough for three to five years in prison?"
"So that means, almost all financial people can be done like this?"
Zhou Chaodong glanced at Zhang Xin with deep meaning in his eyes, and said, "Brother Zhang, there are some things that are uncertain, the main thing is to see whether the higher authorities want to do it or not. According to the Law, which one is not manipulating the stock price? It can be said that ten of those fund managers will catch ten of them, and they will never wrong one person. But usually everyone is tacit, and when something happens, they will care about it with you .”
Zhang Xin was a little speechless. Although he knew beforehand that the fund company's manipulation of the market by raising the stock price must not comply with relevant laws and regulations, but seeing everyone playing like this, he thought it was an unspoken industry rule, and the original intention was here.
Zhang Xin then asked: "Then you go in, what about your sister-in-law and your daughter? You also said that the assets will be confiscated. Could it be that you have also given them property protection in advance through divorce?"
Zhang Xin did not avoid Zhou Chaodong's wife, so Mrs. Zhou, who was cleaning up in the kitchen, also heard this sentence and replied: "We are not divorced, it is nothing more than giving up some things outside of us, and the money from our daughter is basically enough for her to use." I graduated from university, so having money or not has little effect. Back then, I also lived a hard life with Chaodong. Now it’s like going back to the past. When he comes out, we start a new business. Even if he quits finance, I still believe it. He will definitely make a comeback.”
Zhang Xin gave a thumbs up and praised: "Sister-in-law is indeed not an ordinary person. I really want to publicize your relationship, so that those who divorce easily can see what it means to be a husband and wife."
Zhou Chaodong said: "I've discussed it with your sister-in-law before, but she still refuses to agree to divorce, so I can only follow her. I've done the math, and if there are no accidents, I will probably be sentenced to seven to ten years. If the performance is better, it will be closed for about three to five years in the end, and she said that she can afford to wait."
In the afternoon, when Zhang Xin was about to leave, two uninvited guests came to the house, and Zhou Chaodong hurriedly welcomed them in.
Through the conversation, Zhang Xin knew the identities of these two people. They were from the bank. They came here this time to discuss the details of the house auction with Zhou Chaodong.
After Zhang Xin heard this, he said directly to the two of them, "So... what are your surnames?"
The middle-aged man wearing glasses saw that Zhang Xin was unusual. After all, Zhou Chaodong was considered an individual, and there were no ordinary people who could associate with such a person, so he didn't dare to be negligent, and quickly introduced himself: "Sir, you Okay, my surname is Yan, and I'm the director of the asset management department of Huaxia Industrial and Commercial Bank Jingshi Branch, and this is my assistant Tian Sen, what's your name?"
Zhang Xin replied: "My surname is Zhang. Director Yan, can I discuss something with you?"
Director Yan was also at a loss. He didn't know what Zhang Xin was going to do, but he asked patiently, "I don't know what I can do for Mr. Zhang? If it's beyond my ability, then I'm powerless."
Looking at Zhang Xin, Zhou Chaodong also had some guesses in his heart, and hurriedly said: "Brother Zhang, this is not suitable. After all, although you and I have a good relationship, a house is worth tens of millions. I am ten million." won't accept it."
Zhang Xin ignored Zhou Chaodong, and said directly to Director Yan: "This house does not need to be auctioned. I bought it with my money. What do you think?"
Director Yan hesitated and said, "This... I can't make up my mind either, it depends on what the higher authorities say."
Zhang Xindao: "I am not asking you to terminate the auction, but directly auction it to me, and I will pay according to the market price. Not only will there be no loss for your bank, but you will also earn some. If the auction procedure is true, this set The house can’t be sold for so much money.”
"Mr. Zhang, this is not a matter of money or not, but that it is not in accordance with the procedure to do so."
Zhang Xin said: "Don't talk to me, I'm also a super VIP customer of your bank. You often disclose some of the assets participating in the auction to us in advance, and you can directly sell them internally. If you don't believe me, you can call and ask. What is Xin's identity?"
Director Yan greeted everyone, then walked aside to make a phone call.
Zhou Chaodong said: "Brother Zhang, it's inappropriate for you to do this. You must know that all the properties under the name of our husband and wife will be confiscated."
Zhang Xin smiled and said: "Don't worry, Brother Zhou, the house will be in my name for the time being, and I will transfer the ownership to you after you come out. You will have a free house to live in anyway, and my sister-in-law can't rent a house alone. Live? This house is for her to live in."
Zhou Chaodong didn't speak, but said after a while: "Thank you, brother, I did not misunderstand the person. It's easy to add icing on the cake, but it's hard to give charcoal in the snow. I'm very glad to know you."
Zhang Xin shook his hand and said, "Don't talk about it, you also helped me back then. You must not forget your roots. This is my principle of life."
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