My Years As a Car Dealer

Chapter 0174: Mortgage Car

"Brother, you don't have a fever, right?" Zhang Chen touched Wang Longfei's forehead with one hand and his forehead with the other, and compared each other's body temperature, eh? It's normal and not hot, why are you talking nonsense?

"You make a tribute." Wang Longfei stretched out Zhang Chen's arm, scolded with a smile, and said, "You just got a fever and became confused."

Seeing Zhang Chen and everyone's confused eyes, Wang Qiangle, who was sitting in the back row, couldn't close his mouth, and suppressed a smile to explain to Zhang Chen and the others: "This BMW 7 Series was really bought by Brother Wang. As soon as I paid the money, I will come to you to see if there is anything wrong."

Zhang Chen's eyes were still full of doubts, and he asked Wang Qiang puzzled: "Is it really that Brother Wang bought it?"

Wang Qiang nodded heavily: "Really."

"really?"

"really."

"really?"

"really."

Under Zhang Chen's series of questions, Wang Qiang's head kept nodding, almost catching up with the chicken pecking at the rice.

Wang Longfei was a little unhappy, staring at Zhang Chen and shouting aggrieved: "Have you finished? I really bought this BMW 7 Series."

We are all brothers. Zhang Chen understands the personalities of his classmates and has long believed what Wang Longfei and Wang Qiang said, but this 2018 M760LixDrive BMW 7 Series is too luxurious and too expensive. Zhang Chen can't believe this fact.

"You are too rude." Wang Keqiang and others couldn't find any words to describe Wang Longfei, and the sour words were full of envy, jealousy and hatred.

"Hahaha." Wang Longfei held his head high, and the corners of his mouth rose sharply. He took the initiative to say to Zhang Chen, "I picked up a big leak. It only cost 300,000 yuan to buy this car. How about it, is it cheap?"

"How much?"

There was an exclamation all around.

The people in the four-sea car dealership shouted in amazement, they really couldn't believe their ears.

Everyone's eyes and chins fell to the ground again, and they were all petrified.

Their bodies were motionless, maintaining a rigid posture for half a minute.

Their eyes were round and round, and they stared at Wang Long in the BMW Seven Series.

The boss of their mouths opened, saliva gushing all over the ground, and the sound of gurgling from the throat from time to time, can not believe that this imported 2018 M760LixDrive BMW 7 series only cost 300,000.

The original price of this BMW 7 Series is 2670, even if it is sold to any car dealer in the used car market, as long as the car dealer has the strength and dares to take the car, it will be properly collected in more than one million seconds.

The original owner who sold the car sold it easily for 300,000 yuan. Water got into his head, or was he caught in the door?

The doubts and bewildered eyes of everyone instantly annihilated Wang Longfei.

Everyone thinks that Wang Longfei is not handsome. A 24K pure gold diamond-encrusted pie fell from the sky and fell into his mouth. How could such a good thing happen?

The three people sitting in the car were watched by everyone's demon-like expressions, and their hearts were like a little rabbit, and their hearts were thumping wildly.

Wang Longfei was so anxious that he cried. He came out of the BMW 7 Series and stood in front of Zhang Chen, swearing to the heavens that he didn't do anything bad.

"I believe in you." In Zhang Chen's hometown, people believed that there were gods who raised their heads three feet up, and swearing and swearing was very serious.

Zhang Chen believed that Wang Longfei had never done anything illegal, and believed that he actually bought this BMW 7-series with 300,000 Chinese dollars. However, Zhang Chen felt that things were too strange, and there was a strangeness everywhere, but something was not normal. Unable to speak.

With Zhang Chen's words, Wang Longfei breathed a long sigh of relief. Being trusted by his brother made his heart warm. A seven-foot-tall man had red eyes with choked eyes.

"Little Wang, where's your big green book?"

He spent 300,000 yuan to buy the imported 2018 M760LixDrive BMW 7 Series that originally cost more than one million yuan. Wang Keqiang also thought it was too abnormal. However, Wang Keqiang, who is cautious by nature, has not spoken. He just watched the BMW 7-series quietly, and even walked around more than once to check that the interior and engine compartment were all in brand new condition, which proved that it was a new car.

Now Wang Keqiang suddenly asked Wang Longfei about the big green book, which made everyone ask questions.

Zhang Chen knew that Wang Keqiang had a prudent personality and worked flawlessly. What is even more rare is that he has been working in the used car market in the seaside city for ten or twenty years. His experience and knowledge are not comparable to ordinary people.

Now Wang Keqiang suddenly asked about the big green book, he must have found something.

Zhang Chen stared at Wang Longfei, only to see confusion in his eyes, obviously he didn't know what Wang Keqiang said about the big green book.

"The big green book that Uncle Wang said is the motor vehicle registration certificate of the vehicle, commonly known as the big green book, because it is really green.

If the car driving license is the ID card of the car, the motor vehicle registration certificate is the household registration book of the vehicle, and the motor vehicle registration certificate is the legal proof of the ownership of the vehicle, which is kept by the owner of the vehicle and is not carried with the vehicle.

However, it is required for any vehicle registration such as vehicle registration and transfer. Zhang Chen explained to Wang Longfei very, very detailed, and asked Wang Keqiang curiously, "Why did you suddenly ask Daluben? "

"I'll tell you in detail later." Wang Keqiang was very urgent, and seemed to be very concerned about the BMW 7-series big green book. He pressed Wang Longfei and said, "Show me the big green book."

"I don't have a big green book." Wang Longfei's forehead was covered with fine beads of sweat, "Boss Dong who sold the car didn't give it to me!"

"If I don't give you a big green book, how can you transfer the property?" Hao Qiang and the others were really speechless to Wang Longfei. They felt that Zhang Chen's classmate didn't know anything and was a complete stumbling block in car sales.

"I'm going to Dong Biao to get the big green book back." Wang Longfei was anxious, and what would happen if the BMW 7-series he bought back after spending a full 300,000 yuan could not be transferred? Isn't this fatal?

Wang Longfei turned around and walked towards the door of the BMW 7 Series, wanting to go back to find Dong Biao, who sold the car to him.

"Wait, you don't have to go back to find the seller." Wang Keqiang took a few steps quickly, grabbed Wang Longfei's arm tightly and prevented him from leaving, and shouted loudly to Zhang Chen when he turned back, "Hurry up and drive away, drive away, Drive away, don't stop here, oh right, drive the car to Zhao Yishou Store."

"Why?" Wang Longfei was very puzzled. He bought a car well, but he seemed to be avoiding the devils who were mopping up. What was going on?

Wang Keqiang, who has always been calm in character, was so anxious and solemn at this time. Zhang Chen believed in Wang Keqiang and didn't ask him what was going on. He opened the door and started the car. As the 12-cylinder engine started, the rear side of the BMW 7 Series came out on both sides. The sound of the exhaust roared, and thick black smoke emerged from the four wheels.

"Uncle Wang, what happened?" Wang Keqiang told himself about the big green book, but he prevented himself from going to the seller Dong Biao to ask for it. Wang Longfei didn't know what was going on, and he was more worried about the 300,000 he spent. He was about to collapse.

"It doesn't help you to go back to the seller, because you bought a mortgage car, and the seller doesn't have a big green book at all, so you can't go through the transfer procedures, but you don't know anything, and you're more thoroughly deceived by the seller." Wang Keqiang pulls Following Wang Longfei, he walked quickly towards Zhao Yishou's shop, surrounded by many employees of Sihai Motors, he took advantage of the time to tell the result of his guess.

"Morting a car?" Wang Longfei is a student. He doesn't know what a car is mortgaged, and whether he can go through the transfer procedures. He thought that the transaction was completed by paying the money in one hand and delivering it in one hand.

Wang Longfei, who was being pulled by Wang Keqiang, was also stunned. He looked at Wang Keqiang stupidly and listened to his tone, as if he had spent 300,000 yuan to buy a BMW 7 Series. , as if he was a thief and did something wrong, he felt very awkward.

Wang Keqiang explained to Wang Longfei the tricks in the mortgaged car in detail: the source of the mortgaged car is a very small part of the "smuggled" car, and a very small part of the "stolen" car.

But there is another most common and most common situation, that is, the vast majority of people spend hundreds of thousands of dollars for the down payment, and they also borrow millions or even millions from financial companies opened by banks or OEMs to buy a car. Luxury cars.

Most of them are BMW, Mercedes-Benz, Porsche and so on.

Of course, before the buyer pays off the loan, he is not the owner of the vehicle in the legal sense. The big green book is the motor vehicle registration certificate that is pledged to the bank or the financial company opened by the OEM, so this kind of mortgage vehicle cannot be transferred. Unable to trade normally.

Only when the buyer pays off the loan, the bank or the financial company opened by the OEM will return the big green book to the buyer, and he is really the owner of the car.

Paying a small down payment and taking out a loan to buy a luxury car of more than one million or even more than two million is the first step for these buyers with ulterior motives.

The most common operation in the back is to buy a luxury car and drive it directly to the mortgage company.

The mortgage company gave him a corresponding large sum of cash, and then these people went into business with far more cash than they paid.

Of course there are winners and losers in business.

If the business is profitable, some sellers will redeem the car, and the car and the tender wood will not live a casual life.

Some sellers are unwilling to redeem the car, or they are out of money, and the mortgaged luxury car cannot be redeemed, so they completely give up their luxury car to the mortgage company.

But the mortgage company wants a luxury car, even if these luxury cars are all new cars, it is useless, so they take this luxury car at a low price, or even deal with it at a super low price. A brand new luxury car that originally cost more than one million yuan is generally You can buy it for only a few hundred thousand.

There is a difference of more than one million in the middle. Some people are greedy for cheap, but they are willing to buy it, just to pass the addiction of luxury cars.

"Uh..." After hearing Wang Keqiang's explanation, Wang Longfei's old face turned red, no wonder Wang Keqiang said that he didn't understand anything, and that he was more thoroughly deceived by the seller. It turned out that the seller encountered his own hammer and even omitted the explanation procedure.

I can only blame myself for being cheap. I found this car source on the Internet and went to look at the car stupidly.

However, Wang Longfei was very puzzled and asked Wang Keqiang depressedly, isn't the mortgage company sure to lose money by doing this? How can he recover the loss himself?

Wang Keqiang gave a wry smile. The people in the mortgage company are all thousand-year-old foxes. How could they lose money?

Some unscrupulous mortgage companies have already thought of countermeasures. They have installed GPS trackers on mortgaged cars, which can directly locate where the luxury cars they sell.

Then arrange for some members of the community to steal the luxury car that was sold, or even **** it directly.

If something like this happens, there's nothing you can do, even if you call the police.

Because this car is not in the name of a cheap buyer like Wang Longfei, the dispute between the two parties is an economic dispute, not a criminal case.

Most of the results are that the people who bought the car have not driven for two days, but the car has been stolen and stolen, and hundreds of thousands of dollars have been lost in vain.

Wang Keqiang told Wang Longfei that if he bought a car that was mortgaged to the bank and mortgaged to the mortgage company, he would have lost hundreds of thousands of car payments at most.

If you buy a "smuggled" car, the trouble of stealing and "robbing" the car is really big, and maybe there will be a lawsuit for no reason.

"Ah? Eat wotou?" Wang Longfei's forehead was dripping with sweat, and he screamed with trembling all over. Of course he understood what Wang Keqiang said about eating wotou. Originally, he simply bought a car, thinking that a pie fell from the sky. , Picked up a big leak, who knew that the routine inside was so deep. In an instant, regret and guilt flooded into his heart, and he even slapped himself hard, regretting why he was so greedy for money and didn't wait for Zhang Chen to go back to school to buy a car?

Wang Longfei doesn't want his 300,000 yuan anymore. He is even more afraid of getting involved in a lawsuit. If Wang Keqiang said the most terrifying result, he will not only go to jail, but also will definitely be expelled from the school, so he anxiously asked Wang Keqiang what to do?

Wang Keqiang told Wang Longfei that in addition to Wang Longfei who was deceived by his ignorance, there were also those who only cared about their immediate interests and greed for cheap.

Because anyone who understands mortgage cars and dares to buy a mortgage car is a person with strength, methods, and ways, and is a local "capable person~www.wuxiaspot.com~ If you make a call, within five minutes If there are not more than a dozen strong men, what will fall from the sky will not be pie, but iron lumps. Be careful if the head is smashed and blood is broken.

As for the current situation of Wang Longfei, Wang Keqiang comforted him. For the sake of insurance, he had to go to Zhao Yishou's shop to check first. If there is a GPS tracker, remove it directly, and never park the car foolishly where the mortgage company can find it.

Wang Longfei was very annoyed and regretted that he didn't consult Zhang Chen first. He had never experienced such a thing, so he could only follow Wang Keqiang's arrangement and put all his hopes on him.

In fact, Wang Longfei was wrong. The strength of Zhang Chen's car dealer system lies in appraisal and sales, and there are some special skills that can help Zhang Chen realize his dream.

However, the car dealership system is not a panacea. It does not store these strange tricks and tricks. Zhang Chen is not familiar with the deception routines in the second-hand car market.

If Wang Longfei took Zhang Chen to buy a car, with Zhang Chen's caution, he might be able to uncover the tricks of the seller Dong Biao and recover his losses, but it would definitely not be smooth, and Zhang Chen would have to work hard.

As a veteran of the used car market in the seaside city, Wang Keqiang has a wide network of contacts, a well-versed approach, and a lot of knowledge. He also has shortcomings. His shortcomings are that he is too cautious and is afraid of offending people.

In addition, Wang Keqiang's understanding of vehicle inspection, type and structure is not so thorough, and he is easily fooled in the process of buying and selling cars.

Wang Keqiang understands his own shortcomings, so he strongly recommends Zhao Yishou, the most unscrupulous person in the seaside city and even several coastal provinces. ) Book friends, please pay attention!