Mythical Version of the Three Kingdoms

Of course, Liu Ba didn't feel confident when he didn't get started. After he got started, he knew that his bank needed to be linked with Taishan Bank, and the family had already agreed to Chen Xi's request, and Chen Xi had transferred 70% of the money to the main bank.

In other words, if there is no such restriction, Chen Xi would not and would not dare to open the bank to Cao Cao. After all, this is to bear the credit risk, and after taking 70% of the cash, the credit risk is already very small.

After all, the distance from Yongliang Bank to Taishan Zongzhuang, and the time required to go back and forth is enough for Chen Xi to tear down the east wall to make up for the west wall. Basically, there will be no large-scale run, and there is no possibility of a credit crisis now.

What's more, as Luzon's copper gradually moved to Donglai, and then transferred to Fenggao, the commercial center of the world that Chen Xi ordered, and then caused money to flow into the hands of the family and people under Wang Xiu's supervision, gradually it will be completely Erase possible credit problems.

To be honest, if it wasn't for the private engraving of the Hou, Yin and Yi tribes, Chen Xi would not have dared to use his own seal as the benchmark for credit currency. In addition, Chen Xi got this in triplicate and compared it one by one in front of all the people who redeemed the bills. This kind of formality is the most reassuring for the family.

This is not something that can be explained simply by a clever name. The construction of this system is gradually independent from the establishment of merchants, unified management of commerce, formulation of rules, and supervision of the commercial system.

It is precisely because Chen Xi sent people to supervise the transactions between the big and wealthy merchants before, to ensure the stability of the chamber of commerce, and let the regulators act as intermediaries to ensure that countless large-scale transactions in a year not only promoted the prosperity of the business, but also made the wealthy merchants understand that the big business The importance of an intermediary in a transaction.

Because no one is willing to carry more than a dozen tons of copper coins for transactions, but deposit the money with the middleman, and then pick up the goods. Afterwards, with the ability of the middleman Chen Xi, the money will be traded to the payee in an instant.

After all, escorting hundreds of millions of money to Liu Bei's official way cannot guarantee absolute safety, let alone the area of ​​Cao Cao and others. If they are robbed, they will cry, but if they give the money to Chen Xi, Chen Xi will directly transfer the money and then collect it. The county where the beneficiary is located directly allocates money from the treasury.

Of course, this is also because the power has just been established and there are no mountains. This kind of method that the central government collects money and the county signs the bill can be accepted, but this transaction method is indeed very fast and very safe, so all businessmen hope Join this way of trading.

Chen Xi's original intention at the time was to let the rich and powerful of the aristocratic families taste the sweetness, and then join in this trading method, so after other businessmen made this request, Chen Xi ruthlessly collected a membership fee and agreed to their joining. Naturally, Chen Xi's business The information is more complete.

Others cannot see the complete information of Tianxia Business, even the three managers of the Chamber of Commerce cannot fully see the information related to Tianxia people's livelihood and business, but with the entry of Tianxia's wealthy merchants, Chen Xi has obtained business intelligence from all over the world .

Chen Xi was different from those businessmen looking for a new home. Last year, Chen Xi had already controlled everything behind the scenes, which was why Chen Xi could guarantee that he would not lose money.

When someone wanted something, Chen Xi ordered someone to check and buy it at a low price, and then sold it in an instant. Once the money was received, even if it was only 5% profit, the profit of 100 million yuan would be millions of dollars.

By the way, because of Chen Xi's approach, Feng Gao claims to be able to buy everything in the world, and he can also sell what you have in the fastest time. Because of the information on the world's business transactions, Chen Xi basically wants everything.

At the beginning, Chen Xi hung more than a hundred vests, which were specially used to buy and sell various things. Of course, Feng Gao officials also sold some information.

For example, who wants this batch of goods, what price, or what I want, whoever has it, the asking price is not too high, basically one to ten gold per piece.

However, many of these are information on vests posted by Chen Xi, but I have never seen anyone who came to spend money to buy information. Chen Xi collects and sells various vests.

It's a pity that the good times came to an end in the second half of last year, and a group of businessmen in a hurry began to do this, and more and more.

Because of the involvement of so many Fenggao officials, in the end the businessmen in Fenggao got used to the existence of the officials, because the officials can guarantee that they will not be cheated by others, and Chen Xi hates this kind of guy who doesn't follow the rules, and even crushes them. A few guys died to stand up.

So the businessman and the family backed by the businessman still recognized the credibility of the official ruling, and then one day Chen Xi suddenly felt that it was too troublesome to run around every day to be a middleman, and there were too many people to support, so let's change the way.

This method is the so-called bank certificate, which is why the family has never doubted it. They have always regarded the exchange certificate as the previous middleman certificate, and this new certificate can barely be regarded as the witness of Chen Xi. After all, Chen Xi stamped it himself. , in triplicate.

It's just that it's different from the middleman. After all, the certificate is paper and can be kept on your body at any time. After all, no matter how good your relationship with the middleman is, it is impossible to keep the middleman on your body.

People are lazy, even though Chen Xi indulged in it, I don’t know who was the first to do the transaction with the redemption certificate, and then all the aristocratic families and wealthy merchants followed suit. This thing is much easier than running around with money, so Big deals are on the rise.

By the way, when this trading method first appeared, Chen Xi even pretended to warn the aristocratic family and those big businessmen not to do this, it would make them a little dizzy when they officially gave money.

As a result, Chen Xi, who is known as the eloquent Confucian, was persuaded by this group of guys who love money like their lives, and it really blocked other people's money. The fighting power of others will definitely shock you.

Both the aristocratic family and the wealthy merchants have already experienced the convenience of this transaction method. If they want to return to the transaction with a few tons of money in a car, it will take more than a month to travel to another state, and they will risk their lives. Way, there is something wrong with my brain!

So Chen Xi was persuaded by the aristocratic family and wealthy merchants, but they also imposed a lot of restrictions, one is the security deposit, and the other is that the large amount needs to be withdrawn by himself. In fact, the second condition is actually to prepare black money.

Back then, the National Bank of England had such an insurance policy that you can only withdraw money if you come in person. If you don’t come in person, it doesn’t matter what kind of direct descendant you are, sister, or parents, it’s completely useless.

Of course, Chen Xi's integrity will not be so low, he still pays attention to his face, but for those whose whole family said goodbye, then I'm sorry, in this troubled world, who knows if you said goodbye that day.

Therefore, if Sun Ce and Cao Cao kill a wealthy businessman who has paid a deposit, Liu Bei can get a share of the pie. Therefore, Chen Xi will secretly sell black material to Cao Cao as a rich and unkind businessman occasionally when he has no money.