Opening Sign-in to a God of Wealth

Chapter 295 Li Yaorong is a great hero

The last topic: market research.

Mainly investigate the development direction of Beihe border trade and how to better guide this direction...

As the person in charge in the future and the pioneer of Beihe, Li Rongrong is naturally the main spokesperson and has the most say.

Li Yaorong was not notified in advance, and today’s speech was completely unprepared.

Nowadays! It is to test Li Guangrong's true ability.

Without real ability, Li Rongrong would not be able to pass this test today.

Nonsense can't be fooled, no one else is a fool.

You really did this project, so you should be familiar with all the details. and so! You don't need to write a speech, you can "speak casually". What I say is genuine.

The two investigators sent from the headquarters were to cooperate with Li Rongrong.

The think tank, he is the decision maker on the think tank.

Ye Chen! As the boss, he is the ultimate decision maker.

As Mr. Ye's secretary, Secretary Rong is just an observer.

But in Ye Chen's guess: she may have been transformed by the previous boss.

she was! It is the final decision maker.

This is the situation in Beihe at present: the locals in Beihe and foreigners doing border foreign trade business basically choose Nongyifa Bank.

Other banks have been to Beihe, but they had no business to do and they all withdrew.

Customers do not deposit money to other banks, and do not use other banks as foreign exchange settlement banks.

Other banks also have business, but! It's so pitiful. And among them! Most of it is loan business.

It is not Nongyifa's monopoly, it is completely voluntary.

The interest rates on deposits and loans are similar, and there is no unfair competition.

The difference is: Nongyifa Bank has a good service attitude and people are willing to come.

and also! It is also the main reason: the deposit-loan offset system.

You deposit 1 million in Nongyifa Bank with a deposit term of one year. If you need a loan in the future, Nongyifa Bank can give you a offset system. In other words! You borrow one million, and the loan period is one year, so! No interest is charged on your loan, only interest equal to your deposit.

This is the balance between deposits and loans!

The excess is calculated at the normal interest rate.

Low interest on deposits and high interest on loans. Are you bullying customers?

Overlord clause!

Since Li Yaorong made this provision in Beihe on his own initiative, the client has chosen Nongyifa Bank.

Who knows if he will borrow money in the future?

If you need a loan, then! I now deposit the money in the Nongyi Development Bank, and then I can "pay off the deposit and loan."

Who doesn't want to save more money now and start their own business in the future?

Even if I don’t need a loan in the future, I can get interest by depositing the money in Nongyi Development Bank?

The deposit interest of Nongyifa Bank is similar to that of other banks, besides! The service attitude is good.

The pig iron pot method (forging) wins!

Why don't other lines follow suit?

The reason is: whoever innovates first can win market recognition.

Beihe was the first to innovate, so he won the market.

Even if other lines follow, they are one step too late.

Besides! Now Nongyifa Bank has passed the "annual meeting": nationwide promotion.

Even if other lines follow suit, it is a step too late.

Nong Yifa has already made corresponding risk prediction and prevention.

Even if other firms rush to follow suit, they are one step behind in risk prediction and prevention.

because! Nongyifa Bank has been experimenting with Li Yaorong on the Beihe side for a long time.

They have summed up a set of prevention experience.

Investigating "deposit-loan offset" is one aspect, and investigating the border foreign trade market is another aspect.

this time! Two surveys.

It is very important to investigate the foreign trade market and which foreign trade and industrial development to support.

Without thorough market research, your loan business may not be able to recover.

If the money is loaned out but cannot be collected, there is a beautiful series of numbers on the bank ledger, which is meaningless.

Who does Nongyifa Bank loan the money to? Which foreign trade industry is loaned to? Which industries? This is important.

It is not a blind loan, and it is not a loan regardless of character.

People with no character, no matter how much money they deposit in the Nongyi Development Bank, still cannot lend money.

The deposit-loan offset system is invalid for them.

The general direction has been set, as long as we discuss it again.

Ye Chen has already approved two major loans, one for foreign trade loans and the other for loans to support industrial development.

The discussion this time is just "refinement"!

The general direction has been clear, which is what Ye Chen said.

The refinement is: specific industries and scales.

How much is the amount? How much is the amount?

The same goes for industrial development: specific industries, scale, and quota.

Only if there is a general direction and a general rule, the staff below have a basis.

"So? I'm going to build a new building, hasn't it been approved?"

Although Li Yaorong has been promoted to the headquarters of Nong Yifa, he still cares about the Beihe branch.

Although Beihe is only a county-level city, its scale is quite large.

To know! None of the other shops came, and Beihe was the only one in Nong Yifa.

and so! It is conceivable how large the business volume of Beihe branch is.

In addition! Beihe also has foreign exchange business.

Beihe now! It is already quite large, larger than its prefecture-level city branch.

The sum of all branches in the entire prefecture-level city is not as good as Beihe.

and so! The current five-story office building with more than 20 business windows can no longer meet the requirements.

The business volume is too large, and more than two dozen business windows are not enough.

As development deepens and continues, it will only become more and more insufficient.

and so! New buildings must be built and business windows added.

Open another business outlet?

But the population of Beihe is not yet concentrated, and the city has not yet formed a scale.

"The above has been approved! I'm here this time! It's mainly for this matter!" said the president of Beiguang Branch.

Build the tallest building in Beihe, increasing the number of business windows.

In addition! Divide business, arrange different business to other floors to handle.

The foreign exchange business is placed on the third floor, an entire floor.

Another addition! Give employees independent real estate...

The houses nowadays are not owned by the workers themselves, they are all developed by Nongyi. after! You can consider welfare to employees, so that employees have property rights.

Although employees have houses to live in, they have no sense of security. The house is developed by Nongyi and is a unit house. Maybe it was taken back by the unit.

and so! Workers must be given peace of mind. As long as it reaches the age limit, the house is yours. or! ...

In short! Employee peace of mind is the first.

After the internal meeting was over, Secretary Rong called Wu Mei in.

The governor of the provincial bank personally recognized Wu Mei as the governor of the Beihe branch.

Then call in Li Yaorong's assistant and appoint him as deputy governor.

Li Yaorong! Became a researcher in Beihe from the Market Research Department of Nongyifa Headquarters.

"Go back and pack up! Go to the capital for vacation! Bring your baby!" Secretary Rong said, pulling Wu Mei aside.

Although Li Rongrong will not leave Beihe, he still has to report to the headquarters of Nongyifa Bank to go through relevant procedures.

and so! Wu Mei can take this opportunity to go to the capital together.

"This?" Wu Mei was very suspicious.

"Fake has been arranged for you! What else do you suspect?"

"Woohoo!" Wu Mei cried with excitement.

Since coming to Beihe with her husband, she and her husband have never left Beihe for vacation.